Supplemental Data
Run Date - 7/9/2025 4:35:31 PM
|
SitusAMC Loan ID
|
Customer Loan ID
|
Seller Loan ID
|
Investor Loan Number
|
TILA Status Loan Designation
|
Exempt QM/ATR Equivalency
|
CDFI Bank Originated Loan
|
Application Date
|
TRID Tested
|
GSE
|
HOEPA Fees
|
TILA Fees
|
Rate Lock Date
|
Calculated APR
|
Original P&I
|
Qualifying P&I
|
Qualifying Rate
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower2 Length of Employment
|
Co Borrower3 Length of Employment
|
Borrower Foreign National Indicator
|
Co Borrower Foreign National Indicator
|
Co Borrower 2 Foreign National Indicator
|
Co Borrower 3 Foreign National Indicator
|
Borrower Country Name
|
Co Borrower Country Name
|
Co Borrower2 Country Name
|
Co Borrower3 Country Name
|
Residual Income
|
Num Units
|
Annual Property Tax
|
Annual Insurance Costs
|
Monthly Property Tax
|
Monthly Insurance Costs
|
HOA Name
|
HOA Address State
|
Fee Amount
|
Next Due Date
|
HOA Payment Frequency
|
Investor DTI
|
QM DTI
|
Non QM DTI
|
Original Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO XXX
|
Third Wage Earner Original FICO XXX
|
Third Wage Earner Original FICO XXX
|
Fourth Wage Earner Original FICO XXX
|
Fourth Wage Earner Original FICO XXX
|
Fourth Wage Earner Original FICO XXX
|
Most Recent Updated Credit Report Date
|
Primary Wage Earner Updated FICO XXX
|
Primary Wage Earner Updated FICO XXX
|
Primary Wage Earner Updated FICO XXX
|
Secondary Wage Earner Updated FICO XXX
|
Secondary Wage Earner Updated FICO XXX
|
Secondary Wage Earner Updated FICO XXX
|
Third Wage Earner Updated FICO XXX
|
Third Wage Earner Updated FICO XXX
|
Third Wage Earner Updated FICO XXX
|
Fourth Wage Earner Updated FICO XXX
|
Fourth Wage Earner Updated FICO XXX
|
Fourth Wage Earner Updated FICO XXX
|
Most Recent Updated Co Borrower 2 FICO
|
Most Recent Updated Co Borrower 3 FICO
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Asset Depletion Flag
|
Bank Statements Flag
|
Number of Statements
|
Type of Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
P&L Type
|
Income Doc Detail
|
Tax Return Doc Details
|
Document Level
|
Document Type
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy (7, 11)
|
Months Bankruptcy (13)
|
Most Recent Deed-in -Lieu Date
|
Number of Deed-in-Lieu Events
|
Months Deed-in-Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Guideline Name
|
UW Guideline Author
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
HUD 1 Page 1 Credits Total
|
Collateral Underwriter Risk Score
|
AUS Decision System
|
Property Inspection Waiver (PIW)
|
Rating Result
|
Eligible For Rep and Warrant Relief Per Collateral Advisor
|
Is Equity Shared Loan
|
Investor Qualifying Rate
|
Borrower Years of W2s
|
CoBorrower Years of W2s
|
Years of Personal Tax Returns
|
Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Months of Personal Bank Statements
|
Months of Business Bank Statements
|
Months of Profit and Loss Statements
|
Expense Letter
|
DSCR
|
Inverse DSCR
|
Subordinate Lien Type
|
Is Shared Appreciation Mortgage
|
Duration of Payout Months
|
Seller VSH Indicator
|
Seller Indicated VSH Guideline
|
Validated VSH
|
IO Remaining Amortization Term at Recast
|
Maturity Date
|
Borrower Own Funds Cash Amount
|
Borrower Own Funds Percent
|
Is the Note an eNote
|
Borrower WVOE - # of Months of Income provided
|
Co Borrower WVOE - # of Months of Income provided
|
Co Borrower2 WVOE - # of Months of Income provided
|
Co Borrower3 WVOE - # of Months of Income provided
|
Were the origination guidelines utilized for this diligence review?
|
Title Evidence
|
Ownership Type
|
Borrower Type
|
Borrower Designation
|
Co Borrower Type
|
Co Borrower Designation
|
Co Borrower2 Type
|
Co Borrower2 Designation
|
Co Borrower3 Type
|
Co Borrower3 Designation
|
Senior Lien Position
|
Senior Lien Original Loan Amount
|
Senior Lien Original Interest Rate
|
Senior Lien Note Projected Closing Date
|
Senior Lien Current Balance
|
Senior Lien Current P&I
|
Loan Closed in the Name of an Entity
|
Note Executed by
|
Assumable Mortgage Flag
|
Leasehold Flag
|
Buydown Flag
|
Borrower XXX FICO Model Used
|
Borrower XXX FICO Model Used
|
Borrower XXX FICO Model Used
|
Co Borrower XXX FICO Model Used
|
Co Borrower XXX FICO Model Used
|
Co Borrower XXX FICO Model Used
|
Co Borrower2 XXX FICO Model Used
|
Co Borrower2 XXX FICO Model Used
|
Co Borrower2 XXX FICO Model Used
|
Co Borrower3 XXX FICO Model Used
|
Co Borrower3 XXX FICO Model Used
|
Co Borrower3 XXX FICO Model Used
|
Borrower Documentation Used to Determine Legal Residency
|
Co Borrower Documentation Used to Determine Legal Residency
|
Co Borrower2 Documentation Used to Determine Legal Residency
|
Co Borrower3 Documentation Used to Determine Legal Residency
|
Delayed Financing?
|
Months Reserves
|
Correspondent Type
|
Departure Residence
|
Rate Increase on Default
|
MERS Min Number
|
Co Borrower Other Income
|
Co Borrower Wage Income
|
Primary Housing Lates 0 6 Months 30
|
Primary Housing Lates 0 6 Months 60
|
Primary Housing Lates 0 6 Months 90
|
Primary Housing Lates 7 12 Months 30
|
Primary Housing Lates 7 12 Months 60
|
Primary Housing Lates 7 12 Months 90
|
Primary Housing Lates 13 24 Months 30
|
Primary Housing Lates 13 24 Months 60
|
Primary Housing Lates 13 24 Months 90
|
Primary Housing Lates 25 36 Months 30
|
Primary Housing Lates 25 36 Months 60
|
Primary Housing Lates 25 36 Months 90
|
Borrower 1 ITIN Flag
|
Borrower 2 ITIN Flag
|
Borrower 3 ITIN Flag
|
Borrower 4 ITIN Flag
|
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1
|
Non QM
|
Yes
|
No
|
$4,045.00
|
$4,417.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.025%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,309.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.978%
|
37.978%
|
37.978%
|
3/XX/2025
|
664
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,045.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.025%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,351.64
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
2
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,299.00
|
$3,642.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,248.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.463%
|
44.463%
|
44.463%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,299.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
7.375%
|
1
|
2
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
3
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,850.00
|
$342.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$4,252.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.355%
|
46.355%
|
46.355%
|
3/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,850.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
4
|
Non QM
|
Yes
|
No
|
$3,049.00
|
$3,419.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.475%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,382.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.386%
|
27.386%
|
27.386%
|
4/XX/2025
|
666
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,049.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.475%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,571.54
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
5
|
Non QM
|
Yes
|
No
|
$2,575.56
|
$2,903.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.525%
|
No
|
No
|
Employed
|
US Citizen
|
$9,182.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.392%
|
44.392%
|
44.392%
|
3/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,575.56
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.525%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
6
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,276.84
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$4,690.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.410%
|
42.410%
|
42.410%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
7
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$3,049.00
|
$3,494.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$3,563.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.230%
|
44.230%
|
44.230%
|
4/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,049.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
8
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,507.50
|
$1,529.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.775%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,550.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.350%
|
33.350%
|
33.350%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,507.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
7.775%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
9
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,179.80
|
$1,094.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,255.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.779%
|
41.779%
|
41.779%
|
3/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2005
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,179.80
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.275%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
25
|
14
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.874%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,813.33
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
10
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,245.00
|
$1,511.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,111.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.116%
|
27.116%
|
27.116%
|
4/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,245.00
|
5.940%
|
$0.00
|
None
|
N/A
|
No
|
7.275%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
5/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,720.84
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
11
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$795.00
|
$1,132.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,913.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.366%
|
39.366%
|
39.366%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$795.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.925%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.610%
|
10/XX/2000
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,349.92
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
12
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,299.00
|
$2,611.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.075%
|
No
|
No
|
Employed
|
US Citizen
|
$2,356.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.225%
|
42.225%
|
42.225%
|
3/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,299.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.075%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
25
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
13
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,912.00
|
$1,434.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,899.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.916%
|
34.916%
|
34.916%
|
4/XX/2025
|
760
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,912.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
0
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$12,137.51
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
14
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,799.00
|
$5,320.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.325%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,575.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.982%
|
44.982%
|
44.982%
|
4/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,799.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.325%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
3/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$5,469.34
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
15
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,949.00
|
$7,581.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$27,792.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
20.414%
|
20.414%
|
20.414%
|
3/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,949.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$15,719.30
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
16
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,420.92
|
$6,725.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
US Citizen
|
$12,612.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.347%
|
33.347%
|
33.347%
|
3/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,420.92
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
17
|
N/A
|
No
|
No
|
$2,899.00
|
$3,249.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
Employed
|
Non-Permanent Resident Alien
|
Non-Permanent Resident Alien
|
India
|
India
|
$11,874.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.705%
|
42.705%
|
42.705%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,899.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.000%
|
3
|
1
|
1
|
0
|
3
|
2
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
VISA
|
VISA
|
No
|
No
|
$0.00
|
$9,166.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
18
|
N/A
|
No
|
No
|
$795.00
|
$864.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.400%
|
No
|
No
|
Employed
|
US Citizen
|
$6,240.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.235%
|
49.235%
|
49.235%
|
4/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$795.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
10.400%
|
2
|
1
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
19
|
Non QM
|
Yes
|
No
|
$995.00
|
$1,064.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$14,831.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.462%
|
44.462%
|
44.462%
|
4/XX/2025
|
645
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.625%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
20
|
Non QM
|
Yes
|
No
|
$3,200.00
|
$3,640.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.025%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$6,111.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.664%
|
37.664%
|
37.664%
|
3/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,200.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.025%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
21
|
Non QM
|
Yes
|
No
|
$3,821.24
|
$1,658.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,165.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.801%
|
44.801%
|
44.801%
|
3/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,821.24
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
2
|
1
|
0
|
3
|
1
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,472.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
22
|
Non QM
|
Yes
|
No
|
$3,489.00
|
$3,831.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$15,390.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.128%
|
26.128%
|
26.128%
|
3/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,489.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.375%
|
2
|
3
|
2
|
0
|
3
|
2
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$12,290.96
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
23
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,000.00
|
$2,637.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,815.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.547%
|
26.547%
|
26.547%
|
2/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,000.00
|
6.470%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
9/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
24
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,018.80
|
$3,667.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$7,121.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.956%
|
44.956%
|
44.956%
|
2/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,018.80
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.322%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
25
|
Non QM
|
Yes
|
No
|
$995.00
|
$2,629.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
US Citizen
|
$12,391.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.019%
|
33.019%
|
33.019%
|
2/XX/2025
|
810
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
7.750%
|
0
|
2
|
0
|
4
|
2
|
0
|
No
|
04/01/2045
|
No
|
1
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
26
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,890.00
|
$2,631.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$11,551.22
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.243%
|
41.243%
|
41.243%
|
2/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2009
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Account Transcripts - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,890.00
|
6.310%
|
$0.00
|
4.3
|
None
|
No
|
No
|
7.250%
|
0
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$12,357.17
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
27
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,545.00
|
$2,242.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,094.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.126%
|
37.126%
|
37.126%
|
1/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,545.00
|
6.220%
|
$0.00
|
None
|
N/A
|
No
|
7.750%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
04/01/2040
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
28
|
N/A
|
No
|
No
|
$1,338.64
|
$1,178.04
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,935.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.009%
|
41.009%
|
41.009%
|
2/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,338.64
|
6.310%
|
$0.00
|
None
|
No
|
No
|
9.500%
|
0
|
0
|
0
|
2
|
1
|
0
|
No
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
12/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
29
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,750.25
|
$2,237.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,671.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.954%
|
34.954%
|
34.954%
|
2/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,750.25
|
6.600%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
30
|
Non QM
|
Yes
|
No
|
$4,229.00
|
$4,806.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$14,219.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.157%
|
44.157%
|
44.157%
|
2/XX/2025
|
666
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,229.00
|
6.600%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
8.875%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
04/01/2045
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
31
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,123.20
|
$3,690.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,765.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.397%
|
44.397%
|
44.397%
|
2/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,123.20
|
6.600%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.625%
|
0
|
1
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
No
|
$1,936.27
|
$2,361.69
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
32
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,490.00
|
$2,012.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$8,603.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.874%
|
40.874%
|
40.874%
|
2/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,490.00
|
6.600%
|
$0.00
|
1.9
|
None
|
Yes
|
No
|
9.125%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
36
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
33
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$308.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$7,297.65
|
3
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.430%
|
38.430%
|
38.430%
|
3/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.310%
|
$0.00
|
None
|
No
|
No
|
8.625%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
11/XX/2010
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
0
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
34
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$24.30
|
$1,777.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,393.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.121%
|
29.121%
|
29.121%
|
3/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$24.30
|
6.310%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.875%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
35
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,648.00
|
$2,916.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$4,660.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.453%
|
38.453%
|
38.453%
|
3/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,648.00
|
6.310%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
36
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,808.04
|
$5,295.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$14,136.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.623%
|
34.623%
|
34.623%
|
2/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Other - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,808.04
|
6.620%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.000%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
37
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,000.00
|
$7,762.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,146.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.668%
|
40.668%
|
40.668%
|
3/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,000.00
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
38
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,747.06
|
$1,984.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$2,387.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.897%
|
44.897%
|
44.897%
|
3/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,747.06
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
39
|
Non QM
|
Yes
|
No
|
$5,651.00
|
$4,738.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,665.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.508%
|
37.508%
|
37.508%
|
2/XX/2025
|
677
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,651.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$8,127.15
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
40
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,349.40
|
$5,056.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$10,397.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.340%
|
48.340%
|
48.340%
|
3/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,349.40
|
5.980%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
41
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,104.25
|
$4,146.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$6,361.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.766%
|
43.766%
|
43.766%
|
2/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,104.25
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
12
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
42
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,825.00
|
$2,307.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,741.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.349%
|
31.349%
|
31.349%
|
2/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; Account Transcripts - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,825.00
|
6.310%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.000%
|
0
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
No
|
04/01/2045
|
No
|
25
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
43
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,387.50
|
$4,032.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$7,442.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.970%
|
38.970%
|
38.970%
|
2/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Primary Income - VA Service Related Disability]; 1099 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - VA Service Related Disability]; 1099 Transcript - 2023
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2023
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2023
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; 1099 Transcript - No Results Returned - 2024
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,387.50
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$4,091.06
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
44
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,325.00
|
$2,895.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,190.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.399%
|
40.399%
|
40.399%
|
2/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,325.00
|
6.310%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.000%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
25
|
25
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,775.40
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
45
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,450.00
|
$2,877.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,778.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.588%
|
30.588%
|
30.588%
|
2/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,450.00
|
6.310%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
46
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,387.50
|
$3,838.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,040.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.713%
|
44.713%
|
44.713%
|
3/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - C-Corp]; Business License - 2025
[Borrower - | Primary Income - C-Corp]; CPA Letter - 2025
[Borrower - | Primary Income - C-Corp]; Other - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; 1120 - 2024
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - C-Corp]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,387.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
04/01/2045
|
$8,168.99
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
2.52
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
47
|
N/A
|
No
|
No
|
$6,777.80
|
$11,466.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$32,527.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.240%
|
45.240%
|
45.240%
|
3/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,777.80
|
6.340%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.125%
|
2
|
2
|
0
|
1
|
2
|
0
|
No
|
05/01/2045
|
$35,950.30
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.850%
|
1/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
3.84
|
Broker
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
48
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,392.46
|
$12,275.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$10,412.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.906%
|
49.906%
|
49.906%
|
3/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Paystubs - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$7,392.46
|
6.600%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
13
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
6/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
No
|
$0.00
|
$4,099.55
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
49
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$3,568.21
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$9,243.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.939%
|
49.939%
|
49.939%
|
3/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
50
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,035.78
|
$2,307.74
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,052.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.979%
|
40.979%
|
40.979%
|
3/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,035.78
|
6.040%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
04/01/2040
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
51
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,195.00
|
$4,488.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$13,692.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.584%
|
33.584%
|
33.584%
|
3/XX/2025
|
649
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.310%
|
$0.00
|
1.8
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.490%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
52
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,954.33
|
$7,904.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$7,421.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.547%
|
46.547%
|
46.547%
|
2/XX/2025
|
725
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,954.33
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
53
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,564.00
|
$4,655.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,184.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.874%
|
46.874%
|
46.874%
|
3/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,564.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
2
|
2
|
0
|
0
|
4
|
2
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$835.79
|
$4,047.88
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
54
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,125.00
|
$3,308.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,745.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.916%
|
39.916%
|
39.916%
|
3/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Social Security]; 1099 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,125.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
8/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$7,241.20
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
55
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,825.00
|
$2,807.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$13,998.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.452%
|
26.452%
|
26.452%
|
3/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,825.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
56
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,575.00
|
$3,477.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,771.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.845%
|
21.845%
|
21.845%
|
3/XX/2025
|
698
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,575.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
57
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,264.04
|
$1,677.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,302.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.222%
|
43.222%
|
43.222%
|
3/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,264.04
|
6.070%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
2/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$1,984.72
|
$6,311.76
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
58
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,390.00
|
$4,331.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$14,141.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.494%
|
39.494%
|
39.494%
|
2/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,390.00
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.800%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
59
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,755.00
|
$8,443.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$15,812.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.486%
|
40.486%
|
40.486%
|
3/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,755.00
|
6.310%
|
$0.00
|
3.9
|
None
|
N/A
|
No
|
8.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
60
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,529.35
|
$5,285.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,908.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.985%
|
47.985%
|
47.985%
|
2/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,529.35
|
6.310%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
8.500%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$9,225.19
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
61
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,770.00
|
$3,883.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$6,015.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.278%
|
42.278%
|
42.278%
|
3/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,770.00
|
6.470%
|
$0.00
|
1.2
|
None
|
No
|
No
|
9.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
62
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,563.00
|
$8,242.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$10,614.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.081%
|
41.081%
|
41.081%
|
2/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$5,563.00
|
6.600%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
1
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$3,282.53
|
$13,355.33
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
63
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,290.90
|
$4,155.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$5,886.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.449%
|
35.449%
|
35.449%
|
3/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,290.90
|
6.000%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
64
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,050.00
|
$5,677.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$11,601.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.286%
|
39.286%
|
39.286%
|
3/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Pension]; Other - 2025
[Borrower - | Primary Income - Pension]; 1099 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,050.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$939.98
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
65
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,536.85
|
$2,619.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,670.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.907%
|
44.907%
|
44.907%
|
2/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,536.85
|
6.600%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.500%
|
1
|
1
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
15
|
15
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$7,030.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
66
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,082.85
|
$3,287.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$4,646.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.442%
|
42.442%
|
42.442%
|
3/XX/2025
|
674
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,082.85
|
6.310%
|
$0.00
|
2.0
|
None
|
N/A
|
No
|
9.000%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
67
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,919.95
|
$4,939.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,690.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.065%
|
41.065%
|
41.065%
|
3/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,919.95
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$2,181.86
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
68
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,275.00
|
$4,438.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.000%
|
No
|
No
|
Employed
|
US Citizen
|
$10,799.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.563%
|
28.563%
|
28.563%
|
3/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,275.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.550%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
69
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,016.25
|
$4,068.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$8,942.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.865%
|
42.865%
|
42.865%
|
2/XX/2025
|
696
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,016.25
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
70
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,000.00
|
$7,862.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$29,441.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.936%
|
44.936%
|
44.936%
|
3/XX/2025
|
662
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,000.00
|
6.320%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.875%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
29
|
7
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$41,610.66
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
71
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,462.89
|
$5,510.64
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,728.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.243%
|
40.243%
|
40.243%
|
3/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,462.89
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$7,120.51
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
72
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,439.00
|
$9,838.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,536.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.186%
|
41.186%
|
41.186%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,439.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
3
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$11,087.38
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
73
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,735.00
|
$3,274.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.225%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,636.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.922%
|
49.922%
|
49.922%
|
3/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,735.00
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.225%
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
6/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
74
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,749.00
|
$9,275.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.850%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,603.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.206%
|
44.206%
|
44.206%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,749.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
6.850%
|
0
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.745%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
75
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,884.72
|
$3,146.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.300%
|
No
|
No
|
Employed
|
US Citizen
|
$26,985.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.826%
|
31.826%
|
31.826%
|
3/XX/2025
|
810
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,884.72
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
76
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,924.00
|
$9,899.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.475%
|
No
|
No
|
Employed
|
US Citizen
|
$30,820.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.474%
|
25.474%
|
25.474%
|
4/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,924.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
6.475%
|
2
|
1
|
0
|
3
|
1
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
77
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,119.86
|
$1,789.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.100%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$28,129.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.222%
|
23.222%
|
23.222%
|
3/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,119.86
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.100%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
2/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$21,145.93
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
78
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,985.00
|
$2,608.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.275%
|
No
|
No
|
Employed
|
US Citizen
|
$13,440.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.261%
|
33.261%
|
33.261%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$5,985.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.275%
|
2
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
79
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,759.00
|
$7,243.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,241.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.613%
|
44.613%
|
44.613%
|
4/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,759.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
6.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
80
|
Non QM
|
Yes
|
No
|
$5,220.00
|
$3,247.98
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.200%
|
No
|
No
|
Employed
|
US Citizen
|
$7,484.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.675%
|
48.675%
|
48.675%
|
3/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,220.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.200%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
81
|
Non QM
|
Yes
|
No
|
$5,363.48
|
$3,370.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
13.825%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,829.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.233%
|
43.233%
|
43.233%
|
4/XX/2025
|
696
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,363.48
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
13.825%
|
1
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.490%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,250.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
82
|
Non QM
|
Yes
|
No
|
$6,294.43
|
$3,777.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,522.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
20.179%
|
20.179%
|
20.179%
|
3/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,294.43
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
0
|
2
|
1
|
0
|
3
|
1
|
No
|
06/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$7,133.12
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
83
|
N/A
|
No
|
No
|
$4,799.00
|
$2,918.28
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$24,314.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.936%
|
32.936%
|
32.936%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,799.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.550%
|
0
|
1
|
0
|
2
|
1
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
84
|
N/A
|
No
|
No
|
$4,495.00
|
$1,366.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,504.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.799%
|
35.799%
|
35.799%
|
4/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,495.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.700%
|
2
|
2
|
1
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
4/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$17,191.89
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
85
|
Non QM
|
Yes
|
No
|
$4,631.68
|
$2,672.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.350%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,107.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.408%
|
41.408%
|
41.408%
|
4/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2019
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,631.68
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.350%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$2,281.27
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
86
|
Non QM
|
Yes
|
No
|
$4,384.56
|
$2,861.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.850%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,519.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.624%
|
49.624%
|
49.624%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,384.56
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.850%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,082.44
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
87
|
Non QM
|
Yes
|
No
|
$4,310.00
|
$1,552.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.200%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,446.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.619%
|
47.619%
|
47.619%
|
3/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,310.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.200%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,685.62
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
88
|
Non QM
|
Yes
|
No
|
$3,894.97
|
$2,812.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.825%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,680.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.192%
|
43.192%
|
43.192%
|
4/XX/2025
|
724
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,894.97
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.825%
|
0
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,354.49
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
89
|
Non QM
|
Yes
|
No
|
$3,845.97
|
$3,030.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.825%
|
No
|
No
|
Employed
|
US Citizen
|
$6,031.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.386%
|
46.386%
|
46.386%
|
3/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,845.97
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.825%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
90
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,045.00
|
$5,197.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,800.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.411%
|
41.411%
|
41.411%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,045.00
|
5.950%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
91
|
Non QM
|
Yes
|
No
|
$2,549.00
|
$3,613.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,509.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.067%
|
27.067%
|
27.067%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,549.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$13,350.56
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
92
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,750.00
|
$1,062.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,104.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.301%
|
26.301%
|
26.301%
|
3/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,750.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$10,315.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
93
|
Non QM
|
Yes
|
No
|
$3,299.00
|
$4,423.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.525%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$7,982.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.023%
|
35.023%
|
35.023%
|
4/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,299.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
11.525%
|
2
|
0
|
2
|
0
|
3
|
2
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,518.33
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
94
|
Non QM
|
Yes
|
No
|
$2,779.98
|
$1,631.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.425%
|
No
|
No
|
Employed
|
US Citizen
|
$7,168.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.551%
|
42.551%
|
42.551%
|
3/XX/2025
|
656
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
2
|
0
|
0
|
XXX
|
$2,779.98
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.425%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
95
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,813.00
|
$2,243.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.300%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,563.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.836%
|
39.836%
|
39.836%
|
4/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,813.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.300%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,750.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
96
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,778.00
|
$1,488.78
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.995%
|
No
|
No
|
Employed
|
US Citizen
|
$4,163.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.956%
|
49.956%
|
49.956%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,778.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.995%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
97
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,406.17
|
$1,899.74
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.975%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,056.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.913%
|
44.913%
|
44.913%
|
4/XX/2025
|
648
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,406.17
|
6.340%
|
$0.00
|
None
|
No
|
No
|
11.975%
|
0
|
2
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
12/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,611.09
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
98
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,895.00
|
$1,550.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.225%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,572.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.470%
|
43.470%
|
43.470%
|
3/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,895.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
11.225%
|
0
|
1
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
8
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$1,827.41
|
$1,987.19
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
99
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,795.00
|
$2,300.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
US Citizen
|
$6,314.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.864%
|
41.864%
|
41.864%
|
4/XX/2025
|
654
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$2,795.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
100
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,595.00
|
$2,119.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,314.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.196%
|
30.196%
|
30.196%
|
3/XX/2025
|
651
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Employer Letter - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,595.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
101
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,299.00
|
$1,624.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.975%
|
No
|
No
|
Employed
|
US Citizen
|
$9,840.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.343%
|
22.343%
|
22.343%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,299.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.975%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
4/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
102
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,507.50
|
$2,004.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.200%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,256.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.794%
|
32.794%
|
32.794%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,507.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.200%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,679.68
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
103
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$3,077.13
|
$2,523.02
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$3,461.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.639%
|
40.639%
|
40.639%
|
3/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,077.13
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.925%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,611.27
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
104
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,275.00
|
$3,063.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
US Citizen
|
$6,568.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.231%
|
48.231%
|
48.231%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,275.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.275%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
105
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,395.00
|
$1,939.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.825%
|
No
|
No
|
Employed
|
US Citizen
|
$7,718.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.577%
|
38.577%
|
38.577%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,395.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.825%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
106
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,799.00
|
$2,254.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$8,277.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.121%
|
28.121%
|
28.121%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,799.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$6,047.02
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
107
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,599.00
|
$1,904.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.325%
|
No
|
No
|
Employed
|
US Citizen
|
$4,429.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.899%
|
34.899%
|
34.899%
|
3/XX/2025
|
730
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,599.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.325%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
108
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,416.00
|
$1,341.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.600%
|
No
|
No
|
Employed
|
US Citizen
|
$5,949.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.889%
|
35.889%
|
35.889%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,416.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.600%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
109
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$795.00
|
$1,347.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,162.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.472%
|
35.472%
|
35.472%
|
4/XX/2025
|
685
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$795.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
11.125%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
110
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,338.75
|
$1,636.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.350%
|
No
|
No
|
Employed
|
US Citizen
|
$9,200.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.625%
|
25.625%
|
25.625%
|
3/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,338.75
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
7.350%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
111
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,032.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
US Citizen
|
$8,078.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.375%
|
35.375%
|
35.375%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.440%
|
$0.00
|
2.1
|
None
|
Yes
|
No
|
10.625%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
112
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$3,997.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.773%
|
44.773%
|
44.773%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Foster Care]; Deposit Receipt - 2025
[Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2017
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
113
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$288.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$12,196.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
14.585%
|
14.585%
|
14.585%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
114
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$704.14
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$2,322.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.347%
|
46.346%
|
46.346%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
15
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
115
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,126.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$3,241.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.286%
|
49.286%
|
49.286%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.320%
|
$0.00
|
None
|
No
|
No
|
8.925%
|
0
|
2
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
11/XX/2010
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,266.76
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
116
|
Non QM
|
Yes
|
No
|
$937.50
|
$2,470.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.650%
|
No
|
No
|
Employed
|
US Citizen
|
$8,215.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.309%
|
42.309%
|
42.309%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$937.50
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.650%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
117
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$354.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,350.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.828%
|
33.827%
|
33.827%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
1/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
118
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$767.50
|
$1,081.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,304.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.107%
|
46.107%
|
46.107%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$767.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
119
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$129.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,563.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.048%
|
46.048%
|
46.048%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Other - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
[Coborrower(s) - | Primary Income - Social Security]; Other - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.425%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,412.08
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
120
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$825.00
|
$883.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$7,255.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.651%
|
35.651%
|
35.651%
|
4/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$825.00
|
6.620%
|
$0.00
|
2.5
|
None
|
No
|
No
|
10.000%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
121
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$525.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$8,770.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.721%
|
40.721%
|
40.721%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
122
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$491.25
|
$860.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$2,476.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.702%
|
48.702%
|
48.702%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$491.25
|
6.230%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
9.750%
|
2
|
0
|
0
|
1
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
123
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$288.75
|
$1,130.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$1,917.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.879%
|
49.879%
|
49.879%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$288.75
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
124
|
Non QM
|
Yes
|
No
|
$523.50
|
$2,201.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.775%
|
No
|
No
|
Employed
|
US Citizen
|
$7,433.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.278%
|
38.277%
|
38.277%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$523.50
|
6.430%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.775%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
125
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$939.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,721.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.431%
|
19.431%
|
19.431%
|
4/XX/2025
|
803
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
126
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$895.50
|
$1,059.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$8,639.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.167%
|
37.167%
|
37.167%
|
4/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$895.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
127
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
($42.25)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,825.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.022%
|
42.022%
|
42.022%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,632.87
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
128
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,863.56
|
$1,462.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,564.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
12.780%
|
12.780%
|
12.780%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,863.56
|
5.940%
|
$0.00
|
1.5
|
None
|
No
|
No
|
10.675%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
$2,045.39
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
10/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0.96
|
No
|
$0.00
|
$8,144.24
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
129
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$168.75
|
$508.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,902.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.463%
|
41.462%
|
41.462%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$168.75
|
6.310%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$1,979.25
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
