Loans and Leases Held for Investment at Amortized Cost, Net of Allowance for Loan and Lease Losses - Schedule of Consumer Lending Credit Quality Indicators and Commercial Lending Credit Quality Indicators (Details) - USD ($)
$ in Thousands |
Jun. 30, 2025 |
Dec. 31, 2024 |
| Term Loans and Leases by Origination Year |
|
|
| Total |
$ 4,386,321
|
$ 4,125,818
|
| Loans and leases held for investment |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Portfolio layer method basis adjustment - increase (decrease) |
1,719
|
1,872
|
| Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
1,224,235
|
1,436,784
|
| Year 2 |
1,115,845
|
889,342
|
| Year 3 |
597,382
|
892,178
|
| Year 4 |
567,530
|
212,663
|
| Year 5 |
144,550
|
28,176
|
| Prior |
72,802
|
48,400
|
| Total |
3,722,344
|
3,507,543
|
| Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Unsecured personal |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
1,154,633
|
1,357,478
|
| Year 2 |
1,053,018
|
810,133
|
| Year 3 |
538,079
|
787,948
|
| Year 4 |
480,794
|
149,041
|
| Year 5 |
86,735
|
0
|
| Prior |
0
|
0
|
| Total |
3,313,259
|
3,104,600
|
| Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Residential mortgages |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
45,828
|
| Year 4 |
45,197
|
52,679
|
| Year 5 |
50,894
|
28,176
|
| Prior |
70,477
|
46,028
|
| Total |
166,568
|
172,711
|
| Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Secured consumer |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
69,602
|
79,306
|
| Year 2 |
62,827
|
79,209
|
| Year 3 |
59,303
|
58,402
|
| Year 4 |
41,539
|
10,943
|
| Year 5 |
6,921
|
0
|
| Prior |
2,325
|
2,372
|
| Total |
242,517
|
230,232
|
| Commercial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
56,948
|
51,794
|
| Year 2 |
72,278
|
104,562
|
| Year 3 |
109,641
|
184,584
|
| Year 4 |
171,074
|
77,682
|
| Year 5 |
80,718
|
52,771
|
| Prior |
171,599
|
145,010
|
| Total |
662,258
|
616,403
|
| Commercial | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
156,932
|
161,048
|
| Commercial | Equipment finance |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
1,519
|
| Year 3 |
774
|
33,655
|
| Year 4 |
28,524
|
13,314
|
| Year 5 |
9,135
|
9,101
|
| Prior |
11,458
|
6,643
|
| Total |
49,891
|
64,232
|
| Commercial | Equipment finance | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Pass |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
1,519
|
| Year 3 |
774
|
32,544
|
| Year 4 |
28,073
|
7,790
|
| Year 5 |
4,434
|
9,101
|
| Prior |
11,458
|
6,643
|
| Total |
44,739
|
57,597
|
| Commercial | Equipment finance | Pass | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Special mention |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
335
|
| Year 4 |
254
|
602
|
| Year 5 |
416
|
0
|
| Prior |
0
|
0
|
| Total |
670
|
937
|
| Commercial | Equipment finance | Special mention | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Substandard |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
776
|
| Year 4 |
197
|
4,922
|
| Year 5 |
4,285
|
0
|
| Prior |
0
|
0
|
| Total |
4,482
|
5,698
|
| Commercial | Equipment finance | Substandard | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Doubtful |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
0
|
0
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Doubtful | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Loss |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
0
|
0
|
| Total |
0
|
0
|
| Commercial | Equipment finance | Loss | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Commercial real estate |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
50,805
|
22,847
|
| Year 2 |
38,178
|
67,692
|
| Year 3 |
75,608
|
93,454
|
| Year 4 |
99,162
|
29,886
|
| Year 5 |
41,630
|
36,186
|
| Prior |
144,221
|
123,720
|
| Total |
449,604
|
373,785
|
| Commercial | Commercial real estate | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
45,178
|
41,982
|
| Commercial | Commercial real estate | Pass |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
50,805
|
22,847
|
| Year 2 |
38,178
|
67,692
|
| Year 3 |
75,608
|
89,903
|
| Year 4 |
97,608
|
21,174
|
| Year 5 |
32,920
|
27,947
|
| Prior |
125,765
|
106,060
|
| Total |
420,884
|
