Loans and Allowance for Credit Losses - Allowance for loan losses by segment (Details) - USD ($) $ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
$ 53,766
|
$ 51,347
|
$ 52,277
|
$ 50,494
|
$ 50,494
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
2,000
|
600
|
3,500
|
1,450
|
|
Loans and Leases Charged-off |
(6)
|
(10)
|
(18)
|
(12)
|
|
Recoveries of Loans and Leases |
5
|
12
|
6
|
17
|
|
Total Ending Allowance Balance |
55,765
|
51,949
|
55,765
|
51,949
|
52,277
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
3,530
|
|
3,530
|
|
144
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
52,235
|
|
52,235
|
|
52,133
|
Loans and Leases Receivable, Allowance, Total |
55,765
|
51,949
|
55,765
|
51,949
|
52,277
|
Loans, Individually Evaluated for Credit Loss |
47,788
|
|
47,788
|
|
24,699
|
Loans, Collectively Evaluated for Credit Loss |
4,098,011
|
|
4,098,011
|
|
3,843,815
|
Totals |
4,145,799
|
|
4,145,799
|
|
3,868,514
|
Commercial |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
5,847
|
5,607
|
5,630
|
5,398
|
5,398
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
87
|
409
|
304
|
615
|
|
Recoveries of Loans and Leases |
1
|
2
|
1
|
5
|
|
Total Ending Allowance Balance |
5,935
|
6,018
|
5,935
|
6,018
|
5,630
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
339
|
|
339
|
|
133
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
5,596
|
|
5,596
|
|
5,497
|
Loans and Leases Receivable, Allowance, Total |
5,935
|
6,018
|
5,935
|
6,018
|
5,630
|
Loans, Individually Evaluated for Credit Loss |
14,152
|
|
14,152
|
|
14,045
|
Loans, Collectively Evaluated for Credit Loss |
535,107
|
|
535,107
|
|
483,617
|
Totals |
549,259
|
|
549,259
|
|
497,662
|
Leases |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
365
|
|
368
|
|
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
16
|
|
13
|
|
|
Total Ending Allowance Balance |
381
|
|
381
|
|
368
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
6
|
|
6
|
|
6
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
375
|
|
375
|
|
362
|
Loans and Leases Receivable, Allowance, Total |
381
|
|
381
|
|
368
|
Loans, Individually Evaluated for Credit Loss |
34
|
|
34
|
|
34
|
Loans, Collectively Evaluated for Credit Loss |
44,783
|
|
44,783
|
|
44,257
|
Totals |
44,817
|
|
44,817
|
|
44,291
|
Construction and Land Development |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
1,075
|
1,828
|
866
|
2,156
|
2,156
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
29
|
(608)
|
238
|
(936)
|
|
Total Ending Allowance Balance |
1,104
|
1,220
|
1,104
|
1,220
|
866
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
1,104
|
|
1,104
|
|
866
|
Loans and Leases Receivable, Allowance, Total |
1,104
|
1,220
|
1,104
|
1,220
|
866
|
Loans, Individually Evaluated for Credit Loss |
46
|
|
46
|
|
58
|
Loans, Collectively Evaluated for Credit Loss |
136,392
|
|
136,392
|
|
97,197
|
Totals |
136,438
|
|
136,438
|
|
97,255
|
1-4 Family Construction |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
292
|
577
|
331
|
558
|
558
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
(14)
|
(55)
|
(53)
|
(36)
|
|
Total Ending Allowance Balance |
278
|
522
|
278
|
522
|
331
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
278
|
|
278
|
|
331
|
Loans and Leases Receivable, Allowance, Total |
278
|
522
|
278
|
522
|
331
|
Loans, Collectively Evaluated for Credit Loss |
39,095
|
|
39,095
|
|
41,961
|
Totals |
39,095
|
|
39,095
|
|
41,961
|
Real Estate Mortgage |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
46,052
|
43,224
|
44,940
|
42,277
|
42,277
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
1,862
|
867
|
2,974
|
1,813
|
|
Recoveries of Loans and Leases |
|
2
|
|
3
|
|
Total Ending Allowance Balance |
47,914
|
44,093
|
47,914
|
44,093
|
44,940
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
3,185
|
|
3,185
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
44,729
|
|
44,729
|
|
44,940
|