130
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$108.00
|
($34.45)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,550.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.381%
|
40.381%
|
40.381%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; Other - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Other - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$108.00
|
6.230%
|
$0.00
|
1.1
|
None
|
N/A
|
No
|
10.050%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$4.15
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$1,362.34
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
131
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$882.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,703.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.052%
|
43.052%
|
43.052%
|
4/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.550%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
132
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,168.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.925%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$3,907.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.178%
|
34.178%
|
34.178%
|
4/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.430%
|
$0.00
|
2.1
|
None
|
Yes
|
No
|
11.925%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
133
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,500.00
|
$1,962.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$5,378.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.153%
|
39.153%
|
39.153%
|
1/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,500.00
|
6.700%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
3/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
134
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,990.50
|
$2,610.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,553.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.105%
|
38.105%
|
38.105%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,990.50
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.775%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,497.16
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
135
|
Non QM
|
Yes
|
No
|
$2,122.50
|
$4,501.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,001.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.956%
|
43.956%
|
43.956%
|
3/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,122.50
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.625%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$2,049.89
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
136
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$750.00
|
$1,405.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Employed
|
US Citizen
|
$6,062.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.911%
|
44.911%
|
44.911%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$750.00
|
6.310%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.425%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
4/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
137
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$901.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.425%
|
No
|
No
|
Employed
|
US Citizen
|
$6,827.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.687%
|
33.687%
|
33.687%
|
4/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
5.950%
|
$0.00
|
1.4
|
None
|
N/A
|
No
|
11.425%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
138
|
Non QM
|
Yes
|
No
|
$1,500.00
|
$2,124.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
US Citizen
|
$12,494.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.141%
|
40.141%
|
40.141%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,500.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.150%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
139
|
Non QM
|
Yes
|
No
|
$0.00
|
$1,118.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,178.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.679%
|
35.679%
|
35.679%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
10.050%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,882.75
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
140
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$500.00
|
$958.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$5,433.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.121%
|
48.121%
|
48.121%
|
2/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$500.00
|
6.600%
|
$0.00
|
5.0
|
None
|
No
|
No
|
11.125%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
141
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$750.00
|
$1,160.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,710.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.963%
|
26.963%
|
26.963%
|
4/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$750.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
142
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$325.00
|
$945.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,229.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.044%
|
33.044%
|
33.044%
|
2/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$325.00
|
6.620%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,460.13
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
143
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$450.00
|
$1,252.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,376.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.407%
|
35.407%
|
35.407%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$450.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
4/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
144
|
Non QM
|
Yes
|
No
|
$0.00
|
$334.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$3,431.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.891%
|
45.891%
|
45.891%
|
3/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
4.1
|
None
|
Yes
|
No
|
11.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
$3,994.10
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.47
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
145
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,424.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,927.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.520%
|
22.520%
|
22.520%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.140%
|
$0.00
|
4.0
|
None
|
No
|
No
|
9.300%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
$0.00
|
No
|
3
|
4
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
5/XX/2003
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$2,555.31
|
$6,836.27
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
146
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,068.38
|
$1,075.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$2,802.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.510%
|
46.510%
|
46.510%
|
4/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,068.38
|
6.730%
|
$0.00
|
3.4
|
None
|
No
|
No
|
9.750%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
11/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
147
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,000.00
|
$5,438.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
US Citizen
|
$10,742.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.686%
|
48.686%
|
48.686%
|
4/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,000.00
|
6.310%
|
$0.00
|
3.5
|
None
|
No
|
No
|
7.750%
|
3
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
11/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
148
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$618.75
|
$1,063.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,693.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.402%
|
43.402%
|
43.402%
|
4/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$618.75
|
6.620%
|
$0.00
|
1.6
|
None
|
No
|
No
|
10.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.187%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
149
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,250.00
|
$3,869.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,956.22
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.423%
|
38.423%
|
38.423%
|
4/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,250.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,500.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
150
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,730.00
|
$3,237.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.525%
|
No
|
No
|
Employed
|
US Citizen
|
$7,352.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.543%
|
39.543%
|
39.543%
|
3/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,730.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.525%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
151
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$1,045.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,141.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.845%
|
40.845%
|
40.845%
|
4/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
152
|
Non QM
|
Yes
|
No
|
$1,387.50
|
$3,141.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.900%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$8,353.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.581%
|
47.581%
|
47.581%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,387.50
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.900%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
153
|
Non QM
|
Yes
|
No
|
$0.00
|
$620.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,981.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.535%
|
35.535%
|
35.535%
|
3/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.8
|
None
|
No
|
No
|
10.425%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,837.51
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
154
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$352.50
|
$841.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,008.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.763%
|
40.763%
|
40.763%
|
3/XX/2025
|
812
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$352.50
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
8.425%
|
2
|
2
|
0
|
2
|
0
|
No
|
No
|
05/01/2045
|
$9,099.82
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
3.44
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
155
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,668.20
|
$2,651.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.900%
|
No
|
No
|
Employed
|
US Citizen
|
$6,187.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.999%
|
44.999%
|
44.999%
|
4/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,668.20
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.900%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
8/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
156
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$450.00
|
$908.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,374.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.661%
|
36.660%
|
36.660%
|
4/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$450.00
|
6.230%
|
$0.00
|
3.2
|
None
|
No
|
No
|
8.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
157
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$750.00
|
$1,493.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.650%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$5,193.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.493%
|
43.492%
|
43.492%
|
4/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$750.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.650%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
158
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,303.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,801.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.991%
|
45.991%
|
45.991%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
5.940%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
159
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$762.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,409.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.078%
|
22.078%
|
22.078%
|
4/XX/2025
|
807
|
No
|
No
|
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025
[Borrower - | Primary Income - C-Corp]; W-2 - 2024
[Borrower - | Primary Income - C-Corp]; 1120 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
1
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
06/01/2055
|
$83,874.11
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
10/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
35.52
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
160
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$875.00
|
$859.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$2,062.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.677%
|
49.677%
|
49.677%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$875.00
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$40,006.28
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
28.69
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
161
|
Non QM
|
Yes
|
No
|
$2,644.00
|
$3,768.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$16,082.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.932%
|
38.932%
|
38.932%
|
4/XX/2025
|
685
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,644.00
|
6.470%
|
$0.00
|
2.6
|
None
|
No
|
No
|
10.150%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
12/XX/2010
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0
|
No
|
No
|
$4,705.11
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
162
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$600.00
|
$1,157.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$6,295.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.558%
|
38.558%
|
38.558%
|
4/XX/2025
|
713
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.310%
|
$0.00
|
3.1
|
None
|
No
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
163
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$766.70
|
$1,230.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$7,654.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.675%
|
36.675%
|
36.675%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$766.70
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
11.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
164
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$706.85
|
$1,650.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$2,949.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.287%
|
42.287%
|
42.287%
|
5/XX/2025
|
730
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$706.85
|
6.230%
|
$0.00
|
2.6
|
None
|
No
|
No
|
10.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
3/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
165
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,779.50
|
$940.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$8,642.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.427%
|
21.427%
|
21.427%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,779.50
|
6.230%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
10.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
9/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
166
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$300.00
|
$731.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$3,806.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.993%
|
44.993%
|
44.993%
|
4/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$300.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
7/XX/2014
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
167
|
Non QM
|
Yes
|
No
|
$4,095.00
|
$4,624.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$8,634.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.551%
|
39.551%
|
39.551%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,095.00
|
6.810%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.875%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,959.62
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
168
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$630.00
|
$598.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,979.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.785%
|
44.785%
|
44.785%
|
4/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$630.00
|
6.310%
|
$0.00
|
1.1
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
4/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
169
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,581.50
|
$1,931.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$6,189.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.977%
|
46.977%
|
46.977%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,581.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
8/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
170
|
Non QM
|
Yes
|
No
|
$0.00
|
$1,404.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.400%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$13,068.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.870%
|
42.870%
|
42.870%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.400%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
$1,937.19
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
0.36
|
No
|
$0.00
|
$7,826.55
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
171
|
Non QM
|
Yes
|
No
|
$1,096.58
|
$1,354.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,742.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.987%
|
49.987%
|
49.987%
|
4/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,096.58
|
6.230%
|
$0.00
|
2.7
|
None
|
No
|
No
|
9.625%
|
0
|
1
|
0
|
2
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
10/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
172
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,754.00
|
$2,494.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
US Citizen
|
$6,614.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.050%
|
43.050%
|
43.050%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,754.00
|
6.650%
|
$0.00
|
1.1
|
None
|
No
|
No
|
9.275%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
173
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$130.00
|
$557.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,051.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.108%
|
24.108%
|
24.108%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$130.00
|
6.310%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
174
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$792.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$3,750.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.634%
|
35.634%
|
35.634%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
175
|
Non QM
|
Yes
|
No
|
$1,170.00
|
$1,047.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
US Citizen
|
$7,009.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.910%
|
40.910%
|
40.910%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,170.00
|
6.340%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
10.150%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
8/XX/2009
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
176
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$175.00
|
$890.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$3,057.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.811%
|
44.811%
|
44.811%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$175.00
|
6.440%
|
$0.00
|
3.3
|
None
|
No
|
No
|
9.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
177
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$455.78
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$7,396.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.900%
|
39.900%
|
39.900%
|
4/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.440%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
178
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$512.50
|
$1,540.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$7,425.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.483%
|
43.483%
|
43.483%
|
4/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$512.50
|
6.340%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.500%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,690.23
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
179
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$472.50
|
$1,168.34
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$25,279.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.945%
|
19.945%
|
19.945%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$472.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$17,827.57
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
180
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$827.90
|
$1,035.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$2,231.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.446%
|
46.446%
|
46.446%
|
4/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$827.90
|
5.940%
|
$0.00
|
3.0
|
None
|
No
|
No
|
9.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
181
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$395.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,636.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.682%
|
49.682%
|
49.682%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
182
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$989.00
|
$1,541.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$11,038.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.540%
|
29.540%
|
29.540%
|
4/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$989.00
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.675%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
7/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
183
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$1,215.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$10,679.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.107%
|
40.106%
|
40.106%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
184
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,951.88
|
$2,367.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Employed
|
US Citizen
|
$16,365.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.374%
|
27.374%
|
27.374%
|
3/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,951.88
|
6.620%
|
$0.00
|
2.3
|
None
|
Yes
|
No
|
9.775%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
185
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,294.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$2,458.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.857%
|
49.857%
|
49.857%
|
3/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
186
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$125.00
|
$883.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,263.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.576%
|
31.576%
|
31.576%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$125.00
|
6.070%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$2,226.48
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
187
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$497.87
|
$1,458.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,854.22
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.446%
|
44.446%
|
44.446%
|
4/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$497.87
|
6.340%
|
$0.00
|
4.8
|
None
|
Yes
|
No
|
11.125%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
3/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$1,919.39
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
188
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$82.50
|
$557.44
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$5,520.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.287%
|
43.287%
|
43.287%
|
5/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$82.50
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
10.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
189
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,625.00
|
$817.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,686.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.704%
|
49.704%
|
49.704%
|
3/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,625.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
10.000%
|
3
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,103.41
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
190
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$195.00
|
$653.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,978.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.215%
|
27.215%
|
27.215%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$195.00
|
6.620%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.250%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,333.34
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
191
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,297.00
|
$1,861.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,890.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.679%
|
46.679%
|
46.679%
|
4/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,297.00
|
6.810%
|
$0.00
|
3.2
|
None
|
No
|
No
|
9.875%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$43,505.50
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
20.51
|
No
|
$2,709.12
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
192
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$587.50
|
$1,375.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,198.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.608%
|
35.608%
|
35.608%
|
4/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; D1C Income Verification Report - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$587.50
|
6.430%
|
$0.00
|
2.6
|
None
|
No
|
No
|
10.550%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$65,722.53
|
No
|
1
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
39.69
|
No
|
$0.00
|
$5,779.07
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
193
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$130.00
|
$976.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,648.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.494%
|
45.494%
|
45.494%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$130.00
|
6.070%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
194
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$787.50
|
$1,153.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,918.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.705%
|
44.704%
|
44.704%
|
1/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; D1C Income Verification Report - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$787.50
|
6.790%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
2
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
195
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,136.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,830.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.585%
|
30.585%
|
30.585%
|
4/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
4/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
196
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$960.00
|
$1,345.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.650%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,610.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.619%
|
42.619%
|
42.619%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$960.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.650%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,662.50
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
197
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$506.25
|
$1,734.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.275%
|
No
|
No
|
Employed
|
US Citizen
|
$4,404.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.242%
|
41.242%
|
41.242%
|
4/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$506.25
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.275%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
198
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$514.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,903.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.294%
|
47.294%
|
47.294%
|
3/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
199
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$395.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,701.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.307%
|
40.307%
|
40.307%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.040%
|
$0.00
|
2.3
|
None
|
No
|
No
|
9.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.750%
|
6/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
200
|
Non QM
|
Yes
|
No
|
$1,033.50
|
$2,452.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,229.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.234%
|
44.234%
|
44.234%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,033.50
|
6.230%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
9.775%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
15
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$10,171.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
201
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$829.36
|
$1,287.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$14,156.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.064%
|
36.064%
|
36.064%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$829.36
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.375%
|
0
|
2
|
1
|
0
|
3
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$6,918.48
|
$10,610.62
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
202
|
Non QM
|
Yes
|
No
|
$770.44
|
$1,228.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,035.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.984%
|
49.984%
|
49.984%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$770.44
|
5.940%
|
$0.00
|
1.0
|
None
|
No
|
No
|
11.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2035
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
203
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$527.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$16,342.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.649%
|
25.649%
|
25.649%
|
5/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2055
|
$22,199.42
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
5.1
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
204
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,192.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,258.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.973%
|
33.973%
|
33.973%
|
4/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.310%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
2/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$2,001.27
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
205
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$569.00
|
$404.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,404.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.679%
|
45.679%
|
45.679%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.620%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.675%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
206
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$70.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$9,799.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.024%
|
43.024%
|
43.024%
|
4/XX/2025
|
730
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
207
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$1,094.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$8,170.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.840%
|
29.840%
|
29.840%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
208
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$820.00
|
$1,205.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,547.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.693%
|
26.693%
|
26.693%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$820.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
209
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$587.50
|
$1,378.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.175%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,955.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.831%
|
40.831%
|
40.831%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$587.50
|
6.230%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
10.175%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
210
|
Non QM
|
Yes
|
No
|
$6,249.50
|
$2,305.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
Employed
|
Employed
|
7.31
|
Permanent Resident Alien
|
Permanent Resident Alien
|
US Citizen
|
$5,428.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.933%
|
48.933%
|
48.933%
|
2/XX/2025
|
704
|
704
|
694
|
704
|
Level 1-Not Stated/Not Verified
|
Level 4-Stated/Verified as defined
|
Level 3-Stated/Verified as defined
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,249.50
|
6.700%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.625%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
Resident Alien Card
|
No
|
$0.00
|
$5,652.77
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
211
|
Non QM
|
Yes
|
No
|
$0.00
|
$260.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
US Citizen
|
$5,217.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.646%
|
36.646%
|
36.646%
|
4/XX/2025
|
692
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
2.4
|
None
|
Yes
|
No
|
10.675%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
212
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$997.50
|
$2,279.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.025%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,504.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.966%
|
49.966%
|
49.966%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$997.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.025%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.750%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,588.41
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
213
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$385.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,247.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.887%
|
38.887%
|
38.887%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,300.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
214
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$592.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$3,941.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.879%
|
37.878%
|
37.878%
|
4/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.125%
|
0
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,823.03
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
215
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$354.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$5,378.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.877%
|
47.877%
|
47.877%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
2.7
|
None
|
Yes
|
No
|
10.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
216
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$840.84
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$6,342.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.887%
|
44.887%
|
44.887%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
3.4
|
None
|
No
|
No
|
11.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
217
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,560.00
|
$1,920.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,184.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.370%
|
49.370%
|
49.370%
|
4/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Child Support]; Child Support Order - 2025
[Coborrower(s) - | Non-Primary Income - Child Support]; Deposit Receipt - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,560.00
|
6.700%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$687.50
|
$1,612.69
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
218
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$339.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$11,517.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.257%
|
27.256%
|
27.256%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
5.940%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
219
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,855.00
|
$3,339.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.150%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,975.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.940%
|
49.940%
|
49.940%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,855.00
|
6.650%
|
$0.00
|
3.6
|
None
|
No
|
No
|
9.150%
|
0
|
1
|
0
|
2
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
11/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
220
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,037.50
|
$1,019.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$2,280.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.168%
|
43.168%
|
43.168%
|
3/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,037.50
|
6.650%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
221
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$450.00
|
$970.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$3,963.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.232%
|
47.232%
|
47.232%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$450.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
222
|
Non QM
|
Yes
|
No
|
$907.50
|
$957.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.925%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$6,916.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.976%
|
49.976%
|
49.976%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$907.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.925%
|
1
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,074.93
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
223
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$782.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Employed
|
US Citizen
|
$9,054.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.090%
|
45.090%
|
45.090%
|
4/XX/2025
|
714
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
2.5
|
None
|
No
|
No
|
9.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.125%
|
6/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
224
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$3.35
|
$266.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,104.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.078%
|
41.078%
|
41.078%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3.35
|
6.440%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.375%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.750%
|
10/XX/2005
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
225
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$386.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,792.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.809%
|
43.809%
|
43.809%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
11.175%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$2,851.31
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
226
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,238.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$2,913.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.933%
|
32.933%
|
32.933%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
16
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
227
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$570.00
|
$1,189.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$2,533.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.280%
|
47.280%
|
47.280%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$570.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1/XX/2014
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
228
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$655.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.050%
|
No
|
No
|
Employed
|
US Citizen
|
$4,748.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.909%
|
48.909%
|
48.909%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
229
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$496.00
|
$843.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.050%
|
No
|
No
|
Employed
|
US Citizen
|
$5,765.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.240%
|
37.240%
|
37.240%
|
4/XX/2025
|
714
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$496.00
|
6.040%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
11.050%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
230
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$525.00
|
$1,408.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$3,806.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.141%
|
38.141%
|
38.141%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$525.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.750%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
231
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$225.00
|
$754.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,753.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.518%
|
32.517%
|
32.517%
|
4/XX/2025
|
730
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$225.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.675%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.750%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,026.80
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
232
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$417.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$3,189.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.012%
|
42.012%
|
42.012%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.620%
|
$0.00
|
3.2
|
None
|
N/A
|
No
|
11.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
8
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.625%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
233
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,180.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,537.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.364%
|
39.364%
|
39.364%
|
4/XX/2025
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
3/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
234
|
Non QM
|
Yes
|
No
|
$2,613.00
|
$3,115.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,657.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.606%
|
42.606%
|
42.606%
|
4/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,613.00
|
6.650%
|
$0.00
|
4.7
|
None
|
No
|
No
|
10.050%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$10,201.36
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
235
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,262.08
|
$2,870.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.525%
|
No
|
No
|
Employed
|
US Citizen
|
$3,976.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.919%
|
46.919%
|
46.919%
|
4/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Child Support]; Account Statements - 2025
[Borrower - | Non-Primary Income - Child Support]; Deposit Receipt - 2025
[Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2024
[Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,262.08
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
8.525%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
9/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
236
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$811.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,560.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.027%
|
26.027%
|
26.027%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.175%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,543.20
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
237
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,656.25
|
$4,114.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$7,842.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.419%
|
49.419%
|
49.419%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,656.25
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
238
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,329.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$6,221.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.286%
|
33.286%
|
33.286%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.340%
|
$0.00
|
2.2
|
None
|
Yes
|
No
|
9.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
5/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
239
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,116.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$9,202.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.943%
|
29.943%
|
29.943%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
240
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,997.03
|
$2,125.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.025%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,473.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.157%
|
37.157%
|
37.157%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,997.03
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.025%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
12/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$13,833.04
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
241
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$750.00
|
$1,208.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,987.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.473%
|
37.473%
|
37.473%
|
4/XX/2025
|
724
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$750.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
242
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,087.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$13,110.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
20.375%
|
20.375%
|
20.375%
|
4/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.030%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
9.175%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
$1,183.43
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.58
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
243
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,532.50
|
$1,898.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,546.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.277%
|
29.277%
|
29.277%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,532.50
|
6.660%
|
$0.00
|
3.4
|
None
|
Yes
|
No
|
11.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
Yes
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,729.17
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
244
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,119.00
|
$685.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,836.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.921%
|
48.921%
|
48.921%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,119.00
|
6.230%
|
$0.00
|
1.8
|
None
|
No
|
No
|
9.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
245
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$562.50
|
$882.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,741.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.576%
|
32.576%
|
32.576%
|
4/XX/2025
|
743
|
No
|
No
|
Audited
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$562.50
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.500%
|
0
|
1
|
2
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,037.41
|
$534.01
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
246
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$600.00
|
$1,474.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,967.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.985%
|
32.985%
|
32.985%
|
4/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
247
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$225.00
|
$446.76
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,799.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.270%
|
34.270%
|
34.270%
|
3/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; D1C Income Verification Report - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; D1C Income Verification Report - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$225.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.925%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2055
|
$0.00
|
Yes
|
2
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
9.470%
|
5/XX/2004
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
248
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,463.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
US Citizen
|
$2,607.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.772%
|
39.772%
|
39.772%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.230%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
10.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
249
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$851.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$9,700.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.709%
|
25.709%
|
25.709%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$4,388.15
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
1.54
|
No
|
$2,895.30
|
$5,026.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
250
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$756.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,525.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.413%
|
43.413%
|
43.413%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.125%
|
4/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
251
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$981.43
|
$892.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$2,796.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.375%
|
48.375%
|
48.375%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$981.43
|
6.230%
|
$0.00
|
1.2
|
None
|
No
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
252
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$213.75
|
$617.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,549.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.363%
|
45.363%
|
45.363%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$213.75
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
253
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$648.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,954.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.860%
|
35.860%
|
35.860%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.4
|
None
|
No
|
No
|
9.300%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
254
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,222.50
|
$1,685.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,185.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.898%
|
42.898%
|
42.898%
|
4/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,222.50
|
6.660%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
255
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,556.53
|
$620.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,985.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.506%
|
49.506%
|
49.506%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,556.53
|
6.340%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
11.625%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,099.34
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
256
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$478.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,932.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.806%
|
40.806%
|
40.806%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
257
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,012.50
|
$2,204.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.150%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,842.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.227%
|
49.227%
|
49.227%
|
1/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,012.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.150%
|
1
|
0
|
3
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$1,487.71
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
258
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$159.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Employed
|
US Citizen
|
$5,390.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.521%
|
36.521%
|
36.521%
|
3/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
259
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$175.50
|
$142.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$4,511.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.603%
|
41.603%
|
41.603%
|
4/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$175.50
|
6.430%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
11/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
260
|
Non QM
|
Yes
|
No
|
$1,545.00
|
$1,882.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,827.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.223%
|
44.223%
|
44.223%
|
4/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,545.00
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.550%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,666.66
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
261
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,975.00
|
$3,599.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.775%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,183.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.968%
|
49.968%
|
49.968%
|
4/XX/2025
|
779
|
No
|
No
|
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,975.00
|
6.660%
|
$0.00
|
None
|
N/A
|
No
|
8.775%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$5,376.33
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
1.29
|
No
|
$5,210.48
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
262
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$540.00
|
$1,460.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,894.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.366%
|
41.366%
|
41.366%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$540.00
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
263
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,159.00
|
$5,053.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,591.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.999%
|
49.999%
|
49.999%
|
4/XX/2025
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,159.00
|
6.660%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
26
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$3,861.87
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
264
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,518.63
|
$1,349.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,694.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.187%
|
42.187%
|
42.187%
|
4/XX/2025
|
687
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,518.63
|
6.320%
|
$0.00
|
3.4
|
None
|
Yes
|
No
|
11.625%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$7,805.36
|
$8,333.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
265
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$935.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$2,721.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.097%
|
44.097%
|
44.097%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
10.125%
|
1
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$432.42
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
266
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,408.00
|
$1,232.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,179.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.079%
|
31.079%
|
31.079%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,408.00
|
5.940%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
8.625%
|
1
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
267
|
Non QM
|
Yes
|
No
|
$1,453.50
|
$875.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.500%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$7,361.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.616%
|
39.616%
|
39.616%
|
4/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,453.50
|
6.340%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
11.500%
|
2
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$7,945.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
268
|
Non QM
|
Yes
|
No
|
$5,563.00
|
$2,091.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$12,413.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.416%
|
40.416%
|
40.416%
|
2/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,563.00
|
6.660%
|
$0.00
|
5.0
|
None
|
N/A
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
269
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,050.00
|
$1,758.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$1,508.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.906%
|
49.906%
|
49.906%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,050.00
|
6.620%
|
$0.00
|
1.6
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
270
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$949.50
|
$2,781.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$9,857.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.742%
|
47.742%
|
47.742%
|
4/XX/2025
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$949.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
271
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$701.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
US Citizen
|
$2,494.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.321%
|
49.321%
|
49.321%
|
4/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
2.2
|
None
|
N/A
|
No
|
11.175%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
272
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$786.50
|
$1,174.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,674.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.143%
|
32.143%
|
32.143%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$786.50
|
5.930%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
$1,700.86
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
273
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,094.00
|
$1,282.72
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,145.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.198%
|
44.198%
|
44.198%
|
4/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,094.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
274
|
Non QM
|
Yes
|
No
|
$1,325.00
|
$273.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$23,043.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.704%
|
38.704%
|
38.704%
|
4/XX/2025
|
734
|
No
|
No
|
Audited
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,325.00
|
6.230%
|
$0.00
|
3.1
|
None
|
N/A
|
No
|
10.375%
|
2
|
2
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
275
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,500.00
|
$3,240.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.150%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$8,213.22
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.428%
|
38.428%
|
38.428%
|
4/XX/2025
|
823
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Other - 2023
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020
[Borrower - | Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,500.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.150%
|
0
|
2
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
276
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,400.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$11,379.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.721%
|
31.721%
|
31.721%
|
5/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.320%
|
$0.00
|
2.3
|
None
|
Yes
|
No
|
10.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
277
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,363.35
|
$1,721.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.300%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,187.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.363%
|
47.363%
|
47.363%
|
3/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,363.35
|
6.050%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.300%
|
2
|
1
|
2
|
0
|
1
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
27
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,336.15
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
278
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$373.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$1,854.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.158%
