v3.25.2
FAIR VALUE - Summary of assets measured at fair value on recurring basis (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Guarantee asset          
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration] Net income available for common shareholders Net income available for common shareholders Net income available for common shareholders Net income available for common shareholders  
Derivative Asset $ 1,048   $ 1,048   $ 1,060
Fair Value, Recurring | Forward commitments and FSC          
Guarantee asset          
Derivative Asset         225
Fair Value, Recurring | IRLC, net          
Guarantee asset          
Derivative Asset 734   734   358
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Loans Held at Fair Value          
Guarantee asset          
Balance at beginning of period 6,112 $ 11,922 7,283 $ 13,726  
Gains/(losses) in net income, net 32 50 89 100  
Settlements (1,039) (1,417) (2,216) (2,919)  
Balance at end of period 5,099 10,190 5,099 10,190  
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Net Charge Off (6) (365) (57) (717)  
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Forward commitments and FSC          
Guarantee asset          
Derivative Asset         0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Guarantee Asset          
Guarantee asset          
Balance at beginning of period 261 199 235 189  
Unpaid principal 9 34 20 47  
Gains/(losses) in net income, net (4) 6 32 11  
Settlements (22) (11) (43) (19)  
Balance at end of period 244 228 244 228  
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | IRLC, net          
Guarantee asset          
Derivative Asset 0   0   0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Equity Warrants          
Guarantee asset          
Balance at beginning of period 765 795 765 795  
Balance at end of period 765 $ 795 765 $ 795  
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Recurring | Forward commitments and FSC          
Guarantee asset          
Derivative Asset         0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Recurring | IRLC, net          
Guarantee asset          
Derivative Asset 0   0   0
Significant Other Observable Inputs (Level 2) | Fair Value, Recurring | Forward commitments and FSC          
Guarantee asset          
Derivative Asset         225
Significant Other Observable Inputs (Level 2) | Fair Value, Recurring | IRLC, net          
Guarantee asset          
Derivative Asset $ 734   $ 734   $ 358