IT related expenses (excluding outsourcing and subcontracting)
382
353
Outsourcing and subcontracting
327
296
Facilities
137
143
Market data services
73
69
Advisory fees
135
135
Audit and supervisory fees
74
72
Indirect taxes
167
91
Regulatory costs
439
446
Depreciation and impairment of property and equipment
218
231
Amortisation and impairment of intangible assets
111
109
Additions and releases of provisions
150
91
Other
67
160
2,485
2,393
1 ING changed the presentation of Other operating expenses as of 2025. The comparative figures for 30 June 2024 have been updated accordingly. The reclassifications do not affect the total amount of Other operating expenses.