Exhibit 99.1 Schedule 4

 

Client Name:                                                                                                                                                    
Client Project Name: ACHM 2025-HE2                                                                                                                                                  
Start - End Dates: 9/5/2023 - 7/15/2025                                                                                                                                                  
Deal Loan Count: 667                                                                                                                                                  
                                                                                                                                                           
ATR QM Upload                                                                                                                                                        
                                                                                                                                                           
Loans in Report: 667                                                                                                                                                  
Loan Number Seller Loan Number Original Principal Balance State Loan Level ATR/QM Status Borrowers Qualified Through a Non-Resident Alien Program Occupancy Property Type Number of Units Loan Type Exempt Loan Product Type Exempt Loan Housing Agency Community Housing Development Credit Under Economic Stabilization Act Of 2008 Refinance Of Non-Standard Mortgage Higher Priced Covered Transaction State Prepay Exceptions Loan Purpose Loan Term Exceeds 30 Years Interest Only Feature Negative Amortization Balloon Payment Prepay Penalty Flag Prepayment Penalty Type Prohibited Prepayment Penalty Exceeds Points And Fees Exceeds DTI Limit Lien Position APR QM Calculated DTI Adherence QM Lenders DTI Adherence QM Fee Adherence - Total Charges % QM Fee Adherence - Lenders Fee % Fannie Mae Eligible Freddie Mac Eligible VA Guaranty Eligible FHA Insured Eligible USDA Guarantee Eligible Rural Housing Service Insured Eligible QM - Expected Income Or Assets For DTI QM - Current Employment Status For DTI QM - Monthly Payment On Subject Loan For DTI QM - Monthly Payment On Additional Loan For DTI QM - Monthly Payment Mortgage Related Obligations QM - Current Debt Obligations Alimony and Child Support for DTI QM - Monthly DTI Ratio Or Residual Income ATR - Guidelines Provided to Document Approach ATR - Current And Expected Income And Assets ATR - Current Employment Status ATR - Mortgage Payment Obligation ATR - Mortgage Payment on Simultaneous Transaction ATR - Payment For Mortgage Related Obligations ATR - Debt Obligations Including Alimony and Child Support ATR - Monthly DTI Ratio or Residual Income ATR - Consumer Credit History ATR Lenders - DTI (Back) ATR Calculated DTI (Back) QM Lender Value DTI (Back) QM Calculated DTI (Back) Initial DTI (Back) DTI Qualifying (Back) Residual Income Analysis in File Residual Income Guidelines Did Loan Meet Guidelines Residual Income Amount Short Sale Short Sale Date Deed In Lieu Deed In Lieu Date Loan Status QRM Flag Borrower 2 Guarantor Flag Borrower 3 Guarantor Flag Borrower 4 Guarantor Flag Borrower 1 Income Doc Type Summary Borrower 2 Income Doc Type Summary Borrower 3 Income Doc Type Summary Borrower 4 Income Doc Type Summary
5000027293 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1478 Yes No 0.348 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.35 0 42.35 42.35 42.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Client Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
 (No Data) (No Data) (No Data)
5000031888 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5173 Yes No 2.904 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.33 0 42.33 42.33 42.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000033509 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.2615 Yes No 3.366 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.66 0 39.66 39.66 39.66 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000042877 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.9754 Yes No 4.421 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.48 0 37.48 37.48 37.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000042934 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6806 Yes No 3.33 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.94 0 34.94 34.94 34.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000043662 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4541 Yes No 4.591 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.49 0 37.49 37.49 37.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044061 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9596 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.54 0 26.54 26.54 26.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044081 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6852 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.88 0 40.88 40.88 40.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044084 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3961 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.22 0 35.22 35.22 35.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Personal Tax Return - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044146 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0707 No No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.4 0 47.4 47.4 47.4 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044183 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2305 Yes No 4.304 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.45 0 33.45 33.45 33.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months;
 (No Data) (No Data) (No Data)
5000044200 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.3191 Yes No 3.994 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.23 0 25.23 25.23 25.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044253 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5198 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.8 0 26.8 26.8 26.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044258 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6143 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.28 0 21.28 21.28 21.28 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044267 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.2669 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.03 0 28.03 28.03 28.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044311 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.9425 Yes No 4.225 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.49 0 42.49 42.49 42.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044326 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.9536 Yes No 4.633 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.19 0 35.19 35.19 35.19 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044342 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1330 Yes No 4.622 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.45 0 39.45 39.45 39.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044353 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2694 Yes No 4.312 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.76 0 41.76 41.76 41.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044377 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4839 No No 4.526 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.67 0 47.67 47.67 47.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 1 months;
 (No Data) (No Data) (No Data)
5000044385 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3641 No No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.32 0 46.32 46.32 46.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044386 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4853 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.09 0 38.09 38.09 38.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044413 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9986 Yes No 4.503 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.77 0 38.77 38.77 38.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044415 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3616 Yes No 5.284 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.34 0 25.34 25.34 25.34 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044417 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8323 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.67 0 41.67 41.67 41.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044436 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1461 Yes No 5.861 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.91 0 22.91 22.91 22.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000044443 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8089 Yes No 4.848 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.38 0 25.38 25.38 25.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044466 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1103 Yes No 3.246 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.62 0 29.62 29.62 29.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044486 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5289 No No 0.504 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.82 0 49.82 49.82 49.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 1 months;
 (No Data) (No Data) (No Data)
5000044500 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9765 Yes No 4.425 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.58 0 27.58 27.58 27.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044502 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4861 No No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.5 0 48.5 48.5 48.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044503 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6362 Yes No 4.806 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.52 0 27.52 27.52 27.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044504 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3774 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.79 0 36.79 36.79 36.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044509 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.2057 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.07 0 33.07 33.07 33.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044521 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5342 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.31 0 41.31 41.31 41.31 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044526 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9298 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.62 0 42.62 42.62 42.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044542 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8921 No No 3.755 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.52 0 44.52 44.52 44.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 11 months;
W2 - 12 months;
 (No Data) (No Data)
5000044546 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0939 Yes No 4.811 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.04 0 41.04 41.04 41.04 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044549 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.9847 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.78 0 27.78 27.78 27.78 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044565 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 13.4274 Yes No 4.409 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.39 0 21.39 21.39 21.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044574 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4445 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.41 0 49.41 49.41 49.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044580 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0977 Yes No 4.894 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.27 0 31.27 31.27 31.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044582 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.2579 No No 4.451 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.75 0 47.75 47.75 47.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044583 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5668 No No 4.95 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.32 0 44.32 44.32 44.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044591 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2201 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.35 0 27.35 27.35 27.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044593 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8118 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.39 0 41.39 41.39 41.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044594 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8534 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.08 0 35.08 35.08 35.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000044599 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7672 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.8 0 42.8 42.8 42.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044601 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.0092 Yes No 4.795 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.48 0 42.48 42.48 42.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044605 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9134 Yes No 4.015 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.82 0 42.82 42.82 42.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044619 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0039 Yes No 4.555 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.36 0 42.36 42.36 42.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044630 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2760 No No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.63 0 43.63 43.63 43.63 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044634 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5235 Yes No 3.994 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.3 0 35.3 35.3 35.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000044635 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5329 Yes No 4.486 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.84 0 37.84 37.84 37.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 35 months;
 (No Data) (No Data) (No Data)
5000044651 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 13.3105 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 13.99 0 13.99 13.99 13.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044674 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.9383 Yes No 4.22 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.57 0 23.57 23.57 23.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044686 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3117 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.68 0 42.68 42.68 42.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044696 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1620 Yes No 0.583 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.11 0 37.11 37.11 37.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044715 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 15.0659 Yes No 7.287 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.69 0 22.69 22.69 22.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044730 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1632 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.52 0 30.52 30.52 30.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
Written VOE - 25 months;
 (No Data) (No Data)
5000044739 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0315 Yes No 4.625 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.17 0 42.17 42.17 42.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044744 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.2879 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.57 0 42.57 42.57 42.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000044755 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0213 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.53 0 39.53 39.53 39.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044759 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6446 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.4 0 26.4 26.4 26.4 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044766 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3882 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.33 0 32.33 32.33 32.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044778 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.0317 Yes No 4.947 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.83 0 34.83 34.83 34.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044791 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1798 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.51 0 28.51 28.51 28.51 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044795 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4711 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.6 0 44.6 44.6 44.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044803 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0807 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.7 0 41.7 41.7 41.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000044804 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4003 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.4 0 40.4 40.4 40.4 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044821 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5003 Yes No 4.224 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.91 0 27.91 27.91 27.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044822 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9414 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.49 0 20.49 20.49 20.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044847 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5179 Yes No 4.714 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.5 0 22.5 22.5 22.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044849 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.7260 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.71 0 33.71 33.71 33.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044851 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6850 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.44 0 28.44 28.44 28.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 1 months;