|
40.158%
|
40.158%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; D1C Income Verification Report - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
2.4
|
None
|
Yes
|
No
|
10.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$140.17
|
No
|
2
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
279
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,567.50
|
$1,116.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
US Citizen
|
$11,342.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
18.764%
|
18.763%
|
18.763%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,567.50
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
280
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$880.00
|
$1,501.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,883.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.595%
|
28.595%
|
28.595%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$880.00
|
6.660%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
9.800%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2055
|
$134,728.18
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
57.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
281
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$90.00
|
$443.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,300.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.374%
|
38.374%
|
38.374%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$90.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
282
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$290.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$4,198.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.017%
|
40.017%
|
40.017%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
9.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
8/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
283
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$772.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$2,165.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.343%
|
41.343%
|
41.343%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.125%
|
3/XX/2001
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
284
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,073.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,091.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.349%
|
47.349%
|
47.349%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Alimony]; Deposit Receipt - 2025
[Borrower - | Non-Primary Income - Alimony]; Divorce Decree - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
3.2
|
None
|
Yes
|
No
|
10.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
6/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
285
|
Non QM
|
Yes
|
No
|
$2,197.50
|
$1,274.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,558.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.534%
|
34.534%
|
34.534%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,197.50
|
5.940%
|
$0.00
|
None
|
N/A
|
No
|
10.625%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,359.73
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
286
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,379.00
|
$1,603.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,122.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.834%
|
40.834%
|
40.834%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,379.00
|
6.620%
|
$0.00
|
3.7
|
None
|
No
|
No
|
9.925%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.490%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
287
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,719.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,365.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.152%
|
34.152%
|
34.152%
|
4/XX/2025
|
724
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
3
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,114.44
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
288
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,077.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$7,276.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.870%
|
24.870%
|
24.870%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
3.4
|
None
|
N/A
|
No
|
9.800%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
289
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,918.75
|
$2,351.72
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$1,609.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.746%
|
49.746%
|
49.746%
|
3/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,918.75
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.690%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
290
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$975.00
|
$2,042.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.900%
|
No
|
No
|
Employed
|
US Citizen
|
$7,141.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.437%
|
46.437%
|
46.437%
|
4/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$975.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.900%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
291
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$112.50
|
$927.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$9,649.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.877%
|
31.877%
|
31.877%
|
4/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$112.50
|
6.010%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
292
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,908.00
|
$2,846.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.650%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$14,031.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.982%
|
26.982%
|
26.982%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,908.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.650%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
11/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
293
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$895.00
|
$1,334.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,555.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.434%
|
49.434%
|
49.434%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$895.00
|
6.660%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
11.175%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
294
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$463.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$2,875.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.508%
|
40.508%
|
40.508%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
295
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$1,143.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,169.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.732%
|
34.732%
|
34.732%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
296
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$902.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$3,857.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.824%
|
42.824%
|
42.824%
|
4/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
3.9
|
None
|
No
|
No
|
10.000%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
297
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,017.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$3,511.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.123%
|
33.123%
|
33.123%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
298
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,396.97
|
$735.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$10,087.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.002%
|
46.002%
|
46.002%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,396.97
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
299
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$137.50
|
$390.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$2,551.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.029%
|
48.029%
|
48.029%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$137.50
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
300
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,345.25
|
$1,286.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$3,622.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.966%
|
49.966%
|
49.966%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,345.25
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
301
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,815.00
|
$1,625.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$3,084.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.983%
|
48.983%
|
48.983%
|
4/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,815.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
0
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2055
|
$20,826.07
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
7.32
|
No
|
No
|
$898.79
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
302
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$168.75
|
$581.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,839.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.407%
|
31.407%
|
31.407%
|
4/XX/2025
|
723
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$168.75
|
6.050%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.125%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$8,512.83
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
303
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,564.00
|
$1,367.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,276.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.214%
|
25.214%
|
25.214%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,564.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$8,701.62
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
304
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$139.00
|
($64.60)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,663.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.850%
|
28.850%
|
28.850%
|
4/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$139.00
|
6.230%
|
$0.00
|
2.4
|
None
|
N/A
|
No
|
11.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
305
|
Non QM
|
Yes
|
No
|
$615.00
|
$987.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,393.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.686%
|
38.685%
|
38.685%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$615.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
9/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
306
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,244.00
|
$1,091.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Employed
|
US Citizen
|
$5,742.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.221%
|
35.221%
|
35.221%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,244.00
|
6.050%
|
$0.00
|
None
|
N/A
|
No
|
8.425%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
307
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$578.25
|
$1,304.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,405.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.404%
|
22.404%
|
22.404%
|
4/XX/2025
|
794
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$578.25
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$104,133.85
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
25.73
|
No
|
No
|
$0.00
|
$27,586.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
308
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,650.00
|
$1,194.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,067.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.113%
|
42.113%
|
42.113%
|
4/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,650.00
|
6.440%
|
$0.00
|
4.8
|
None
|
No
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$139,143.29
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
48.3
|
No
|
$3,459.45
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
309
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$225.00
|
$504.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$4,735.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.589%
|
48.589%
|
48.589%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$225.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
310
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$390.00
|
$1,010.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$8,831.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.062%
|
31.062%
|
31.062%
|
4/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$390.00
|
6.230%
|
$0.00
|
999.0
|
None
|
N/A
|
No
|
10.250%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
4/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
311
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,462.50
|
$1,764.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.775%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$5,489.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.549%
|
43.549%
|
43.549%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,462.50
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
8.775%
|
1
|
1
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$4,862.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
312
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$594.00
|
$390.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.175%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,298.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.136%
|
49.136%
|
49.136%
|
4/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$594.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.175%
|
2
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.990%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
313
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,309.00
|
$3,018.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.650%
|
No
|
No
|
Employed
|
US Citizen
|
$12,366.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.379%
|
34.379%
|
34.379%
|
4/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,309.00
|
6.650%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.650%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.624%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
314
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,634.00
|
$1,528.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.000%
|
No
|
No
|
Employed
|
US Citizen
|
$3,745.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.748%
|
44.748%
|
44.748%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,634.00
|
6.620%
|
$0.00
|
3.9
|
None
|
N/A
|
No
|
11.000%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
315
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$982.50
|
$1,243.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$9,556.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.278%
|
29.278%
|
29.278%
|
4/XX/2025
|
697
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$982.50
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
11.375%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
5/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,747.10
|
$8,366.83
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
316
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$578.00
|
$358.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$13,068.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.720%
|
28.720%
|
28.720%
|
4/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$578.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
11/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
317
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$600.00
|
$1,606.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$7,888.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.243%
|
38.243%
|
38.243%
|
4/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.230%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
9.875%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$11,266.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
318
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,632.50
|
$810.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.925%
|
No
|
No
|
Employed
|
US Citizen
|
$6,781.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.748%
|
45.747%
|
45.747%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,632.50
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
11.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
10/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
319
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$764.00
|
$1,382.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
US Citizen
|
$5,887.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.538%
|
49.538%
|
49.538%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$764.00
|
6.230%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
10.050%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$4,440.38
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
2.38
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
320
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$666.72
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$8,264.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.445%
|
22.445%
|
22.445%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
12/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
321
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,496.50
|
$2,126.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,269.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.284%
|
30.284%
|
30.284%
|
4/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,496.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.750%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$18,794.53
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
322
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,500.00
|
$2,574.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.775%
|
No
|
No
|
Employed
|
US Citizen
|
$3,406.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.293%
|
49.293%
|
49.293%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,500.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.775%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
7/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
323
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$321.62
|
$685.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,651.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.267%
|
37.267%
|
37.267%
|
4/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$321.62
|
6.230%
|
$0.00
|
3.1
|
None
|
Yes
|
No
|
11.175%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
1/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,873.32
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
324
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,207.75
|
$1,031.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$19,752.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
14.133%
|
14.133%
|
14.133%
|
4/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,207.75
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
325
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$439.46
|
$897.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,828.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.275%
|
42.275%
|
42.275%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Unemployment]; 1099 - 2024
[Coborrower(s) - | Non-Primary Income - Unemployment]; 1099 - 2023
[Coborrower(s) - | Non-Primary Income - Unemployment]; 1099 - 2022
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$439.46
|
6.230%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
9.875%
|
1
|
2
|
2
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$474.08
|
$3,528.88
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
326
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$146.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.300%
|
No
|
No
|
Employed
|
US Citizen
|
$6,673.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.538%
|
26.538%
|
26.538%
|
4/XX/2025
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
327
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$882.50
|
$844.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,965.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.556%
|
43.556%
|
43.556%
|
4/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$882.50
|
6.700%
|
$0.00
|
1.4
|
None
|
N/A
|
No
|
10.000%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2005
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$3,060.39
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
328
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$299.00
|
$599.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$11,806.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.671%
|
22.671%
|
22.671%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$299.00
|
6.430%
|
$0.00
|
2.4
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
329
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,730.21
|
$5,619.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$24,939.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.356%
|
35.356%
|
35.356%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,730.21
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$19,595.92
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
330
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$476.00
|
$660.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,779.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.661%
|
24.661%
|
24.661%
|
4/XX/2025
|
766
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$476.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$14,308.16
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
331
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$809.00
|
$877.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.000%
|
No
|
No
|
Employed
|
US Citizen
|
$3,951.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.111%
|
41.111%
|
41.111%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$809.00
|
6.440%
|
$0.00
|
1.5
|
None
|
No
|
No
|
11.000%
|
1
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
332
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,094.00
|
$983.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,073.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.273%
|
36.273%
|
36.273%
|
4/XX/2025
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,094.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
333
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$430.00
|
$391.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
US Citizen
|
$8,609.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.092%
|
34.092%
|
34.092%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$430.00
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
4/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
334
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,019.00
|
$1,090.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,051.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.077%
|
37.077%
|
37.077%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$1,019.00
|
6.320%
|
$0.00
|
None
|
Yes
|
No
|
10.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
335
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$374.00
|
$216.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,251.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.895%
|
24.895%
|
24.895%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$374.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
10/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,380.60
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
336
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$718.75
|
$787.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,995.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.693%
|
39.693%
|
39.693%
|
4/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$718.75
|
6.320%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.550%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
337
|
Non QM
|
Yes
|
No
|
$600.00
|
$1,327.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,473.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.512%
|
38.512%
|
38.512%
|
4/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.175%
|
0
|
0
|
2
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,352.46
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
338
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$669.00
|
$495.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,568.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.476%
|
45.476%
|
45.476%
|
4/XX/2025
|
724
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$669.00
|
5.930%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
339
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,604.00
|
$1,474.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,096.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.560%
|
31.560%
|
31.560%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,604.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
5/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,586.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
340
|
Non QM
|
Yes
|
No
|
$716.25
|
$592.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$7,173.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.504%
|
28.504%
|
28.504%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
1
|
0
|
0
|
0
|
XXX
|
$716.25
|
6.320%
|
$0.00
|
1.5
|
None
|
N/A
|
No
|
11.625%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$825.44
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
341
|
Non QM
|
Yes
|
No
|
$1,584.00
|
$543.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.025%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,622.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.002%
|
25.002%
|
25.002%
|
4/XX/2025
|
685
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
2
|
0
|
0
|
0
|
XXX
|
$1,584.00
|
6.230%
|
$0.00
|
2.3
|
None
|
No
|
No
|
11.025%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
$3,195.77
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
8/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
1.27
|
No
|
No
|
$0.00
|
$10,779.20
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
342
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,487.81
|
$1,262.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.050%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,860.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.396%
|
28.396%
|
28.396%
|
4/XX/2025
|
821
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,487.81
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.050%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.851%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,500.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
343
|
Non QM
|
Yes
|
No
|
$1,331.25
|
$956.16
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.775%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,369.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.555%
|
45.555%
|
45.555%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,331.25
|
6.230%
|
$0.00
|
3.0
|
None
|
Yes
|
No
|
10.775%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,246.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
344
|
Non QM
|
Yes
|
No
|
$1,459.00
|
($287.51)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$18,244.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.947%
|
40.947%
|
40.947%
|
5/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,459.00
|
6.320%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
10.750%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$9,278.91
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
345
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$411.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,699.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.798%
|
31.798%
|
31.798%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,136.06
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
346
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,374.00
|
$1,168.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.175%
|
No
|
No
|
Employed
|
US Citizen
|
$5,099.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.433%
|
44.433%
|
44.433%
|
4/XX/2025
|
816
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,374.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.175%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.125%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
347
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,950.00
|
$1,718.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,859.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.209%
|
47.209%
|
47.209%
|
4/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,950.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
348
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$864.25
|
$571.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,819.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.264%
|
49.264%
|
49.264%
|
4/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$864.25
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
2
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
349
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,319.00
|
$491.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Employed
|
US Citizen
|
$3,484.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.350%
|
48.350%
|
48.350%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,319.00
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
12.000%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$257.78
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.11
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
350
|
Non QM
|
Yes
|
No
|
$2,455.00
|
$2,314.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$9,495.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.956%
|
42.956%
|
42.956%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,455.00
|
6.650%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
351
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,578.96
|
$1,468.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,850.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.030%
|
46.030%
|
46.030%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,578.96
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$7,772.27
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
352
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$945.76
|
$690.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.150%
|
No
|
No
|
Employed
|
US Citizen
|
$8,221.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.407%
|
49.407%
|
49.407%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$945.76
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.150%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$24,519.14
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
4.09
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
353
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$815.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$11,959.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.987%
|
26.987%
|
26.987%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
354
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,779.50
|
$2,457.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.650%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,079.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.322%
|
34.322%
|
34.322%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,779.50
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.650%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$9,403.33
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
355
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,093.66
|
$1,164.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,132.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.998%
|
49.998%
|
49.998%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,093.66
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
356
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$730.50
|
$577.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$4,730.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.359%
|
24.359%
|
24.359%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$730.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
6/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
357
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,191.50
|
$755.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,547.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.305%
|
38.305%
|
38.305%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2018
[Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,191.50
|
6.440%
|
$0.00
|
3.8
|
None
|
No
|
No
|
10.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
358
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$540.00
|
$394.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,474.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.160%
|
38.160%
|
38.160%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; Business License - 2024
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$540.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
359
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$499.00
|
$680.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,655.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.714%
|
40.714%
|
40.714%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$499.00
|
6.340%
|
$0.00
|
1.5
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
360
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,120.06
|
$1,626.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$7,078.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.149%
|
34.149%
|
34.149%
|
4/XX/2025
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,120.06
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.625%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
361
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$24.95
|
$458.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,403.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
15.024%
|
15.024%
|
15.024%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$24.95
|
6.230%
|
$0.00
|
1.7
|
None
|
N/A
|
No
|
10.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
$730.16
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0.36
|
No
|
$0.00
|
$6,995.73
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
362
|
Non QM
|
Yes
|
No
|
$1,917.60
|
$2,375.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.900%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,844.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.965%
|
46.965%
|
46.965%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,917.60
|
6.810%
|
$0.00
|
2.2
|
None
|
Yes
|
No
|
11.900%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.500%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$18,204.82
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
363
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,109.00
|
$1,536.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$7,341.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.319%
|
40.319%
|
40.319%
|
4/XX/2025
|
804
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,109.00
|
6.320%
|
$0.00
|
2.6
|
None
|
N/A
|
No
|
8.425%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
7/XX/2009
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
364
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$224.00
|
$465.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,452.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.631%
|
40.631%
|
40.631%
|
4/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$224.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.999%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
365
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$240.00
|
$1,024.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,035.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.621%
|
38.621%
|
38.621%
|
4/XX/2025
|
699
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Other - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$240.00
|
6.340%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.425%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
366
|
Non QM
|
Yes
|
No
|
$1,446.00
|
$2,072.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$3,345.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.989%
|
49.989%
|
49.989%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,446.00
|
5.930%
|
$0.00
|
None
|
Yes
|
No
|
11.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
367
|
Non QM
|
Yes
|
No
|
$880.00
|
$858.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
US Citizen
|
$15,073.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.106%
|
33.106%
|
33.106%
|
4/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$880.00
|
6.430%
|
$0.00
|
1.2
|
None
|
No
|
No
|
10.050%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
6/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
368
|
Non QM
|
Yes
|
No
|
$2,551.93
|
$2,556.28
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
US Citizen
|
$6,317.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.948%
|
49.948%
|
49.948%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,551.93
|
6.230%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
10.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
369
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,883.50
|
$1,102.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$7,487.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.210%
|
40.210%
|
40.210%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,883.50
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.675%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$4,796.82
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
370
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$672.75
|
$635.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,031.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.720%
|
49.720%
|
49.720%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$672.75
|
6.650%
|
$0.00
|
999.0
|
None
|
N/A
|
No
|
9.050%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
371
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,790.25
|
$1,532.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,446.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.101%
|
44.101%
|
44.101%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$3,790.25
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
372
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
($60.68)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,777.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.715%
|
44.715%
|
44.715%
|
4/XX/2025
|
719
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
373
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$855.00
|
$677.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
US Citizen
|
$5,436.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.683%
|
40.683%
|
40.683%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$855.00
|
6.440%
|
$0.00
|
1.1
|
None
|
N/A
|
No
|
10.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
374
|
Non QM
|
Yes
|
No
|
$889.00
|
$496.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.425%
|
No
|
No
|
Employed
|
US Citizen
|
$9,954.60
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.690%
|
48.690%
|
48.690%
|
4/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$889.00
|
6.230%
|
$0.00
|
3.6
|
None
|
No
|
No
|
11.425%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
375
|
Non QM
|
Yes
|
No
|
$1,355.00
|
$1,094.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$4,676.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.650%
|
42.650%
|
42.650%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,355.00
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
376
|
Non QM
|
Yes
|
No
|
$1,545.46
|
$3,421.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.400%
|
No
|
No
|
Employed
|
US Citizen
|
$7,143.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.577%
|
49.577%
|
49.577%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,545.46
|
6.430%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.400%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
7/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
377
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$789.00
|
$994.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$8,819.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.062%
|
35.062%
|
35.062%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$789.00
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
9.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
4
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
378
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$974.00
|
$522.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,988.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.511%
|
33.511%
|
33.511%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$974.00
|
6.230%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
9.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,266.78
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
379
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$1,096.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,063.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.519%
|
40.519%
|
40.519%
|
4/XX/2025
|
760
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.800%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
12
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$11,875.07
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
380
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,169.00
|
$1,282.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,814.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.461%
|
36.461%
|
36.461%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2020
[Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2020
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,169.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
2
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$7,637.05
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
2.63
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
381
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,318.00
|
$1,431.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,787.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.488%
|
44.488%
|
44.488%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,318.00
|
6.620%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
11.550%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,015.51
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
382
|
Non QM
|
Yes
|
No
|
$2,307.70
|
$1,821.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,497.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.993%
|
25.993%
|
25.993%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Non-Primary Income - Rations]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,307.70
|
5.930%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.275%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$5,055.96
|
$6,176.10
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
383
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$594.00
|
$778.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$3,904.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.494%
|
36.494%
|
36.494%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$594.00
|
6.340%
|
$0.00
|
None
|
No
|
No
|
8.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
384
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$450.00
|
$745.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,596.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.428%
|
19.428%
|
19.428%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$450.00
|
6.230%
|
$0.00
|
1.6
|
None
|
No
|
No
|
8.625%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$17,341.70
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
385
|
Non QM
|
Yes
|
No
|
$293.28
|
$919.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.425%
|
No
|
No
|
Employed
|
US Citizen
|
$17,025.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.951%
|
31.951%
|
31.951%
|
5/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$293.28
|
6.440%
|
$0.00
|
2.3
|
None
|
No
|
No
|
11.425%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
386
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$605.00
|
$431.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.500%
|
No
|
No
|
Employed
|
US Citizen
|
$5,066.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.192%
|
28.192%
|
28.192%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$605.00
|
6.230%
|
$0.00
|
2.3
|
None
|
Yes
|
No
|
11.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
387
|
Non QM
|
Yes
|
No
|
$1,421.75
|
$1,493.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,371.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.894%
|
35.894%
|
35.894%
|
4/XX/2025
|
697
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,421.75
|
6.320%
|
$0.00
|
4.1
|
None
|
No
|
No
|
10.500%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
32
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$8,370.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
388
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,874.00
|
$2,194.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.900%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,610.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.060%
|
45.060%
|
45.060%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,874.00
|
6.620%
|
$0.00
|
1.5
|
None
|
No
|
No
|
9.900%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$6,306.61
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
389
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,067.98
|
$957.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$9,861.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.174%
|
29.174%
|
29.174%
|
4/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,067.98
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
390
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,505.00
|
$1,509.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,613.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.619%
|
39.619%
|
39.619%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,505.00
|
6.810%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
11.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$11,486.87
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
4.73
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
391
|
Non QM
|
Yes
|
No
|
$0.00
|
$390.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.650%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$20,736.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.189%
|
43.189%
|
43.189%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.440%
|
$0.00
|
5.0
|
None
|
Yes
|
No
|
10.650%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$32,776.50
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
392
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$765.00
|
$1,648.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,871.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.232%
|
26.232%
|
26.232%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Annuity]; Other - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$765.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
393
|
Non QM
|
Yes
|
No
|
$905.46
|
$499.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
US Citizen
|
$5,280.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.200%
|
39.200%
|
39.200%
|
4/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$905.46
|
6.320%
|
$0.00
|
1.0
|
None
|
No
|
No
|
11.275%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
394
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$224.00
|
$66.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$2,632.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.894%
|
49.894%
|
49.894%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$224.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
5/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
395
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,894.00
|
$1,434.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$8,604.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.176%
|
34.176%
|
34.176%
|
4/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,894.00
|
6.620%
|
$0.00
|
2.6
|
None
|
N/A
|
No
|
11.875%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$5,804.04
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
396
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,250.00
|
$4,631.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,512.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.214%
|
29.214%
|
29.214%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,250.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
397
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,264.00
|
$2,846.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$17,875.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.856%
|
40.856%
|
40.856%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,264.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
3
|
3
|
0
|
2
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
398
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$751.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.425%
|
No
|
No
|
Employed
|
US Citizen
|
$2,590.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.470%
|
43.470%
|
43.470%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.6
|
None
|
No
|
No
|
11.425%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
399
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,031.50
|
$1,195.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,584.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.839%
|
49.839%
|
49.839%
|
4/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,031.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
400
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,656.50
|
$787.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,782.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.519%
|
39.519%
|
39.519%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,656.50
|
6.320%
|
$0.00
|
1.3
|
None
|
N/A
|
No
|
10.875%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.490%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,833.99
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
401
|
Non QM
|
Yes
|
No
|
$791.50
|
$558.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$14,584.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
14.337%
|
14.337%
|
14.337%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$791.50
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
402
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,110.28
|
$789.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$3,436.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.454%
|
48.454%
|
48.454%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,110.28
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.595%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
403
|
Non QM
|
Yes
|
No
|
$0.00
|
$28.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,951.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.929%
|
39.929%
|
39.929%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.440%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
11.375%
|
1
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,742.08
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
404
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$734.00
|
$344.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,858.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.971%
|
24.971%
|
24.971%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$734.00
|
6.080%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
1
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
24
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$13,249.99
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
405
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$786.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,418.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.169%
|
36.169%
|
36.169%
|
4/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
5.940%
|
$0.00
|
2.0
|
None
|
No
|
No
|
10.925%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,666.68
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
406
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$299.00
|
$529.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
US Citizen
|
$5,325.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.988%
|
30.988%
|
30.988%
|
4/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$299.00
|
6.440%
|
$0.00
|
3.8
|
None
|
N/A
|
No
|
10.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
407
|
Non QM
|
Yes
|
No
|
$735.00
|
$1,800.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$10,472.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.942%
|
33.942%
|
33.942%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$735.00
|
6.440%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
408
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$569.00
|
$458.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,322.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.025%
|
40.025%
|
40.025%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
15
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
409
|
Non QM
|
Yes
|
No
|
$250.00
|
$1,091.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,128.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.148%
|
43.148%
|
43.148%
|
4/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$250.00
|
6.320%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
11/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
410
|
Non QM
|
Yes
|
No
|
$3,643.00
|
$3,003.74
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,798.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.218%
|
42.218%
|
42.218%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,643.00
|
6.810%
|
$0.00
|
1.0
|
None
|
No
|
No
|
11.275%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,271.22
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
411
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$431.06
|
$1,066.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,982.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.620%
|
41.620%
|
41.620%
|
4/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$431.06
|
6.230%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,050.99
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
412
|
Non QM
|
Yes
|
No
|
$0.00
|
$447.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.025%
|
No
|
No
|
Employed
|
US Citizen
|
$4,076.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.761%
|
49.761%
|
49.761%
|
4/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
None
|
No
|
No
|
10.025%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
413
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$937.50
|
$1,078.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Employed
|
US Citizen
|
$4,125.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.214%
|
36.214%
|
36.214%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$937.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.425%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
414
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,864.00
|
$2,831.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.025%
|
No
|
No
|
Employed
|
US Citizen
|
$5,103.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.451%
|
47.450%
|
47.450%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,864.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.025%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
415
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$6.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$7,997.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.038%
|
23.038%
|
23.038%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
416
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$312.50
|
$644.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$6,031.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.720%
|
33.720%
|
33.720%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$312.50
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
417
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$666.50
|
$964.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
US Citizen
|
$5,943.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.234%
|
37.234%
|
37.234%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$666.50
|
6.320%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
10.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
6/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
418
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,031.50
|
$2,710.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.525%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$10,557.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.594%
|
39.594%
|
39.594%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,031.50
|
6.230%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
8.525%
|
0
|
0
|
1
|
0
|
2
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
5/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
419
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$35.61
|
($110.04)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$8,438.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.667%
|
34.667%
|
34.667%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$35.61
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.417%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
420
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$643.00
|
$384.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$8,254.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.114%
|
33.114%
|
33.114%
|
4/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$643.00
|
6.030%
|
$0.00
|
2.2
|
None
|
No
|
No
|
9.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2035
|
No
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
421
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,106.50
|
$1,727.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.775%
|
No
|
No
|
Employed
|
US Citizen
|
$15,386.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.987%
|
28.987%
|
28.987%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,106.50
|
6.230%
|
$0.00
|
3.1
|
None
|
Yes
|
No
|
8.775%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
422
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,025.25
|
$866.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$3,433.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.447%
|
32.447%
|
32.447%
|
4/XX/2025
|
824
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,025.25
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
423
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$594.00
|
$412.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,312.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.491%
|
45.491%
|
45.491%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$594.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
424
|
Non QM
|
Yes
|
No
|
$850.00
|
$1,380.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$8,241.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.497%
|
36.497%
|
36.497%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$850.00
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
8/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
425
|
Non QM
|
Yes
|
No
|
$4,274.00
|
$3,398.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,548.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.292%
|
43.292%
|
43.292%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,274.00
|
6.880%
|
$0.00
|
1.6
|
None
|
N/A
|
No
|
10.275%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
27
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,491.88
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
426
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$906.50
|
$729.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
US Citizen
|
$4,390.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.898%
|
44.897%
|
44.897%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.430%
|
$0.00
|
2.1
|
None
|
Yes
|
No
|
10.550%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
427
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$840.38
