v3.25.2
Segment Reporting - Schedule of Segment Reporting Information by Statements of Operations (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Segment Reporting Information [Line Items]        
Marketplace revenue $ 89,644 $ 56,353 $ 155,287 $ 112,244
Other non-interest income 4,542 2,360 6,653 4,269
Total non-interest income 94,186 58,713 161,940 116,513
Interest income 237,097 219,634 469,156 426,985
Interest expense (82,848) (91,106) (164,950) (175,569)
Net interest income 154,249 128,528 304,206 251,416
Total net revenue 248,435 187,241 466,146 367,929
Provision for credit losses (39,733) (35,561) (97,882) (67,488)
Non-interest expense:        
Compensation and benefits (61,989) (56,540) (120,378) (116,094)
Marketing (33,580) (26,665) (62,819) (50,801)
Equipment and software (14,495) (12,360) (29,139) (25,044)
Depreciation and amortization     (29,369) (25,745)
Professional services (10,300) (7,804) (20,064) (14,895)
Occupancy (4,787) (3,941) (9,132) (7,802)
Other non-interest expense (14,107) (11,876) (27,684) (24,110)
Total non-interest expense (154,718) (132,258) (298,585) (264,491)
Income tax expense (15,806) (4,519) (19,830) (8,797)
Net income 38,178 14,903 49,849 27,153
Operating Segments        
Segment Reporting Information [Line Items]        
Marketplace revenue 83,413 50,479 141,418 98,822
Other non-interest income 15,884 14,290 30,816 29,931
Total non-interest income 99,297 64,769 172,234 128,753
Interest income 237,097 219,634 469,156 426,985
Interest expense (82,848) (91,106) (164,950) (175,569)
Net interest income 154,249 128,528 304,206 251,416
Total net revenue 253,546 193,297 476,440 380,169
Provision for credit losses (39,733) (35,561) (97,882) (67,488)
Non-interest expense:        
Compensation and benefits (61,989) (56,540) (120,378) (116,094)
Marketing (33,580) (26,665) (62,819) (50,801)
Equipment and software (14,495) (12,360) (29,139) (25,044)
Depreciation and amortization (15,460) (13,072) (29,369) (25,745)
Professional services (10,300) (7,804) (20,064) (14,895)
Occupancy (4,787) (3,941) (9,132) (7,802)
Other non-interest expense (19,218) (17,932) (37,978) (36,350)
Total non-interest expense (159,829) (138,314) (308,879) (276,731)
Income tax expense (15,806) (4,519) (19,830) (8,797)
Net income 38,178 14,903 49,849 27,153
Capital expenditures 90,694 12,865 103,760 24,646
Operating Segments | LendingClub Bank        
Segment Reporting Information [Line Items]        
Marketplace revenue 73,424 39,533 125,634 78,048
Other non-interest income 14,095 12,387 27,036 26,082
Total non-interest income 87,519 51,920 152,670 104,130
Interest income 236,958 217,814 468,713 422,621
Interest expense (82,848) (90,888) (164,950) (175,011)
Net interest income 154,110 126,926 303,763 247,610
Total net revenue 241,629 178,846 456,433 351,740
Provision for credit losses (39,733) (35,561) (97,882) (67,488)
Non-interest expense:        
Compensation and benefits (60,207) (54,862) (117,070) (112,874)
Marketing (33,580) (26,665) (62,819) (50,801)
Equipment and software (14,474) (12,333) (29,093) (24,969)
Depreciation and amortization (14,251) (10,896) (26,794) (21,062)
Professional services (10,019) (7,520) (19,656) (14,506)
Occupancy (2,845) (1,894) (5,246) (3,690)
Other non-interest expense (15,557) (12,687) (30,004) (25,451)
Total non-interest expense (150,933) (126,857) (290,682) (253,353)
Income tax expense (13,534) (3,872) (18,406) (7,557)
Net income 37,429 12,556 49,463 23,342
Capital expenditures 90,694 12,865 103,760 24,646
Operating Segments | LendingClub Corporation (Parent only)        
Segment Reporting Information [Line Items]        
Marketplace revenue 9,989 10,946 15,784 20,774
Other non-interest income 1,789 1,903 3,780 3,849
Total non-interest income 11,778 12,849 19,564 24,623
Interest income 139 1,820 443 4,364
Interest expense 0 (218) 0 (558)
Net interest income 139 1,602 443 3,806
Total net revenue 11,917 14,451 20,007 28,429
Provision for credit losses 0 0 0 0
Non-interest expense:        
Compensation and benefits (1,782) (1,678) (3,308) (3,220)
Marketing 0 0 0 0
Equipment and software (21) (27) (46) (75)
Depreciation and amortization (1,209) (2,176) (2,575) (4,683)
Professional services (281) (284) (408) (389)
Occupancy (1,942) (2,047) (3,886) (4,112)
Other non-interest expense (3,661) (5,245) (7,974) (10,899)
Total non-interest expense (8,896) (11,457) (18,197) (23,378)
Income tax expense (2,272) (647) (1,424) (1,240)
Net income 749 2,347 386 3,811
Capital expenditures 0 0 0 0
Intercompany Eliminations        
Segment Reporting Information [Line Items]        
Total net revenue $ (5,111) $ (6,056) $ (10,294) $ (12,240)