Exhibit 99.1 Schedule 7
| Client Name: | |||||||||||||||||||||||
| Client Project Name: | ACHM 2025-HE2CO | ||||||||||||||||||||||
| Start - End Dates: | 8/27/2023 - 10/17/2023 | ||||||||||||||||||||||
| Deal Loan Count: | 4 | ||||||||||||||||||||||
| Conditions Report 2.0 | |||||||||||||||||||||||
| Loans in Report: | 4 | ||||||||||||||||||||||
| Loans with Conditions: | 0 | ||||||||||||||||||||||
| Loan Number | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method |
| 5000027251 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | |||||||||||||||
| 5000028317 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | |||||||||||||||
| 5000028329 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | |||||||||||||||
| 5000028639 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | |||||||||||||||