|
$607.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,322.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.943%
|
27.943%
|
27.943%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$840.38
|
6.320%
|
$0.00
|
2.5
|
None
|
N/A
|
No
|
11.125%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.958%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,262.40
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
428
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,393.09
|
$1,174.84
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$13,377.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.040%
|
30.040%
|
30.040%
|
4/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; D1C Income Verification Report - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,393.09
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
2
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
429
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$729.95
|
$619.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,079.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.020%
|
38.019%
|
38.019%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$729.95
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,023.16
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
430
|
Non QM
|
Yes
|
No
|
$1,206.50
|
$1,095.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$7,808.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.212%
|
43.212%
|
43.212%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,206.50
|
6.230%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
10.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
431
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,459.00
|
$2,032.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$14,507.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.313%
|
32.313%
|
32.313%
|
4/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,459.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
432
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,414.00
|
$370.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,345.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.127%
|
35.127%
|
35.127%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,414.00
|
5.930%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.125%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
26
|
3
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,083.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
433
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
$2.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,364.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.141%
|
42.141%
|
42.141%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
2.5
|
None
|
N/A
|
No
|
11.175%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,333.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
434
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$856.50
|
$698.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Employed
|
US Citizen
|
$5,618.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.080%
|
28.080%
|
28.080%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$856.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.425%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
6/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
435
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$501.38
|
$865.14
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,764.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.563%
|
27.563%
|
27.563%
|
4/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$501.38
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
436
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,081.50
|
$1,238.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$12,481.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.379%
|
28.379%
|
28.379%
|
4/XX/2025
|
815
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,081.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
437
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,378.00
|
$1,048.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.650%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,227.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.262%
|
47.262%
|
47.262%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,378.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.650%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
$8,251.65
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
438
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$829.00
|
$1,004.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,157.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.557%
|
46.557%
|
46.557%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$829.00
|
6.230%
|
$0.00
|
2.5
|
None
|
No
|
No
|
11.625%
|
1
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,787.50
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
439
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,134.00
|
$625.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.175%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,108.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.750%
|
32.750%
|
32.750%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,134.00
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.175%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.125%
|
6/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,642.50
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
440
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$715.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$4,584.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.325%
|
46.324%
|
46.324%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
UTD
|
Not Tested
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
441
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$0.00
|
($30.01)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.675%
|
No
|
No
|
Employed
|
US Citizen
|
$11,938.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.040%
|
39.040%
|
39.040%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
5.950%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
FNMA (June 2020)
|
Yes
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
442
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$719.00
|
$1,132.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$5,429.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.739%
|
40.739%
|
40.739%
|
4/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$719.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
443
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,188.00
|
$1,566.44
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.175%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$9,831.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.816%
|
31.816%
|
31.816%
|
5/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,188.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.175%
|
0
|
1
|
0
|
3
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
444
|
Non QM
|
Yes
|
No
|
$0.00
|
$547.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,008.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.878%
|
38.878%
|
38.878%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
5.930%
|
$0.00
|
2.8
|
None
|
Yes
|
No
|
10.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2040
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
445
|
Non QM
|
Yes
|
No
|
$2,089.00
|
$1,576.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.150%
|
No
|
No
|
Employed
|
US Citizen
|
$4,237.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.705%
|
49.705%
|
49.705%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,089.00
|
6.620%
|
$0.00
|
1.7
|
None
|
No
|
No
|
11.150%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
$4,783.51
|
No
|
21
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
1.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
446
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$600.00
|
$870.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,945.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.060%
|
36.060%
|
36.060%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.230%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
11.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
447
|
Non QM
|
Yes
|
No
|
$1,468.50
|
$2,015.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Not Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,089.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.770%
|
49.770%
|
49.770%
|
4/XX/2025
|
708
|
No
|
No
|
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,468.50
|
6.320%
|
$0.00
|
3.3
|
None
|
N/A
|
No
|
10.550%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
11/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$6,150.66
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
448
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$999.00
|
$816.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
US Citizen
|
$3,893.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.020%
|
40.020%
|
40.020%
|
4/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$999.00
|
6.320%
|
$0.00
|
999.0
|
None
|
Yes
|
No
|
10.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
449
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,254.00
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
US Citizen
|
$3,951.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.358%
|
41.358%
|
41.358%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,254.00
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
450
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$1,059.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Employed
|
US Citizen
|
$3,020.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.189%
|
45.189%
|
45.189%
|
4/XX/2025
|
814
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.425%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
451
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$156.25
|
$1,127.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.025%
|
No
|
No
|
Employed
|
US Citizen
|
$9,090.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.981%
|
25.981%
|
25.981%
|
4/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$156.25
|
6.440%
|
$0.00
|
1.4
|
None
|
No
|
No
|
8.025%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
452
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$514.00
|
$1,301.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.150%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,938.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.420%
|
36.420%
|
36.420%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$514.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.150%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$9,897.74
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
2.57
|
No
|
$0.00
|
$7,384.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
453
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$937.50
|
$1,074.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,592.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.783%
|
45.783%
|
45.783%
|
4/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$937.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
454
|
Non QM
|
Yes
|
No
|
$2,121.56
|
$2,191.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Employed
|
US Citizen
|
$11,175.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.135%
|
32.135%
|
32.135%
|
4/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,121.56
|
6.230%
|
$0.00
|
1.5
|
None
|
Yes
|
No
|
9.775%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
455
|
Non QM
|
Yes
|
No
|
$1,864.24
|
$2,324.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.525%
|
No
|
No
|
Employed
|
US Citizen
|
$10,808.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.595%
|
24.595%
|
24.595%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,864.24
|
6.020%
|
$0.00
|
3.3
|
None
|
Yes
|
No
|
9.525%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
456
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$924.00
|
$539.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,527.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.589%
|
44.589%
|
44.589%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Other - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$924.00
|
6.230%
|
$0.00
|
1.6
|
None
|
N/A
|
No
|
10.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.125%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,982.52
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
457
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$821.00
|
$1,126.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$6,429.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.359%
|
37.359%
|
37.359%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$821.00
|
6.440%
|
$0.00
|
4.5
|
None
|
N/A
|
No
|
10.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.990%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
458
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,508.00
|
$1,605.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
US Citizen
|
$10,339.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.858%
|
44.858%
|
44.858%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,508.00
|
5.930%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.250%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
459
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$680.50
|
$1,283.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,277.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.964%
|
43.964%
|
43.964%
|
4/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$680.50
|
6.320%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
6/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,634.06
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
460
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,075.25
|
$932.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$2,428.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.503%
|
48.503%
|
48.503%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2023
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,075.25
|
6.620%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
9.800%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$1,756.05
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.63
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
461
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$370.00
|
$355.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,414.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.781%
|
43.781%
|
43.781%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2017
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$370.00
|
6.440%
|
$0.00
|
2.7
|
None
|
Yes
|
No
|
8.750%
|
1
|
1
|
0
|
2
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
462
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,808.00
|
$3,767.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,175.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.447%
|
44.447%
|
44.447%
|
4/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,808.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.775%
|
2
|
1
|
0
|
3
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
463
|
Non QM
|
Yes
|
No
|
$1,618.00
|
$2,375.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
US Citizen
|
$12,741.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.904%
|
27.904%
|
27.904%
|
4/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,618.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.150%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
464
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,012.50
|
$1,848.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,773.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.436%
|
41.436%
|
41.436%
|
4/XX/2025
|
687
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,012.50
|
6.310%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.925%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
465
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,009.00
|
$503.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,024.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.517%
|
41.517%
|
41.517%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,009.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,508.01
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
466
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,491.50
|
$1,097.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,306.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.035%
|
40.035%
|
40.035%
|
4/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,491.50
|
6.320%
|
$0.00
|
1.9
|
None
|
Yes
|
No
|
10.425%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,815.11
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
467
|
Non QM
|
Yes
|
No
|
$1,090.01
|
$1,963.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,931.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.185%
|
47.185%
|
47.185%
|
4/XX/2025
|
743
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,090.01
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.775%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$9,336.44
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
468
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,884.00
|
$1,071.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.300%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,028.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.618%
|
49.618%
|
49.618%
|
4/XX/2025
|
816
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,884.00
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.300%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,425.21
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
469
|
Non QM
|
Yes
|
No
|
$5,378.13
|
$311.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
US Citizen
|
$12,522.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.695%
|
31.695%
|
31.695%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,378.13
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Beacon
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
470
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$558.00
|
$741.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$5,991.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.173%
|
43.173%
|
43.173%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$558.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
471
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,290.00
|
$1,604.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,346.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.152%
|
46.151%
|
46.151%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,290.00
|
6.030%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
472
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$342.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,632.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.911%
|
33.911%
|
33.911%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.440%
|
$0.00
|
1.3
|
None
|
No
|
No
|
9.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
473
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$927.35
|
$1,297.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,616.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.176%
|
39.176%
|
39.176%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$927.35
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.250%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$8,749.98
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
474
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$593.25
|
$967.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,750.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.625%
|
44.625%
|
44.625%
|
4/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$593.25
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,249.99
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
475
|
Non QM
|
Yes
|
No
|
$1,851.25
|
$1,821.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,523.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.370%
|
33.370%
|
33.370%
|
4/XX/2025
|
713
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,851.25
|
6.320%
|
$0.00
|
3.4
|
None
|
Yes
|
No
|
11.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
476
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,519.00
|
$1,053.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$8,121.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.436%
|
22.436%
|
22.436%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,519.00
|
6.440%
|
$0.00
|
4.0
|
None
|
No
|
No
|
9.300%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
477
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,037.50
|
$1,253.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,918.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.945%
|
47.945%
|
47.945%
|
5/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,037.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
478
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$164.00
|
$383.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$12,573.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.579%
|
28.579%
|
28.579%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$164.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$2,620.96
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
479
|
Non QM
|
Yes
|
No
|
$1,219.50
|
$937.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.150%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,852.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.421%
|
49.421%
|
49.421%
|
4/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; D1C Income Verification Report - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,219.50
|
6.620%
|
$0.00
|
2.2
|
None
|
N/A
|
No
|
11.150%
|
0
|
0
|
2
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
3
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,900.37
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
480
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,000.00
|
$917.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$6,244.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.176%
|
41.176%
|
41.176%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,000.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
3/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
481
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$412.50
|
$1,190.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$6,877.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.009%
|
33.009%
|
33.009%
|
4/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$412.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
482
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,687.50
|
$1,955.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,748.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.065%
|
22.065%
|
22.065%
|
4/XX/2025
|
812
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,687.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
6/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,713.24
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
483
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$356.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,821.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.917%
|
47.917%
|
47.917%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
12/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,916.68
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
484
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,196.50
|
$951.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$5,544.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.490%
|
37.490%
|
37.490%
|
4/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,196.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
485
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,359.25
|
$2,160.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
US Citizen
|
$10,074.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.552%
|
39.552%
|
39.552%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,359.25
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
486
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$896.50
|
$1,056.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,462.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.352%
|
35.352%
|
35.352%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$896.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,213.88
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
487
|
Non QM
|
Yes
|
No
|
$2,125.00
|
$1,972.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.050%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,947.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.139%
|
42.139%
|
42.139%
|
4/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,125.00
|
6.620%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.050%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,034.39
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
488
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,853.00
|
$5,495.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$10,184.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.891%
|
38.891%
|
38.891%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,853.00
|
5.950%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
7/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
489
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,027.50
|
$844.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$6,500.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.119%
|
41.119%
|
41.119%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,027.50
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
12/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
490
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$314.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$9,304.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.903%
|
40.903%
|
40.903%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
491
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,233.00
|
$1,122.04
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,892.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.640%
|
49.639%
|
49.639%
|
4/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,233.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,181.13
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
492
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,769.00
|
$1,612.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,509.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.358%
|
28.358%
|
28.358%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,769.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,541.68
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
493
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,308.00
|
$1,156.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$2,893.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.133%
|
45.133%
|
45.133%
|
4/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,308.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
494
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,417.50
|
$2,272.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.525%
|
No
|
No
|
Employed
|
US Citizen
|
$4,199.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.012%
|
47.012%
|
47.012%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,417.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.525%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
495
|
Non QM
|
Yes
|
No
|
$2,024.00
|
$1,869.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,251.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.691%
|
39.691%
|
39.691%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,024.00
|
6.620%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.375%
|
1
|
1
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
496
|
Non QM
|
Yes
|
No
|
$0.00
|
$1,574.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,000.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.436%
|
34.436%
|
34.436%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.750%
|
3/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$11,779.09
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
497
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$703.63
|
$960.98
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,214.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.567%
|
31.567%
|
31.567%
|
4/XX/2025
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$703.63
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,059.73
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
498
|
Non QM
|
Yes
|
No
|
$468.87
|
$1,892.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,475.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.014%
|
48.014%
|
48.014%
|
4/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$468.87
|
6.230%
|
$0.00
|
1.7
|
None
|
No
|
No
|
11.275%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
5/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$3,622.94
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
499
|
Non QM
|
Yes
|
No
|
$1,536.97
|
$2,095.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,634.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.866%
|
44.866%
|
44.866%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,536.97
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.375%
|
1
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
500
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,229.00
|
$693.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,142.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.313%
|
33.313%
|
33.313%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,229.00
|
6.440%
|
$0.00
|
2.9
|
None
|
No
|
No
|
9.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
4/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
501
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$694.00
|
$912.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,534.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.870%
|
26.870%
|
26.870%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$694.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,468.76
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
502
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$375.00
|
$754.21
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$7,620.62
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.725%
|
26.725%
|
26.725%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$375.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
3/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
503
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,511.50
|
$1,119.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$3,789.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.983%
|
43.983%
|
43.983%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,511.50
|
6.230%
|
$0.00
|
1.4
|
None
|
N/A
|
No
|
10.800%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
10/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$2,952.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
504
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$921.75
|
$1,192.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,604.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.032%
|
30.032%
|
30.032%
|
4/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$921.75
|
6.320%
|
$0.00
|
2.8
|
None
|
N/A
|
No
|
8.800%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,297.91
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
505
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$514.00
|
$678.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,845.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.507%
|
40.507%
|
40.507%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$514.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.690%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$10,685.77
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
506
|
Non QM
|
Yes
|
No
|
$2,350.00
|
$1,733.76
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$6,117.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.808%
|
38.808%
|
38.808%
|
4/XX/2025
|
714
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,350.00
|
6.620%
|
$0.00
|
1.8
|
None
|
No
|
No
|
10.050%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
507
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$719.00
|
$1,709.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
US Citizen
|
$13,023.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.952%
|
36.952%
|
36.952%
|
4/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$719.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$4,690.18
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
508
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,234.00
|
$1,445.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,723.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.701%
|
38.701%
|
38.701%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,234.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
509
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Employed
|
US Citizen
|
$2,069.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.723%
|
49.723%
|
49.723%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
510
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,234.00
|
$2,194.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,573.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.563%
|
49.563%
|
49.563%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,234.00
|
6.620%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
511
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$906.50
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,315.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.642%
|
31.642%
|
31.642%
|
4/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.925%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$6,149.97
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
512
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,954.00
|
$1,751.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,266.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.687%
|
27.687%
|
27.687%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,954.00
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.874%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$6,626.25
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
513
|
Non QM
|
Yes
|
No
|
$764.00
|
$458.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.400%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,572.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.744%
|
44.744%
|
44.744%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$764.00
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.400%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
2/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,565.87
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
514
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,515.90
|
$1,432.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$7,697.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.069%
|
36.069%
|
36.069%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,515.90
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.999%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
515
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,280.50
|
$1,135.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$8,287.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.062%
|
36.062%
|
36.062%
|
4/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,280.50
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
516
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,206.50
|
$1,619.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,843.18
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.617%
|
45.617%
|
45.617%
|
4/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,206.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
517
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,318.00
|
$1,099.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$3,987.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.181%
|
37.181%
|
37.181%
|
4/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,318.00
|
5.940%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
518
|
Non QM
|
Yes
|
No
|
$1,036.50
|
$1,847.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.525%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$7,528.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.192%
|
42.192%
|
42.192%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Leave and Earnings Statement (LES) - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,036.50
|
6.230%
|
$0.00
|
3.5
|
None
|
No
|
No
|
10.525%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$4,696.99
|
$4,181.38
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
519
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$559.00
|
$999.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
US Citizen
|
$20,025.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.341%
|
31.341%
|
31.341%
|
4/XX/2025
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$559.00
|
6.430%
|
$0.00
|
2.1
|
None
|
Yes
|
No
|
10.425%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
1/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
520
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,019.00
|
$546.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,311.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.400%
|
38.400%
|
38.400%
|
4/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,019.00
|
6.440%
|
$0.00
|
1.4
|
None
|
No
|
No
|
9.800%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$11,096.80
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
521
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,444.00
|
$4,054.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,318.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.212%
|
41.212%
|
41.212%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,444.00
|
6.620%
|
$0.00
|
2.0
|
None
|
N/A
|
No
|
9.875%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,342.13
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
522
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,009.00
|
$1,289.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,991.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.253%
|
44.253%
|
44.253%
|
4/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,009.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.125%
|
10/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
523
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,094.00
|
$911.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,597.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.217%
|
40.216%
|
40.216%
|
4/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,094.00
|
6.080%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
524
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$878.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Employed
|
US Citizen
|
$2,401.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.942%
|
39.942%
|
39.942%
|
4/XX/2025
|
820
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.425%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
525
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$559.00
|
$746.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.175%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,544.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.399%
|
22.398%
|
22.398%
|
4/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$559.00
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.175%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,310.93
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
526
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$918.00
|
$860.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$11,323.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.615%
|
34.615%
|
34.615%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$918.00
|
6.230%
|
$0.00
|
4.3
|
None
|
No
|
No
|
9.675%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$11,635.60
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
527
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$980.50
|
$1,133.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,150.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.514%
|
49.514%
|
49.514%
|
4/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$980.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
528
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,369.00
|
$933.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,479.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.989%
|
19.989%
|
19.989%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,369.00
|
6.440%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
529
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,129.03
|
$1,018.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$6,207.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.380%
|
28.380%
|
28.380%
|
4/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,129.03
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.250%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
530
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,673.06
|
$993.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$5,312.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.641%
|
42.641%
|
42.641%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,673.06
|
6.020%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
10.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
531
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$1,109.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,595.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.689%
|
45.689%
|
45.689%
|
4/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
532
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$933.00
|
$1,112.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,657.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.563%
|
49.562%
|
49.562%
|
4/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$933.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
10/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
533
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$694.00
|
$935.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
US Citizen
|
$4,667.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.325%
|
42.325%
|
42.325%
|
4/XX/2025
|
719
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$694.00
|
6.230%
|
$0.00
|
1.9
|
None
|
No
|
No
|
10.550%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.000%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
534
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$784.00
|
$760.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$4,991.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.918%
|
31.918%
|
31.918%
|
4/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$784.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
535
|
Non QM
|
Yes
|
No
|
$1,797.50
|
$2,205.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,625.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.923%
|
35.923%
|
35.923%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,797.50
|
6.700%
|
$0.00
|
1.9
|
None
|
N/A
|
No
|
10.050%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,454.93
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
536
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,489.00
|
$1,327.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,635.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.848%
|
49.848%
|
49.848%
|
4/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,489.00
|
6.080%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
537
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$737.75
|
$898.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$11,750.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.897%
|
25.897%
|
25.897%
|
4/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$737.75
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
538
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$733.00
|
$1,685.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,088.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.419%
|
34.419%
|
34.419%
|
4/XX/2025
|
713
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$733.00
|
6.440%
|
$0.00
|
2.0
|
None
|
No
|
No
|
9.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
539
|
Non QM
|
Yes
|
No
|
$1,079.00
|
$467.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.650%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,102.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.785%
|
44.785%
|
44.785%
|
4/XX/2025
|
732
|
No
|
No
|
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,079.00
|
6.080%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
10.650%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,340.60
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
540
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$726.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,380.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.653%
|
48.653%
|
48.653%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
541
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$605.00
|
$852.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
US Citizen
|
$3,191.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.825%
|
37.825%
|
37.825%
|
4/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$605.00
|
6.230%
|
$0.00
|
1.5
|
None
|
No
|
No
|
10.425%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
542
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,181.50
|
$1,810.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.400%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,608.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.457%
|
47.457%
|
47.457%
|
4/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,181.50
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.400%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.490%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$2,319.55
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
543
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$626.00
|
$388.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
US Citizen
|
$5,356.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.658%
|
31.658%
|
31.658%
|
4/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$626.00
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
11.175%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
544
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$964.00
|
$745.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$10,148.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.122%
|
31.122%
|
31.122%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$964.00
|
5.950%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
545
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$944.00
|
$819.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,298.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.762%
|
44.762%
|
44.762%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$944.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
Yes
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
546
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
($137.85)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,307.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.250%
|
48.250%
|
48.250%
|
4/XX/2025
|
725
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.925%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
$0.00
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
3/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
547
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$882.20
|
$1,170.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,257.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.328%
|
40.328%
|
40.328%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$882.20
|
5.950%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
548
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$750.00
|
$1,178.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$1,487.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.869%
|
49.869%
|
49.869%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Social Security]; Other - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$750.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
549
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,990.50
|
$432.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,730.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.850%
|
37.850%
|
37.850%
|
4/XX/2025
|
778
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,990.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.999%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,680.27
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
550
|
Non QM
|
Yes
|
No
|
$2,171.53
|
$1,865.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.900%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$3,793.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.725%
|
47.725%
|
47.725%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
2
|
0
|
XXX
|
$2,171.53
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.900%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,230.63
|
$2,307.39
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
551
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$924.43
|
$813.78
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$1,468.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.957%
|
49.957%
|
49.957%
|
4/XX/2025
|
713
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$924.43
|
6.700%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
552
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$910.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,604.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.944%
|
38.944%
|
38.944%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,244.11
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
553
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,637.50
|
$782.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.175%
|
No
|
No
|
Employed
|
US Citizen
|
$5,275.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.529%
|
25.529%
|
25.529%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,637.50
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.175%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
554
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$675.00
|
$1,038.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$1,769.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.726%
|
44.726%
|
44.726%
|
4/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$675.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
1
|
1
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
555
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,983.00
|
$4,005.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.775%
|
No
|
No
|
Employed
|
US Citizen
|
$5,997.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.386%
|
37.386%
|
37.386%
|
4/XX/2025
|
725
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,983.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.775%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
556
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$297.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,811.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.931%
|
43.931%
|
43.931%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
557
|
Non QM
|
Yes
|
No
|
$1,295.00
|
$1,941.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$7,524.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.885%
|
29.885%
|
29.885%
|
4/XX/2025
|
687
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,295.00
|
6.230%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
11.625%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
558
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,890.00
|
$1,016.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,557.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.744%
|
31.744%
|
31.744%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,890.00
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.375%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
559
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$937.50
|
$751.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$7,913.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.717%
|
22.717%
|
22.717%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$937.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
560
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.55
|
$980.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$6,702.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.380%
|
44.380%
|
44.380%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.55
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
561
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,199.00
|
$987.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$4,388.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.065%
|
44.065%
|
44.065%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,199.00
|
6.440%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
9.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
15
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
562
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$458.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$4,081.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.250%
|
25.250%
|
25.250%
|
4/XX/2025
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
1
|
1
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
563
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,536.50
|
$878.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$7,792.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
14.987%
|
14.987%
|
14.987%
|
4/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,536.50
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.925%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
564
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$942.50
|
$1,117.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$7,837.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.037%
|
34.037%
|
34.037%
|
4/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$942.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
4
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
3/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
565
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,202.83
|
$1,644.68
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,504.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.459%
|
44.459%
|
44.459%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,202.83
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.375%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
12
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
4/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
566
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$605.00
|
$847.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,790.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.128%
|
44.128%
|
44.128%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Other - 2025
[Borrower - | Non-Primary Income - Pension]; 1099 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$605.00
|
6.230%
|
$0.00
|
1.7
|
None
|
No
|
No
|
11.800%
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
12/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
567
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,239.00
|
$624.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,373.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.224%
|
32.224%
|
32.224%
|
4/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,239.00
|
6.700%
|
$0.00
|
None
|
Yes
|
No
|
10.250%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
12/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
568
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,165.00
|
$1,016.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$6,567.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.337%
|
32.337%
|
32.337%
|
4/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,165.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
569
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$174.00
|
$202.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,951.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.883%
|
43.883%
|
43.883%
|
4/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$174.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$12,039.73
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
570
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$719.00
|
$367.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$10,615.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.672%
|
34.672%
|
34.672%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$719.00
|
6.230%
|
$0.00
|
1.3
|
None
|
No
|
No
|
11.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
571
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,319.00
|
$1,052.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$6,072.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.770%
|
32.770%
|
32.770%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,319.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.425%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
1/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
572
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$756.50
|
$563.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$7,250.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.501%
|
37.501%
|
37.501%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$756.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
573
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$310.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.275%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,720.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.181%
|
45.181%
|
45.181%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.275%
|
0
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
3/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$1,530.31
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
574
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$6,483.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.826%
|
33.826%
|
33.826%
|
4/XX/2025
|
803
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.425%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,818.71
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
575
|
Non QM
|
Yes
|
No
|
$924.00
|
$65.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.525%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,052.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.644%
|
41.644%
|
41.644%
|
4/XX/2025
|
713
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$924.00
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.525%
|
1
|
1
|
1
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$8,313.07
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
576
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$847.00
|
$1,365.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,287.22
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.289%
|
30.289%
|
30.289%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$847.00
|
6.230%
|
$0.00
|
1.8
|
None
|
No
|
No
|
8.675%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,382.57
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
577
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,269.00
|
$3,158.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,022.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.076%
|
44.075%
|
44.075%
|
4/XX/2025
|
795
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,269.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$3,150.84
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
578
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$723.00
|
$818.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,916.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.206%
|
42.206%
|
42.206%
|
5/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$723.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,478.37
