Table 83 presents the noninterest income recognized within the scope of Topic 606 for each of our three reportable business segments’ principal products and services, along with the relationship to the noninterest income revenue streams reported on our Consolidated Income Statement. For a description of the fee-based revenue and how it is recognized for each segment’s principal products and services, see Note 23 Fee-based Revenue from Contracts with Customers in our 2024 Form 10-K.


	2025						2024
Three months ended June 30 In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group		Retail Banking		Corporate & Institutional Banking		Asset Management Group
Asset management and brokerage
Asset management fees	$	—	$	—	$	241	$	—	$	—	$	229
Brokerage fees	150		—		—		135		—		—
Total asset management and brokerage	150		—		241		135		—		229
Card and cash management
Treasury management fees	11		404		—		11		371		—
Debit card fees	182		—		—		176		—		—
Net credit card fees (a)	50		—		—		58		—		—
Merchant services	42		18		—		41		19		—
Other	20		—		—		22		—		—
Total card and cash management	305		422		—		308		390		—
Lending and deposit services
Deposit account fees	165		—		—		158		—		—
Other	19		8		—		19		8		—
Total lending and deposit services	184		8		—		177		8		—
Residential and commercial mortgage (b)	—		27		—		—		28		—
Capital markets and advisory	—		216		—		—		193		—
Other	—		18		—		—		11		—
Total in-scope noninterest income	639		691		241		620		630		229
Out-of-scope noninterest income (c)	143		331		3		789		312		6
Noninterest income by business segment	$	782	$	1,022	$	244	$	1,409	$	942	$	235
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income					$	1,571					$	1,479
Out-of-scope business segment noninterest income (c)					477						1,107
Noninterest income from other activities (d)					58						(477)
Noninterest income as reported on the Consolidated Income Statement					$	2,106					$	2,109



(Continued from previous page)	2025						2024
Six months ended June 30 In millions	Retail Banking		Corporate & Institutional Banking		Asset Management Group		Retail Banking		Corporate & Institutional Banking		Asset Management Group
Asset management and brokerage
Asset management fees	$	—	$	—	$	480	$	—	$	—	$	456
Brokerage fees	302		—		—		272		—		—
Total asset management and brokerage	302		—		480		272		—		456
Card and cash management
Treasury management fees	21		794		—		21		728		—
Debit card fees	351		—		—		343		—		—
Net credit card fees (a)	91		—		—		103		—		—
Merchant services	77		35		—		78		38		—
Other	40		—		—		44		—		—
Total card and cash management	580		829		—		589		766		—
Lending and deposit services
Deposit account fees	326		—		—		313		—		—
Other	36		15		—		35		17		—
Total lending and deposit services	362		15		—		348		17		—
Residential and commercial mortgage (b)	—		56		—		—		58		—
Capital markets and advisory	—		433		—		—		383		—
Other	—		29		—		—		28		—
Total in-scope noninterest income	1,244		1,362		480		1,209		1,252		456
Out-of-scope noninterest income (c)	244		638		7		964		578		9
Noninterest income by business segment	$	1,488	$	2,000	$	487	$	2,173	$	1,830	$	465
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income					$	3,086					$	2,917
Out-of-scope business segment noninterest income (c)					889						1,551
Noninterest income from other activities (d)					107						(478)
Noninterest income as reported on the Consolidated Income Statement					$	4,082					$	3,990

(a)Net credit card fees consist of interchange fees of $177 million and $170 million and credit card reward costs totaled $127 million and $113 million for the three months ended June 30, 2025 and 2024, respectively. Net credit card fees consist of interchange fees of $339 million and $328 million and credit card reward costs of $248 million and $226 million for the six months ended June 30, 2025 and 2024, respectively.