v3.25.2
Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2025
Compliance with Regulatory Capital Requirements - ERCF [Abstract]  
Table - ERCF Capital Requirements
The table below presents our capital metrics under the ERCF.
Table 15.1 - ERCF Available Capital and Capital Requirements
(In billions)June 30, 2025December 31, 2024
Adjusted total assets$3,864 $3,817 
Risk-weighted assets (standardized approach)1,114 1,118 
June 30, 2025
AmountsRatios
(Dollars in billions)Available Capital (Deficit)Minimum
Capital
Requirement
Capital
Requirement
(Including Buffer(1))
Available Capital (Deficit) Ratio(2)
Minimum Capital Requirement Ratio(2)
Capital
Requirement Ratio(2)
(Including Buffer(1))
Risk-based capital:
Total capital$— $89 $89 — %8.0 %8.0 %
CET1 capital(27)50 109 (2.4)4.5 9.8 
Tier 1 capital(13)67 126 (1.2)6.0 11.3 
Adjusted total capital(13)89 148 (1.2)8.0 13.3 
Leverage capital:
Core capital(8)97 97 (0.2)2.5 2.5 
Tier 1 capital(13)97 112 (0.3)2.5 2.9 
December 31, 2024
AmountsRatios
(Dollars in billions)Available Capital (Deficit)Minimum
Capital
Requirement
Capital
Requirement
(Including Buffer(1))
Available Capital (Deficit) Ratio(2)
Minimum Capital Requirement Ratio(2)
Capital
Requirement Ratio(2)
(Including Buffer(1))
Risk-based capital:
Total capital ($6)$89 $89 (0.5)%8.0 %8.0 %
CET1 capital(32)50 107 (2.9)4.5 9.6 
Tier 1 capital(18)67 124 (1.6)6.0 11.1 
Adjusted total capital(18)89 146 (1.6)8.0 13.1 
Leverage capital:
Core capital (13)95 95 (0.3)2.5 2.5 
Tier 1 capital(18)95 109 (0.5)2.5 2.9 
(1)PCCBA for risk-based capital and PLBA for leverage capital.
(2)As a percentage of RWA for risk-based capital and ATA for leverage capital.