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
579
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$555.00
|
$358.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,865.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.338%
|
48.338%
|
48.338%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$555.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
10/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
580
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,453.00
|
$1,867.02
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,524.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.493%
|
48.493%
|
48.493%
|
4/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,453.00
|
6.230%
|
$0.00
|
2.9
|
None
|
No
|
No
|
10.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
581
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,673.00
|
$4,178.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$11,653.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.200%
|
39.200%
|
39.200%
|
4/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,673.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
582
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,865.25
|
$1,214.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,745.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.758%
|
37.758%
|
37.758%
|
4/XX/2025
|
782
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,865.25
|
6.230%
|
$0.00
|
3.1
|
None
|
No
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,407.45
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
583
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$775.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$3,624.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.522%
|
43.522%
|
43.522%
|
4/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
584
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,560.21
|
$1,449.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,006.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.114%
|
43.114%
|
43.114%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,560.21
|
6.880%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
10.500%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
$1,627.07
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.250%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.36
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
585
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,304.03
|
$958.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.175%
|
No
|
No
|
Employed
|
US Citizen
|
$7,740.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.654%
|
33.654%
|
33.654%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,304.03
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.175%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
586
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,371.50
|
$1,152.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$4,059.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.787%
|
48.787%
|
48.787%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,371.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
587
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,275.00
|
$1,143.64
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,445.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.292%
|
45.292%
|
45.292%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,275.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
588
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$819.00
|
$1,042.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,456.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.582%
|
49.582%
|
49.582%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$819.00
|
6.440%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
9.625%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
589
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,094.00
|
$983.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$3,285.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.256%
|
39.256%
|
39.256%
|
4/XX/2025
|
806
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,094.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
590
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$540.00
|
$816.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,065.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.147%
|
36.147%
|
36.147%
|
4/XX/2025
|
719
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$540.00
|
6.430%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
10.750%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,108.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
591
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$113.00
|
$345.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,391.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.381%
|
48.381%
|
48.381%
|
4/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$113.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
592
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$299.00
|
$537.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$4,007.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.251%
|
49.251%
|
49.251%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$299.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
2
|
2
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$7,097.10
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
8/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
4.41
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
593
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$752.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$2,607.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.366%
|
41.366%
|
41.366%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
3/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
594
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$514.00
|
$153.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.900%
|
No
|
No
|
Employed
|
US Citizen
|
$13,501.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.395%
|
24.395%
|
24.395%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$514.00
|
6.080%
|
$0.00
|
None
|
N/A
|
No
|
8.900%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
595
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$538.00
|
$554.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,781.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.917%
|
27.917%
|
27.917%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$538.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,745.54
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
596
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$1,059.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$14,280.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.092%
|
34.092%
|
34.092%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$8,593.24
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
597
|
Non QM
|
Yes
|
No
|
$1,893.00
|
$3,488.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$17,290.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.130%
|
41.130%
|
41.130%
|
5/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,893.00
|
6.440%
|
$0.00
|
4.4
|
None
|
No
|
No
|
10.750%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
598
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,257.50
|
$1,041.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,899.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.983%
|
23.982%
|
23.982%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,257.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
599
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,002.30
|
$2,876.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$23,106.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.467%
|
25.467%
|
25.467%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Disability]; D1C Income Verification Report - 2025
[Borrower - | Primary Income - Disability]; Deposit Receipt - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; D1C Income Verification Report - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; D1C Income Verification Report - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,002.30
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
1
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.200%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
600
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$1,066.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$8,034.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.100%
|
23.100%
|
23.100%
|
4/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.375%
|
8/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
601
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$997.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$4,925.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.440%
|
46.440%
|
46.440%
|
4/XX/2025
|
778
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.675%
|
0
|
2
|
0
|
3
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
602
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$458.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,127.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.629%
|
34.629%
|
34.629%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.925%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
603
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,969.00
|
$4,728.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.400%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,691.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.073%
|
31.073%
|
31.073%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,969.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.400%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$10,660.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
604
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$662.30
|
$576.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,818.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.262%
|
32.262%
|
32.262%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$662.30
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
3
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
605
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,056.50
|
$1,084.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.425%
|
No
|
No
|
Employed
|
US Citizen
|
$20,234.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.061%
|
19.061%
|
19.061%
|
4/XX/2025
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,056.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.425%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
606
|
Non QM
|
Yes
|
No
|
$753.00
|
$1,272.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,338.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.695%
|
35.695%
|
35.695%
|
4/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$753.00
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.800%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,603.86
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
607
|
Non QM
|
Yes
|
No
|
$2,052.50
|
$1,777.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.525%
|
No
|
No
|
Employed
|
US Citizen
|
$42,171.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.474%
|
30.474%
|
30.474%
|
4/XX/2025
|
688
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,052.50
|
6.880%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
11.525%
|
0
|
2
|
0
|
3
|
0
|
No
|
05/01/2055
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
608
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,281.50
|
$1,641.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.000%
|
No
|
No
|
Employed
|
US Citizen
|
$5,009.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.946%
|
43.946%
|
43.946%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,281.50
|
6.230%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
11.000%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
609
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$490.00
|
$868.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$3,807.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.080%
|
45.080%
|
45.080%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$490.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
1
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
06/01/2045
|
$16,346.44
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
7/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
6.55
|
No
|
$0.00
|
$5,000.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
610
|
Non QM
|
Yes
|
No
|
$2,735.25
|
$4,493.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$31,582.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.768%
|
39.768%
|
39.768%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,735.25
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.750%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
611
|
Non QM
|
Yes
|
No
|
$1,715.88
|
$2,187.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$3,449.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.453%
|
40.453%
|
40.453%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,715.88
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.250%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
612
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,419.00
|
$2,596.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
US Citizen
|
$8,634.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.660%
|
29.660%
|
29.660%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,419.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$3,277.75
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
10/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
613
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,106.50
|
$1,334.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,497.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.305%
|
47.305%
|
47.305%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,106.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
614
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$895.50
|
$1,063.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,511.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.095%
|
25.095%
|
25.095%
|
4/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$895.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
0
|
1
|
2
|
0
|
3
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
1/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,291.89
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
615
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,031.50
|
$876.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,243.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.341%
|
31.341%
|
31.341%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,031.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
616
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$398.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Employed
|
US Citizen
|
$1,800.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.469%
|
32.469%
|
32.469%
|
4/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
2/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
617
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$859.00
|
$1,219.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,986.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.886%
|
44.886%
|
44.886%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$859.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
618
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$758.75
|
$1,224.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,364.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.570%
|
36.570%
|
36.570%
|
4/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$758.75
|
6.230%
|
$0.00
|
1.4
|
None
|
No
|
No
|
9.500%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
619
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$187.50
|
$392.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,632.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.100%
|
34.100%
|
34.100%
|
4/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$187.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
620
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,609.00
|
$1,241.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,760.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.710%
|
38.709%
|
38.709%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,609.00
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
11.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
621
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$319.87
|
($97.39)
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$7,731.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.987%
|
49.987%
|
49.987%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$319.87
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
2
|
2
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
622
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,964.00
|
$1,571.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,909.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.368%
|
42.368%
|
42.368%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,964.00
|
6.180%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
623
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$954.00
|
$1,626.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$3,970.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.131%
|
47.131%
|
47.131%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$954.00
|
6.230%
|
$0.00
|
1.1
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.997%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
624
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$230.00
|
$1,011.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,489.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.020%
|
44.020%
|
44.020%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$230.00
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.125%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.999%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
625
|
Non QM
|
Yes
|
No
|
$1,120.25
|
$598.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.900%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,784.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.819%
|
44.819%
|
44.819%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,120.25
|
6.230%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
10.900%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,117.88
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
626
|
Non QM
|
Yes
|
No
|
$0.00
|
$619.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
US Citizen
|
$6,164.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.966%
|
35.966%
|
35.966%
|
4/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.550%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
$3,574.49
|
No
|
76
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.190%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
1.31
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
627
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$985.21
|
$624.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,424.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.966%
|
44.966%
|
44.966%
|
4/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$985.21
|
6.230%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
11.250%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.625%
|
7/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
628
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$856.50
|
$694.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.175%
|
No
|
No
|
Employed
|
US Citizen
|
$5,799.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.227%
|
32.227%
|
32.227%
|
4/XX/2025
|
719
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$856.50
|
6.230%
|
$0.00
|
1.1
|
None
|
No
|
No
|
10.175%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
629
|
Non QM
|
Yes
|
No
|
$1,900.25
|
$1,604.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
US Citizen
|
$6,698.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.455%
|
32.455%
|
32.455%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,900.25
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.150%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
630
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$688.00
|
$560.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$5,699.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.374%
|
39.373%
|
39.373%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$688.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
631
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$714.00
|
$1,086.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
US Citizen
|
$7,207.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.327%
|
37.327%
|
37.327%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$714.00
|
6.230%
|
$0.00
|
1.9
|
None
|
Yes
|
No
|
11.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
632
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,144.00
|
$1,132.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
US Citizen
|
$7,744.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.559%
|
32.559%
|
32.559%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,144.00
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.500%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
633
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,400.50
|
$1,814.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$4,742.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.975%
|
46.975%
|
46.975%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,400.50
|
6.230%
|
$0.00
|
2.9
|
None
|
Yes
|
No
|
9.750%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$6,585.63
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
634
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$407.94
|
$806.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,540.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.803%
|
33.803%
|
33.803%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$407.94
|
6.230%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.875%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$7,224.76
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
635
|
Non QM
|
Yes
|
No
|
$1,590.28
|
$1,284.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.900%
|
No
|
No
|
Employed
|
US Citizen
|
$13,191.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.197%
|
27.197%
|
27.197%
|
4/XX/2025
|
696
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,590.28
|
6.440%
|
$0.00
|
1.9
|
None
|
Yes
|
No
|
10.900%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
636
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,394.00
|
$1,271.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$3,005.18
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.891%
|
43.891%
|
43.891%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,394.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$680.83
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0.41
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
637
|
Non QM
|
Yes
|
No
|
$1,168.94
|
$1,058.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
US Citizen
|
$4,938.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.609%
|
41.609%
|
41.609%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,168.94
|
6.230%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
10.250%
|
0
|
0
|
0
|
1
|
0
|
0
|
No
|
05/01/2045
|
$5,587.75
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
2.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
638
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$259.00
|
$398.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,613.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.962%
|
45.962%
|
45.962%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$259.00
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
8/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
639
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$753.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$9,899.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.172%
|
28.172%
|
28.172%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
640
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,245.00
|
$1,612.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,090.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.782%
|
49.782%
|
49.782%
|
4/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,245.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
0
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
$0.00
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,773.83
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
641
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$525.00
|
$1,555.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,402.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.805%
|
43.805%
|
43.805%
|
4/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$525.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
2/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
642
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,194.00
|
$1,838.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.650%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,251.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.405%
|
37.405%
|
37.405%
|
4/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,194.00
|
6.340%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
9.650%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$8,154.23
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
643
|
Non QM
|
Yes
|
No
|
$1,860.21
|
$1,749.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
US Citizen
|
$11,216.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.644%
|
33.644%
|
33.644%
|
4/XX/2025
|
699
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,860.21
|
6.230%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
10.275%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
644
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$458.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$6,281.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.622%
|
29.622%
|
29.622%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
645
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,050.00
|
$879.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,626.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.236%
|
45.236%
|
45.236%
|
4/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,050.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/12/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
646
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,446.50
|
$1,056.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.925%
|
No
|
No
|
Employed
|
US Citizen
|
$5,236.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.042%
|
36.042%
|
36.042%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$1,446.50
|
6.230%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.925%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
4/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
647
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,228.61
|
$7,628.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.400%
|
No
|
No
|
Employed
|
US Citizen
|
$5,199.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.373%
|
48.373%
|
48.373%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,228.61
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.400%
|
0
|
2
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
648
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,269.00
|
$3,346.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.150%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,389.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.486%
|
31.486%
|
31.486%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,269.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.150%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$12,720.93
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
649
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$600.00
|
$185.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,425.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.768%
|
33.768%
|
33.768%
|
4/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$600.00
|
6.180%
|
$0.00
|
1.4
|
None
|
N/A
|
No
|
11.750%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$6,523.52
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
650
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,290.00
|
$1,778.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$11,850.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.099%
|
38.099%
|
38.099%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,290.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
3
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
651
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$876.75
|
$1,300.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$5,349.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.045%
|
32.045%
|
32.045%
|
4/XX/2025
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$876.75
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
652
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$459.00
|
$720.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$6,688.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.674%
|
32.674%
|
32.674%
|
4/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$459.00
|
6.230%
|
$0.00
|
1.2
|
None
|
No
|
No
|
9.875%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,877.60
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
653
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$779.00
|
$1,155.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,118.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.339%
|
45.339%
|
45.339%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$779.00
|
6.430%
|
$0.00
|
1.3
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
654
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,914.00
|
$3,623.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
US Citizen
|
$14,161.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.758%
|
22.758%
|
22.758%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,914.00
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
655
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,019.00
|
$867.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$2,538.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.598%
|
38.598%
|
38.598%
|
4/XX/2025
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,019.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
656
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,112.00
|
$1,505.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,900.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.426%
|
47.426%
|
47.426%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,112.00
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
657
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$681.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$7,122.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.722%
|
33.722%
|
33.722%
|
4/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
658
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$884.00
|
$1,034.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$6,707.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.694%
|
49.694%
|
49.694%
|
4/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$884.00
|
6.020%
|
$0.00
|
2.5
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2035
|
No
|
16
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
2/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
659
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$624.00
|
$1,319.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Employed
|
US Citizen
|
$13,014.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.989%
|
32.989%
|
32.989%
|
4/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$624.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
26
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
660
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,050.00
|
$1,303.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,680.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.110%
|
38.110%
|
38.110%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,050.00
|
6.430%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
9.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$5,013.91
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
661
|
Non QM
|
Yes
|
No
|
$994.00
|
$1,901.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,565.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.012%
|
29.012%
|
29.012%
|
4/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$994.00
|
6.430%
|
$0.00
|
2.1
|
None
|
Yes
|
No
|
11.275%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$11,510.10
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
662
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,168.00
|
$1,899.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.775%
|
No
|
No
|
Employed
|
US Citizen
|
$3,863.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.814%
|
44.814%
|
44.814%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,168.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.775%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
11/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
663
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$554.00
|
$1,031.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,854.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.064%
|
48.064%
|
48.064%
|
4/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Other - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$554.00
|
6.340%
|
$0.00
|
2.2
|
None
|
Yes
|
No
|
9.750%
|
0
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.500%
|
10/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$4,245.17
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
664
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,468.00
|
$1,244.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$1,288.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.763%
|
47.763%
|
47.763%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,468.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
0
|
0
|
2
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
1/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,184.62
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
665
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$795.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,416.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.494%
|
44.494%
|
44.494%
|
4/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$4,130.03
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
2.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
666
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,219.00
|
$2,824.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.550%
|
No
|
No
|
Employed
|
US Citizen
|
$4,079.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.718%
|
48.718%
|
48.718%
|
4/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,219.00
|
6.810%
|
$0.00
|
None
|
N/A
|
No
|
9.550%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2055
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.999%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
667
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$446.50
|
$623.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,123.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.140%
|
41.140%
|
41.140%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$446.50
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.050%
|
1
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$4,071.60
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
668
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$329.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$8,775.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.427%
|
23.427%
|
23.427%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,081.87
|
$6,090.93
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
669
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$956.00
|
$1,348.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,879.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.004%
|
49.004%
|
49.004%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$956.00
|
6.340%
|
$0.00
|
3.6
|
None
|
No
|
No
|
9.750%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
Yes
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.999%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
670
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$942.12
|
$1,160.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$6,662.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.643%
|
24.642%
|
24.642%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$942.12
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
6/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
671
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,175.00
|
$1,424.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,808.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.268%
|
41.268%
|
41.268%
|
5/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,175.00
|
6.430%
|
$0.00
|
2.4
|
None
|
N/A
|
No
|
10.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
672
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$729.00
|
$541.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$6,364.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.164%
|
39.164%
|
39.164%
|
4/XX/2025
|
699
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$729.00
|
6.440%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.675%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
673
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$299.00
|
$662.83
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,375.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.265%
|
49.265%
|
49.265%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$299.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.750%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,465.83
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
674
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$569.00
|
$420.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,329.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.072%
|
30.072%
|
30.072%
|
4/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$569.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
675
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,012.50
|
$2,034.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.650%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$27,531.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.411%
|
19.411%
|
19.411%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,012.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.650%
|
0
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.839%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$30,810.96
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
676
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$898.70
|
$788.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$3,595.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.636%
|
38.636%
|
38.636%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$898.70
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.180%
|
4/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
677
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$906.50
|
$1,063.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$9,360.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
16.923%
|
16.923%
|
16.923%
|
5/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$906.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
678
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,357.75
|
$941.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$3,883.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.453%
|
41.453%
|
41.453%
|
5/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,357.75
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
11.800%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
679
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$894.00
|
$1,091.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,580.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.931%
|
36.931%
|
36.931%
|
4/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$894.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,825.59
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
680
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$643.00
|
$756.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.675%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,534.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.759%
|
44.759%
|
44.759%
|
4/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$643.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.675%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
681
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$449.00
|
$993.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$4,224.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.894%
|
49.894%
|
49.894%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$449.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
682
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$394.00
|
$620.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,157.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.656%
|
45.656%
|
45.656%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$394.00
|
6.430%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
9.250%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
683
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$337.50
|
$740.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$2,641.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.581%
|
44.581%
|
44.581%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$337.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
684
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$299.00
|
$477.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,421.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.485%
|
41.485%
|
41.485%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$299.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
1
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$3,803.71
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
685
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$829.00
|
$916.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,212.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.644%
|
43.644%
|
43.644%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$829.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$2,326.28
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
686
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$254.00
|
$573.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$4,842.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.779%
|
41.779%
|
41.779%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$254.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
687
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,109.00
|
$1,194.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,863.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.202%
|
30.202%
|
30.202%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2018
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,109.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
11/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
0
|
No
|
$1,065.51
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
688
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,081.50
|
$1,241.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.425%
|
No
|
No
|
Employed
|
US Citizen
|
$4,011.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.302%
|
44.302%
|
44.302%
|
5/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,081.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.425%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.250%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
689
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$735.21
|
$624.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,586.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.069%
|
35.069%
|
35.069%
|
5/XX/2025
|
744
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$735.21
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
10/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
$1,732.63
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
690
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,189.00
|
$1,550.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$11,749.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
20.225%
|
20.225%
|
20.225%
|
5/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,189.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
691
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$723.00
|
$865.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.625%
|
No
|
No
|
Employed
|
US Citizen
|
$2,754.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.807%
|
49.807%
|
49.807%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$723.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.625%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Yes
|
Mixed
|
Not Tested
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.625%
|
8/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
692
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,625.00
|
$5,172.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$6,087.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.971%
|
44.971%
|
44.971%
|
1/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,625.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
0
|
0
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
25
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
693
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,542.46
|
$2,613.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$8,465.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.620%
|
29.620%
|
29.620%
|
3/XX/2025
|
652
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; 1099 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,542.46
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
1
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
694
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,427.75
|
$5,271.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$27,493.61
|
2
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.309%
|
35.309%
|
35.309%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,427.75
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
14
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
3/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
Passport
|
No
|
Retail
|
No
|
$0.00
|
$23,750.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
695
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,236.50
|
$5,396.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,765.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.016%
|
42.016%
|
42.016%
|
3/XX/2025
|
685
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,236.50
|
6.340%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,893.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
696
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,999.80
|
$5,768.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
US Citizen
|
$9,274.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.023%
|
42.023%
|
42.023%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,999.80
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
697
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,799.00
|
$13,923.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.225%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,433.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.241%
|
32.241%
|
32.241%
|
4/XX/2025
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,799.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.225%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$10,765.73
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
698
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,424.00
|
$8,569.76
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.625%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$23,062.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.420%
|
35.420%
|
35.420%
|
3/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,424.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
6.625%
|
2
|
3
|
2
|
0
|
3
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$15,910.42
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
699
|
Non QM
|
Yes
|
No
|
$8,429.00
|
$4,083.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.900%
|
No
|
No
|
Employed
|
Employed
|
Non-Permanent Resident Alien
|
Non-Permanent Resident Alien
|
India
|
India
|
$20,699.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.484%
|
37.484%
|
37.484%
|
4/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,429.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.900%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
27
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Employment Authorization, VISA
|
Employment Authorization, VISA
|
No
|
No
|
$0.00
|
$13,436.75
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
700
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,799.00
|
$2,981.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,802.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.663%
|
37.663%
|
37.663%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,799.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
2
|
2
|
2
|
0
|
2
|
1
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$15,141.59
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
701
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,500.00
|
$6,326.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.375%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$6,764.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.944%
|
46.944%
|
46.944%
|
4/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,500.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
1/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
702
|
Non QM
|
Yes
|
No
|
$7,495.00
|
$3,610.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,560.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.214%
|
47.214%
|
47.214%
|
3/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,495.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.700%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
2/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,933.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
703
|
Non QM
|
Yes
|
No
|
$7,224.66
|
$3,918.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.950%
|
No
|
No
|
Employed
|
US Citizen
|
$11,883.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.013%
|
42.013%
|
42.013%
|
3/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,224.66
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.950%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
704
|
Non QM
|
Yes
|
No
|
$9,406.50
|
$5,200.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.575%
|
No
|
No
|
Employed
|
US Citizen
|
$11,252.18
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.416%
|
47.416%
|
47.416%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,406.50
|
6.050%
|
$0.00
|
None
|
N/A
|
No
|
9.575%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2040
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
705
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,599.00
|
$7,311.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$8,615.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.925%
|
49.925%
|
49.925%
|
3/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,599.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
4/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$1,532.39
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
706
|
Non QM
|
Yes
|
No
|
$6,620.00
|
$3,291.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.475%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$22,606.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.666%
|
39.666%
|
39.666%
|
4/XX/2025
|
667
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,620.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
10.475%
|
1
|
0
|
2
|
0
|
3
|
2
|
0
|
No
|
06/01/2045
|
No
|
8
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$19,067.41
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
707
|
Non QM
|
Yes
|
No
|
$8,915.98
|
$11,250.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.825%
|
No
|
No
|
Employed
|
US Citizen
|
$13,066.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.557%
|
43.557%
|
43.557%
|
4/XX/2025
|
694
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,915.98
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.825%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
708
|
Non QM
|
Yes
|
No
|
$6,470.76
|
$3,712.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.300%
|
No
|
No
|
Employed
|
US Citizen
|
$65,255.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.326%
|
26.326%
|
26.326%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,470.76
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
12.300%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
709
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$795.00
|
$2,473.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.275%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$16,605.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.726%
|
41.726%
|
41.726%
|
4/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$795.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.275%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
710
|
Non QM
|
Yes
|
No
|
$5,004.52
|
$3,341.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.200%
|
No
|
No
|
Employed
|
US Citizen
|
$11,295.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.782%
|
45.782%
|
45.782%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,004.52
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.200%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
711
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,737.00
|
$6,045.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$7,997.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.547%
|
43.547%
|
43.547%
|
4/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,737.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
712
|
N/A
|
No
|
No
|
$4,927.30
|
$5,730.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$12,859.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.362%
|
42.362%
|
42.362%
|
4/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,927.30
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
713
|
Non QM
|
Yes
|
No
|
$3,719.10
|
$1,902.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,434.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.267%
|
38.267%
|
38.267%
|
4/XX/2025
|
644
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,719.10
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
12.625%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
714
|
Non QM
|
Yes
|
No
|
$3,732.50
|
$2,411.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.075%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,217.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.145%
|
33.145%
|
33.145%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,732.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.075%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$13,816.88
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
715
|
Non QM
|
Yes
|
No
|
$3,732.50
|
$2,700.02
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,639.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.484%
|
41.484%
|
41.484%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,732.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.550%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$17,062.91
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
716
|
Non QM
|
Yes
|
No
|
$3,895.00
|
$5,115.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.050%
|
No
|
No
|
Employed
|
US Citizen
|
$12,532.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.869%
|
49.869%
|
49.869%
|
3/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,895.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.050%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
9/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
717
|
Non QM
|
Yes
|
No
|
$3,667.51
|
$2,416.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.450%
|
No
|
No
|
Employed
|
US Citizen
|
$8,080.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.133%
|
46.133%
|
46.133%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,667.51
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.450%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
718
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,605.66
|
$947.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$10,023.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.531%
|
33.531%
|
33.531%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,605.66
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
719
|
Non QM
|
Yes
|
No
|
$2,232.50
|
$3,205.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.975%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,874.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.988%
|
38.988%
|
38.988%
|
4/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2021
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Account Transcripts - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,232.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.975%
|
2
|
2
|
0
|
0
|
3
|
1
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
8.125%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,379.45
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
720
|
Non QM
|
Yes
|
No
|
$2,799.00
|
$1,918.68
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.950%
|
No
|
No
|
Employed
|
US Citizen
|
$8,079.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.367%
|
41.367%
|
41.367%
|
4/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,799.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.950%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
721
|
Non QM
|
Yes
|
No
|
$2,945.00
|
$2,204.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.325%
|
No
|
No
|
Employed
|
US Citizen
|
$6,600.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.054%
|
47.054%
|
47.054%
|
4/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,945.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.325%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
722
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,495.00
|
$4,291.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.100%
|
No
|
No
|
Employed
|
US Citizen
|
$8,204.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.426%
|
41.426%
|
41.426%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,495.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.100%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
723
|
Non QM
|
Yes
|
No
|
$3,165.00
|
$2,220.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
US Citizen
|
$9,890.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.955%
|
36.955%
|
36.955%
|
4/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,165.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
11/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
724
|
Non QM
|
Yes
|
No
|
$3,418.08
|
$4,197.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,871.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.558%
|
49.558%
|
49.558%
|
3/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,418.08
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
725
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,813.00
|
$2,131.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.950%
|
No
|
No
|
Employed
|
US Citizen
|
$5,155.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.693%
|
44.693%
|
44.693%
|
4/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,813.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.950%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