Loans and Leases Receivable, Allowance, Total |
47,914
|
44,093
|
47,914
|
44,093
|
44,940
|
Loans, Individually Evaluated for Credit Loss |
33,556
|
|
33,556
|
|
10,544
|
Loans, Collectively Evaluated for Credit Loss |
3,326,288
|
|
3,326,288
|
|
3,163,805
|
Totals |
3,359,844
|
|
3,359,844
|
|
3,174,349
|
1-4 Family Mortgage |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
2,585
|
2,754
|
2,795
|
2,651
|
2,651
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
(172)
|
18
|
(382)
|
120
|
|
Recoveries of Loans and Leases |
|
2
|
|
3
|
|
Total Ending Allowance Balance |
2,413
|
2,774
|
2,413
|
2,774
|
2,795
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
2,413
|
|
2,413
|
|
2,795
|
Loans and Leases Receivable, Allowance, Total |
2,413
|
2,774
|
2,413
|
2,774
|
2,795
|
Loans, Individually Evaluated for Credit Loss |
1,341
|
|
1,341
|
|
708
|
Loans, Collectively Evaluated for Credit Loss |
472,928
|
|
472,928
|
|
473,675
|
Totals |
474,269
|
|
474,269
|
|
474,383
|
Multifamily |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
23,927
|
22,230
|
23,120
|
22,217
|
22,217
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
(6)
|
250
|
801
|
263
|
|
Total Ending Allowance Balance |
23,921
|
22,480
|
23,921
|
22,480
|
23,120
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
296
|
|
296
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
23,625
|
|
23,625
|
|
23,120
|
Loans and Leases Receivable, Allowance, Total |
23,921
|
22,480
|
23,921
|
22,480
|
23,120
|
Loans, Individually Evaluated for Credit Loss |
11,659
|
|
11,659
|
|
|
Loans, Collectively Evaluated for Credit Loss |
1,544,072
|
|
1,544,072
|
|
1,425,610
|
Totals |
1,555,731
|
|
1,555,731
|
|
1,425,610
|
CRE Owner Occupied |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
1,226
|
1,235
|
1,290
|
1,184
|
1,184
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
(89)
|
23
|
(153)
|
74
|
|
Total Ending Allowance Balance |
1,137
|
1,258
|
1,137
|
1,258
|
1,290
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
1,137
|
|
1,137
|
|
1,290
|
Loans and Leases Receivable, Allowance, Total |
1,137
|
1,258
|
1,137
|
1,258
|
1,290
|
Loans, Individually Evaluated for Credit Loss |
3,292
|
|
3,292
|
|
1,558
|
Loans, Collectively Evaluated for Credit Loss |
189,545
|
|
189,545
|
|
189,690
|
Totals |
192,837
|
|
192,837
|
|
191,248
|
CRE Non-owner Occupied |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
18,314
|
17,005
|
17,735
|
16,225
|
16,225
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
2,129
|
576
|
2,708
|
1,356
|
|
Total Ending Allowance Balance |
20,443
|
17,581
|
20,443
|
17,581
|
17,735
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
2,889
|
|
2,889
|
|
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
17,554
|
|
17,554
|
|
17,735
|
Loans and Leases Receivable, Allowance, Total |
20,443
|
17,581
|
20,443
|
17,581
|
17,735
|
Loans, Individually Evaluated for Credit Loss |
17,264
|
|
17,264
|
|
8,278
|
Loans, Collectively Evaluated for Credit Loss |
1,119,743
|
|
1,119,743
|
|
1,074,830
|
Totals |
1,137,007
|
|
1,137,007
|
|
1,083,108
|
Consumer and other |
|
|
|
|
|
Allowance for Credit Losses for Loans and Leases: |
|
|
|
|
|
Beginning Balance |
135
|
111
|
142
|
105
|
105
|
Provision for (Recovery of) Credit Losses for Loans and Leases |
20
|
(13)
|
24
|
(6)
|
|
Loans and Leases Charged-off |
(6)
|
(10)
|
(18)
|
(12)
|
|
Recoveries of Loans and Leases |
4
|
8
|
5
|
9
|
|
Total Ending Allowance Balance |
153
|
96
|
153
|
96
|
142
|
Allowance for loan losses and the recorded investment |
|
|
|
|
|
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss |
|
|
|
|
5
|
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss |
153
|
|
153
|
|
137
|
Loans and Leases Receivable, Allowance, Total |
153
|
$ 96
|
153
|
$ 96
|
142
|
Loans, Individually Evaluated for Credit Loss |
|
|
|
|
18
|
Loans, Collectively Evaluated for Credit Loss |
16,346
|
|
16,346
|
|
12,978
|
Totals |
$ 16,346
|
|
$ 16,346
|
|
$ 12,996
|