 (No Data) (No Data) (No Data)
5000044860 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7560 No No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.6 0 43.6 43.6 43.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044861 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8882 No No 6.878 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.2 0 48.2 48.2 48.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Written VOE - 24 months;
 (No Data) (No Data) (No Data)
5000044865 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.7714 No No 3.841 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.42 0 42.42 42.42 42.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044886 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9845 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.73 0 27.73 27.73 27.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044915 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2315 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.67 0 31.67 31.67 31.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044918 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1708 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.84 0 36.84 36.84 36.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000044922 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4654 Yes No 4.413 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.26 0 35.26 35.26 35.26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044933 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9140 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.72 0 33.72 33.72 33.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044938 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9172 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.54 0 39.54 39.54 39.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044941 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3841 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.39 0 28.39 28.39 28.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044942 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5752 No No 4.828 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.16 0 43.16 43.16 43.16 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000044968 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.3783 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.56 0 24.56 24.56 24.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045000 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 15.2063 Yes No 4.237 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.2 0 34.2 34.2 34.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045008 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0716 Yes No 0 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.84 0 34.84 34.84 34.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045016 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0028 Yes No 4.447 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.88 0 35.88 35.88 35.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045024 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.8868 Yes No 4.211 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.67 0 39.67 39.67 39.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045030 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4767 Yes No 4.453 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.52 0 41.52 41.52 41.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045042 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6864 Yes No 4.375 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.29 0 41.29 41.29 41.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045048 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.3938 Yes No 4.761 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.64 0 41.64 41.64 41.64 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045057 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4793 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.48 0 38.48 38.48 38.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045085 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1881 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.41 0 42.41 42.41 42.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data)
5000045107 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3723 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.44 0 26.44 26.44 26.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045118 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8485 Yes No 2.668 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.8 0 27.8 27.8 27.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045122 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.8614 Yes No 4.155 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.87 0 30.87 30.87 30.87 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045147 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5544 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.92 0 34.92 34.92 34.92 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045149 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0106 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.02 0 42.02 42.02 42.02 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000045162 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.5795 Yes No 4.694 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.83 0 37.83 37.83 37.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045167 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0642 No No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.31 0 23.31 23.31 23.31 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045168 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3638 Yes No 3.985 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.39 0 24.39 24.39 24.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045191 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0520 Yes No 4.642 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.85 0 41.85 41.85 41.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045210 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3184 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.07 0 31.07 31.07 31.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045214 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.3296 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.82 0 42.82 42.82 42.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000045241 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.9213 Yes No 4.03 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.09 0 40.09 40.09 40.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045245 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5199 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.83 0 40.83 40.83 40.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045247 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6795 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.17 0 42.17 42.17 42.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045262 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3790 Yes No 1.607 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.53 0 23.53 23.53 23.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045271 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.8764 Yes No 4.073 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.34 0 35.34 35.34 35.34 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045275 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1538 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.1 0 42.1 42.1 42.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045303 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6486 Yes No 4.101 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.11 0 35.11 35.11 35.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045305 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.5997 Yes No 7.284 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.26 0 42.26 42.26 42.26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045331 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4001 Yes No 4.411 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.49 0 35.49 35.49 35.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045335 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6147 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.09 0 34.09 34.09 34.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045346 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.3917 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.24 0 32.24 32.24 32.24 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045354 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3952 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.89 0 34.89 34.89 34.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045358 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9268 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.22 0 39.22 39.22 39.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045367 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.5027 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.81 0 41.81 41.81 41.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045380 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4227 Yes No 4.708 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.37 0 37.37 37.37 37.37 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045388 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7423 No No 4.463 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.68 0 47.68 47.68 47.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045403 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1527 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.98 0 28.98 28.98 28.98 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045418 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8532 Yes No 4.404 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.8 0 34.8 34.8 34.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045419 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4683 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.59 0 41.59 41.59 41.59 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045421 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2506 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.34 0 40.34 40.34 40.34 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045425 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5091 No No 4.042 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 37.98 37.98 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045428 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9633 Yes No 5.721 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.36 0 40.36 40.36 40.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045431 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.6139 Yes No 4.908 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.54 0 30.54 30.54 30.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045434 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2380 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.27 0 23.27 23.27 23.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000045437 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.0880 Yes No 4.806 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.56 0 36.56 36.56 36.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000045440 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1655 Yes No 4.786 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.01 0 38.01 38.01 38.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045457 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1649 Yes No 4.916 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.23 0 36.23 36.23 36.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000045468 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1686 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.07 0 31.07 31.07 31.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045469 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6781 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.97 0 23.97 23.97 23.97 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045472 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5151 Yes No 4.615 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.67 0 42.67 42.67 42.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045482 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7387 Yes No 1.415 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.41 0 36.41 36.41 36.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045498 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0266 Yes No 4.997 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.9 0 30.9 30.9 30.9 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045499 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9771 Yes No 4.53 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.83 0 37.83 37.83 37.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045504 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.3739 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.2 0 35.2 35.2 35.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045506 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1871 Yes No 2.334 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.1 0 40.1 40.1 40.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045528 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.3695 Yes No 4.1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.14 0 40.14 40.14 40.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045535 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3264 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.83 0 40.83 40.83 40.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045539 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1298 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.23 0 40.23 40.23 40.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045544 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9328 Yes No 4.878 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.22 0 38.22 38.22 38.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045546 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4347 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.49 0 30.49 30.49 30.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045557 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5529 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.78 0 33.78 33.78 33.78 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045580 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5650 Yes No 4.615 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.92 0 30.92 30.91 30.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 25 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045583 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.8167 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.07 0 42.07 42.07 42.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045592 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1536 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.14 0 29.14 29.14 29.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000045596 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.7608 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.85 0 42.85 42.85 42.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045598 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5638 Yes No 4.542 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.22 0 35.22 35.22 35.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045621 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1854 No No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.02 0 45.02 45.02 45.02 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045624 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0006 No No 4.927 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.81 0 47.81 47.81 47.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045633 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9878 No No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.38 0 48.38 48.38 48.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045635 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9680 No No 4.264 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.96 0 47.96 47.96 47.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045643 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1599 Yes No 2.704 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.04 0 35.04 35.04 35.04 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000045661 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5596 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.44 0 28.44 28.44 28.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045664 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9037 Yes No 3.957 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.38 0 37.38 37.38 37.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045682 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5680 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.75 0 41.75 41.75 41.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 W2 - 12 months;
