The table below presents our capital metrics under the ERCF. Table 15.1 - ERCF Available Capital and Capital Requirements | | | | | | | | | | | | | | | | | | | | | | | | (In billions) | June 30, 2025 | December 31, 2024 | Adjusted total assets | $3,864 | | $3,817 | | Risk-weighted assets (standardized approach) | 1,114 | | 1,118 | | | | | | | | | | | June 30, 2025 | | | Amounts | Ratios | (Dollars in billions) | | Available Capital (Deficit) | Minimum Capital Requirement | Capital Requirement (Including Buffer(1)) | Available Capital (Deficit) Ratio(2) | Minimum Capital Requirement Ratio(2) | Capital Requirement Ratio(2) (Including Buffer(1)) | Risk-based capital: | | | | | | | | Total capital | | $— | | $89 | | $89 | | — | % | 8.0 | % | 8.0 | % | CET1 capital | | (27) | | 50 | | 109 | | (2.4) | | 4.5 | | 9.8 | | Tier 1 capital | | (13) | | 67 | | 126 | | (1.2) | | 6.0 | | 11.3 | | Adjusted total capital | | (13) | | 89 | | 148 | | (1.2) | | 8.0 | | 13.3 | | Leverage capital: | | | | | | | | Core capital | | (8) | | 97 | | 97 | | (0.2) | | 2.5 | | 2.5 | | Tier 1 capital | | (13) | | 97 | | 112 | | (0.3) | | 2.5 | | 2.9 | | | | | | | | | | | | December 31, 2024 | | | Amounts | Ratios | (Dollars in billions) | | Available Capital (Deficit) | Minimum Capital Requirement | Capital Requirement (Including Buffer(1)) | Available Capital (Deficit) Ratio(2) | Minimum Capital Requirement Ratio(2) | Capital Requirement Ratio(2) (Including Buffer(1)) | Risk-based capital: | | | | | | | | Total capital | | ($6) | | $89 | | $89 | | (0.5) | % | 8.0 | % | 8.0 | % | CET1 capital | | (32) | | 50 | | 107 | | (2.9) | | 4.5 | | 9.6 | | Tier 1 capital | | (18) | | 67 | | 124 | | (1.6) | | 6.0 | | 11.1 | | Adjusted total capital | | (18) | | 89 | | 146 | | (1.6) | | 8.0 | | 13.1 | | Leverage capital: | | | | | | | | Core capital | | (13) | | 95 | | 95 | | (0.3) | | 2.5 | | 2.5 | | Tier 1 capital | | (18) | | 95 | | 109 | | (0.5) | | 2.5 | | 2.9 | |
(1)PCCBA for risk-based capital and PLBA for leverage capital. (2)As a percentage of RWA for risk-based capital and ATA for leverage capital.
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