The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 694,753 3,386 SH SOLE 3,386 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,474,227 7,152 SH SOLE 7,152 0 0
BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 1,875,152 37,169 SH SOLE 37,169 0 0
BOEING CO COM 097023105 257,093 1,227 SH SOLE 1,227 0 0
DOMINION ENERGY INC COM 25746U109 310,860 5,500 SH SOLE 5,500 0 0
ELI LILLY & CO COM 532457108 210,473 270 SH SOLE 270 0 0
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529 436,284 20,161 SH SOLE 20,161 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,691,616 36,820 SH SOLE 36,820 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,186,692 2,151 SH SOLE 2,151 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 848,674 19,673 SH SOLE 19,673 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,469,043 29,038 SH SOLE 29,038 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,616,215 19,505 SH SOLE 19,505 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 416,987 3,501 SH SOLE 3,501 0 0
ISHARES TR CALIF MUN BD ETF 464288356 5,376,882 96,464 SH SOLE 96,464 0 0
ISHARES TR CORE S&P500 ETF 464287200 41,491,164 66,824 SH SOLE 66,824 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,826,593 28,494 SH SOLE 28,494 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,651,663 15,808 SH SOLE 15,808 0 0
ISHARES TR NEW YORK MUN ETF 464288323 656,078 12,583 SH SOLE 12,583 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,797,865 16,907 SH SOLE 16,907 0 0
META PLATFORMS INC CL A 30303M102 279,388 379 SH SOLE 379 0 0
MICROSOFT CORP COM 594918104 416,332 837 SH SOLE 837 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,962,596 7,750 SH SOLE 7,750 0 0
SERVICENOW INC COM 81762P102 2,414,749 2,349 SH SOLE 2,349 0 0
SPDR GOLD TR GOLD SHS 78463V107 5,851,212 19,195 SH SOLE 19,195 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 26,257,211 42,498 SH SOLE 42,498 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 7,490,660 81,660 SH SOLE 81,660 0 0
SPDR SERIES TRUST BLOOMBERG 3-12 M 78468R523 13,928,080 140,079 SH SOLE 140,079 0 0
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 509,900 12,015 SH SOLE 12,015 0 0
TESLA INC COM 88160R101 1,112,763 3,503 SH SOLE 3,503 0 0
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 2,435,871 24,955 SH SOLE 24,955 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 618,101 12,347 SH SOLE 12,347 0 0