Written VOE - 26 months;
 (No Data) (No Data)
5000045685 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0490 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32 0 32 32 32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045688 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5715 Yes No 4.868 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.75 0 40.75 40.75 40.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
Written VOE - 26 months;
 (No Data) (No Data) (No Data)
5000045691 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4702 Yes No 4.566 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.22 0 27.22 27.22 27.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045694 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4083 Yes No 4.278 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.49 0 41.49 41.49 41.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000045700 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9097 No No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.88 0 44.88 44.88 44.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045707 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4140 No No 4.348 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.31 0 43.31 43.31 43.31 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045712 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.1833 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.15 0 32.15 32.15 32.15 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045713 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.6772 Yes No 3.355 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.46 0 37.46 37.46 37.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000045715 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4206 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.8 0 42.8 42.8 42.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045719 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0396 Yes No 2.109 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.15 0 34.15 34.15 34.15 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045727 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6824 Yes No 4.929 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.1 0 30.1 30.1 30.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045744 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2883 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.33 0 25.33 25.33 25.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045751 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.3122 Yes No 4.004 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.25 0 37.25 37.25 37.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Award Letter - 0 months;
Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045752 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3581 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.5 0 41.5 41.5 41.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 Written VOE - 25 months;
 (No Data) (No Data)
5000045753 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.8665 Yes No 4.121 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.55 0 39.55 39.55 39.55 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045754 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1877 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.91 0 23.91 23.91 23.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045755 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.7913 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.98 0 42.98 42.98 42.98 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045766 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1125 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.87 0 25.87 25.87 25.87 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045773 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9641 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.44 0 33.44 33.44 33.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045774 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0166 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.48 0 40.48 40.48 40.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045780 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.5974 Yes No 4.428 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.64 0 42.64 42.64 42.64 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000045787 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8214 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.42 0 36.42 36.42 36.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045797 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5659 Yes No 4.366 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.35 0 38.35 38.35 38.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045813 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8229 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.34 0 41.34 41.34 41.34 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045823 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1325 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.17 0 24.17 24.17 24.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045825 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7541 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.81 0 23.81 23.81 23.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045828 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8933 Yes No 4.886 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.46 0 35.46 35.46 35.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045847 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6418 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.79 0 36.79 36.79 36.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045852 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0540 No No 4.877 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.32 0 47.32 47.32 47.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045853 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6175 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.5 0 37.5 37.5 37.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045859 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6775 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.52 0 37.52 37.52 37.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045865 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.4000 Yes No 4.135 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.32 0 33.32 33.32 33.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045868 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1110 Yes No 4.419 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.47 0 39.47 39.47 39.47 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045869 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2309 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.06 0 35.06 35.06 35.06 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Written VOE - 26 months;
 (No Data) (No Data) (No Data)
5000045904 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6168 Yes No 4.64 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.23 0 33.23 33.23 33.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045906 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.2833 Yes No 7.765 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.72 0 25.72 25.72 25.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045910 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.8400 Yes No 4.143 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.91 0 29.91 29.91 29.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045920 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6710 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.51 0 37.51 37.51 37.51 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045922 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.4857 Yes No 4.655 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.33 0 30.33 30.33 30.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045925 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0557 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.46 0 32.46 32.45 32.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045936 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5052 Yes No 4.279 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.94 0 36.94 36.94 36.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045937 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3114 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.35 0 30.35 30.35 30.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045941 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6093 Yes No 4.729 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.13 0 37.13 37.13 37.13 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045942 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4936 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20 0 20 20 20 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045943 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.3001 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.52 0 31.52 31.52 31.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045947 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2867 Yes No 1.145 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 17.55 0 17.55 17.55 17.55 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045960 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.2042 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.76 0 42.76 42.76 42.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045961 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0274 Yes No 3.459 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.91 0 34.91 34.91 34.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045965 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6701 No No 2.159 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.82 0 47.82 47.82 47.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000045976 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0223 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.96 0 27.96 27.96 27.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000045991 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2428 No No 2.282 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.07 0 43.07 43.07 43.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046011 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5862 Yes No 4.818 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.21 0 34.21 34.21 34.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046032 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.4792 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.41 0 34.41 34.41 34.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046050 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1315 Yes No 4.906 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.52 0 42.52 42.52 42.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046058 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6565 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.27 0 40.27 40.27 40.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046060 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0441 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.22 0 31.22 31.22 31.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046061 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5462 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.85 0 42.85 42.85 42.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046073 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9056 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.17 0 29.17 29.17 29.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046077 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1529 Yes No 4.85 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.25 0 35.25 35.25 35.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046088 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8951 Yes No 4.29 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.58 0 42.58 42.58 42.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046089 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8665 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.85 0 42.85 42.85 42.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000046112 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9137 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.11 0 36.11 36.11 36.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046164 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9035 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.58 0 32.58 32.58 32.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046166 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.1568 Yes No 4.194 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.43 0 42.43 42.43 42.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046167 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.9297 Yes No 1.406 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.48 0 42.48 42.48 42.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046171 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1726 No No 4.082 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.2 0 45.2 45.2 45.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046185 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5658 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.43 0 30.43 30.43 30.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Business Tax Return - 1 months;
Personal Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000046189 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8182 Yes No 4.616 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.07 0 29.07 29.07 29.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046193 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.8470 Yes No 6.62 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 19.45 0 19.45 19.45 19.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046194 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3974 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.15 0 39.15 39.15 39.15 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046195 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8327 Yes No 8 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.36 0 39.36 39.36 39.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data)
