v3.25.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Loans Held for Investment by Years of Origination) (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Recorded Investment [Line Items]          
Total $ 2,631,490,000   $ 2,631,490,000   $ 2,651,550,000
Current Period Gross Writeoffs, Total 1,498,000 $ 2,032,000 3,109,000 $ 4,595,000  
Commercial, Financial and Agricultural [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 21,285,000   21,285,000   36,031,000
2024 30,105,000   30,105,000   40,414,000
2023 31,669,000   31,669,000   37,960,000
2022 29,682,000   29,682,000   18,454,000
2021 15,210,000   15,210,000   4,668,000
Prior 10,660,000   10,660,000   9,814,000
Revolving Loans 41,397,000   41,397,000   41,867,000
Total 180,008,000   180,008,000   189,208,000
Current Period Gross Writeoffs, 2025     0   9,000
Current Period Gross Writeoffs, 2024     0   548,000
Current Period Gross Writeoffs, 2023     42,000   500,000
Current Period Gross Writeoffs, 2022     188,000   111,000
Current Period Gross Writeoffs, 2021     12,000   160,000
Current Period Gross Writeoffs, Prior     0   1,000
Current Period Gross Writeoffs, Revolving     0   183,000
Current Period Gross Writeoffs, Total 74,000 400,000 242,000 682,000 1,512,000
Commercial, Financial and Agricultural [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 21,285,000   21,285,000   35,596,000
2024 29,681,000   29,681,000   36,435,000
2023 28,473,000   28,473,000   37,506,000
2022 29,399,000   29,399,000   18,433,000
2021 15,176,000   15,176,000   4,610,000
Prior 10,549,000   10,549,000   9,743,000
Revolving Loans 40,078,000   40,078,000   41,720,000
Total 174,641,000   174,641,000   184,043,000
Commercial, Financial and Agricultural [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   435,000
2024 289,000   289,000   3,979,000
2023 3,151,000   3,151,000   261,000
2022 116,000   116,000   9,000
2021 13,000   13,000   0
Prior 0   0   0
Revolving Loans 50,000   50,000   76,000
Total 3,619,000   3,619,000   4,760,000
Commercial, Financial and Agricultural [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   0
2024 135,000   135,000   0
2023 45,000   45,000   193,000
2022 167,000   167,000   12,000
2021 21,000   21,000   58,000
Prior 111,000   111,000   71,000
Revolving Loans 1,269,000   1,269,000   71,000
Total 1,748,000   1,748,000   405,000
Real Estate - Construction [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 29,488,000   29,488,000   106,703,000
2024 87,990,000   87,990,000   73,615,000
2023 27,242,000   27,242,000   31,150,000
2022 15,843,000   15,843,000   53,000
2021 53,000   53,000   0
Prior 193,000   193,000   185,000
Revolving Loans 13,306,000   13,306,000   8,288,000
Total 174,115,000   174,115,000   219,994,000
Current Period Gross Writeoffs, 2025         0
Current Period Gross Writeoffs, 2024         0
Current Period Gross Writeoffs, 2023         47,000
Current Period Gross Writeoffs, 2022         0
Current Period Gross Writeoffs, 2021         0
Current Period Gross Writeoffs, Prior         0
Current Period Gross Writeoffs, Revolving         0
Current Period Gross Writeoffs, Total 0 0 0 0 47,000
Real Estate - Construction [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 29,488,000   29,488,000   105,148,000
2024 87,990,000   87,990,000   73,615,000
2023 26,659,000   26,659,000   29,821,000
2022 12,267,000   12,267,000   53,000
2021 53,000   53,000   0
Prior 193,000   193,000   185,000
Revolving Loans 13,306,000   13,306,000   8,288,000
Total 169,956,000   169,956,000   217,110,000
Real Estate - Construction [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   1,555,000
2024 0   0   0
2023 583,000   583,000   1,329,000