335,623
|
| Commercial | Commercial real estate | Pass | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
36,397
|
31,499
|
| Commercial | Commercial real estate | Special mention |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
252
|
| Prior |
6,177
|
6,276
|
| Total |
6,177
|
6,528
|
| Commercial | Commercial real estate | Special mention | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Commercial real estate | Substandard |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
2,430
|
| Year 4 |
433
|
8,441
|
| Year 5 |
8,439
|
7,987
|
| Prior |
11,767
|
10,791
|
| Total |
20,639
|
29,649
|
| Commercial | Commercial real estate | Substandard | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
7,238
|
8,940
|
| Commercial | Commercial real estate | Doubtful |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
63
|
0
|
| Total |
63
|
0
|
| Commercial | Commercial real estate | Doubtful | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| Commercial | Commercial real estate | Loss |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
1,121
|
| Year 4 |
1,121
|
271
|
| Year 5 |
271
|
0
|
| Prior |
449
|
593
|
| Total |
1,841
|
1,985
|
| Commercial | Commercial real estate | Loss | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
1,543
|
1,543
|
| Commercial | Commercial and industrial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
6,143
|
28,947
|
| Year 2 |
34,100
|
35,351
|
| Year 3 |
33,259
|
57,475
|
| Year 4 |
43,388
|
34,482
|
| Year 5 |
29,953
|
7,484
|
| Prior |
15,920
|
14,647
|
| Total |
162,763
|
178,386
|
| Commercial | Commercial and industrial | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
111,754
|
119,066
|
| Commercial | Commercial and industrial | Pass |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
6,143
|
28,030
|
| Year 2 |
33,356
|
29,186
|
| Year 3 |
25,317
|
31,697
|
| Year 4 |
17,935
|
27,474
|
| Year 5 |
23,286
|
5,503
|
| Prior |
13,110
|
12,678
|
| Total |
119,147
|
134,568
|
| Commercial | Commercial and industrial | Pass | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
77,117
|
85,269
|
| Commercial | Commercial and industrial | Special mention |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
635
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
5,165
|
| Year 4 |
9,179
|
2,652
|
| Year 5 |
2,605
|
76
|
| Prior |
72
|
0
|
| Total |
11,856
|
8,528
|
| Commercial | Commercial and industrial | Special mention | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
9,776
|
7,065
|
| Commercial | Commercial and industrial | Substandard |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
4,071
|
| Year 3 |
6,028
|
13,110
|
| Year 4 |
7,967
|
2,311
|
| Year 5 |
2,631
|
1,399
|
| Prior |
2,223
|
1,670
|
| Total |
18,849
|
22,561
|
| Commercial | Commercial and industrial | Substandard | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
12,875
|
14,879
|
| Commercial | Commercial and industrial | Doubtful |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
3,279
|
| Year 4 |
3,646
|
1,477
|
| Year 5 |
1,431
|
506
|
| Prior |
508
|
285
|
| Total |
5,585
|
5,547
|
| Commercial | Commercial and industrial | Doubtful | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
4,660
|
4,671
|
| Commercial | Commercial and industrial | Loss |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
282
|
| Year 2 |
744
|
2,094
|
| Year 3 |
1,914
|
4,224
|
| Year 4 |
4,661
|
568
|
| Year 5 |
0
|
0
|
| Prior |
7
|
14
|
| Total |
7,326
|
7,182
|
| Commercial | Commercial and industrial | Loss | Loans guaranteed by the Small Business Association |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
7,326
|
7,182
|
| Current | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Unsecured personal |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
1,150,427
|
1,347,685
|
| Year 2 |
1,037,882
|
787,936
|
| Year 3 |
523,442
|
762,223
|
| Year 4 |
466,704
|
142,546
|
| Year 5 |
83,440
|
0
|
| Prior |
0
|
0
|
| Total |
3,261,895
|
3,040,390
|
| Current | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Residential mortgages |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
45,828
|
| Year 4 |
45,197
|
52,679
|
| Year 5 |
50,894
|
28,176
|
| Prior |
70,405
|
45,789
|
| Total |