5000046196 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9137 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.28 0 38.28 38.28 38.28 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046199 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9739 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.99 0 34.99 34.99 34.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046201 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.0907 No No 4.112 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.12 0 43.12 43.12 43.12 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046225 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.0814 Yes No 4.079 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.07 0 22.07 22.07 22.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046230 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5528 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.49 0 42.49 42.49 42.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046241 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6809 Yes No 0.367 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.71 0 26.71 26.71 26.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046247 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1432 Yes No 4.681 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.37 0 32.37 32.37 32.37 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046252 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5496 Yes No 4.026 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.52 0 32.52 32.52 32.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046254 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3081 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.08 0 31.08 31.08 31.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046255 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1167 Yes No 4.288 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.76 0 40.76 40.76 40.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046266 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3678 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.42 0 42.42 42.42 42.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046290 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7945 Yes No 2.396 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.48 0 39.48 39.48 39.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046322 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8344 Yes No 4.478 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.35 0 35.35 35.35 35.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046332 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4755 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.13 0 43.13 43.13 43.13 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046339 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0997 No No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.63 0 46.63 46.63 46.63 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046344 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.8250 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.38 0 41.38 41.38 41.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046351 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7744 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.05 0 44.05 44.05 44.05 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046353 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7330 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.95 0 41.95 41.95 41.95 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046354 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3384 Yes No 4.981 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.46 0 25.46 25.46 25.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046363 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3984 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.97 0 26.97 26.97 26.97 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046365 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6720 No No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.91 0 44.91 44.91 44.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046367 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9997 No No 1.835 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.56 0 44.56 44.56 44.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046378 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5401 Yes No 4.698 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26 0 26 26 26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046392 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4952 Yes No 1.703 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.67 0 36.67 36.67 36.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046403 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.6570 Yes No 4.261 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.34 0 34.34 34.34 34.34 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 2 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046408 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1113 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.27 0 31.27 31.27 31.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046409 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.0320 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.12 0 33.12 33.12 33.12 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Offer Letter - 1 months;
W2 - 12 months;
 Written VOE - 12 months;
 (No Data) (No Data)
5000046411 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0472 Yes No 4.203 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.35 0 26.35 26.35 26.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046413 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3406 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.56 0 41.56 41.56 41.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046417 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.0268 Yes No 4.059 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.45 0 35.45 35.45 35.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000046426 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8053 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.49 0 34.49 34.49 34.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046430 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9879 Yes No 3.475 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.18 0 42.18 42.18 42.18 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046434 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.4391 Yes No 4.112 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.29 0 20.29 20.29 20.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046440 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2673 Yes No 4.668 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.85 0 41.85 41.85 41.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Written VOE - 26 months;
 (No Data) (No Data) (No Data)
5000046446 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2380 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.94 0 29.94 29.94 29.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046450 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9376 Yes No 4.997 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.77 0 41.77 41.77 41.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046472 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.9996 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.58 0 29.58 29.58 29.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046473 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0683 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.62 0 42.62 42.62 42.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046474 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.8667 Yes No 4.088 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.19 0 24.19 24.19 24.19 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 14 months;
 (No Data) (No Data) (No Data)
5000046475 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9900 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.49 0 42.49 42.49 42.49 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046491 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0109 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.68 0 42.68 42.68 42.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046500 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6551 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32 0 32 32 32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 26 months;
 (No Data) (No Data) (No Data)
5000046509 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9111 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.16 0 35.16 35.16 35.16 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046515 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.9130 Yes No 4.222 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.44 0 41.44 41.44 41.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046525 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7276 Yes No 4.608 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.93 0 37.93 37.93 37.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046545 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2889 Yes No 3.977 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.18 0 28.18 28.18 28.18 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046564 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5751 Yes No 4.716 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.53 0 41.53 41.53 41.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046574 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2544 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.08 0 42.08 42.08 42.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046576 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1435 Yes No 4.314 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.82 0 36.82 36.82 36.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046585 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9375 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.01 0 31.01 31.01 31.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046586 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9221 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.63 0 36.63 36.63 36.63 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046601 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2124 No No 2.259 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.14 0 43.14 43.14 43.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046606 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.4516 No No 7.691 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.33 0 43.33 43.33 43.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000046608 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1330 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.38 0 41.38 41.38 41.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046609 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0802 Yes No 4.367 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.85 0 22.85 22.85 22.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046610 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2897 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.02 0 33.02 33.02 33.02 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046615 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.1483 Yes No 4.1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.68 0 35.68 35.68 35.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046637 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8712 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.71 0 29.71 29.71 29.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046645 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2101 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.69 0 30.69 30.69 30.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046655 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 1 11.6157 No No 4.263 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.89 0 44.89 44.89 44.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046660 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.0047 Yes No 4.004 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.14 0 41.14 41.14 41.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046664 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3579 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.89 0 33.89 33.89 33.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046670 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 12.8810 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 15.48 0 15.48 15.48 15.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046680 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7567 Yes No 4.386 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.18 0 32.18 32.18 32.18 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046693 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.3741 Yes No 3.993 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.5 0 39.5 39.5 39.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046703 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3915 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.5 0 27.5 27.5 27.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046717 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6311 No No 4.813 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.46 0 46.46 46.46 46.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046727 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.5352 Yes No 4.147 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.12 0 25.12 25.12 25.12 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046731 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0154 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.48 0 22.48 22.48 22.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046735 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7419 Yes No 3.022 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.96 0 23.96 23.96 23.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046742 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3704 No No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.35 0 43.35 43.35 43.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046760 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0980 No No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 56.91 0 56.91 56.91 56.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046761 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5523 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.81 0 42.81 42.81 42.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046762 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3251 Yes No 0.908 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.42 0 27.42 27.42 27.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046765 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.4865 Yes No 4.133 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.57 0 31.57 31.57 31.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046768 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8528 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.54 0 31.54 31.54 31.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
 (No Data) (No Data)
5000046777 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.3614 Yes No 4.071 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.71 0 40.71 40.71 40.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046783 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1972 Yes No 4.592 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.42 0 33.42 33.42 33.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000046786 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6170 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.09 0 36.09 36.09 36.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046788 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.8590 Yes No 4.075 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.48 0 32.48 32.48 32.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046802 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1829 Yes No 4.433 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.58 0 36.58 36.58 36.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 2 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046804 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9117 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.87 0 34.87 34.87 34.87 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046807 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.2192 No No 2.351 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.06 0 34.06 34.06 34.06 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 2 months;
W2 - 12 months;
 Paystub - 2 months;
W2 - 12 months;
 (No Data) (No Data)
5000046814 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1153 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 15.78 0 15.78 15.78 15.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046818 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 11.9210 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.79 0 20.79 20.79 20.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046838 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.0903 Yes No 4.212 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.42 0 41.42 41.42 41.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046847 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9411 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.83 0 28.83 28.83 28.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046851 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2341 Yes No 0.553 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43 0 43 43 43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046869 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2541 Yes No 4.716 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.73 0 40.73 40.73 40.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046871 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7357 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.39 0 27.39 27.39 27.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046872 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2707 Yes No 4.779 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.95 0 38.95 38.95 38.95 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Business Tax Return - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000046884 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.0697 Yes No 3.996 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.6 0 36.6 36.6 36.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046886 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3624 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.13 0 35.13 35.13 35.13 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046887 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5337 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.23 0 39.23 39.23 39.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Business Tax Return - 12 months;
P & L Only - 12 months;
 Business Tax Return - 12 months;
P & L Only - 12 months;
 (No Data) (No Data)
5000046891 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6261 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.67 0 38.67 38.67 38.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046895 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0519 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 18.81 0 18.81 18.81 18.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046901 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2180 No No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.19 0 44.19 44.19 44.19 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 27 months;