2022 3,576,000   3,576,000   0
2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total 4,159,000   4,159,000   2,884,000
Real Estate - Commercial Mortgage [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 43,321,000   43,321,000   77,732,000
2024 98,953,000   98,953,000   115,559,000
2023 113,188,000   113,188,000   228,008,000
2022 220,223,000   220,223,000   110,732,000
2021 104,743,000   104,743,000   92,130,000
Prior 187,344,000   187,344,000   127,979,000
Revolving Loans 34,732,000   34,732,000   26,955,000
Total 802,504,000   802,504,000   779,095,000
Current Period Gross Writeoffs, 2025         0
Current Period Gross Writeoffs, 2024         0
Current Period Gross Writeoffs, 2023         0
Current Period Gross Writeoffs, 2022         0
Current Period Gross Writeoffs, 2021         0
Current Period Gross Writeoffs, Prior         0
Current Period Gross Writeoffs, Revolving         3,000
Current Period Gross Writeoffs, Total 0 0 0 0 3,000
Real Estate - Commercial Mortgage [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 39,009,000   39,009,000   77,561,000
2024 97,387,000   97,387,000   110,183,000
2023 113,036,000   113,036,000   207,574,000
2022 198,192,000   198,192,000   109,863,000
2021 102,760,000   102,760,000   87,369,000
Prior 178,711,000   178,711,000   122,272,000
Revolving Loans 33,667,000   33,667,000   26,324,000
Total 762,762,000   762,762,000   741,146,000
Real Estate - Commercial Mortgage [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 3,922,000   3,922,000   171,000
2024 164,000   164,000   2,913,000
2023 52,000   52,000   17,031,000
2022 18,373,000   18,373,000   0
2021 1,120,000   1,120,000   2,253,000
Prior 2,871,000   2,871,000   4,402,000
Revolving Loans 1,065,000   1,065,000   530,000
Total 27,567,000   27,567,000   27,300,000
Real Estate - Commercial Mortgage [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 390,000   390,000   0
2024 1,402,000   1,402,000   2,463,000
2023 100,000   100,000   3,403,000
2022 3,658,000   3,658,000   869,000
2021 863,000   863,000   2,508,000
Prior 5,762,000   5,762,000   1,305,000
Revolving Loans 0   0   101,000
Total 12,175,000   12,175,000   10,649,000
Real Estate - Residential [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 85,110,000   85,110,000   165,050,000
2024 143,588,000   143,588,000   317,314,000
2023 300,250,000   300,250,000   360,301,000
2022 341,878,000   341,878,000   73,973,000
2021 65,971,000   65,971,000   32,932,000
Prior 100,086,000   100,086,000   80,373,000
Revolving Loans 11,037,000   11,037,000   12,561,000
Total 1,047,920,000   1,047,920,000   1,042,504,000
Current Period Gross Writeoffs, 2025     0   0
Current Period Gross Writeoffs, 2024     0   13,000
Current Period Gross Writeoffs, 2023     47,000   0
Current Period Gross Writeoffs, 2022     0   0
Current Period Gross Writeoffs, 2021     0   0
Current Period Gross Writeoffs, Prior     10,000   48,000
Current Period Gross Writeoffs, Revolving     0   0
Current Period Gross Writeoffs, Total 49,000 0 57,000 17,000 61,000
Real Estate - Residential [Member] | Pass [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 85,110,000   85,110,000   165,050,000
2024 141,045,000   141,045,000   316,521,000
2023 299,506,000   299,506,000   358,851,000
2022 340,188,000   340,188,000   71,423,000
2021 63,490,000   63,490,000   31,169,000
Prior 95,076,000   95,076,000   76,921,000
Revolving Loans 10,416,000   10,416,000   11,872,000
Total 1,034,831,000   1,034,831,000   1,031,807,000
Real Estate - Residential [Member] | Special Mention [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   0
2024 0   0   265,000
2023 290,000   290,000   0
