v3.25.2
Loans and Allowance for Credit Losses - Allowance for loan losses by segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance $ 53,766 $ 51,347 $ 52,277 $ 50,494 $ 50,494
Provision for (Recovery of) Credit Losses for Loans and Leases 2,000 600 3,500 1,450  
Loans and Leases Charged-off (6) (10) (18) (12)  
Recoveries of Loans and Leases 5 12 6 17  
Total Ending Allowance Balance 55,765 51,949 55,765 51,949 52,277
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 3,530   3,530   144
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 52,235   52,235   52,133
Loans and Leases Receivable, Allowance, Total 55,765 51,949 55,765 51,949 52,277
Loans, Individually Evaluated for Credit Loss 47,788   47,788   24,699
Loans, Collectively Evaluated for Credit Loss 4,098,011   4,098,011   3,843,815
Totals 4,145,799   4,145,799   3,868,514
Commercial          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 5,847 5,607 5,630 5,398 5,398
Provision for (Recovery of) Credit Losses for Loans and Leases 87 409 304 615  
Recoveries of Loans and Leases 1 2 1 5  
Total Ending Allowance Balance 5,935 6,018 5,935 6,018 5,630
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 339   339   133
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 5,596   5,596   5,497
Loans and Leases Receivable, Allowance, Total 5,935 6,018 5,935 6,018 5,630
Loans, Individually Evaluated for Credit Loss 14,152   14,152   14,045
Loans, Collectively Evaluated for Credit Loss 535,107   535,107   483,617
Totals 549,259   549,259   497,662
Leases          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 365   368    
Provision for (Recovery of) Credit Losses for Loans and Leases 16   13    
Total Ending Allowance Balance 381   381   368
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 6   6   6
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 375   375   362
Loans and Leases Receivable, Allowance, Total 381   381   368
Loans, Individually Evaluated for Credit Loss 34   34   34
Loans, Collectively Evaluated for Credit Loss 44,783   44,783   44,257
Totals 44,817   44,817   44,291
Construction and Land Development          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,075 1,828 866 2,156 2,156
Provision for (Recovery of) Credit Losses for Loans and Leases 29 (608) 238 (936)  
Total Ending Allowance Balance 1,104 1,220 1,104 1,220 866
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,104   1,104   866
Loans and Leases Receivable, Allowance, Total 1,104 1,220 1,104 1,220 866
Loans, Individually Evaluated for Credit Loss 46   46   58
Loans, Collectively Evaluated for Credit Loss 136,392   136,392   97,197
Totals 136,438   136,438   97,255
1-4 Family Construction          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 292 577 331 558 558
Provision for (Recovery of) Credit Losses for Loans and Leases (14) (55) (53) (36)  
Total Ending Allowance Balance 278 522 278 522 331
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 278   278   331
Loans and Leases Receivable, Allowance, Total 278 522 278 522 331
Loans, Collectively Evaluated for Credit Loss 39,095   39,095   41,961
Totals 39,095   39,095   41,961
Real Estate Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 46,052 43,224 44,940 42,277 42,277
Provision for (Recovery of) Credit Losses for Loans and Leases 1,862 867 2,974 1,813  
Recoveries of Loans and Leases   2   3  
Total Ending Allowance Balance 47,914 44,093 47,914 44,093 44,940
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 3,185   3,185    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 44,729   44,729   44,940
Loans and Leases Receivable, Allowance, Total 47,914 44,093 47,914 44,093 44,940
Loans, Individually Evaluated for Credit Loss 33,556   33,556   10,544
Loans, Collectively Evaluated for Credit Loss 3,326,288   3,326,288   3,163,805
Totals 3,359,844   3,359,844   3,174,349
1-4 Family Mortgage          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 2,585 2,754 2,795 2,651 2,651
Provision for (Recovery of) Credit Losses for Loans and Leases (172) 18 (382) 120  
Recoveries of Loans and Leases   2   3  
Total Ending Allowance Balance 2,413 2,774 2,413 2,774 2,795
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 2,413   2,413   2,795
Loans and Leases Receivable, Allowance, Total 2,413 2,774 2,413 2,774 2,795
Loans, Individually Evaluated for Credit Loss 1,341   1,341   708
Loans, Collectively Evaluated for Credit Loss 472,928   472,928   473,675
Totals 474,269   474,269   474,383
Multifamily          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 23,927 22,230 23,120 22,217 22,217
Provision for (Recovery of) Credit Losses for Loans and Leases (6) 250 801 263  
Total Ending Allowance Balance 23,921 22,480 23,921 22,480 23,120
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 296   296    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 23,625   23,625   23,120
Loans and Leases Receivable, Allowance, Total 23,921 22,480 23,921 22,480 23,120
Loans, Individually Evaluated for Credit Loss 11,659   11,659    
Loans, Collectively Evaluated for Credit Loss 1,544,072   1,544,072   1,425,610
Totals 1,555,731   1,555,731   1,425,610
CRE Owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 1,226 1,235 1,290 1,184 1,184
Provision for (Recovery of) Credit Losses for Loans and Leases (89) 23 (153) 74  
Total Ending Allowance Balance 1,137 1,258 1,137 1,258 1,290
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,137   1,137   1,290
Loans and Leases Receivable, Allowance, Total 1,137 1,258 1,137 1,258 1,290
Loans, Individually Evaluated for Credit Loss 3,292   3,292   1,558
Loans, Collectively Evaluated for Credit Loss 189,545   189,545   189,690
Totals 192,837   192,837   191,248
CRE Non-owner Occupied          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 18,314 17,005 17,735 16,225 16,225
Provision for (Recovery of) Credit Losses for Loans and Leases 2,129 576 2,708 1,356  
Total Ending Allowance Balance 20,443 17,581 20,443 17,581 17,735
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 2,889   2,889    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 17,554   17,554   17,735
Loans and Leases Receivable, Allowance, Total 20,443 17,581 20,443 17,581 17,735
Loans, Individually Evaluated for Credit Loss 17,264   17,264   8,278
Loans, Collectively Evaluated for Credit Loss 1,119,743   1,119,743   1,074,830
Totals 1,137,007   1,137,007   1,083,108
Consumer and other          
Allowance for Credit Losses for Loans and Leases:          
Beginning Balance 135 111 142 105 105
Provision for (Recovery of) Credit Losses for Loans and Leases 20 (13) 24 (6)  
Loans and Leases Charged-off (6) (10) (18) (12)  
Recoveries of Loans and Leases 4 8 5 9  
Total Ending Allowance Balance 153 96 153 96 142
Allowance for loan losses and the recorded investment          
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss         5
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 153   153   137
Loans and Leases Receivable, Allowance, Total 153 $ 96 153 $ 96 142
Loans, Individually Evaluated for Credit Loss         18
Loans, Collectively Evaluated for Credit Loss 16,346   16,346   12,978
Totals $ 16,346   $ 16,346   $ 12,996