 (No Data) (No Data) (No Data)
5000046907 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9986 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.51 0 41.51 41.51 41.51 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046911 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2135 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.96 0 42.96 42.96 42.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046917 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5344 Yes No 7.287 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.36 0 29.36 29.36 29.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046918 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3250 Yes No 4.846 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.77 0 24.77 24.77 24.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046939 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9472 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.05 0 32.05 32.05 32.05 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046944 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3500 No No 4.806 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.83 0 49.83 49.83 49.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046957 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8803 Yes No 3.946 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 10.62 0 10.62 10.62 10.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046978 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.5326 No No 4.115 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.11 0 49.11 49.11 49.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000046987 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1074 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.61 0 38.61 38.61 38.61 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000046992 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4309 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.29 0 32.29 32.29 32.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 2 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047000 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.6961 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.93 0 42.93 42.93 42.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047005 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1785 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.14 0 22.14 22.14 22.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047015 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4942 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.3 0 25.3 25.3 25.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047023 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0488 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.9 0 35.9 35.9 35.9 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000047038 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6155 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.67 0 36.67 36.67 36.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047049 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3708 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.65 0 39.65 39.65 39.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047060 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1023 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.85 0 38.85 38.85 38.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047068 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9461 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.91 0 40.91 40.91 40.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047069 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.4905 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.07 0 30.07 30.07 30.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047085 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0307 Yes No 5.861 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.06 0 32.06 32.06 32.06 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047086 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7583 Yes No 4.582 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.72 0 34.72 34.72 34.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047089 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9860 Yes No 4.808 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.31 0 24.31 24.31 24.31 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047109 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1408 No No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.21 0 43.21 43.21 43.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047113 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.9012 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.88 0 36.88 36.88 36.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047116 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8746 Yes No 4.908 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.38 0 32.38 32.38 32.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047129 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0800 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.93 0 34.93 34.93 34.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047131 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8807 Yes No 0.834 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.89 0 40.89 40.89 40.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047133 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8964 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.67 0 35.67 35.67 35.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047134 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2188 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.99 0 42.99 42.99 42.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000047137 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5013 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.69 0 30.69 30.69 30.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047153 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3138 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.96 0 33.96 33.96 33.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047168 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5651 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.7 0 42.7 42.7 42.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047175 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1749 Yes No 4.517 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.93 0 20.93 20.93 20.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047191 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6797 Yes No 1.061 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.54 0 26.54 26.54 26.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047200 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 13.4767 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 16.32 0 16.32 16.32 16.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047201 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8458 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.98 0 38.98 38.98 38.98 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047215 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 13.4654 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 17.38 0 17.38 17.38 17.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000047217 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 10.5608 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.01 0 22.01 22.01 22.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047224 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9459 No No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.21 0 45.21 45.21 45.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047228 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8109 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.68 0 40.68 40.68 40.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047237 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4723 Yes No 4.57 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.25 0 42.25 42.25 42.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047250 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7833 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.6 0 39.6 39.6 39.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047297 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1184 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.94 0 42.94 42.94 42.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047316 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1025 Yes No 7.021 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.03 0 34.03 34.03 34.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000047330 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8223 Yes No 4.843 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.47 0 40.47 40.47 40.47 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047338 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5853 Yes No 4.156 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.73 0 41.73 41.73 41.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047344 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2521 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.48 0 42.48 42.48 42.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000047348 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3526 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.2 0 39.2 39.2 39.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047351 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6991 Yes No 4.689 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.46 0 34.46 34.46 34.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000047357 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5689 Yes No 4.708 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.86 0 24.86 24.86 24.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
 1099 - 12 months;
 (No Data) (No Data)
5000047365 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 10.5817 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.37 0 42.37 42.37 42.37 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000047366 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1640 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.27 0 32.27 32.27 32.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047403 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2570 Yes No 4.602 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.8 0 41.8 41.8 41.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047434 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1317 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.96 0 38.96 38.96 38.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047435 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1998 Yes No 4.315 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.3 0 36.3 36.3 36.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047462 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2165 Yes No 4.586 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 19.69 0 19.69 19.69 19.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047482 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7089 Yes No 5.991 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.32 0 20.32 20.32 20.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047483 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6130 No No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.77 0 48.77 48.77 48.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000047491 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1623 Yes No 4.406 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.21 0 42.21 42.21 42.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047501 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7945 Yes No 4.755 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.52 0 29.52 29.52 29.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047506 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 15.5250 Yes No 8 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.62 0 25.62 25.62 25.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047510 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9983 Yes No 4.59 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.27 0 32.27 32.27 32.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047520 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0633 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.42 0 37.42 37.42 37.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047530 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.7759 No No 3.969 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.6 0 44.6 44.6 44.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Business Tax Return - 12 months;
Personal Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000047532 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1570 Yes No 4.321 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 18.04 0 18.04 18.04 18.04 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047547 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.0687 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.99 0 40.99 40.99 40.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047552 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1275 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.71 0 41.71 41.71 41.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047553 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1042 Yes No 2.952 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.76 0 40.76 40.76 40.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047567 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1282 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.71 0 35.71 35.71 35.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047568 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6662 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.36 0 39.36 39.36 39.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000047571 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2192 No No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.03 0 43.03 43.03 43.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047572 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1603 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.09 0 36.09 36.09 36.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
W2 - 12 months;
 (No Data) (No Data)
5000047573 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6881 Yes No 4.4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.8 0 38.8 38.8 38.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047580 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0005 No No 4.564 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43 0 43 43 43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047590 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0086 Yes No 4.507 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.07 0 22.07 22.07 22.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047598 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.8118 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.57 0 27.57 27.57 27.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047602 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4163 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.05 0 31.05 31.05 31.05 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047604 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4809 Yes No 4.737 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.89 0 33.89 33.89 33.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 12 months;
W2 - 12 months;
 Paystub - 12 months;
W2 - 12 months;
 (No Data) (No Data)