726
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,988.94
|
$3,744.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,489.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.168%
|
38.168%
|
38.168%
|
3/XX/2025
|
714
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,988.94
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.562%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
727
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,599.23
|
$1,743.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.650%
|
No
|
No
|
Employed
|
US Citizen
|
$13,241.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.332%
|
34.332%
|
34.332%
|
4/XX/2025
|
678
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.23
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.650%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
728
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,567.93
|
$1,163.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.575%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,931.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.825%
|
44.825%
|
44.825%
|
4/XX/2025
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Employer Letter - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,567.93
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.575%
|
2
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.125%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
729
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,690.00
|
$3,276.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.325%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$18,941.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.796%
|
27.796%
|
27.796%
|
4/XX/2025
|
762
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,690.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.325%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
730
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,611.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$4,440.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.269%
|
48.269%
|
48.269%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
731
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,594.20
|
$3,346.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,322.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.174%
|
34.174%
|
34.174%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,594.20
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.800%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.125%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
732
|
Non QM
|
Yes
|
No
|
$2,535.80
|
$3,447.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.150%
|
No
|
No
|
Employed
|
US Citizen
|
$5,576.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.564%
|
38.564%
|
38.564%
|
4/XX/2025
|
643
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,535.80
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.150%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
733
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,132.50
|
$1,495.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
US Citizen
|
$4,524.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.064%
|
43.064%
|
43.064%
|
4/XX/2025
|
651
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,132.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
3/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
734
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,470.00
|
$1,962.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.300%
|
No
|
No
|
Employed
|
US Citizen
|
$4,266.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.682%
|
45.682%
|
45.682%
|
4/XX/2025
|
698
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,470.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
735
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,297.50
|
$1,877.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.850%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,877.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
16.140%
|
16.140%
|
16.140%
|
4/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,297.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.850%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$14,625.91
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
736
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,435.00
|
$1,767.02
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,673.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.638%
|
43.638%
|
43.638%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,435.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.700%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
9/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,960.80
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
737
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,659.00
|
$3,260.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$2,799.93
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.930%
|
41.930%
|
41.930%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,659.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
738
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,010.43
|
$1,401.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.250%
|
No
|
No
|
Employed
|
US Citizen
|
$3,586.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.808%
|
42.808%
|
42.808%
|
4/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,010.43
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
12.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
4/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
739
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,270.00
|
$1,790.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.150%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,346.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.097%
|
31.097%
|
31.097%
|
4/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$2,270.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.150%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,402.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
740
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$3,265.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$5,434.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.076%
|
49.076%
|
49.076%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Business License - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.722%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$7,292.58
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
741
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,999.00
|
$2,236.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.500%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
Permanent Resident Alien
|
$4,579.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.889%
|
36.889%
|
36.889%
|
4/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,999.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
Resident Alien Card
|
No
|
$0.00
|
$3,293.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
742
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,345.00
|
$1,912.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.650%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,812.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.270%
|
42.270%
|
42.270%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,345.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.650%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,993.09
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
743
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,255.00
|
$1,864.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.400%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,957.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.337%
|
44.337%
|
44.337%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,255.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.400%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,846.20
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
744
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,509.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.050%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,734.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.277%
|
41.277%
|
41.277%
|
3/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Other - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.050%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Trustee
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Trustee
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
745
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,119.00
|
$2,666.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.200%
|
No
|
No
|
Employed
|
US Citizen
|
$5,021.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.641%
|
43.641%
|
43.641%
|
4/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,119.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.200%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
746
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,947.50
|
$1,856.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.025%
|
No
|
No
|
Employed
|
US Citizen
|
$7,231.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.668%
|
31.668%
|
31.668%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,947.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
12.025%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
24
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
747
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,881.00
|
$2,347.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,094.17
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.023%
|
34.023%
|
34.023%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,881.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.700%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,747.49
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
748
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,793.83
|
$1,570.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.475%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,101.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.869%
|
24.869%
|
24.869%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,793.83
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.475%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$10,769.24
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
749
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,145.00
|
$1,608.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.975%
|
No
|
No
|
Employed
|
US Citizen
|
$3,039.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.979%
|
44.979%
|
44.979%
|
4/XX/2025
|
673
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,145.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.975%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
10/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
750
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,514.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,885.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.775%
|
42.775%
|
42.775%
|
4/XX/2025
|
646
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,553.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
751
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$735.60
|
$792.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
US Citizen
|
$2,715.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.653%
|
31.653%
|
31.653%
|
3/XX/2025
|
672
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$735.60
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.800%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
5
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
752
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$695.00
|
$1,568.64
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,840.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.593%
|
33.593%
|
33.593%
|
3/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$695.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$5,227.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
753
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,753.17
|
$5,807.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,986.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.124%
|
32.124%
|
32.124%
|
3/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,753.17
|
6.340%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
8.125%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$7,719.42
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
754
|
Non QM
|
Yes
|
No
|
$3,974.00
|
$4,926.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$9,608.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.427%
|
49.427%
|
49.427%
|
3/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,974.00
|
6.340%
|
$0.00
|
2.2
|
None
|
No
|
No
|
8.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
13
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.125%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
755
|
Non QM
|
Yes
|
No
|
$7,440.64
|
$2,619.28
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.825%
|
No
|
No
|
Employed
|
US Citizen
|
$11,489.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.495%
|
43.495%
|
43.495%
|
4/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,440.64
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.825%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
756
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,145.00
|
$2,949.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.225%
|
No
|
No
|
Employed
|
US Citizen
|
$9,560.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.917%
|
42.917%
|
42.917%
|
4/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,145.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.225%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
12/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
757
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,315.00
|
$2,006.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.784%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$9,599.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.791%
|
36.791%
|
36.791%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,315.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.784%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
758
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,309.00
|
$5,159.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,329.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.802%
|
35.802%
|
35.802%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2019
|
[Borrower]; Account Transcripts - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$4,309.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
0
|
1
|
0
|
2
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
4/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
759
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,730.53
|
$4,439.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$6,092.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.395%
|
39.395%
|
39.395%
|
5/XX/2025
|
822
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,730.53
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.125%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
760
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,044.00
|
$4,803.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,841.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.727%
|
37.727%
|
37.727%
|
4/XX/2025
|
692
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,044.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
761
|
Non QM
|
Yes
|
No
|
$4,044.00
|
$4,743.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.725%
|
No
|
No
|
Employed
|
US Citizen
|
$3,886.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.997%
|
47.997%
|
47.997%
|
4/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,044.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.725%
|
2
|
1
|
0
|
2
|
2
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
762
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,769.00
|
$4,382.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,567.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.904%
|
36.904%
|
36.904%
|
4/XX/2025
|
718
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,769.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$5,629.02
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
763
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,799.00
|
$4,418.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$12,627.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.382%
|
27.382%
|
27.382%
|
4/XX/2025
|
825
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023
[Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Rations]; W-2 - 2024
[Borrower - | Non-Primary Income - Rations]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,799.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
764
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,763.48
|
$3,363.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,534.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.435%
|
34.435%
|
34.435%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,763.48
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
7/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
765
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,295.00
|
$2,510.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$3,594.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.672%
|
43.672%
|
43.672%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,295.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
766
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,440.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.025%
|
No
|
No
|
Employed
|
US Citizen
|
$6,665.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.578%
|
26.578%
|
26.578%
|
5/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.025%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
767
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,824.00
|
$3,273.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.350%
|
No
|
No
|
Employed
|
US Citizen
|
$15,162.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.024%
|
30.024%
|
30.024%
|
5/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,824.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.350%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
768
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,928.00
|
$1,392.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.300%
|
No
|
No
|
Employed
|
US Citizen
|
$8,542.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.306%
|
29.306%
|
29.306%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,928.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
769
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,782.50
|
$1,329.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$3,243.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.454%
|
38.454%
|
38.454%
|
5/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,782.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
770
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,058.98
|
$1,719.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.900%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,795.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.557%
|
38.557%
|
38.557%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,058.98
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.900%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
3/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$2,736.97
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
771
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,895.00
|
$1,646.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.975%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,611.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.230%
|
26.230%
|
26.230%
|
4/XX/2025
|
822
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,895.00
|
5.930%
|
$0.00
|
None
|
N/A
|
No
|
7.975%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.000%
|
9/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
772
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,010.70
|
$1,446.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.525%
|
No
|
No
|
Employed
|
US Citizen
|
$2,981.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.998%
|
44.998%
|
44.998%
|
4/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,010.70
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.525%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.490%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
773
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$745.00
|
$752.34
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.075%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,194.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.996%
|
35.996%
|
35.996%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$745.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.075%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
774
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,445.00
|
$5,522.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.450%
|
No
|
No
|
Employed
|
US Citizen
|
$24,241.86
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.441%
|
24.441%
|
24.441%
|
4/XX/2025
|
807
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,445.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.450%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
775
|
Non QM
|
Yes
|
No
|
$8,299.00
|
$11,054.73
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.825%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$55,362.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.675%
|
21.675%
|
21.675%
|
4/XX/2025
|
688
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; Other - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; Other - 2023
[Borrower - | Primary Income - Sole Proprietor]; Other - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,299.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.825%
|
0
|
1
|
0
|
3
|
1
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
776
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,349.00
|
$7,596.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.100%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,869.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.487%
|
41.487%
|
41.487%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,349.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.100%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$8,755.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
777
|
Non QM
|
Yes
|
No
|
$8,599.00
|
$10,876.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$13,797.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.084%
|
39.084%
|
39.084%
|
4/XX/2025
|
680
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,599.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
27
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.886%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
778
|
Non QM
|
Yes
|
No
|
$6,445.00
|
$3,509.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.475%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$45,345.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
14.945%
|
14.945%
|
14.945%
|
4/XX/2025
|
826
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,445.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.475%
|
2
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$41,646.15
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
779
|
Non QM
|
Yes
|
No
|
$3,342.67
|
$2,054.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.675%
|
No
|
No
|
Employed
|
US Citizen
|
$12,617.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.000%
|
44.000%
|
44.000%
|
3/XX/2025
|
646
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,342.67
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
11.675%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
7
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
780
|
Non QM
|
Yes
|
No
|
$995.00
|
$1,789.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
US Citizen
|
$3,962.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.295%
|
42.295%
|
42.295%
|
4/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
7/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
781
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,297.50
|
$1,765.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,928.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.744%
|
44.744%
|
44.744%
|
5/XX/2025
|
641
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,297.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
782
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$3,134.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.650%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,580.89
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.173%
|
41.173%
|
41.173%
|
4/XX/2025
|
656
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.650%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$5,029.88
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
783
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,309.01
|
$1,917.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,158.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.228%
|
34.228%
|
34.228%
|
4/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,309.01
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
2
|
2
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,200.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
784
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,125.00
|
$1,616.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.975%
|
No
|
No
|
Employed
|
US Citizen
|
$4,956.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.249%
|
39.249%
|
39.249%
|
4/XX/2025
|
646
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,125.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
11.975%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
785
|
Non QM
|
Yes
|
No
|
$5,129.00
|
$2,440.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
US Citizen
|
$6,221.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.506%
|
43.506%
|
43.506%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,129.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
$585.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
786
|
Non QM
|
Yes
|
No
|
$4,639.34
|
$2,394.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.200%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,404.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.383%
|
47.383%
|
47.383%
|
3/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,639.34
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.200%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
$6,298.15
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
1.61
|
No
|
No
|
$7,368.19
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
787
|
Non QM
|
Yes
|
No
|
$4,572.64
|
$5,499.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
US Citizen
|
$7,611.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.597%
|
41.597%
|
41.597%
|
4/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,572.64
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
10.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
788
|
Non QM
|
Yes
|
No
|
$2,409.00
|
$3,992.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
13.425%
|
No
|
No
|
Employed
|
US Citizen
|
$16,267.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.862%
|
40.862%
|
40.862%
|
4/XX/2025
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; WVOE - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,409.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
13.425%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
789
|
Non QM
|
Yes
|
No
|
$3,152.55
|
$4,069.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.975%
|
No
|
No
|
Employed
|
US Citizen
|
$8,177.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.672%
|
38.672%
|
38.672%
|
4/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,152.55
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.975%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
790
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,746.13
|
$1,037.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.950%
|
No
|
No
|
Employed
|
US Citizen
|
$7,586.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.579%
|
32.579%
|
32.579%
|
1/XX/2025
|
661
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,746.13
|
6.750%
|
$0.00
|
None
|
N/A
|
No
|
10.950%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
03/01/2045
|
$0.00
|
No
|
11
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
7/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
791
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,723.00
|
$1,291.60
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,079.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.089%
|
43.089%
|
43.089%
|
2/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,723.00
|
6.600%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
792
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,094.07
|
$1,472.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.100%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,015.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.733%
|
44.733%
|
44.733%
|
2/XX/2025
|
650
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Projected Income]; VVOE - 2025
[Coborrower(s) - | Primary Income - Projected Income]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,094.07
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
12.100%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
7
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$3,706.78
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
793
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,995.00
|
$1,606.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.325%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,114.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.514%
|
49.514%
|
49.514%
|
3/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,995.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.325%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
794
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$2,938.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.000%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$3,636.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.634%
|
40.634%
|
40.634%
|
3/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
795
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,132.50
|
$1,282.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.025%
|
No
|
No
|
Employed
|
US Citizen
|
$3,027.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.564%
|
44.564%
|
44.564%
|
3/XX/2025
|
671
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,132.50
|
6.470%
|
$0.00
|
None
|
N/A
|
No
|
11.025%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2010
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
796
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,299.00
|
$2,573.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.415%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,832.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.893%
|
42.893%
|
42.893%
|
2/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,299.00
|
6.620%
|
$0.00
|
None
|
No
|
No
|
7.415%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$10,066.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
797
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,211.70
|
$4,188.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,967.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.164%
|
29.164%
|
29.164%
|
3/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,211.70
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$10,888.49
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
798
|
Non QM
|
Yes
|
No
|
$2,682.50
|
$1,921.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.825%
|
No
|
No
|
Employed
|
US Citizen
|
$12,324.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.674%
|
31.674%
|
31.674%
|
3/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,682.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
10.825%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
799
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,245.00
|
$1,815.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
US Citizen
|
$6,386.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.671%
|
42.671%
|
42.671%
|
3/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,245.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
800
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,695.00
|
$2,077.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$9,047.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.004%
|
42.004%
|
42.004%
|
3/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,695.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
801
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,312.03
|
$5,261.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.325%
|
No
|
No
|
Employed
|
US Citizen
|
$5,340.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.643%
|
42.643%
|
42.643%
|
2/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,312.03
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.325%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
802
|
Non QM
|
Yes
|
No
|
$1,695.00
|
$2,550.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
US Citizen
|
$3,959.01
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.555%
|
48.555%
|
48.555%
|
3/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,695.00
|
6.340%
|
$0.00
|
None
|
No
|
No
|
11.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
803
|
Non QM
|
Yes
|
No
|
$2,729.72
|
$3,657.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.900%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$7,564.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.734%
|
35.734%
|
35.734%
|
3/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,729.72
|
5.980%
|
$0.00
|
None
|
N/A
|
No
|
12.900%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
05/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$3,573.04
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
804
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,415.00
|
$2,131.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
US Citizen
|
$7,312.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.002%
|
45.002%
|
45.002%
|
2/XX/2025
|
665
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
|
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,415.00
|
6.650%
|
$0.00
|
None
|
N/A
|
No
|
11.275%
|
0
|
2
|
0
|
3
|
3
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
25
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.125%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
805
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,495.00
|
$1,933.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.075%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$8,879.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.390%
|
41.390%
|
41.390%
|
3/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,495.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
10.075%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
6/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$4,990.29
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
806
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,268.00
|
$4,151.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.050%
|
No
|
No
|
Employed
|
US Citizen
|
$3,498.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.988%
|
44.988%
|
44.988%
|
2/XX/2025
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,268.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
10/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
807
|
Non QM
|
Yes
|
No
|
$4,759.49
|
$2,886.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$18,520.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.570%
|
44.570%
|
44.570%
|
2/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
|
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,759.49
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
0
|
2
|
0
|
2
|
2
|
No
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
808
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,526.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.475%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,534.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.160%
|
44.160%
|
44.160%
|
3/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.475%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
809
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,220.00
|
$3,238.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.975%
|
No
|
No
|
Employed
|
US Citizen
|
$21,349.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.499%
|
39.499%
|
39.499%
|
5/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,220.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.975%
|
0
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
29
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
810
|
Non QM
|
Yes
|
No
|
$6,766.48
|
$2,092.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.950%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,282.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.968%
|
44.968%
|
44.968%
|
5/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,766.48
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.950%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$7,424.99
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
811
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,343.00
|
$6,144.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.625%
|
No
|
No
|
Employed
|
US Citizen
|
$11,908.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.279%
|
41.279%
|
41.279%
|
5/XX/2025
|
739
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,343.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
812
|
Non QM
|
Yes
|
No
|
$4,074.00
|
$675.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.775%
|
No
|
No
|
Employed
|
US Citizen
|
$7,905.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.678%
|
44.678%
|
44.678%
|
4/XX/2025
|
673
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,074.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.775%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
813
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,799.00
|
$5,457.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$6,262.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.190%
|
42.190%
|
42.190%
|
4/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,799.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
7.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
814
|
Non QM
|
Yes
|
No
|
$3,599.00
|
$1,500.34
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.400%
|
No
|
No
|
Employed
|
US Citizen
|
$15,331.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.180%
|
37.180%
|
37.180%
|
4/XX/2025
|
663
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,599.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.400%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
815
|
Non QM
|
Yes
|
No
|
$2,446.60
|
$470.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.925%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,424.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.444%
|
25.444%
|
25.444%
|
4/XX/2025
|
710
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,446.60
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.925%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,928.85
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
816
|
Non QM
|
Yes
|
No
|
$3,219.75
|
$1,872.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
US Citizen
|
$5,146.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.873%
|
48.873%
|
48.873%
|
4/XX/2025
|
728
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,219.75
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
817
|
Non QM
|
Yes
|
No
|
$4,045.00
|
$1,849.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,253.09
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.170%
|
44.170%
|
44.170%
|
5/XX/2025
|
654
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,045.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.700%
|
2
|
2
|
2
|
0
|
2
|
2
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,238.94
|
$15,416.66
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
818
|
Non QM
|
Yes
|
No
|
$2,945.00
|
$1,647.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,201.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.967%
|
35.967%
|
35.967%
|
4/XX/2025
|
653
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,945.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,732.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
819
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,910.00
|
$3,524.29
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$5,373.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.091%
|
39.091%
|
39.091%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,910.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
820
|
Non QM
|
Yes
|
No
|
$3,499.00
|
$3,784.34
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,275.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.372%
|
34.372%
|
34.372%
|
4/XX/2025
|
719
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,499.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
821
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,900.13
|
$3,497.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.295%
|
No
|
No
|
Non-Employment Income
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$7,145.38
|
2
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.288%
|
40.288%
|
40.288%
|
4/XX/2025
|
663
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,900.13
|
6.020%
|
$0.00
|
None
|
N/A
|
No
|
11.295%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.000%
|
10/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$10,583.34
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
822
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,555.00
|
$2,049.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$3,860.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.971%
|
43.971%
|
43.971%
|
5/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,555.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
5/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
823
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,861.50
|
$3,426.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,075.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
20.962%
|
20.962%
|
20.962%
|
5/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,861.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,867.85
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
824
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,749.00
|
$3,195.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,375.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.007%
|
34.007%
|
34.007%
|
4/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,749.00
|
6.020%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$12,138.56
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
825
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,349.00
|
$1,704.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.325%
|
No
|
No
|
Employed
|
US Citizen
|
$11,893.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.849%
|
28.849%
|
28.849%
|
4/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,349.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.325%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
826
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$599.23
|
$888.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,088.34
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.875%
|
41.875%
|
41.875%
|
4/XX/2025
|
642
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; Paystubs - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$599.23
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
8/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
827
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,299.00
|
$2,736.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
US Citizen
|
$5,293.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.215%
|
43.215%
|
43.215%
|
4/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,299.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
828
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,982.50
|
$1,619.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,695.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.941%
|
44.941%
|
44.941%
|
5/XX/2025
|
683
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,982.50
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
11.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
10/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,440.20
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
829
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,994.00
|
$1,502.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.850%
|
No
|
No
|
Employed
|
US Citizen
|
$4,039.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.833%
|
49.833%
|
49.833%
|
5/XX/2025
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,994.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.850%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
830
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,422.00
|
$1,277.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.450%
|
No
|
No
|
Employed
|
US Citizen
|
$10,404.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.096%
|
39.096%
|
39.096%
|
5/XX/2025
|
667
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,422.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.450%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
2
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
831
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$829.83
|
$733.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.300%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$3,180.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.026%
|
44.026%
|
44.026%
|
5/XX/2025
|
653
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$829.83
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.300%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.250%
|
5/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,100.87
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
832
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,348.00
|
$1,244.21
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.623%
|
No
|
No
|
Employed
|
US Citizen
|
$5,772.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.005%
|
39.005%
|
39.005%
|
5/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,348.00
|
6.090%
|
$0.00
|
None
|
N/A
|
No
|
11.623%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
833
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,347.50
|
$1,244.92
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$4,929.00
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.519%
|
42.519%
|
42.519%
|
5/XX/2025
|
699
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; VVOE - 2019
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,347.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
834
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,347.50
|
$1,279.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.725%
|
No
|
No
|
Employed
|
US Citizen
|
$4,962.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.557%
|
34.557%
|
34.557%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,347.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.725%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.795%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
835
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,000.00
|
$11,463.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$59,170.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.640%
|
21.640%
|
21.640%
|
4/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; VVOE - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,000.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.125%
|
2
|
1
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
836
|
Non QM
|
Yes
|
No
|
$11,499.00
|
$13,033.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.275%
|
No
|
No
|
Employed
|
US Citizen
|
$43,047.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.226%
|
27.226%
|
27.226%
|
4/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,499.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.275%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
837
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,799.00
|
$1,706.93
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.550%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$38,327.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.082%
|
37.082%
|
37.082%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,799.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
7.550%
|
3
|
0
|
3
|
0
|
2
|
2
|
No
|
Not Stated
|
06/01/2045
|
$129,892.36
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.000%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
7.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
838
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,194.98
|
$2,123.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.525%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$14,263.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.506%
|
36.506%
|
36.506%
|
4/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,194.98
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.525%
|
0
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.165%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
839
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,051.11
|
$8,139.28
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,160.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.887%
|
48.887%
|
48.887%
|
4/XX/2025
|
717
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,051.11
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
1
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
840
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,424.00
|
$9,335.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.000%
|
No
|
No
|
Employed
|
US Citizen
|
$30,625.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.319%
|
38.319%
|
38.319%
|
5/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,424.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
841
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,645.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,910.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.445%
|
33.445%
|
33.445%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.275%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,861.25
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
842
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$2,218.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.950%
|
No
|
No
|
Employed
|
US Citizen
|
$11,542.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.327%
|
32.327%
|
32.327%
|
4/XX/2025
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.950%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
8/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
843
|
N/A
|
No
|
No
|
$3,961.50
|
$4,551.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
US Citizen
|
$8,309.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.683%
|
44.683%
|
44.683%
|
4/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,961.50
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.000%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
844
|
N/A
|
No
|
No
|
$3,599.00
|
$4,043.02
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,843.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.638%
|
42.638%
|
42.638%
|
4/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,599.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
2
|
2
|
1
|
0
|
2
|
1
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.125%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Yes
|
No
|
$0.00
|
$11,573.24
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
845
|
N/A
|
No
|
No
|
$995.00
|
$1,623.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.975%
|
No
|
No
|
Employed
|
US Citizen
|
$4,613.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.872%
|
49.872%
|
49.872%
|
5/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.975%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
5/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
846
|
N/A
|
No
|
No
|
$2,735.00
|
$1,828.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.300%
|
No
|
No
|
Employed
|
US Citizen
|
$4,642.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.226%
|
44.226%
|
44.226%
|
5/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,735.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.300%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
847
|
Non QM
|
Yes
|
No
|
$3,252.00
|
$1,312.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.100%
|
No
|
No
|
Employed
|
US Citizen
|
$10,038.23
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.053%
|
41.053%
|
41.053%
|
4/XX/2025
|
643
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,252.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.100%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
12/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
848
|
Non QM
|
Yes
|
No
|
$799.00
|
$1,375.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.300%
|
No
|
No
|
Employed
|
US Citizen
|
$7,609.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.787%
|
39.787%
|
39.787%
|
4/XX/2025
|
657
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$799.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.300%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
849
|
Non QM
|
Yes
|
No
|
$3,195.00
|
$1,840.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,384.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.468%
|
44.468%
|
44.468%
|
4/XX/2025
|
641
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$3,195.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$3,978.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
850
|
Non QM
|
Yes
|
No
|
$5,325.39
|
$2,449.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.925%
|
No
|
No
|
Employed
|
US Citizen
|
$24,074.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.121%
|
31.121%
|
31.121%
|
3/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,325.39
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.925%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
851
|
Non QM
|
Yes
|
No
|
$5,644.75
|
$2,576.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.635%
|
No
|
No
|
Employed
|
US Citizen
|
$14,475.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.813%
|
44.813%
|
44.813%
|
5/XX/2025
|
682
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,644.75
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.635%
|
2
|
0
|
0
|
0
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
852
|
Non QM
|
Yes
|
No
|
$4,299.00
|
$5,115.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,160.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.262%
|
43.262%
|
43.262%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,299.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
853
|
Non QM
|
Yes
|
No
|
$4,370.00
|
$2,179.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.225%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,608.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.541%
|
45.541%
|
45.541%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,370.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.225%
|
1
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.750%
|
2/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Broker
|
No
|
$0.00
|
$7,988.37
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
854
|
Non QM
|
Yes
|
No
|
$3,615.25
|
$2,010.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.200%
|
No
|
No
|
Employed
|
US Citizen
|
$14,732.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.542%
|
28.542%
|
28.542%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,615.25
|
6.010%
|
$0.00
|
None
|
N/A
|
No
|
11.200%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
855
|
Non QM
|
Yes
|
No
|
$3,536.50
|
$2,026.04
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
13.175%
|
No
|
No
|
Employed
|
US Citizen
|
$17,825.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.052%
|
44.052%
|
44.052%
|
4/XX/2025
|
692
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,536.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
13.175%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
856
|
Non QM
|
Yes
|
No
|
$1,988.90
|
$3,434.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
US Citizen
|
$9,712.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.443%
|
31.443%
|
31.443%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,988.90
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
10.675%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
0
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.375%
|
1/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
857
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,950.00
|
$2,404.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$5,437.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.350%
|
40.350%
|
40.350%
|
3/XX/2025
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,950.00
|
6.080%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
858
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,374.76
|
$5,785.64
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,431.74
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.767%
|
40.767%
|
40.767%
|
2/XX/2025
|
688
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,374.76
|
6.310%
|
$0.00
|
4.1
|
None
|
No
|
No
|
9.250%
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
04/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
859
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,000.00
|
$4,906.01
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$6,515.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.424%
|
47.424%
|
47.424%
|
3/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,000.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.850%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
860
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,389.00
|
$7,786.31
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$15,271.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.960%
|
44.960%
|
44.960%
|
2/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,389.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
861
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,407.85
|
$6,070.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,328.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.319%
|
41.319%
|
41.319%
|
3/XX/2025
|
661
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,407.85
|
6.320%
|
$0.00
|
1.2
|
None
|
No
|
No
|
9.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
4/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
862
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,295.00
|
$2,138.68
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,476.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.163%
|
38.163%
|
38.163%
|
1/XX/2025
|
666
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$4,295.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$12,445.98
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
863
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,295.00
|
$3,278.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$13,063.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.293%
|
33.293%
|
33.293%
|
3/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,295.00
|
6.310%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.500%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.500%
|
3/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
FICO Risk Score Classic 98
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
864
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$495.00
|
$1,413.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,333.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.035%
|
28.035%
|
28.035%
|
3/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$495.00