2022 0   0   1,104,000
2021 1,060,000   1,060,000   468,000
Prior 315,000   315,000   534,000
Revolving Loans 453,000   453,000   521,000
Total 2,118,000   2,118,000   2,892,000
Real Estate - Residential [Member] | Substandard [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   0
2024 2,543,000   2,543,000   528,000
2023 454,000   454,000   1,450,000
2022 1,690,000   1,690,000   1,446,000
2021 1,421,000   1,421,000   1,295,000
Prior 4,695,000   4,695,000   2,918,000
Revolving Loans 168,000   168,000   168,000
Total 10,971,000   10,971,000   7,805,000
Real Estate - Home Equity [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 1,292,000   1,292,000   801,000
2024 11,000   11,000   521,000
2023 412,000   412,000   30,000
2022 19,000   19,000   119,000
2021 114,000   114,000   9,000
Prior 607,000   607,000   821,000
Revolving Loans 225,746,000   225,746,000   217,763,000
Total 228,201,000   228,201,000   220,064,000
Current Period Gross Writeoffs, 2025     0   0
Current Period Gross Writeoffs, 2024     0   0
Current Period Gross Writeoffs, 2023     0   0
Current Period Gross Writeoffs, 2022     0   0
Current Period Gross Writeoffs, 2021     0   0
Current Period Gross Writeoffs, Prior     0   0
Current Period Gross Writeoffs, Revolving     24,000   132,000
Current Period Gross Writeoffs, Total 24,000 0 24,000 76,000 132,000
Real Estate - Home Equity [Member] | Performing Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 1,292,000   1,292,000   801,000
2024 11,000   11,000   521,000
2023 412,000   412,000   30,000
2022 19,000   19,000   119,000
2021 114,000   114,000   9,000
Prior 607,000   607,000   821,000
Revolving Loans 223,155,000   223,155,000   215,981,000
Total 225,610,000   225,610,000   218,282,000
Real Estate - Home Equity [Member] | Nonperforming Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
Prior 0   0   0
Revolving Loans 2,591,000   2,591,000   1,782,000
Total 2,591,000   2,591,000   1,782,000
Consumer [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 42,984,000   42,984,000   32,303,000
2024 28,000,000   28,000,000   45,169,000
2023 35,963,000   35,963,000   56,263,000
2022 42,352,000   42,352,000   42,158,000
2021 31,047,000   31,047,000   10,957,000
Prior 9,200,000   9,200,000   4,187,000
Revolving Loans 9,196,000   9,196,000   9,648,000
Total 198,742,000   198,742,000   200,685,000
Current Period Gross Writeoffs, 2025     1,029,000   2,562,000
Current Period Gross Writeoffs, 2024     91,000   1,605,000
Current Period Gross Writeoffs, 2023     636,000   2,088,000
Current Period Gross Writeoffs, 2022     707,000   897,000
Current Period Gross Writeoffs, 2021     204,000   237,000
Current Period Gross Writeoffs, Prior     45,000   76,000
Current Period Gross Writeoffs, Revolving     74,000   162,000
Current Period Gross Writeoffs, Total 1,351,000 $ 1,632,000 2,786,000 $ 3,820,000 7,627,000
Consumer [Member] | Performing Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 42,832,000   42,832,000   32,293,000
2024 28,000,000   28,000,000   44,995,000
2023 35,926,000   35,926,000   55,942,000
2022 42,138,000   42,138,000   42,002,000
2021 30,933,000   30,933,000   10,899,000
Prior 9,127,000   9,127,000   4,116,000
Revolving Loans 9,196,000   9,196,000   9,648,000
Total 198,152,000   198,152,000   199,895,000
Consumer [Member] | Nonperforming Financial Instruments [Member]          
Financing Receivable, Recorded Investment [Line Items]          
2025 152,000   152,000   10,000
2024 0   0   174,000
2023 37,000   37,000   321,000
2022 214,000   214,000   156,000
2021 114,000   114,000   58,000
Prior 73,000   73,000   71,000
Revolving Loans 0   0   0
Total $ 590,000   $ 590,000   $ 790,000