5000047643 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9619 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.17 0 35.17 35.17 35.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047647 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6333 No No 3.364 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.09 0 47.09 47.09 47.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047649 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5859 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.25 0 34.25 34.25 34.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047662 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5283 Yes No 4.638 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.81 0 38.81 38.81 38.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047667 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6479 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.58 0 20.58 20.58 20.58 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047678 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4850 Yes No 4.46 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.79 0 37.79 37.79 37.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047682 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2727 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.16 0 35.16 35.16 35.16 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047683 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6758 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.38 0 34.38 34.38 34.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047685 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1345 Yes No 4.442 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.11 0 41.11 41.11 41.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047715 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4704 Yes No 1.328 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.74 0 31.74 31.74 31.74 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047724 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7920 Yes No 4.555 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.84 0 24.84 24.84 24.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047734 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0496 Yes No 3.06 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.16 0 36.16 36.16 36.16 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047747 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0502 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.03 0 41.03 41.03 41.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047748 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2325 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.57 0 38.57 38.57 38.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047756 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.0024 Yes No 3.996 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.98 0 42.98 42.98 42.98 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047757 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6913 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.17 0 25.17 25.17 25.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047764 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5349 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.69 0 40.69 40.69 40.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047765 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1838 Yes No 4.543 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.89 0 35.89 35.89 35.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047778 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3889 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.22 0 37.22 37.22 37.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Personal Tax Return - 12 months;
 (No Data) (No Data)
5000047783 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9113 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.75 0 29.75 29.75 29.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047797 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1911 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.05 0 38.05 38.05 38.05 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047811 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4451 Yes No 3.26 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.99 0 42.99 42.99 42.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047819 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5462 Yes No 4.09 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.45 0 32.45 32.45 32.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047821 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8613 No No 4.924 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.76 0 48.76 48.76 48.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047842 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2715 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.3 0 39.3 39.3 39.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047851 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1365 Yes No 4.529 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.68 0 40.68 40.68 40.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047853 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1480 Yes No 4.42 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.35 0 42.35 42.35 42.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047854 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3272 Yes No 4.628 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.53 0 27.53 27.53 27.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
W2 - 12 months;
 (No Data) (No Data)
5000047869 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 11.5052 Yes No 4.663 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.53 0 38.53 38.53 38.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047878 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5658 No No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.96 0 49.96 49.96 49.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047887 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.6786 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.59 0 28.59 28.59 28.59 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047889 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.5604 Yes No 2.418 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.99 0 41.99 41.99 41.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047896 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1943 No No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.2 0 48.2 48.2 48.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047897 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1164 Yes No 4.353 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.41 0 25.41 25.41 25.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data)
5000047904 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6107 Yes No 4.809 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.72 0 36.72 36.72 36.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047911 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9928 Yes No 6.735 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.51 0 41.51 41.51 41.51 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047930 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.2353 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.29 0 40.29 40.29 40.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
Written VOE - 27 months;
 (No Data) (No Data) (No Data)
5000047931 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3804 Yes No 4.551 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.71 0 38.71 38.71 38.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047933 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4909 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.21 0 41.21 41.21 41.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047945 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8804 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.33 0 26.33 26.33 26.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000047952 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1755 Yes No 4.308 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.93 0 26.93 26.93 26.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047953 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4983 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.43 0 38.43 38.43 38.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047955 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8553 Yes No 4.599 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.61 0 41.61 41.61 41.61 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000047968 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7016 Yes No 4.418 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.11 0 36.11 36.11 36.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047980 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.7687 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.31 0 40.31 40.31 40.31 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047984 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 9.8009 Yes No 3.99 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.52 0 40.52 40.52 40.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047989 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3743 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.97 0 40.97 40.97 40.97 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000047990 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.0843 Yes No 4.2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.7 0 23.7 23.7 23.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048004 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7906 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.8 0 24.8 24.8 24.8 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048005 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3849 Yes No 4.263 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.48 0 41.48 41.48 41.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048026 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3025 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.18 0 46.18 46.18 46.18 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048028 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0875 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.4 0 26.4 26.4 26.4 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048034 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4915 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.59 0 41.59 41.59 41.59 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048038 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2143 Yes No 0.651 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.45 0 25.45 25.45 25.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000048056 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4595 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.73 0 39.73 39.73 39.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048066 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3904 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.54 0 40.54 40.54 40.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048074 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2698 Yes No 2.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.65 0 28.65 28.65 28.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048096 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0954 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.66 0 31.66 31.66 31.66 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048105 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1576 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.97 0 41.97 41.97 41.97 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048108 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6461 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.26 0 35.26 35.26 35.26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048112 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2162 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.92 0 42.92 42.92 42.92 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
W2 - 12 months;
 Paystub - 1 months;
 (No Data) (No Data)
5000048137 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.0217 Yes No 3.959 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.81 0 33.81 33.81 33.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
 Award Letter - 12 months;
Award Letter - 12 months;
 (No Data) (No Data)
5000048161 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0801 Yes No 3.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.86 0 42.86 42.86 42.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
Written VOE - 27 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048186 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5968 No No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.3 0 46.3 46.3 46.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000048187 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.8363 Yes No 4.85 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.29 0 42.29 42.29 42.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048191 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1007 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.42 0 33.42 33.42 33.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048197 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7685 Yes No 4.606 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.85 0 41.85 41.85 41.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048201 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3203 Yes No 4.974 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.7 0 41.7 41.7 41.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048213 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4977 Yes No 4.51 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.44 0 37.44 37.44 37.44 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048222 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9168 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.22 0 41.22 41.22 41.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048235 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.3495 Yes No 4.062 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.41 0 42.41 42.41 42.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048277 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6999 Yes No 4.557 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.37 0 31.37 31.37 31.37 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048278 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7202 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.27 0 42.27 42.27 42.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048279 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 14.2027 Yes No 4.171 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.41 0 41.41 41.41 41.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048283 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9210 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.1 0 36.1 36.1 36.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048289 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3421 Yes No 4.067 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.96 0 29.96 29.96 29.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 1099 - 12 months;
Paystub - 1 months;
 (No Data) (No Data)
5000048295 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7121 Yes No 4.536 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.25 0 38.25 38.25 38.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048299 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3573 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.7 0 42.7 42.69 42.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048301 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5734 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 17.25 0 17.25 17.25 17.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048302 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7554 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.02 0 36.02 36.02 36.02 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048303 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 13.1684 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.23 0 35.23 35.23 35.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048308 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4636 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.72 0 38.72 38.72 38.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048321 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1740 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.72 0 41.72 41.72 41.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Business Tax Return - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048322 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3818 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.9 0 36.9 36.9 36.9 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Business Tax Return - 12 months;
Paystub - 1 months;
 (No Data) (No Data)
5000048329 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 9.3739 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 9.6 0 9.6 9.6 9.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048333 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.4710 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.68 0 34.68 34.68 34.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048348 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No No 2 13.1489 Yes Yes 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 29.51 29.57 29.51 29.57 29.57 29.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
 (No Data) (No Data) (No Data)