166,496
|
172,472
|
| Current | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Secured consumer |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
69,522
|
79,161
|
| Year 2 |
62,340
|
78,081
|
| Year 3 |
58,196
|
56,766
|
| Year 4 |
40,116
|
10,573
|
| Year 5 |
6,652
|
0
|
| Prior |
2,325
|
2,372
|
| Total |
239,151
|
226,953
|
| 30-59 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Unsecured personal |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
2,102
|
4,981
|
| Year 2 |
5,780
|
7,344
|
| Year 3 |
5,163
|
8,952
|
| Year 4 |
4,507
|
2,253
|
| Year 5 |
1,105
|
0
|
| Prior |
0
|
0
|
| Total |
18,657
|
23,530
|
| 30-59 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Residential mortgages |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
0
|
151
|
| Total |
0
|
151
|
| 30-59 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Secured consumer |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
2
|
98
|
| Year 2 |
307
|
824
|
| Year 3 |
764
|
1,199
|
| Year 4 |
884
|
221
|
| Year 5 |
230
|
0
|
| Prior |
0
|
0
|
| Total |
2,187
|
2,342
|
| 30-59 days past due | Commercial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
1,057
|
14,644
|
| 30-59 days past due | Commercial | Equipment finance |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
67
|
| 30-59 days past due | Commercial | Commercial real estate |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
8,320
|
| 30-59 days past due | Commercial | Commercial and industrial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
1,057
|
6,257
|
| 60-89 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Unsecured personal |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
1,487
|
2,448
|
| Year 2 |
4,829
|
6,933
|
| Year 3 |
5,085
|
7,920
|
| Year 4 |
4,755
|
1,992
|
| Year 5 |
1,033
|
0
|
| Prior |
0
|
0
|
| Total |
17,189
|
19,293
|
| 60-89 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Residential mortgages |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
0
|
88
|
| Total |
0
|
88
|
| 60-89 days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Secured consumer |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
78
|
11
|
| Year 2 |
67
|
147
|
| Year 3 |
250
|
338
|
| Year 4 |
423
|
104
|
| Year 5 |
33
|
0
|
| Prior |
0
|
0
|
| Total |
851
|
600
|
| 60-89 days past due | Commercial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
1,200
|
1,665
|
| 60-89 days past due | Commercial | Equipment finance |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
0
|
0
|
| 60-89 days past due | Commercial | Commercial real estate |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
528
|
483
|
| 60-89 days past due | Commercial | Commercial and industrial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
672
|
1,182
|
| 90 or more days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Unsecured personal |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
617
|
2,364
|
| Year 2 |
4,527
|
7,920
|
| Year 3 |
4,389
|
8,853
|
| Year 4 |
4,828
|
2,250
|
| Year 5 |
1,157
|
0
|
| Prior |
0
|
0
|
| Total |
15,518
|
21,387
|
| 90 or more days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Residential mortgages |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
0
|
| Year 2 |
0
|
0
|
| Year 3 |
0
|
0
|
| Year 4 |
0
|
0
|
| Year 5 |
0
|
0
|
| Prior |
72
|
0
|
| Total |
72
|
0
|
| 90 or more days past due | Consumer Portfolio Segment, Excluding Cumulative Basis Adjustment for Portfolio Layer Method | Secured consumer |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Year 1 |
0
|
36
|
| Year 2 |
113
|
157
|
| Year 3 |
93
|
99
|
| Year 4 |
116
|
45
|
| Year 5 |
6
|
0
|
| Prior |
0
|
0
|
| Total |
328
|
337
|
| 90 or more days past due | Commercial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
32,479
|
30,253
|
| 90 or more days past due | Commercial | Equipment finance |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
4,042
|
4,551
|
| 90 or more days past due | Commercial | Commercial real estate |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
10,222
|
9,731
|
| 90 or more days past due | Commercial | Commercial and industrial |
|
|
| Term Loans and Leases by Origination Year |
|
|
| Total |
$ 18,215
|
$ 15,971
|