v3.25.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Narrative) (Details)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2025
USD ($)
Contracts
Jun. 30, 2024
USD ($)
Contracts
Dec. 31, 2024
USD ($)
Contracts
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Provision for Credit Losses $ 718,000 $ 1,129,000 $ 1,801,000 $ 2,011,000  
Net loan charge-offs 590,000 1,239,000 1,190,000 2,733,000  
Change in financing receivable allowance     600,000 $ (700,000)  
Accrued interest receivable 8,100,000   $ 8,100,000   $ 10,300,000
Number of modified contracts | Contracts     0 0  
Net deferred costs 8,500,000   $ 8,500,000   8,300,000
Real Estate - Residential [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Provision for Credit Losses 363,000 (63,000) 569,000 $ (311,000)  
Net loan charge-offs (16,000) (23,000) (127,000) (43,000)  
Real estate loans for which formal foreclosure proceedings were in process 200,000   200,000   $ 500,000
Real Estate - Commercial Mortgage [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Provision for Credit Losses 189,000 110,000 380,000 71,000  
Net loan charge-offs (6,000) $ (19,000) $ (9,000) $ (223,000)  
Extended Maturity And Interest Rate Reduction [Member] | Real Estate - Commercial Mortgage [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing receivable period after term extension     20 years    
Number of modified contracts | Contracts     1   1
Modified loan balance $ 300,000   $ 300,000   $ 300,000
Loan modified interest rate reduction     1.00%    
Financing receivable period before term extension     5 years