v3.25.2
FAIR VALUE - Summary of assets and liabilities measured at fair value on a recurring or nonrecurring, the significant unobservable inputs (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2025
Jun. 30, 2025
Dec. 31, 2024
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   $ 1,048 $ 1,060
Fair Value, Recurring      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held at fair value, Fair value   5,099 7,283
Guarantee asset, Fair Value   244 235
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held at fair value, Fair value   0 0
Guarantee asset, Fair Value   0 0
Fair Value, Recurring | Significant Other Observable Inputs (Level 2)      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held at fair value, Fair value   0 0
Guarantee asset, Fair Value   0 0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3)      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held at fair value, Fair value   5,099 7,283
Guarantee asset, Fair Value   244 235
Fair Value, Recurring | Loans Held at Fair Value | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held at fair value, Fair value   $ 5,099 $ 7,283
Fair Value, Recurring | Loans Held at Fair Value | Minimum | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held for investment at fair value, measurement input 7.00% 7.00%  
Fair Value, Recurring | Loans Held at Fair Value | Maximum | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held for investment at fair value, measurement input (8.00%) 8.00%  
Fair Value, Recurring | Loans Held at Fair Value | Weighted Average | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Loans held for investment at fair value, measurement input (7.00%) (7.00%)  
Fair Value, Recurring | Guarantee Asset | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Guarantee assets, measurement input   6.00% 5.00%
Fair Value, Recurring | Guarantee Asset | Prepayment Rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Guarantee asset, Fair Value   $ 244 $ 235
Guarantee assets, measurement input   12.00% (15.00%)
Fair Value, Recurring | Guarantee Asset | Weighted Average | Discount rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Guarantee assets, measurement input   (6.00%) (5.00%)
Fair Value, Recurring | Guarantee Asset | Weighted Average | Prepayment Rate | Significant Unobservable Inputs (Level 3) | Discounted cash flow      
Summary of assets measured on a recurring and nonrecurring basis      
Guarantee assets, measurement input   (12.00%) 15.00%
Fair Value, Recurring | IRLC, net      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   $ 734 $ 358
Fair Value, Recurring | IRLC, net | Quoted Prices in Active Markets for Identical Assets (Level 1)      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   0 0
Fair Value, Recurring | IRLC, net | Significant Other Observable Inputs (Level 2)      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   734 358
Fair Value, Recurring | IRLC, net | Significant Unobservable Inputs (Level 3)      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   0 0
Fair Value, Recurring | Equity Warrants | Volatility | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset     $ 765
Fair Value, Recurring | Equity Warrants | Risk-free interest rate | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative Asset   $ 765  
Fair Value, Recurring | Equity Warrants | Remaining life | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets, period (in years)   2 years  
Fair Value, Recurring | Equity Warrants | Minimum | Volatility | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   0.213 0.213
Fair Value, Recurring | Equity Warrants | Minimum | Risk-free interest rate | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   0.0405 (0.0405)
Fair Value, Recurring | Equity Warrants | Maximum | Volatility | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   0.638 0.638
Fair Value, Recurring | Equity Warrants | Maximum | Risk-free interest rate | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   0.0416 0.0416
Fair Value, Recurring | Equity Warrants | Maximum | Remaining life | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets, period (in years) 2 years    
Fair Value, Recurring | Equity Warrants | Weighted Average | Volatility | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   (0.302) 0.302
Fair Value, Recurring | Equity Warrants | Weighted Average | Risk-free interest rate | Significant Unobservable Inputs (Level 3) | Black-Scholes option pricing model      
Summary of assets measured on a recurring and nonrecurring basis      
Derivative assets   (0.0414) 0.0414
Fair Value, Nonrecurring | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans     $ 10,314
Fair Value, Nonrecurring | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans     $ 25,615
Fair Value, Nonrecurring | Loss given default | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input     0.05
Fair Value, Nonrecurring | Loss given default | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input     0.06
Fair Value, Nonrecurring | Loss given default | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential, OREO | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input   0.05  
Fair Value, Nonrecurring | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales Comparison-Market Value Approach      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans     $ 784
Impaired Loans, Measurement Input     (11.00%)
Fair Value, Nonrecurring | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales comparison, Market approach - guideline transaction method      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans   $ 93  
Impaired Loans, Measurement Input   47.00%  
Fair Value, Nonrecurring | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential, OREO | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans   $ 4,385  
Fair Value, Nonrecurring | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial And Industrial, 1-4 Family Residential | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans   $ 1,212  
Impaired Loans, Measurement Input   7.00%  
Fair Value, Nonrecurring | Measurement Input Loss Given Default | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales comparison, Market approach - guideline transaction method      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired loans     $ 36
Impaired Loans, Measurement Input     (80.00%)
Fair Value, Nonrecurring | Receiver Costs | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   2.00%  
Fair Value, Nonrecurring | Minimum | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   10.00%  
Fair Value, Nonrecurring | Maximum | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   20.00%  
Fair Value, Nonrecurring | Weighted Average | Loss given default | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input     (0.05)
Fair Value, Nonrecurring | Weighted Average | Loss given default | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal Value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input     (0.06)
Fair Value, Nonrecurring | Weighted Average | Loss given default | Significant Unobservable Inputs (Level 3) | 1-4 Family Residential, OREO | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Other Real Estate Owned, Measurement Input   (0.05)  
Fair Value, Nonrecurring | Weighted Average | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales Comparison-Market Value Approach      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input     11.00%
Fair Value, Nonrecurring | Weighted Average | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   (18.00%)  
Fair Value, Nonrecurring | Weighted Average | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales comparison, Market approach - guideline transaction method      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   (47.00%)  
Fair Value, Nonrecurring | Weighted Average | Commission and Cost to Sell | Significant Unobservable Inputs (Level 3) | Commercial And Industrial, 1-4 Family Residential | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   (7.00%)  
Fair Value, Nonrecurring | Weighted Average | Measurement Input Loss Given Default | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Sales comparison, Market approach - guideline transaction method      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input     80.00%
Fair Value, Nonrecurring | Weighted Average | Receiver Costs | Significant Unobservable Inputs (Level 3) | Commercial and Industrial | Appraisal value      
Summary of assets measured on a recurring and nonrecurring basis      
Impaired Loans, Measurement Input   (2.00%)