|
6.230%
|
$0.00
|
3.8
|
None
|
N/A
|
No
|
8.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$1,849.41
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
FICO II
|
XXX
|
XXX
|
FICO II
|
XXX
|
XXX
|
No
|
0.61
|
Retail
|
No
|
$0.00
|
$6,134.92
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
865
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,865.00
|
$2,653.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,258.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.466%
|
44.466%
|
44.466%
|
3/XX/2025
|
645
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,865.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.000%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
29
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.490%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$8,455.85
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
866
|
Non QM
|
Yes
|
No
|
$3,835.00
|
$2,753.06
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
US Citizen
|
$6,218.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.519%
|
44.519%
|
44.519%
|
4/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,835.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
7/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
867
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,095.00
|
$1,868.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$4,532.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.744%
|
43.744%
|
43.744%
|
4/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,095.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
5/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
868
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,899.00
|
$3,765.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,583.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.804%
|
36.804%
|
36.804%
|
4/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,899.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
869
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,139.00
|
$4,010.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,662.60
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.823%
|
41.823%
|
41.823%
|
4/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,139.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.500%
|
3/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,734.43
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
870
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,695.00
|
$2,933.32
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.825%
|
No
|
No
|
Employed
|
US Citizen
|
$15,275.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.768%
|
32.768%
|
32.768%
|
3/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr 1099
|
0
|
0
|
0
|
XXX
|
$4,695.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.825%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
871
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,817.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.450%
|
No
|
No
|
Employed
|
US Citizen
|
$5,941.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.156%
|
45.156%
|
45.156%
|
4/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2025
[Borrower - | Primary Income - Projected Income]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.450%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
872
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,000.00
|
$10,746.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.350%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$42,248.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.308%
|
27.308%
|
27.308%
|
4/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,000.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
6.350%
|
1
|
2
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
873
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,945.00
|
$1,835.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.525%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,503.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.779%
|
25.779%
|
25.779%
|
4/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,945.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.525%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
6/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$6,666.66
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
874
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,712.50
|
$1,712.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.975%
|
No
|
No
|
Employed
|
US Citizen
|
$13,473.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.967%
|
49.967%
|
49.967%
|
4/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,712.50
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.975%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
875
|
Non QM
|
Yes
|
No
|
$11,207.50
|
$4,106.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,935.36
|
3
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.859%
|
49.859%
|
49.859%
|
4/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Disability]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Disability]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,207.50
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
2
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$1,742.48
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
876
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,799.00
|
$3,436.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.425%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,755.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.797%
|
38.797%
|
38.797%
|
5/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,799.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
7.425%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,316.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
877
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,384.00
|
$9,104.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.000%
|
No
|
No
|
Employed
|
US Citizen
|
$8,587.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.916%
|
44.916%
|
44.916%
|
5/XX/2025
|
820
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,384.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
878
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,549.00
|
$10,084.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,441.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.114%
|
40.114%
|
40.114%
|
5/XX/2025
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,549.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
11/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$12,525.18
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
879
|
Non QM
|
Yes
|
No
|
$7,024.55
|
$8,698.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.800%
|
No
|
No
|
Employed
|
US Citizen
|
$7,701.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.611%
|
48.611%
|
48.611%
|
4/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,024.55
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
880
|
Non QM
|
Yes
|
No
|
$7,251.25
|
$5,669.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.675%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,679.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.341%
|
42.341%
|
42.341%
|
5/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,251.25
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.675%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$13,166.58
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
881
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,900.00
|
$2,500.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.075%
|
No
|
No
|
Employed
|
US Citizen
|
$12,224.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.026%
|
40.026%
|
40.026%
|
5/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,900.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.075%
|
2
|
1
|
0
|
2
|
1
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
882
|
Non QM
|
Yes
|
No
|
$995.00
|
$3,538.78
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.325%
|
No
|
No
|
Employed
|
US Citizen
|
$14,886.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.957%
|
44.957%
|
44.957%
|
4/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Employer Letter - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.325%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
883
|
Non QM
|
Yes
|
No
|
$5,079.00
|
$7,306.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,002.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.824%
|
43.824%
|
43.824%
|
5/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,079.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,332.46
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
884
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,000.00
|
$1,681.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
US Citizen
|
$38,733.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.780%
|
26.780%
|
26.780%
|
5/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,000.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
0
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
885
|
Non QM
|
Yes
|
No
|
$5,461.50
|
$2,273.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.850%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,533.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.285%
|
48.285%
|
48.285%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,461.50
|
6.700%
|
$0.00
|
None
|
N/A
|
No
|
12.850%
|
0
|
1
|
0
|
2
|
1
|
No
|
06/01/2055
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
886
|
Non QM
|
Yes
|
No
|
$5,192.75
|
$5,597.92
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.975%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,610.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.293%
|
32.293%
|
32.293%
|
4/XX/2025
|
730
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,192.75
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.975%
|
2
|
2
|
1
|
0
|
2
|
1
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,030.65
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
887
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,064.63
|
$3,448.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,173.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.945%
|
38.945%
|
38.945%
|
4/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,064.63
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
1
|
1
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$7,500.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
888
|
Non QM
|
Yes
|
No
|
$3,795.00
|
$2,468.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.200%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,409.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.825%
|
37.825%
|
37.825%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,795.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.200%
|
1
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,800.78
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
889
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,044.88
|
$4,408.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$15,062.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
26.356%
|
26.356%
|
26.356%
|
5/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,044.88
|
6.010%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.875%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
890
|
Non QM
|
Yes
|
No
|
$3,795.00
|
$1,526.44
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.325%
|
No
|
No
|
Employed
|
US Citizen
|
$16,831.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.258%
|
38.258%
|
38.258%
|
5/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Other - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,795.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.325%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
891
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,045.00
|
$4,477.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
Yes
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,511.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.310%
|
39.310%
|
39.310%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,045.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
2
|
0
|
0
|
3
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,610.37
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
892
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,824.00
|
$4,211.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.275%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$7,631.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.945%
|
41.945%
|
41.945%
|
4/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,824.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.275%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
1
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
10.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,937.68
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
893
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,785.00
|
$2,248.76
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,335.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.358%
|
43.358%
|
43.358%
|
5/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,785.00
|
6.010%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
8/XX/2008
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
894
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,295.00
|
$1,604.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.175%
|
No
|
No
|
Employed
|
US Citizen
|
$6,669.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.266%
|
40.266%
|
40.266%
|
5/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,295.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.175%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
895
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,745.00
|
$1,392.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.550%
|
No
|
No
|
Employed
|
US Citizen
|
$19,195.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.218%
|
23.218%
|
23.218%
|
5/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,745.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
896
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,896.00
|
$1,612.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.325%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,466.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.706%
|
34.706%
|
34.706%
|
4/XX/2025
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,896.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.325%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,533.75
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
897
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,820.00
|
$346.23
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,967.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.745%
|
39.745%
|
39.745%
|
5/XX/2025
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,820.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,499.99
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
898
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,074.00
|
$2,429.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,897.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.108%
|
43.108%
|
43.108%
|
5/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,074.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
899
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,795.00
|
$1,490.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.600%
|
No
|
No
|
Employed
|
US Citizen
|
$5,212.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.149%
|
44.149%
|
44.149%
|
5/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,795.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.600%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
1
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
900
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,695.00
|
$1,536.53
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$8,931.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.059%
|
32.059%
|
32.059%
|
5/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,695.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
901
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,615.00
|
$1,999.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.153%
|
No
|
No
|
Employed
|
US Citizen
|
$8,776.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.043%
|
44.043%
|
44.043%
|
5/XX/2025
|
678
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,615.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.153%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
902
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,199.00
|
$2,532.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.550%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,795.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.473%
|
42.473%
|
42.473%
|
4/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,199.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
10.550%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,291.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
903
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,770.00
|
$2,451.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.950%
|
No
|
No
|
Employed
|
US Citizen
|
$2,967.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.582%
|
36.582%
|
36.582%
|
5/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,770.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.950%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
25
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
6/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
904
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,360.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.050%
|
No
|
No
|
Employed
|
US Citizen
|
$3,062.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.140%
|
43.140%
|
43.140%
|
4/XX/2025
|
655
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
1/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
905
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,440.00
|
$1,879.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,029.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.676%
|
43.676%
|
43.676%
|
5/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,440.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.088%
|
5/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,193.39
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
906
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,035.98
|
$1,382.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.900%
|
No
|
No
|
Employed
|
US Citizen
|
$3,302.02
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.519%
|
43.519%
|
43.519%
|
4/XX/2025
|
652
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,035.98
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.900%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
907
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,770.00
|
$2,360.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.725%
|
No
|
No
|
Employed
|
US Citizen
|
$7,012.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.627%
|
34.627%
|
34.627%
|
5/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,770.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.725%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
908
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,595.00
|
$2,389.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.700%
|
No
|
No
|
Employed
|
US Citizen
|
$5,506.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.561%
|
49.561%
|
49.561%
|
5/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,595.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
10.700%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
909
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$2,952.84
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.775%
|
No
|
No
|
Employed
|
US Citizen
|
$7,407.48
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.442%
|
41.442%
|
41.442%
|
4/XX/2025
|
649
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; Account Transcripts - 2022
[Borrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
11.775%
|
2
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
910
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,201.50
|
$2,409.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.975%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,080.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.476%
|
41.476%
|
41.476%
|
4/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,201.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.975%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$1,380.43
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
911
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,977.00
|
$1,923.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
US Citizen
|
$10,056.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.000%
|
31.000%
|
31.000%
|
5/XX/2025
|
703
|
No
|
No
|
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,977.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.275%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
912
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,195.00
|
$1,964.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Employed
|
US Citizen
|
$5,713.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.870%
|
44.870%
|
44.870%
|
5/XX/2025
|
650
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
913
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,185.00
|
$1,521.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.250%
|
No
|
No
|
Employed
|
US Citizen
|
$10,133.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.659%
|
32.659%
|
32.659%
|
5/XX/2025
|
652
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,185.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
914
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,239.00
|
$2,981.74
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.650%
|
No
|
No
|
Employed
|
US Citizen
|
$5,221.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.780%
|
40.780%
|
40.780%
|
5/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,239.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.650%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.125%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
915
|
Non QM
|
Yes
|
No
|
$0.00
|
$86.34
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
13.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$3,738.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.238%
|
47.238%
|
47.238%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
13.500%
|
0
|
1
|
0
|
2
|
1
|
No
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
5/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
916
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,070.07
|
$2,402.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,501.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.266%
|
42.266%
|
42.266%
|
5/XX/2025
|
694
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,070.07
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
10.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
12/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
917
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,082.80
|
$1,450.43
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.575%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$1,845.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.302%
|
38.302%
|
38.302%
|
5/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,082.80
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.575%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.000%
|
11/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$1,127.45
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
918
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,341.70
|
$1,050.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,755.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.253%
|
34.253%
|
34.253%
|
5/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,341.70
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
919
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$400.00
|
$865.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.525%
|
No
|
No
|
Employed
|
US Citizen
|
$9,996.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.139%
|
23.139%
|
23.139%
|
5/XX/2025
|
825
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$400.00
|
6.090%
|
$0.00
|
None
|
N/A
|
No
|
8.525%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
921
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,740.00
|
$5,729.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,304.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.479%
|
35.479%
|
35.479%
|
3/XX/2025
|
655
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,740.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
2
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
25
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$14,618.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
922
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,751.19
|
$5,423.64
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,475.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.496%
|
37.496%
|
37.496%
|
4/XX/2025
|
657
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,751.19
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
15
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
923
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,597.60
|
$2,112.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$5,688.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.632%
|
28.632%
|
28.632%
|
3/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,597.60
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
924
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,822.50
|
$8,232.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
US Citizen
|
$10,372.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.724%
|
39.724%
|
39.724%
|
3/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,822.50
|
6.340%
|
$0.00
|
1.1
|
None
|
N/A
|
No
|
7.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$75,744.09
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
17.89
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
925
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,520.50
|
$3,375.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,972.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.628%
|
42.628%
|
42.628%
|
3/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,520.50
|
6.340%
|
$0.00
|
1.7
|
None
|
No
|
No
|
8.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
926
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,200.00
|
$1,491.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.000%
|
No
|
No
|
Employed
|
US Citizen
|
$8,684.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.526%
|
30.526%
|
30.526%
|
2/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,200.00
|
6.230%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
11.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
5
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
927
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,276.54
|
$1,547.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$2,804.15
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.867%
|
36.867%
|
36.867%
|
3/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,276.54
|
6.470%
|
$0.00
|
2.3
|
None
|
Yes
|
No
|
9.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
928
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,637.32
|
$4,658.47
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,229.97
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.402%
|
49.402%
|
49.402%
|
4/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,637.32
|
6.230%
|
$0.00
|
2.5
|
None
|
No
|
No
|
8.750%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$8,241.68
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
929
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,711.16
|
$7,058.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$27,972.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.770%
|
21.770%
|
21.770%
|
4/XX/2025
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,711.16
|
6.440%
|
$0.00
|
1.8
|
None
|
N/A
|
No
|
8.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
930
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,195.00
|
$6,083.35
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,552.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.098%
|
38.098%
|
38.098%
|
3/XX/2025
|
674
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,195.00
|
6.310%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
1
|
0
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
15
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$1,265.82
|
$9,320.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
931
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,820.00
|
$2,957.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,654.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.746%
|
45.746%
|
45.746%
|
3/XX/2025
|
737
|
No
|
No
|
[Borrower - | Primary Income - Annuity]; Account Statements - 2025
[Borrower - | Primary Income - Annuity]; 1099 - 2024
[Borrower - | Primary Income - Annuity]; 1099 - 2024
[Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2024
[Borrower - | Primary Income - Annuity]; Other - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,820.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$5,985.50
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
932
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$854.50
|
$1,844.16
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$3,067.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.417%
|
44.417%
|
44.417%
|
4/XX/2025
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$854.50
|
6.340%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
933
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,102.57
|
$6,294.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$39,742.69
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.432%
|
37.432%
|
37.432%
|
4/XX/2025
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,102.57
|
6.430%
|
$0.00
|
1.6
|
None
|
No
|
No
|
8.875%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2045
|
No
|
39
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.770%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$0.00
|
$7,162.68
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
934
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$696.00
|
$1,364.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
Non-Employment Income
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
$19,026.53
|
4
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.874%
|
43.874%
|
43.874%
|
4/XX/2025
|
770
|
782
|
790
|
775
|
Level 1-Not Stated/Not Verified
|
Level 5-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$696.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
$8,197.87
|
No
|
26
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.875%
|
3/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
0.59
|
Broker
|
No
|
No
|
$3,191.46
|
$15,160.92
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
935
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,089.87
|
$2,139.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,348.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.240%
|
41.240%
|
41.240%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,089.87
|
6.320%
|
$0.00
|
2.4
|
None
|
Yes
|
No
|
9.875%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,470.83
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
936
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,575.00
|
$5,113.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,552.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.692%
|
36.692%
|
36.692%
|
4/XX/2025
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,575.00
|
6.430%
|
$0.00
|
3.1
|
None
|
No
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
937
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,825.00
|
$3,187.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,305.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.142%
|
43.142%
|
43.142%
|
4/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,825.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
8.000%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2040
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$3,856.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
938
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,341.25
|
$2,803.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$7,884.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.135%
|
44.135%
|
44.135%
|
4/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Wages]; Other - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; Other - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; Other - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,341.25
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
27
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
939
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,929.50
|
$3,877.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,367.53
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.011%
|
40.011%
|
40.011%
|
4/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,929.50
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
4/XX/2006
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$1,086.70
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
940
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,321.56
|
$6,082.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.750%
|
No
|
No
|
Employed
|
US Citizen
|
$9,264.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.990%
|
47.990%
|
47.990%
|
4/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,321.56
|
6.430%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.750%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
941
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,825.00
|
$3,353.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,770.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.960%
|
44.960%
|
44.960%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,825.00
|
6.180%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
05/01/2040
|
No
|
27
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$1,923.53
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
942
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,718.50
|
$12,307.50
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$9,968.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.849%
|
49.849%
|
49.849%
|
3/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,718.50
|
6.230%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
12/XX/2004
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
943
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,133.00
|
$3,063.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,499.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.226%
|
37.226%
|
37.226%
|
4/XX/2025
|
691
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,133.00
|
5.930%
|
$0.00
|
1.0
|
None
|
No
|
No
|
10.625%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
27
|
14
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$3,033.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
944
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,490.00
|
$1,646.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$33,997.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.860%
|
22.860%
|
22.860%
|
4/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Paystubs - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; CPA Letter - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Paystubs - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,490.00
|
6.320%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
8.875%
|
0
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.874%
|
5/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$39,498.46
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
945
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,065.85
|
$2,822.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,006.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.630%
|
40.630%
|
40.630%
|
4/XX/2025
|
753
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,065.85
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.000%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,530.06
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
946
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,105.86
|
$5,194.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,848.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.223%
|
41.223%
|
41.223%
|
4/XX/2025
|
649
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,105.86
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
1
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
947
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,827.80
|
$3,648.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$10,217.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.981%
|
36.981%
|
36.981%
|
4/XX/2025
|
775
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,827.80
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$4,040.81
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
948
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,825.00
|
$3,788.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Employed
|
US Citizen
|
$6,496.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.296%
|
42.296%
|
42.296%
|
4/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,825.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
26
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
949
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,825.00
|
$3,865.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$7,619.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.821%
|
41.821%
|
41.821%
|
4/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,825.00
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
950
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,795.50
|
$3,174.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$6,909.29
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
45.259%
|
45.259%
|
45.259%
|
3/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,795.50
|
6.600%
|
$0.00
|
4.6
|
None
|
No
|
No
|
9.375%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
951
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$424.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$1,438.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.829%
|
42.829%
|
42.829%
|
4/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.250%
|
11/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
952
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,623.05
|
$3,196.25
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,048.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.348%
|
36.348%
|
36.348%
|
3/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,623.05
|
6.230%
|
$0.00
|
1.9
|
None
|
No
|
No
|
8.500%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
05/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,695.73
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
953
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,287.50
|
$5,535.08
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,595.59
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.513%
|
46.513%
|
46.513%
|
3/XX/2025
|
700
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Account Transcripts - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,287.50
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.625%
|
2
|
1
|
0
|
1
|
2
|
12
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.000%
|
6/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
954
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,075.00
|
$2,842.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$11,175.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.242%
|
35.242%
|
35.242%
|
4/XX/2025
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,075.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
955
|
Non QM
|
Yes
|
No
|
$3,956.07
|
$5,512.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$6,102.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.058%
|
43.058%
|
43.058%
|
4/XX/2025
|
684
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,956.07
|
6.430%
|
$0.00
|
None
|
No
|
No
|
9.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
956
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,268.28
|
$3,261.39
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,472.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.158%
|
48.158%
|
48.158%
|
4/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,268.28
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
26
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
957
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,763.00
|
$2,372.10
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,043.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.982%
|
44.982%
|
44.982%
|
4/XX/2025
|
656
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$1,763.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
0
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.875%
|
4/XX/2014
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$3,957.01
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
958
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,599.00
|
$2,350.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$4,879.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.649%
|
29.649%
|
29.649%
|
4/XX/2025
|
665
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,599.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
959
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,199.00
|
$3,023.94
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$9,845.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.304%
|
35.304%
|
35.304%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,199.00
|
6.440%
|
$0.00
|
3.8
|
None
|
No
|
No
|
8.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
960
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,511.00
|
$3,377.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,114.60
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.307%
|
41.307%
|
41.307%
|
4/XX/2025
|
731
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,511.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
961
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,650.00
|
$3,467.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,129.42
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.031%
|
46.031%
|
46.031%
|
3/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,650.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
962
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,711.50
|
$5,427.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$9,679.38
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.924%
|
41.924%
|
41.924%
|
4/XX/2025
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,711.50
|
6.430%
|
$0.00
|
4.3
|
None
|
No
|
No
|
8.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
963
|
N/A
|
No
|
No
|
$3,105.22
|
$4,569.98
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,241.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.561%
|
42.561%
|
42.561%
|
4/XX/2025
|
687
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,105.22
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.125%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
06/01/2045
|
No
|
29
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
964
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,512.50
|
$5,642.21
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Employed
|
US Citizen
|
$5,601.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.914%
|
44.914%
|
44.914%
|
4/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,512.50
|
6.340%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.125%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.200%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
965
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,213.00
|
$1,808.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.000%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,203.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.692%
|
42.692%
|
42.692%
|
4/XX/2025
|
741
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,213.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.490%
|
3/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$956.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
966
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,895.00
|
$7,193.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$10,334.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.976%
|
39.976%
|
39.976%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - VA Service Related Disability]; Other - 2025
|
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; Transcripts (1040) - No Results Returned - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,895.00
|
6.340%
|
$0.00
|
1.5
|
None
|
No
|
No
|
8.625%
|
0
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
Other
|
XXX
|
XXX
|
Other
|
XXX
|
No
|
Retail
|
No
|
$11,795.58
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
967
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,295.93
|
$3,071.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$8,469.50
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.608%
|
33.608%
|
33.608%
|
4/XX/2025
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,295.93
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
968
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,670.00
|
$3,312.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
US Citizen
|
$5,083.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.685%
|
34.685%
|
34.685%
|
4/XX/2025
|
656
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,670.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
969
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,701.00
|
$3,377.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,305.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.042%
|
31.042%
|
31.042%
|
4/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,701.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$5,546.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
970
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,390.00
|
$4,253.98
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,294.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.536%
|
43.536%
|
43.536%
|
4/XX/2025
|
764
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2011
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2015
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,390.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
971
|
Non QM
|
Yes
|
No
|
$4,627.50
|
$5,727.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$11,263.56
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.238%
|
42.238%
|
42.238%
|
5/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$4,627.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
1
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
972
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,365.10
|
$3,266.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,946.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.529%
|
47.529%
|
47.529%
|
4/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,365.10
|
6.010%
|
$0.00
|
2.5
|
None
|
No
|
No
|
8.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
973
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,049.00
|
$4,185.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,754.63
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.791%
|
42.791%
|
42.791%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,049.00
|
6.270%
|
$0.00
|
3.7
|
None
|
Yes
|
No
|
8.375%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$0.00
|
$10,542.92
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
974
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,910.75
|
$6,704.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.875%
|
No
|
No
|
Employed
|
US Citizen
|
$14,798.99
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.129%
|
32.129%
|
32.129%
|
4/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,910.75
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
1
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
6/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
975
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,178.96
|
$2,993.88
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.875%
|
No
|
No
|
Employed
|
US Citizen
|
$6,543.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.448%
|
37.448%
|
37.448%
|
4/XX/2025
|
668
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,178.96
|
6.090%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2040
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
976
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,200.00
|
$3,008.95
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$5,090.40
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.715%
|
27.715%
|
27.715%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,200.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
977
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,719.00
|
$2,237.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.450%
|
No
|
No
|
Employed
|
US Citizen
|
$4,064.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.104%
|
35.104%
|
35.104%
|
5/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,719.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.450%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
978
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,386.00
|
$1,535.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.475%
|
No
|
No
|
Employed
|
US Citizen
|
$4,277.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.584%
|
32.584%
|
32.584%
|
5/XX/2025
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,386.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.475%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
979
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,799.00
|
$2,008.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.425%
|
No
|
No
|
Employed
|
US Citizen
|
$12,476.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.897%
|
35.897%
|
35.897%
|
5/XX/2025
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,799.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
7.425%
|
2
|
0
|
0
|
0
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
980
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,799.00
|
$4,588.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,111.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.672%
|
35.672%
|
35.672%
|
5/XX/2025
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,799.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
1.875%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
981
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$3,205.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.125%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,782.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.872%
|
41.872%
|
41.872%
|
5/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$4,285.32
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
982
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,299.00
|
$2,845.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.700%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,511.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.477%
|
36.477%
|
36.477%
|
5/XX/2025
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,299.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
8.700%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.990%
|
3/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,687.47
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
983
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,084.71
|
$1,029.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.900%
|
No
|
No
|
Employed
|
US Citizen
|
$4,757.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.988%
|
34.988%
|
34.988%
|
5/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,084.71
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
9.900%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
984
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,492.28
|
$3,184.70
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.625%
|
No
|
No
|
Employed
|
US Citizen
|
$10,610.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
32.823%
|
32.823%
|
32.823%
|
5/XX/2025
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,492.28
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
7.625%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
985
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,420.00
|
$1,336.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
US Citizen
|
$5,112.30
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.933%
|
42.933%
|
42.933%
|
5/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,420.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
10.275%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.125%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
986
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,599.00
|
$3,371.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,912.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
15.469%
|
15.469%
|
15.469%
|
5/XX/2025
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2021
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,599.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
2
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
7/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$8,391.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
987
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,791.00
|
$3,228.46
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.675%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,750.52
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.816%
|
40.816%
|
40.816%
|
5/XX/2025
|
776
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; Account Transcripts - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,791.00
|
6.090%
|
$0.00
|
None
|
N/A
|
No
|
8.675%
|
0
|
1
|
0
|
2
|
2
|
No
|
Not Stated
|
07/01/2040
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
988
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,532.50
|
$1,700.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.025%
|
No
|
No
|
Employed
|
US Citizen
|
$6,433.74
|
2
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.419%
|
43.419%
|
43.419%
|
5/XX/2025
|
751
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,532.50
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.025%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
989
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,887.50
|
$5,923.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,984.36
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.919%
|
33.919%
|
33.919%
|
5/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,887.50
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,720.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
990
|
Non QM
|
Yes
|
No
|
$3,426.25
|
$2,596.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.225%
|
No
|
No
|
Employed
|
US Citizen
|
$9,167.65
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.579%
|
37.579%
|
37.579%
|
5/XX/2025
|
673
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,426.25
|
6.090%
|
$0.00
|
None
|
N/A
|
No
|
11.225%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
7/XX/2005
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
991
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,035.00
|
$1,828.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.725%
|
No
|
No
|
Employed
|
US Citizen
|
$7,403.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.831%
|
34.831%
|
34.831%
|
5/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,035.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
7.725%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
992
|
Non QM
|
Yes
|
No
|
$2,458.26
|
$3,485.55
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.375%
|
No
|
No
|
Employed
|
US Citizen
|
$6,632.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.602%
|
43.602%
|
43.602%
|
5/XX/2025
|
670
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,458.26
|
6.090%
|
$0.00
|
None
|
N/A
|
No
|
11.375%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.750%
|
6/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
993
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,295.39
|
$3,374.72
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.990%
|
No
|
No
|
Employed
|
US Citizen
|
$13,264.60
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.076%
|
39.076%
|
39.076%
|
5/XX/2025
|
725
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,295.39
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.990%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
994
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,800.00
|
$1,220.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.950%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,916.51
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.417%
|
47.417%
|
47.417%
|
5/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,800.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.950%
|
0
|
2
|
0
|
2
|
3
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
995
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,195.00
|
$3,861.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.575%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$24,525.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.954%
|
29.954%
|
29.954%
|
5/XX/2025
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,195.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.575%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$2,193.69
|
$6,337.68
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
996
|
Non QM
|
Yes
|
No
|
$4,717.50
|
$6,299.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
US Citizen
|
$6,313.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.273%
|
35.273%
|
35.273%
|
4/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,717.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.425%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
997
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,116.00
|
$2,627.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.950%
|
No
|
No
|
Employed
|
US Citizen
|
$3,116.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.945%
|
44.945%
|
44.945%
|
4/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,116.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
7.950%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
Yes
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
998
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$2,333.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.300%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,763.19
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.076%
|
43.076%
|
43.076%
|
5/XX/2025
|
736
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.300%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,383.87
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
999
|
Non QM
|
Yes
|
No
|
$7,201.28
|
$4,114.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.725%
|
No
|
No
|
Employed
|
US Citizen
|
$10,227.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.213%
|
44.213%
|
44.213%
|
5/XX/2025
|
667
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,201.28
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.725%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1000
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,099.00
|
$12,191.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.800%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$24,077.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.381%
|
23.381%
|
23.381%
|
5/XX/2025
|
810
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,099.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.800%
|
0
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
07/01/2045
|
$19,875.32
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
2.71
|
No
|
$15,712.42
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1001
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,497.80