5000048375 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4304 No No 4.59 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.57 0 49.57 49.57 49.57 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048387 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4133 Yes No 4.366 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.51 0 41.51 41.51 41.51 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048408 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4840 Yes No 4.627 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.74 0 37.74 37.74 37.74 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048418 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0411 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.83 0 35.83 35.83 35.83 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048424 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7136 Yes No 4.611 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.32 0 21.32 21.32 21.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048425 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7217 Yes No 4.488 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.55 0 35.55 35.55 35.55 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048427 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2991 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.41 0 41.41 41.41 41.41 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048429 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4019 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.71 0 27.71 27.71 27.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048431 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2129 Yes No 4.343 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.26 0 42.26 42.26 42.26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048435 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9606 No No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.48 0 48.48 48.48 48.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048436 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2945 Yes No 5.219 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.46 0 41.46 41.46 41.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048441 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0871 Yes No 2.267 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.24 0 40.24 40.24 40.24 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048442 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4761 Yes No 4.596 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.03 0 39.03 39.03 39.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048443 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9272 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.38 0 31.38 31.38 31.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048451 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.1940 No No 4.018 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.91 0 48.91 48.91 48.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048459 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3642 Yes No 2.984 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.27 0 39.27 39.27 39.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048474 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.0565 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.7 0 39.7 39.7 39.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048482 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6929 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.65 0 20.65 20.65 20.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048486 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4086 No No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.22 0 48.22 48.22 48.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048487 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8580 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.11 0 38.11 38.11 38.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048491 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6427 Yes No 4.911 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.48 0 41.48 41.48 41.48 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048498 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.6371 Yes No 4.225 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.99 0 38.99 38.99 38.99 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000048503 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7212 Yes No 4.46 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.37 0 40.37 40.37 40.37 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048508 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5222 Yes No 4.271 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.09 0 38.09 38.09 38.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048513 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2864 Yes No 4.633 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.62 0 25.62 25.62 25.62 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048516 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1108 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.32 0 27.32 27.32 27.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048525 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.6112 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.63 0 40.63 40.63 40.63 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 24 months;
 (No Data) (No Data) (No Data)
5000048529 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.9125 Yes No 4.226 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.43 0 40.43 40.43 40.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Offer Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048531 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1812 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.33 0 30.33 30.33 30.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
W2 - 12 months;
 (No Data) (No Data)
5000048549 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2370 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.5 0 32.5 32.5 32.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048552 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6168 Yes No 4.266 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.76 0 36.76 36.76 36.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Business Tax Return - 12 months;
Personal Tax Return - 12 months;
 Business Tax Return - 12 months;
Personal Tax Return - 12 months;
 (No Data) (No Data)
5000048554 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7198 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.73 0 42.73 42.73 42.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048560 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2157 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.29 0 36.29 36.29 36.29 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048578 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9431 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.74 0 36.74 36.74 36.74 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048584 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 9.7900 Yes No 1.271 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.93 0 39.93 39.93 39.93 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months;
 (No Data) (No Data) (No Data)
5000048586 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0403 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.22 0 43.22 43.22 43.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048587 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9637 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.08 0 42.08 42.08 42.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000048590 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5005 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.94 0 41.94 41.94 41.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048593 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3902 Yes No 4.924 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.5 0 41.5 41.5 41.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048596 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.4049 Yes No 4.244 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.21 0 42.21 42.21 42.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048601 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3890 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.18 0 30.18 30.18 30.18 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data)
5000048609 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7731 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.75 0 23.75 23.75 23.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048614 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7735 No No 0 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.5 0 44.5 44.5 44.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048615 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8787 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.56 0 42.56 42.56 42.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 28 months;
 (No Data) (No Data) (No Data)
5000048637 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.1003 No No 2.863 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.56 0 45.56 45.56 45.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048638 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2579 Yes No 4.488 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.92 0 24.92 24.92 24.92 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048659 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.1966 No No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.75 0 43.75 43.75 43.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048677 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0170 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.92 0 39.92 39.92 39.92 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048688 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6121 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.76 0 42.76 42.76 42.76 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048704 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.4252 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.2 0 29.2 29.2 29.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048708 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6423 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.1 0 41.1 41.1 41.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048720 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5540 Yes No 4.662 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.26 0 41.26 41.26 41.26 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048725 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7504 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.72 0 24.72 24.72 24.72 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048738 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9163 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.84 0 40.84 40.84 40.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048757 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7713 Yes No 4.698 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.38 0 36.38 36.38 36.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000048763 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8018 Yes No 4.962 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.55 0 42.55 42.55 42.55 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 1 months;
Paystub - 1 months;
Personal Bank Statements - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048767 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8331 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.96 0 28.96 28.96 28.96 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048778 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5708 Yes No 4.753 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.1 0 32.1 32.1 32.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 4 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048785 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7534 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.2 0 35.2 35.2 35.2 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048791 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9329 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.52 0 42.52 42.52 42.52 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048796 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4245 Yes No 2.792 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.9 0 37.9 37.9 37.9 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048797 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1021 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 33.11 0 33.11 33.11 33.11 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048813 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8679 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.23 0 31.23 31.23 31.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048822 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8082 No No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.63 0 28.63 28.63 28.63 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data)
5000048826 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.8621 Yes No 4.255 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.22 0 40.22 40.22 40.22 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048829 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.6421 Yes No 3.824 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.65 0 41.65 41.65 41.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048830 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0409 Yes No 2.294 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.46 0 31.46 31.46 31.46 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048832 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5360 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.21 0 39.21 39.21 39.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 3 months;
W2 - 12 months;
 Paystub - 3 months;
W2 - 12 months;
 (No Data) (No Data)
5000048836 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7250 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.32 0 41.32 41.32 41.32 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048838 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8805 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.64 0 40.64 40.64 40.64 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048850 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8987 Yes No 4.597 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.84 0 34.84 34.84 34.84 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048857 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0051 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.03 0 27.03 27.03 27.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048869 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7032 Yes No 4.564 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.85 0 40.85 40.85 40.85 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048874 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5432 Yes No 3.82 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.21 0 21.21 21.21 21.21 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048875 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9112 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.89 0 39.89 39.89 39.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months;
 (No Data) (No Data) (No Data)
5000048881 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2688 No No 5.912 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.92 0 45.92 45.92 45.92 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048889 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.5474 Yes No 4.184 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.75 0 26.75 26.75 26.75 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000048900 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5080 Yes No 4.709 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.6 0 36.6 36.6 36.6 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048906 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7722 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.89 0 41.89 41.89 41.89 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000048914 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.0635 Yes No 4.428 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.71 0 34.71 34.71 34.71 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048923 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9827 No No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.7 0 44.7 44.7 44.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000048932 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.4554 Yes No 1.687 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.73 0 42.73 42.73 42.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048937 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1775 Yes No 4.806 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.82 0 42.82 42.82 42.82 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048949 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3634 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.81 0 42.81 42.81 42.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048957 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7473 No No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.77 0 48.77 48.77 48.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048958 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6871 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.25 0 34.25 34.25 34.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 12 months;
W2 - 12 months;
 (No Data) (No Data)
5000048972 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6663 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.39 0 40.39 40.39 40.39 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048976 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0476 Yes No 4.433 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.01 0 41.01 41.01 41.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Award Letter - 12 months;
