v3.25.2
Related parties (Details) - EUR (€)
€ in Millions
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Expenses      
Finance costs € 62 € 77  
Leases 0 0  
Services received 0 0  
Purchases of stocks 0 0  
Other expenses 52 97  
Total expenses 114 174  
Income      
Finance income 225 253  
Dividends received 0 0  
Services rendered 15 0  
Sale of stocks 0 0  
Other income 667 799  
Total income 907 1,052  
Debt balances:      
Customers and commercial debtors 0   € 0
Loans and credits granted 10,787   10,392
Other collection rights 391   630
Debit balances 11,178   11,022
Credit balances:      
Suppliers and creditors granted 0   0
Loans and credits received 3,079   3,346
Other payment obligations 172   205
Credit balances 3,251   3,551
Other transactions      
Other transactions      
Financing agreements: loans and capital contributions (lender) 395 413  
Financing agreements: loans and capital contributions (borrower) (267) 627  
Guarantees provided 13 (283)  
Guarantees received 0 0  
Commitments acquired 20 46  
Dividends and other distributed profit 36 19  
Other transactions (207) (127)  
Significant shareholders      
Expenses      
Finance costs 0 0  
Leases 0 0  
Services received 0 0  
Purchases of stocks 0 0  
Other expenses 0 0  
Total expenses 0 0  
Income      
Finance income 0 0  
Dividends received 0 0  
Services rendered 0 0  
Sale of stocks 0 0  
Other income 0 0  
Total income 0 0  
Debt balances:      
Customers and commercial debtors 0  
Loans and credits granted 0    
Other collection rights 0    
Debit balances 0   0
Credit balances:      
Suppliers and creditors granted 0  
Loans and credits received 0    
Other payment obligations 0    
Credit balances 0   0
Significant shareholders | Other transactions      
Other transactions      
Financing agreements: loans and capital contributions (lender) 0 0  
Financing agreements: loans and capital contributions (borrower) 0 0  
Guarantees provided 0 0  
Guarantees received 0 0  
Commitments acquired 0 0  
Dividends and other distributed profit 0 0  
Other transactions 0 0  
Directors and executives      
Expenses      
Finance costs 0 0  
Leases 0 0  
Services received 0 0  
Purchases of stocks 0 0  
Other expenses 0 0  
Total expenses 0 0  
Income      
Finance income 0 0  
Dividends received 0 0  
Services rendered 0 0  
Sale of stocks 0 0  
Other income 0 0  
Total income 0 0  
Debt balances:      
Customers and commercial debtors 0   0
Loans and credits granted 17   14
Other collection rights 0   0
Debit balances 17   14
Credit balances:      
Suppliers and creditors granted 0   0
Loans and credits received 11   16
Other payment obligations 0   0
Credit balances 11   16
Directors and executives | Other transactions      
Other transactions      
Financing agreements: loans and capital contributions (lender) 3 0  
Financing agreements: loans and capital contributions (borrower) (5) (2)  
Guarantees provided 2 0  
Guarantees received 0 0  
Commitments acquired 0 0  
Dividends and other distributed profit 3 2  
Other transactions 0 0  
Group companies or entities      
Expenses      
Finance costs 60 75  
Leases 0 0  
Services received 0 0  
Purchases of stocks 0 0  
Other expenses 51 97  
Total expenses 111 172  
Income      
Finance income 221 249  
Dividends received 0 0  
Services rendered 15 0  
Sale of stocks 0 0  
Other income 666 798  
Total income 902 1,047  
Debt balances:      
Customers and commercial debtors 0   0
Loans and credits granted 10,438   10,157
Other collection rights 389   625
Debit balances 10,827   10,782
Credit balances:      
Suppliers and creditors granted 0   0
Loans and credits received 2,614   3,038
Other payment obligations 172   205
Credit balances 2,786   3,243
Group companies or entities | Other transactions      
Other transactions      
Financing agreements: loans and capital contributions (lender) 281 363  
Financing agreements: loans and capital contributions (borrower) (424) 545  
Guarantees provided 7 8  
Guarantees received 0 0  
Commitments acquired 27 44  
Dividends and other distributed profit 0 0  
Other transactions (204) (127)  
Other related parties      
Expenses      
Finance costs 2 2  
Leases 0 0  
Services received 0 0  
Purchases of stocks 0 0  
Other expenses 1 0  
Total expenses 3 2  
Income      
Finance income 4 4  
Dividends received 0 0  
Services rendered 0 0  
Sale of stocks 0 0  
Other income 1 1  
Total income 5 5  
Debt balances:      
Customers and commercial debtors 0   0
Loans and credits granted 332   221
Other collection rights 2   5
Debit balances 334   226
Credit balances:      
Suppliers and creditors granted 0   0
Loans and credits received 454   292
Other payment obligations 0   0
Credit balances 454   € 292
Other related parties | Other transactions      
Other transactions      
Financing agreements: loans and capital contributions (lender) 111 50  
Financing agreements: loans and capital contributions (borrower) 162 84  
Guarantees provided 4 (291)  
Guarantees received 0 0  
Commitments acquired (7) 2  
Dividends and other distributed profit 33 17  
Other transactions € (3) € 0