v3.25.2
LOANS AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for loan losses by portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Sep. 30, 2024
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance $ 17,956 $ 24,630 $ 18,330 $ 23,931 $ 23,931        
Impact of ASU 2016-13 adoption 258,847 246,875 258,847 246,875   $ 256,555 $ 252,322 $ 245,528 $ 242,738
(Release) provision for credit losses 1,695 2,680 1,887 3,379          
Financing Receivable, Allowance for Credit Loss, Writeoff (667) (15) (1,261) (26)          
Recoveries 10 24 38 35          
Ending balance 18,994 27,319 18,994 27,319          
Cash, Securities, and Other                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 391 777 410 961 961        
(Release) provision for credit losses 759 (402) 740 (586)          
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0        
Ending balance 1,150 375 1,150 375          
Consumer and Other                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 151 87 185 124 124        
(Release) provision for credit losses 5 (15) (49) (46)          
Financing Receivable, Allowance for Credit Loss, Writeoff   (15) 0 (26) (50)        
Recoveries 2 18 22 23          
Ending balance 158 75 158 75          
Construction and Development                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 4,299 7,388 5,184 7,945 7,945        
(Release) provision for credit losses (648) 208 (1,533) (349)          
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0        
Ending balance 3,651 7,596 3,651 7,596          
1-4 Family Residential                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 5,321 4,288              
(Release) provision for credit losses 220 21              
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0        
Recoveries 3                
Ending balance 5,544 4,310 5,544 4,310          
Non-Owner Occupied CRE                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 4,310 2,196 4,340 2,325 2,325        
(Release) provision for credit losses 13 7 (17) (122)          
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0        
Ending balance 4,323 2,203 4,323 2,203          
Owner Occupied CRE                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 915 975 654 1,034 1,034        
(Release) provision for credit losses (178) (2) 83 (61)          
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0        
Ending balance 737 973 737 973          
Commercial and Industrial                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance 2,569 8,919 2,357 7,172 7,172        
(Release) provision for credit losses 1,524 2,863 2,327 4,609          
Financing Receivable, Allowance for Credit Loss, Writeoff (667)   (1,261)   (9,352)        
Recoveries 5 5   6          
Ending balance 3,431 11,787 3,431 11,787          
1-4 Family Residential                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Beginning balance     5,200 4,370 $ 4,370        
(Release) provision for credit losses     336 (66)          
Recoveries   $ 1 8 $ 6          
Ending balance $ 5,544   5,544            
Commercial and Industrial                  
Financing Receivable, Allowance for Credit Loss [Roll Forward]                  
Recoveries     $ 8