v3.25.2
Condensed consolidated statement of profit or loss - EUR (€)
€ in Millions
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Continuing Operations [abstract]    
Interest income using effective interest rate method € 22,079 € 25,066
Other interest income 3,763 4,863
Total interest income 25,842 29,929
Interest expense using effective interest rate method (15,291) (17,515)
Other interest expense (3,261) (4,651)
Total interest expense (18,552) (22,166)
Net interest income 7,290 7,762
Fee and commission income 3,090 2,757
Fee and commission expense (874) (760)
Net fee and commission income 2,216 1,998
Valuation results and net trading income 2,773 3,016
Investment income 48 24
Other net income 77 12
Total income 12,404 12,812
Addition to loan loss provisions 612 559
Staff expenses 3,749 3,487
Other operating expenses 2,485 2,393
Total expenses 6,846 6,439
Result before tax 5,558 6,373
Taxation 1,516 1,798
Net result 4,042 4,575
Net result attributable to:    
Non-controlling interests 127 118
Shareholders of the parent € 3,915 € 4,456
Earnings per ordinary share    
Basic earnings per ordinary share (in EUR per share) € 1.29 € 1.35
Diluted earnings per ordinary share (in EUR per share) € 1.29 € 1.35