|
$11,604.03
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.250%
|
No
|
No
|
Employed
|
US Citizen
|
$11,219.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.576%
|
40.576%
|
40.576%
|
5/XX/2025
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,497.80
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1002
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,083.74
|
$10,067.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,720.39
|
2
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.997%
|
44.997%
|
44.997%
|
5/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - | Primary Income - Sole Proprietor]; Other - 2022
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 1040 - 2022
[Borrower]; Account Transcripts - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; Account Transcripts - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,083.74
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
0
|
3
|
2
|
0
|
2
|
3
|
No
|
Not Stated
|
07/01/2045
|
No
|
33
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$10,386.69
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1003
|
Non QM
|
Yes
|
No
|
$5,902.50
|
$3,425.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
US Citizen
|
$15,439.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.990%
|
44.990%
|
44.990%
|
4/XX/2025
|
642
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,902.50
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1004
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$3,377.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.775%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$31,833.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
16.695%
|
16.695%
|
16.695%
|
5/XX/2025
|
820
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
7.775%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
5/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$4,866.23
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1005
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,799.00
|
$2,560.79
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.600%
|
No
|
No
|
Employed
|
US Citizen
|
$3,772.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.833%
|
42.833%
|
42.833%
|
5/XX/2025
|
657
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,799.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
11.600%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.607%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1006
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,070.00
|
$1,914.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Employed
|
US Citizen
|
$6,772.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.164%
|
34.164%
|
34.164%
|
5/XX/2025
|
654
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$2,070.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2012
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1007
|
Non QM
|
Yes
|
No
|
$1,896.33
|
$1,793.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.500%
|
No
|
No
|
Employed
|
US Citizen
|
$2,733.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.824%
|
43.824%
|
43.824%
|
5/XX/2025
|
653
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,896.33
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
12.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1008
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,486.00
|
$2,203.59
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.675%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$7,012.10
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.429%
|
39.429%
|
39.429%
|
5/XX/2025
|
653
|
No
|
No
|
[Borrower - | Primary Income - Disability]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Disability]; Deposit Receipt - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,486.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.675%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$8,930.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1009
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,821.72
|
$3,676.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.001%
|
No
|
No
|
Employed
|
US Citizen
|
$5,298.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.095%
|
39.095%
|
39.095%
|
5/XX/2025
|
655
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,821.72
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.001%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
7/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1010
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,150.00
|
$1,592.26
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.250%
|
No
|
No
|
Employed
|
US Citizen
|
$9,417.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.065%
|
22.065%
|
22.065%
|
5/XX/2025
|
649
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,150.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.250%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
7
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
6/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1011
|
Non QM
|
Yes
|
No
|
$4,852.50
|
$2,940.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.300%
|
No
|
No
|
Employed
|
US Citizen
|
$8,074.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.926%
|
44.926%
|
44.926%
|
5/XX/2025
|
654
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,852.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
12/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1012
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,827.75
|
$3,656.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.025%
|
No
|
No
|
Employed
|
US Citizen
|
$4,585.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.948%
|
44.948%
|
44.948%
|
5/XX/2025
|
647
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,827.75
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.025%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
6/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1013
|
Non QM
|
Yes
|
No
|
$1,799.00
|
$4,008.62
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.750%
|
No
|
No
|
Employed
|
US Citizen
|
$12,206.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.745%
|
41.745%
|
41.745%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,799.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.750%
|
2
|
0
|
0
|
2
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1014
|
Non QM
|
Yes
|
No
|
$5,994.98
|
$8,084.86
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
US Citizen
|
$8,820.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.943%
|
44.943%
|
44.943%
|
4/XX/2025
|
688
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,994.98
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
1/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1015
|
Non QM
|
Yes
|
No
|
$1,632.00
|
$3,799.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.850%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,992.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.497%
|
49.497%
|
49.497%
|
4/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,632.00
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.850%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.625%
|
10/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$14,583.34
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1016
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,055.47
|
$5,206.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$25,299.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.101%
|
24.101%
|
24.101%
|
4/XX/2025
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,055.47
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1017
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,705.88
|
$3,752.38
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,827.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.182%
|
44.182%
|
44.182%
|
3/XX/2025
|
669
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,705.88
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
2
|
3
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
36
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
No
|
$0.00
|
$6,750.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1018
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,325.00
|
$3,190.18
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,798.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.802%
|
44.802%
|
44.802%
|
4/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,325.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1019
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,017.75
|
$3,333.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,286.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.455%
|
44.455%
|
44.455%
|
4/XX/2025
|
671
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,017.75
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
1
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
12/XX/2007
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$3,549.86
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1020
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,400.00
|
$3,390.22
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,412.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.058%
|
40.058%
|
40.058%
|
5/XX/2025
|
683
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,400.00
|
6.020%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.250%
|
5/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$11,202.89
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1021
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,577.40
|
$3,354.24
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,666.08
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.745%
|
31.745%
|
31.745%
|
5/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,577.40
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$4,685.20
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1022
|
Non QM
|
Yes
|
No
|
$2,944.24
|
$4,070.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,026.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.270%
|
42.270%
|
42.270%
|
4/XX/2025
|
701
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,944.24
|
6.440%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
10.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$6,273.06
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1023
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,359.50
|
$2,842.16
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,034.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.816%
|
43.816%
|
43.816%
|
5/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,359.50
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1024
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,535.00
|
$3,032.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$4,602.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.692%
|
39.692%
|
39.692%
|
5/XX/2025
|
723
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,535.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
0
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1025
|
Non QM
|
Yes
|
No
|
$3,234.00
|
$4,938.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,811.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.490%
|
43.490%
|
43.490%
|
4/XX/2025
|
697
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,234.00
|
6.340%
|
$0.00
|
2.3
|
None
|
Yes
|
No
|
9.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1026
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,351.00
|
$3,822.76
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$11,266.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.834%
|
49.834%
|
49.834%
|
4/XX/2025
|
727
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,351.00
|
6.430%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.125%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
12/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1027
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,299.00
|
$6,197.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$37,397.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.549%
|
37.549%
|
37.549%
|
5/XX/2025
|
701
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,299.00
|
6.440%
|
$0.00
|
1.5
|
None
|
N/A
|
No
|
8.125%
|
0
|
0
|
2
|
0
|
3
|
3
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1028
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,883.25
|
$2,434.11
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$6,977.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.850%
|
41.850%
|
41.850%
|
5/XX/2025
|
686
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,883.25
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1029
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,732.50
|
$2,287.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$5,768.07
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.229%
|
38.229%
|
38.229%
|
5/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,732.50
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1030
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,947.50
|
$3,427.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$5,369.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
28.405%
|
28.405%
|
28.405%
|
5/XX/2025
|
663
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,947.50
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
0
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
6/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1031
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,827.50
|
$5,116.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,019.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.488%
|
38.488%
|
38.488%
|
2/XX/2025
|
644
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,827.50
|
6.620%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Broker
|
No
|
$0.00
|
$11,916.68
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1032
|
Non QM
|
Yes
|
No
|
$2,662.00
|
$4,446.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,176.72
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.609%
|
44.609%
|
44.609%
|
4/XX/2025
|
690
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,662.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.875%
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
06/01/2045
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1033
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,175.00
|
$6,835.51
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,059.39
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.379%
|
41.379%
|
41.379%
|
4/XX/2025
|
672
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,175.00
|
6.380%
|
$0.00
|
1.2
|
None
|
No
|
No
|
8.750%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
3/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$7,336.24
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1034
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,838.75
|
$3,232.28
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,201.55
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.160%
|
38.160%
|
38.160%
|
5/XX/2025
|
689
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,838.75
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
12
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$3,856.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1035
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,941.50
|
$3,407.75
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,182.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.129%
|
31.129%
|
31.129%
|
5/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,941.50
|
6.150%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
06/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1036
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,525.00
|
$3,857.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,984.27
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.297%
|
47.297%
|
47.297%
|
5/XX/2025
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,525.00
|
6.440%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
0
|
0
|
4
|
0
|
0
|
No
|
Not Stated
|
06/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
Retail
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1037
|
N/A
|
No
|
No
|
$4,795.00
|
$7,310.98
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,523.78
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.079%
|
36.079%
|
36.079%
|
5/XX/2025
|
709
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,795.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.125%
|
2
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$14,534.13
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1038
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,226.20
|
$7,272.78
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.625%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$4,907.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.251%
|
44.251%
|
44.251%
|
5/XX/2025
|
811
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$6,226.20
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
6.625%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
2/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,465.20
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1039
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,589.35
|
$8,798.67
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$7,326.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.151%
|
44.151%
|
44.151%
|
5/XX/2025
|
803
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,589.35
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1040
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,799.00
|
$1,957.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.800%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,436.75
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.372%
|
42.372%
|
42.372%
|
5/XX/2025
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,799.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
7.800%
|
0
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,012.49
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1041
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,899.00
|
$1,810.17
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.175%
|
No
|
No
|
Employed
|
US Citizen
|
$13,068.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.499%
|
38.499%
|
38.499%
|
5/XX/2025
|
748
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,899.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
8.175%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
6/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1042
|
Non QM
|
Yes
|
No
|
$3,000.00
|
$980.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.975%
|
No
|
No
|
Employed
|
US Citizen
|
$11,246.85
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.203%
|
40.203%
|
40.203%
|
5/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,000.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.975%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.749%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1043
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,799.00
|
$4,695.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,908.91
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
31.570%
|
31.570%
|
31.570%
|
5/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,799.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1044
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$799.00
|
$1,584.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,924.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.067%
|
33.067%
|
33.067%
|
5/XX/2025
|
752
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$799.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
8.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
0
|
No
|
$0.00
|
$9,970.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1045
|
Non QM
|
Yes
|
No
|
$3,757.75
|
$4,643.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.600%
|
No
|
No
|
Employed
|
US Citizen
|
$3,646.79
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.606%
|
44.606%
|
44.606%
|
5/XX/2025
|
674
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,757.75
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
11.600%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
3/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1046
|
Non QM
|
Yes
|
No
|
$3,384.00
|
$1,934.30
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.425%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,057.49
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.528%
|
38.528%
|
38.528%
|
5/XX/2025
|
676
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,384.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
12.425%
|
1
|
1
|
0
|
2
|
1
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1047
|
Non QM
|
Yes
|
No
|
$3,131.00
|
$3,693.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.750%
|
No
|
No
|
Employed
|
US Citizen
|
$8,306.70
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.239%
|
35.239%
|
35.239%
|
6/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,131.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
9.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
4/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1048
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,068.52
|
$3,896.49
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,128.54
|
3
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.250%
|
47.250%
|
47.250%
|
5/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,068.52
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1049
|
Non QM
|
Yes
|
No
|
$2,799.00
|
$1,687.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$9,669.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.234%
|
40.234%
|
40.234%
|
5/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Rations]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,799.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.425%
|
1
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$9,915.56
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1050
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,049.00
|
$3,633.33
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Employed
|
US Citizen
|
$7,980.88
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.551%
|
35.551%
|
35.551%
|
6/XX/2025
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,049.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1051
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,600.00
|
$589.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,767.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.594%
|
23.594%
|
23.594%
|
5/XX/2025
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,600.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
1
|
1
|
2
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$8,383.44
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1052
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,500.00
|
$557.00
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.925%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,226.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
13.867%
|
13.867%
|
13.867%
|
5/XX/2025
|
807
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,500.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
7.925%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,419.45
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1053
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,999.00
|
$1,488.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.300%
|
No
|
No
|
Employed
|
US Citizen
|
$3,436.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.726%
|
39.726%
|
39.726%
|
5/XX/2025
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,999.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
9.300%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1054
|
N/A
|
No
|
No
|
$2,419.88
|
$1,928.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.750%
|
No
|
No
|
Employed
|
US Citizen
|
$17,794.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.630%
|
44.630%
|
44.630%
|
5/XX/2025
|
708
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,419.88
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
10.750%
|
2
|
2
|
0
|
2
|
1
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1055
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,195.00
|
$1,743.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.000%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,595.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.161%
|
44.161%
|
44.161%
|
5/XX/2025
|
649
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Disability]; Other - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
12.000%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.250%
|
9/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1056
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,382.50
|
$1,924.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.650%
|
No
|
No
|
Employed
|
US Citizen
|
$4,696.94
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.894%
|
41.894%
|
41.894%
|
5/XX/2025
|
664
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,382.50
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
11.650%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1057
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,195.00
|
$1,728.66
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.650%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,651.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.871%
|
36.871%
|
36.871%
|
5/XX/2025
|
692
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.270%
|
$0.00
|
None
|
No
|
No
|
11.650%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$10,416.66
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1058
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,133.00
|
$2,677.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.950%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$9,272.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.165%
|
34.165%
|
34.165%
|
5/XX/2025
|
716
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,133.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.950%
|
1
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$849.28
|
$6,985.33
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1059
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,704.78
|
$1,598.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.025%
|
No
|
No
|
Employed
|
US Citizen
|
$6,757.35
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
27.080%
|
27.080%
|
27.080%
|
4/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,704.78
|
6.230%
|
$0.00
|
None
|
N/A
|
No
|
11.025%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
28
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.490%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1060
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$700.00
|
$461.57
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.600%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,689.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
29.238%
|
29.238%
|
29.238%
|
5/XX/2025
|
661
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Account Transcripts - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$700.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
11.600%
|
0
|
2
|
0
|
2
|
2
|
No
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.500%
|
2/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1061
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,670.00
|
$1,433.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.800%
|
No
|
No
|
Employed
|
US Citizen
|
$2,878.98
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.807%
|
40.807%
|
40.807%
|
5/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2021
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,670.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
9.800%
|
3
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1062
|
N/A
|
No
|
No
|
$9,299.00
|
$10,857.45
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.500%
|
No
|
No
|
Employed
|
US Citizen
|
$27,469.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.675%
|
44.675%
|
44.675%
|
5/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,299.00
|
6.400%
|
$0.00
|
None
|
N/A
|
No
|
9.500%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1063
|
N/A
|
No
|
No
|
$5,500.00
|
$2,038.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
$18,506.14
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.988%
|
49.988%
|
49.988%
|
5/XX/2025
|
729
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,500.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
10.675%
|
0
|
0
|
1
|
0
|
2
|
2
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Trustee
|
1
|
$XXXXXX.XX
|
4.150%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1064
|
Non QM
|
Yes
|
No
|
$7,273.80
|
$3,363.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.825%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$16,669.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
39.079%
|
39.079%
|
39.079%
|
5/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,273.80
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.825%
|
0
|
1
|
0
|
2
|
1
|
No
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1065
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,799.00
|
$3,467.65
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.925%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$23,724.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.317%
|
24.317%
|
24.317%
|
4/XX/2025
|
805
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,799.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.925%
|
0
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
3/XX/2013
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1066
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,174.00
|
$13,099.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.250%
|
No
|
No
|
Employed
|
US Citizen
|
$13,238.32
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.163%
|
43.163%
|
43.163%
|
5/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,174.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
9.250%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1067
|
N/A
|
No
|
No
|
$2,945.00
|
$2,037.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
US Citizen
|
$9,147.28
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.292%
|
36.292%
|
36.292%
|
5/XX/2025
|
735
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,945.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
10.425%
|
2
|
2
|
0
|
2
|
1
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
6/XX/2004
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1068
|
N/A
|
No
|
No
|
$2,799.00
|
$3,431.71
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.750%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$18,336.83
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.697%
|
41.697%
|
41.697%
|
5/XX/2025
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,799.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.750%
|
2
|
2
|
2
|
0
|
2
|
2
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$4,369.06
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1069
|
Non QM
|
Yes
|
No
|
$2,140.00
|
$2,967.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.150%
|
No
|
No
|
Employed
|
US Citizen
|
$5,026.31
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.795%
|
44.795%
|
44.795%
|
5/XX/2025
|
655
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2021
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$2,140.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
11.150%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
10/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1070
|
Non QM
|
Yes
|
No
|
$3,000.00
|
$3,967.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.150%
|
No
|
No
|
Employed
|
US Citizen
|
$7,061.58
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.430%
|
42.430%
|
42.430%
|
5/XX/2025
|
645
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,000.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.150%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
27
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1071
|
Non QM
|
Yes
|
No
|
$4,001.25
|
$2,318.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
US Citizen
|
$6,924.44
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.109%
|
42.109%
|
42.109%
|
5/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,001.25
|
6.140%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
07/01/2035
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.500%
|
10/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1072
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,795.00
|
$1,889.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.050%
|
No
|
No
|
Employed
|
US Citizen
|
$6,760.06
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.319%
|
38.319%
|
38.319%
|
5/XX/2025
|
651
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,795.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
12.050%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1073
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,400.00
|
$776.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.200%
|
No
|
No
|
Employed
|
US Citizen
|
$4,104.13
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.936%
|
44.936%
|
44.936%
|
5/XX/2025
|
653
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$1,400.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.200%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.450%
|
8/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1074
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,374.00
|
$3,030.14
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.025%
|
No
|
No
|
Employed
|
US Citizen
|
$4,733.67
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.926%
|
44.926%
|
44.926%
|
5/XX/2025
|
641
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$2,374.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
12.025%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
9/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1075
|
Non QM
|
Yes
|
No
|
$5,360.40
|
$6,917.72
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.425%
|
No
|
No
|
Employed
|
Not Employed
|
Permanent Resident Alien
|
US Citizen
|
$7,916.73
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.320%
|
42.320%
|
42.320%
|
5/XX/2025
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,360.40
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.425%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1076
|
Non QM
|
Yes
|
No
|
$995.00
|
$2,096.21
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.275%
|
No
|
No
|
Employed
|
US Citizen
|
$5,344.77
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
47.993%
|
47.993%
|
47.993%
|
5/XX/2025
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
10.275%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.750%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1077
|
Non QM
|
Yes
|
No
|
$5,755.00
|
$7,480.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.900%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$5,859.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.156%
|
44.156%
|
44.156%
|
4/XX/2025
|
695
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,755.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.900%
|
2
|
2
|
2
|
0
|
2
|
2
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.500%
|
7/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$4,159.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1078
|
Non QM
|
Yes
|
No
|
$2,926.00
|
$933.91
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.100%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$8,276.71
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.756%
|
40.756%
|
40.756%
|
5/XX/2025
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,926.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.100%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.625%
|
10/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$3,288.82
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1079
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,799.00
|
$12,233.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.250%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$22,443.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.619%
|
41.619%
|
41.619%
|
6/XX/2025
|
803
|
No
|
No
|
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; 1099-R - 2023
[Borrower - | Primary Income - Pension]; 1099-R - 2023
[Borrower - | Primary Income - Pension]; 1099-R - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$10,799.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
0
|
1
|
0
|
2
|
1
|
0
|
No
|
Not Stated
|
07/01/2045
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1080
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,349.00
|
$6,312.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.000%
|
No
|
No
|
Employed
|
US Citizen
|
$19,866.76
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.906%
|
43.906%
|
43.906%
|
5/XX/2025
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,349.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
7.000%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.110%
|
12/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1081
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,785.05
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.900%
|
No
|
No
|
Employed
|
US Citizen
|
$14,017.25
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.184%
|
42.184%
|
42.184%
|
5/XX/2025
|
705
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
8.900%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
8/XX/2015
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1082
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,194.98
|
$1,795.48
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.990%
|
No
|
No
|
Employed
|
US Citizen
|
$6,723.16
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.857%
|
49.857%
|
49.857%
|
5/XX/2025
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,194.98
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
7.990%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.490%
|
3/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1083
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,642.00
|
$6,412.90
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.625%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$11,024.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.048%
|
22.048%
|
22.048%
|
6/XX/2025
|
802
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,642.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
6.625%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$6,333.60
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1084
|
Non QM
|
Yes
|
No
|
$3,699.00
|
$4,287.40
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.500%
|
No
|
No
|
Employed
|
US Citizen
|
$3,810.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.749%
|
49.749%
|
49.749%
|
5/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,699.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
10.500%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1085
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,147.00
|
$4,748.87
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$6,297.20
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.635%
|
40.635%
|
40.635%
|
5/XX/2025
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,147.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$5,129.17
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1086
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,562.50
|
$3,836.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,175.60
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
21.231%
|
21.231%
|
21.231%
|
6/XX/2025
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,562.50
|
6.140%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
2
|
2
|
0
|
0
|
3
|
0
|
0
|
No
|
Not Stated
|
07/01/2040
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$4,944.84
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1087
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,575.25
|
$4,131.09
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,188.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
22.933%
|
22.933%
|
22.933%
|
5/XX/2025
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,575.25
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
2
|
0
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$9,801.40
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1088
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,299.00
|
$3,869.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.375%
|
No
|
No
|
Employed
|
US Citizen
|
$5,055.66
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.683%
|
40.683%
|
40.683%
|
5/XX/2025
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,299.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
8.375%
|
2
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1089
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,813.00
|
$1,670.42
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.800%
|
No
|
No
|
Employed
|
US Citizen
|
$5,063.45
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.132%
|
42.132%
|
42.132%
|
6/XX/2025
|
696
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,813.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
11.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.625%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1090
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,596.77
|
$1,671.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.825%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$4,304.68
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.287%
|
49.287%
|
49.287%
|
6/XX/2025
|
732
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,596.77
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
11.825%
|
2
|
0
|
2
|
0
|
2
|
2
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.750%
|
7/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
0
|
No
|
$2,654.97
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1091
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$780.58
|
$1,205.84
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.425%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$17,181.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.329%
|
30.329%
|
30.329%
|
6/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$780.58
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
12.425%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$5,627.58
|
$7,368.40
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1092
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,399.00
|
$4,402.41
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
US Citizen
|
$8,686.81
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.315%
|
44.315%
|
44.315%
|
5/XX/2025
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,399.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.675%
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
13
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.000%
|
8/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
0
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1093
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,199.00
|
$3,556.15
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,441.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.771%
|
30.771%
|
30.771%
|
6/XX/2025
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,199.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
7.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$7,222.34
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1094
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,600.00
|
$2,024.61
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$21,965.04
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
25.788%
|
25.788%
|
25.788%
|
5/XX/2025
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,600.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
3
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.500%
|
11/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1095
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,049.00
|
$3,470.80
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.875%
|
No
|
No
|
Employed
|
US Citizen
|
$4,343.05
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.561%
|
33.561%
|
33.561%
|
5/XX/2025
|
703
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,049.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.990%
|
2/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1096
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,486.50
|
$3,048.96
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,455.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
40.780%
|
40.780%
|
40.780%
|
6/XX/2025
|
707
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$2,486.50
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1097
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,019.00
|
$3,454.97
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$2,757.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.898%
|
38.898%
|
38.898%
|
6/XX/2025
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,019.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.625%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1098
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$3,472.73
|
$2,456.82
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,056.41
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.693%
|
35.693%
|
35.693%
|
5/XX/2025
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,472.73
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
10.125%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$2,938.17
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1099
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,350.60
|
$2,888.19
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$4,929.84
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
23.811%
|
23.811%
|
23.811%
|
5/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,350.60
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.990%
|
6/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1100
|
Non QM
|
Yes
|
No
|
$995.00
|
$1,555.56
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.985%
|
No
|
No
|
Employed
|
US Citizen
|
$10,241.96
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
43.636%
|
43.636%
|
43.636%
|
5/XX/2025
|
698
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.985%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.990%
|
4/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1101
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,325.00
|
$1,597.54
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.325%
|
No
|
No
|
Employed
|
US Citizen
|
$4,367.90
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
48.899%
|
48.899%
|
48.899%
|
6/XX/2025
|
702
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,325.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
9.325%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
11/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1102
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,530.00
|
$1,967.68
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.325%
|
No
|
No
|
Employed
|
US Citizen
|
$4,036.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
49.222%
|
49.222%
|
49.222%
|
5/XX/2025
|
720
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - | Non-Primary Income - Wages]; VVOE - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,530.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
9.325%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
6.375%
|
5/XX/2024
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1103
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,470.00
|
$1,982.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.700%
|
No
|
No
|
Employed
|
US Citizen
|
$8,940.92
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.978%
|
34.978%
|
34.978%
|
5/XX/2025
|
660
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,470.00
|
6.340%
|
$0.00
|
None
|
N/A
|
No
|
10.700%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
9/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1104
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,095.00
|
$1,961.14
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.350%
|
No
|
No
|
Employed
|
US Citizen
|
$5,986.57
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.283%
|
38.283%
|
38.283%
|
5/XX/2025
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,095.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
8.350%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.125%
|
2/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1105
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,919.00
|
$1,493.27
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.675%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,533.61
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
46.964%
|
46.964%
|
46.964%
|
5/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,919.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
10.675%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
29
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.625%
|
2/XX/2022
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$7,188.13
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1106
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,375.00
|
$1,763.89
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$3,522.64
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
35.621%
|
35.621%
|
35.621%
|
5/XX/2025
|
704
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,375.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
11.875%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.950%
|
11/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$2,398.67
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1107
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$1,400.00
|
$1,066.37
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.650%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,304.12
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
36.773%
|
36.773%
|
36.773%
|
5/XX/2025
|
712
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2023
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,400.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
9.650%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.125%
|
12/XX/2016
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$976.72
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1108
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,402.90
|
$1,744.07
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.325%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$4,118.11
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
30.534%
|
30.534%
|
30.534%
|
5/XX/2025
|
769
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Account Statements - 2025
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,402.90
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
7.325%
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.990%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$2,659.84
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1109
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$760.00
|
$758.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.575%
|
No
|
No
|
Employed
|
US Citizen
|
$5,295.46
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.639%
|
42.639%
|
42.639%
|
6/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$760.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
11.575%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.624%
|
6/XX/2023
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1110
|
N/A
|
No
|
No
|
$9,299.00
|
$10,948.85
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.375%
|
No
|
No
|
Employed
|
US Citizen
|
$11,384.47
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.172%
|
44.172%
|
44.172%
|
5/XX/2025
|
749
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,299.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.375%
|
2
|
1
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
9/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1111
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,242.75
|
$10,108.04
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
7.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$27,031.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
33.734%
|
33.734%
|
33.734%
|
5/XX/2025
|
780
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,242.75
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
7.000%
|
2
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
5.875%
|
4/XX/2025
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
No
|
$0.00
|
$17,166.67
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1112
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,723.28
|
$8,931.36
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
8.125%
|
No
|
No
|
Employed
|
US Citizen
|
$50,835.87
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
24.127%
|
24.127%
|
24.127%
|
5/XX/2025
|
779
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; VVOE - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,723.28
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
0
|
0
|
0
|
2
|
2
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.950%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1113
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,399.00
|
$8,505.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$11,845.95
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.012%
|
38.012%
|
38.012%
|
5/XX/2025
|
813
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$7,399.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
$1,510,695.48
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.250%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
231.62
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1114
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,973.70
|
$9,590.52
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$14,425.26
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.892%
|
34.892%
|
34.892%
|
5/XX/2025
|
819
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,973.70
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
7.990%
|
3/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1115
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,195.00
|
$2,576.81
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.225%
|
No
|
No
|
Employed
|
US Citizen
|
$16,213.54
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
37.640%
|
37.640%
|
37.640%
|
5/XX/2025
|
694
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,195.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
9.225%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1116
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,445.00
|
$2,056.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
9.150%
|
No
|
No
|
Self-Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$17,636.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
34.743%
|
34.743%
|
34.743%
|
5/XX/2025
|
711
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Foster Care]; Deposit Receipt - 2025
[Borrower - | Non-Primary Income - Foster Care]; Other - 2019
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Employer Letter - 2025
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Paystubs - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,445.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
9.150%
|
0
|
2
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
4/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
No
|
No
|
$3,450.46
|
$3,861.52
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1117
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,625.00
|
$6,321.12
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$24,124.82
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
19.584%
|
19.584%
|
19.584%
|
5/XX/2025
|
821
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,625.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
6.750%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.000%
|
11/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1118
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,555.00
|
$1,777.13
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.550%
|
No
|
No
|
Employed
|
US Citizen
|
$2,852.37
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.704%
|
44.704%
|
44.704%
|
5/XX/2025
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,555.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.550%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.000%
|
8/XX/2019
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1119
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,457.97
|
$3,037.77
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.025%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$2,730.03
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.782%
|
44.782%
|
44.782%
|
5/XX/2025
|
659
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,457.97
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
12.025%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
$0.00
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.375%
|
2/XX/2018
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
Resident Alien Card
|
0
|
No
|
$0.00
|
$1,987.03
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1120
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,886.00
|
$2,221.99
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.400%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$3,632.24
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
44.297%
|
44.297%
|
44.297%
|
5/XX/2025
|
645
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$2,886.00
|
6.270%
|
$0.00
|
None
|
N/A
|
No
|
11.400%
|
2
|
1
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
4.500%
|
12/XX/2011
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$2,308.76
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1121
|
Higher Priced QM (APOR)
|
Yes
|
No
|
$2,449.00
|
$2,866.63
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
11.525%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,861.80
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.976%
|
41.976%
|
41.976%
|
5/XX/2025
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - | Non-Primary Income - Disability]; Deposit Receipt - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,449.00
|
6.480%
|
$0.00
|
None
|
N/A
|
No
|
11.525%
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
No
|
Not Stated
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.875%
|
8/XX/2017
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$1,511.75
|
$0.00
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1122
|
Non QM
|
Yes
|
No
|
$1,348.00
|
$1,160.58
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.800%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$2,780.33
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
38.306%
|
38.306%
|
38.306%
|
5/XX/2025
|
643
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,348.00
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
12.800%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.875%
|
8/XX/2020
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1123
|
Non QM
|
Yes
|
No
|
$995.00
|
$1,358.20
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
12.275%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,751.21
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
42.677%
|
42.677%
|
42.677%
|
5/XX/2025
|
715
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.510%
|
$0.00
|
None
|
N/A
|
No
|
12.275%
|
0
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
3
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
3.250%
|
1/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
XXX
|
No
|
$0.00
|
$7,166.66
|
No
|
No
|
No
|
No
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[Redacted]
|
[Redacted]
|
[Redacted]
|
1124
|
Non QM
|
Yes
|
No
|
$3,394.52
|
$1,789.69
|
XX.XXXXX%
|
$XXXX.XX
|
$XXXX.XX
|
10.825%
|
No
|
No
|
Employed
|
US Citizen
|
$3,943.43
|
1
|
$XXXXX.XX
|
$XXXX.XX
|
$XXX.XX
|
$XXX.XX
|
41.755%
|
41.755%
|
41.755%
|
5/XX/2025
|
786
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,394.52
|
6.380%
|
$0.00
|
None
|
N/A
|
No
|
10.825%
|
2
|
0
|
0
|
2
|
0
|
0
|
No
|
07/01/2045
|
No
|
Yes
|
Title Search
|
Fee Simple
|
Individual
|
Individual
|
1
|
$XXXXXX.XX
|
2.375%
|
8/XX/2021
|
$XXXXXX.XX
|
$XXXX.XX
|
No
|
Individual
|
No
|
No
|
XXX
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||