Personal Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000048987 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.4768 Yes No 3.65 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.87 0 36.87 36.87 36.87 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000048998 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3308 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.47 0 37.47 37.47 37.47 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049001 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.2561 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.59 0 40.59 40.59 40.59 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049011 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 8.2149 Yes No 2.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 14.38 0 14.38 14.38 14.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049013 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9893 Yes No 1.348 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.91 0 34.91 34.91 34.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049022 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.8904 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 32.9 0 32.9 32.9 32.9 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049031 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.7787 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.28 0 21.28 21.28 21.28 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000049033 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5971 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 22.55 0 22.55 22.55 22.55 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049036 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.2939 Yes No 3.992 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.08 0 29.08 29.08 29.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049049 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9368 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.56 0 34.56 34.56 34.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049054 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.0072 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.03 0 35.03 35.03 35.03 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049064 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.1722 No No 4.323 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.33 0 44.33 44.33 44.33 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 28 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049073 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1262 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.61 0 34.61 34.61 34.61 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049076 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.4042 No No 4.29 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 43.07 0 43.07 43.07 43.07 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049077 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.9947 No No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.86 0 46.86 46.86 46.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Business Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000049084 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6091 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.91 0 24.91 24.91 24.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049088 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8175 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.94 0 42.94 42.94 42.94 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000049092 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3378 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.88 0 38.88 38.88 38.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049094 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.2854 Yes No 4.53 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.65 0 40.65 40.65 40.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049099 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.0318 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.45 0 35.45 35.45 35.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049108 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6133 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.5 0 46.5 46.5 46.5 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049115 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 9.8959 Yes No 4.95 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.7 0 40.7 40.7 40.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
 (No Data) (No Data) (No Data)
5000049125 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8581 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.4 0 42.4 42.4 42.4 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049126 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8065 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.54 0 41.54 41.54 41.54 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049133 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.5809 Yes No 4.397 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.78 0 31.78 31.78 31.78 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049143 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6581 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.25 0 36.25 36.25 36.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
 Paystub - 4 months;
W2 - 12 months;
 (No Data) (No Data)
5000049144 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.4274 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.04 0 40.04 40.04 40.04 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049149 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0883 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.14 0 42.14 42.14 42.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049152 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8655 Yes No 4.944 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.67 0 42.67 42.67 42.67 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 12 months;
 (No Data) (No Data) (No Data)
5000049155 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.5268 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 23.86 0 23.86 23.86 23.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Business Tax Return - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months;
 (No Data) (No Data) (No Data)
5000049170 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.9706 No No 4.185 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.79 0 49.79 49.79 49.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Personal Tax Return - 12 months;
 (No Data) (No Data) (No Data)
5000049173 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.2756 No No 4.121 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 49.45 0 49.45 49.45 49.45 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049179 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9708 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 24.53 0 24.53 24.53 24.53 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049189 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.4256 No No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 48.79 0 48.79 48.79 48.79 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049210 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1265 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 19.88 0 19.88 19.88 19.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049213 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.4317 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.47 0 29.47 29.47 29.47 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049216 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.1404 Yes No 0.25 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.59 0 42.59 42.59 42.59 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049220 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.7716 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.3 0 37.3 37.3 37.3 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049221 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9959 Yes No 4.998 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.35 0 26.35 26.35 26.35 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049232 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2507 Yes No 4.518 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.43 0 39.43 39.43 39.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Personal Tax Return - 12 months;
 (No Data) (No Data)
5000049241 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5422 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.36 0 41.36 41.36 41.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Award Letter - 1 months;
Paystub - 1 months;
W2 - 12 months;
 Paystub - 4 months;
W2 - 12 months;
 (No Data) (No Data)
5000049244 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.6199 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 34.47 0 34.47 34.47 34.47 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049257 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.9228 Yes No 4.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.08 0 42.08 42.08 42.08 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049265 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.2162 No No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.09 0 45.09 45.09 45.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049266 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.7522 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.88 0 42.88 42.88 42.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049280 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7554 No No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.87 0 44.87 44.87 44.87 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049285 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6950 Yes No 2.267 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.17 0 39.17 39.17 39.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049306 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8122 No No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.56 0 44.56 44.56 44.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049317 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5959 Yes No 4.999 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.73 0 31.73 31.73 31.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049324 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.6242 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.23 0 36.23 36.23 36.23 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049336 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3168 Yes No 4.699 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.09 0 36.09 36.09 36.09 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049350 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.5362 Yes No 4.099 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.17 0 39.17 39.17 39.17 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049382 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.9654 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.68 0 31.68 31.68 31.68 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049385 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.6091 Yes No 3.983 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.28 0 40.28 40.28 40.28 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049390 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8611 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.06 0 40.06 40.06 40.06 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) 1099 - 12 months;
Award Letter - 1 months;
 Award Letter - 1 months;
 (No Data) (No Data)
5000049391 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.0235 Yes No 0.391 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.02 0 39.02 39.02 39.02 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049400 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.5448 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.86 0 42.86 42.86 42.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) 1099 - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049404 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3642 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.91 0 41.91 41.91 41.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
Written VOE - 29 months;
 (No Data) (No Data) (No Data)
5000049405 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5898 Yes No 4.246 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.65 0 42.65 42.65 42.65 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 28 months;
 (No Data) (No Data) (No Data)
5000049412 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.9815 Yes No 7.095 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 27.13 0 27.13 27.13 27.13 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049414 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.8730 Yes No 4.819 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 36.7 0 36.7 36.7 36.7 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049415 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8841 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 42.56 0 42.56 42.56 42.56 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049423 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3773 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.81 0 21.81 21.81 21.81 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049427 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.3013 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.73 0 28.73 28.73 28.73 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049438 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.3470 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.25 0 28.25 28.25 28.25 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049444 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1949 Yes No 4.884 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 20.1 0 20.1 20.1 20.1 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Award Letter - 12 months;
 (No Data) (No Data)
5000049446 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.8744 Yes No 2 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.69 0 35.69 35.69 35.69 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049454 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.8941 Yes No 1 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.01 0 37.01 37.01 37.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049466 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1866 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 38.64 0 38.64 38.64 38.64 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049467 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 10.0342 Yes No 4.111 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 26.77 0 26.77 26.77 26.77 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049473 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 12.5530 Yes No 4.029 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.42 0 37.42 37.42 37.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049474 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.9021 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 35.27 0 35.27 35.27 35.27 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049489 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.3632 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.24 0 29.24 29.24 29.24 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049491 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.3519 Yes No 3.258 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.36 0 37.36 37.36 37.36 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049493 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.2068 Yes No 4.879 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.43 0 41.43 41.43 41.43 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Award Letter - 12 months;
Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049505 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 10.0444 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 28.91 0 28.91 28.91 28.91 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049527 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.0516 Yes No 4.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.42 0 39.42 39.42 39.42 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049542 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 11.5785 Yes No 4.207 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 39.16 0 39.16 39.16 39.16 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049554 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) Yes Yes 2 13.3665 Yes No 4 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 41.38 0 41.38 41.38 41.38 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049560 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.0154 Yes No 1.119 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 31.88 0 31.88 31.88 31.88 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049592 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 12.7330 Yes No 3.5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 25.14 0 25.14 25.14 25.14 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049642 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.6222 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.66 0 40.66 40.66 40.66 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049651 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 11.1892 Yes No 4.846 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.01 0 40.01 40.01 40.01 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
5000049662 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 14.1335 Yes No 3 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 40.86 0 40.86 40.86 40.86 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No No (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data)
5000049701 XXXXX XXXXX XXXXX ATR/QM: Exempt (No Data) Primary XXXXX XXXXX HELOC Yes No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 2 13.6473 Yes No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 30.19 0 30.19 30.19 30.19 (No Data) (No Data) (No Data) XXXXX No XXXXX No XXXXX Complete No (No Data) (No Data) (No Data) Paystub - 1 months;
W2 - 12 months;
 (No Data) (No Data) (No Data)
 


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