Loans and Leases Held for Investment at Amortized Cost, Net of Allowance for Loan and Lease Losses - Schedule of Activity in the ACL by Portfolio Segment (Details) $ in Thousands |
3 Months Ended | 6 Months Ended | |||
|---|---|---|---|---|---|
|
Jun. 30, 2025
USD ($)
|
Mar. 31, 2025
USD ($)
loan
|
Jun. 30, 2024
USD ($)
|
Jun. 30, 2025
USD ($)
|
Jun. 30, 2024
USD ($)
|
|
| Allowance for loan and lease losses: | |||||
| Beginning of period | $ 244,193 | $ 236,734 | $ 259,150 | $ 236,734 | $ 310,387 |
| Credit loss expense (benefit) | 40,596 | 36,577 | 96,978 | 65,823 | |
| Charge-offs | (49,854) | (78,088) | (116,430) | (168,430) | |
| Recoveries | 18,054 | 11,270 | 35,707 | 21,129 | |
| End of period | 252,989 | 244,193 | 228,909 | 252,989 | 228,909 |
| Unfunded Loan Commitment | |||||
| Reserve for unfunded lending commitments: | |||||
| Beginning of period | 1,629 | 1,183 | 1,662 | 1,183 | 1,873 |
| Credit loss benefit | (44) | (207) | 402 | (418) | |
| End of period | 1,585 | 1,629 | 1,455 | 1,585 | 1,455 |
| Unfunded Loan Commitment, Commitments To Extend Credit | |||||
| Reserve for unfunded lending commitments: | |||||
| Beginning of period | 105,000 | 105,000 | |||
| End of period | 103,400 | 91,500 | 103,400 | 91,500 | |
| Consumer | |||||
| Allowance for loan and lease losses: | |||||
| Beginning of period | 227,608 | 212,598 | 246,280 | 212,598 | 298,061 |
| Credit loss expense (benefit) | 41,133 | 30,760 | 97,081 | 58,446 | |
| Charge-offs | (48,956) | (77,494) | (107,300) | (166,604) | |
| Recoveries | 17,648 | 11,183 | 35,054 | 20,826 | |
| End of period | 237,433 | 227,608 | 210,729 | 237,433 | 210,729 |
| Consumer | Unfunded Loan Commitment | |||||
| Reserve for unfunded lending commitments: | |||||
| Beginning of period | 0 | 0 | 0 | 0 | 0 |
| Credit loss benefit | 0 | 0 | 0 | 0 | |
| End of period | 0 | 0 | 0 | 0 | 0 |
| Commercial | |||||
| Allowance for loan and lease losses: | |||||
| Beginning of period | 16,585 | 24,136 | 12,870 | 24,136 | 12,326 |
| Credit loss expense (benefit) | (537) | 5,817 | (103) | 7,377 | |
| Charge-offs | (898) | (594) | (9,130) | (1,826) | |
| Recoveries | 406 | 87 | 653 | 303 | |
| End of period | 15,556 | 16,585 | 18,180 | 15,556 | 18,180 |
| Commercial | Office | |||||
| Allowance for loan and lease losses: | |||||
| Charge-offs | $ (8,000) | ||||
| Reserve for unfunded lending commitments: | |||||
| Number of loans written off | loan | 1 | ||||
| Commercial | Unfunded Loan Commitment | |||||
| Reserve for unfunded lending commitments: | |||||
| Beginning of period | 1,629 | $ 1,183 | 1,662 | 1,183 | 1,873 |
| Credit loss benefit | (44) | (207) | 402 | (418) | |
| End of period | $ 1,585 | $ 1,629 | $ 1,455 | $ 1,585 | $ 1,455 |