v3.25.2
REGULATORY CAPITAL MATTERS (Details)
 6 Months Ended 9 Months Ended
Jun. 30, 2025
USD ($)
item
Sep. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
REGULATORY CAPITAL MATTERS      
Capital injection $ 0 $ 0  
Capital conservation buffer 2.50%    
Common Equity Tier 1 capital ratio including capital conservation buffer (as a percent) 7.00%    
Number of conditions or events to be performed | item 0    
Tier 1 capital to risk-weighted assets      
Actual Amount $ 231,538,000   $ 226,244,000
Actual Ratio (as a percent) 0.0996   0.1007
Required for Capital Adequacy Purposes Ratio (as a percent) 0.085    
Common Equity Tier 1 (CET 1) to risk-weighted assets      
Actual Amount $ 231,538,000   $ 226,244,000
Actual Ratio (as a percent) 9.96%   10.07%
Total capital to risk-weighted assets      
Actual Amount $ 294,486,000   $ 294,807,000
Actual Ratio (as a percent) 0.1267   0.1312
Required for Capital Adequacy Purposes Ratio (as a percent) 0.105    
Tier 1 capital to average assets      
Actual Amount $ 231,538,000   $ 226,244,000
Actual Ratio (as a percent) 0.0831   0.0788
Banking Regulations, Retained Earnings (Accumulated Deficit) $ 121,700,000    
Bank      
Tier 1 capital to risk-weighted assets      
Actual Amount $ 264,054,000   $ 256,419,000
Actual Ratio (as a percent) 0.1136   0.1141
Required for Capital Adequacy Purposes Amount $ 139,496,000   $ 134,831,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.060   0.060
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 185,995,000   $ 179,774,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.080   0.080
Common Equity Tier 1 (CET 1) to risk-weighted assets      
Actual Amount $ 264,054,000   $ 256,419,000
Actual Ratio (as a percent) 11.36%   11.41%
Required for Capital Adequacy Purposes Amount $ 104,622,000   $ 101,123,000
Required for Capital Adequacy Purposes Ratio (as a percent) 4.50%   4.50%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 151,121,000   $ 146,067,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 6.50%   6.50%
Total capital to risk-weighted assets      
Actual Amount $ 282,002,000   $ 271,981,000
Actual Ratio (as a percent) 0.1213   0.1210
Required for Capital Adequacy Purposes Amount $ 185,995,000   $ 179,774,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.080   0.080
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 232,494,000   $ 224,718,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.100   0.100
Tier 1 capital to average assets      
Actual Amount $ 264,054,000   $ 256,419,000
Actual Ratio (as a percent) 0.0949   0.0894
Required for Capital Adequacy Purposes Amount $ 111,289,000   $ 114,681,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.040   0.040
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 139,111,000   $ 143,351,000
Banking Regulation, Tier One Leverage Capital Ratio, Well Capitalized, Minimum 0.050   0.050