v3.25.2
Non-current assets held for sale and liabilities associated with non-current assets held for sale - Discontinued operations, Condensed financial statements (Details) - EUR (€)
€ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
ASSETS      
Cash, cash balances at central banks and other deposits on demand € 175,555 € 156,234 € 192,208
Financial assets held for trading 234,834   230,253
Financial assets designated at fair value through other comprehensive income 75,801   89,898
Financial assets at amortised cost 1,148,957   1,203,707
Intangible assets 5,289   5,821
Tax assets 28,003   30,596
Other assets 11,167   8,559
TOTAL ASSETS 1,815,888   1,837,081
LIABILITIES      
Financial liabilities held for trading 155,682   152,151
Financial liabilities at amortised cost 1,400,632   1,484,322
Provisions 8,098   8,407
Tax liabilities 8,911   9,598
Other liabilities 15,862   16,344
TOTAL LIABILITIES 1,706,903   1,729,754
Statement of comprehensive income [abstract]      
Items not reclassified to profit or loss (4,060)   (4,757)
Actuarial gains or losses on defined benefit pension plans (3,997)   (4,404)
Changes in the fair value of equity instruments measured at fair value with changes in other comprehensive income (235)   (432)
Items that may be reclassified to profit or loss (33,505)   (31,838)
Hedge of net investments in foreign operations (effective portion) (6,781)   (8,002)
Exchange differences (25,567)   (22,375)
Cash flow hedges (effective portion) 215   (298)
Debt instruments at fair value with changes in other comprehensive income (293)   (736)
Share in other income and expenses recognised in investments, joint ventures and associates (443)   (427)
Income Statement [Abstract]      
Interest income 51,338 55,031  
Dividend income 471 490  
Investments accounted for using the equity method 332 291  
Total income 29,182 29,035  
Operating profit/(loss) before tax 9,104 8,724  
Tax expense (2,367) (2,707)  
Profit/(loss) for the period 7,463 6,592  
Statement of cash flows [abstract]      
Effect of exchange rate changes on cash and cash equivalents (8,185) 2,538  
Santander Bank Polska      
Statement of cash flows [abstract]      
Cash flows from operating activities 430   453
Cash flows from investing activities (11)   (30)
Cash flows from financing activities (466)   (376)
Net increase/(decrease) in cash and cash equivalents (38)   61
Discontinued operations | Santander Bank Polska      
ASSETS      
Cash, cash balances at central banks and other deposits on demand 2,451    
Financial assets held for trading 1,793    
Financial assets designated at fair value through other comprehensive income 6,798    
Financial assets at amortised cost 51,424    
Intangible assets 1,374    
Tax assets 900    
Other assets 1,156    
TOTAL ASSETS 65,896    
LIABILITIES      
Financial liabilities held for trading 989    
Financial liabilities at amortised cost 56,420    
Provisions 541    
Tax liabilities 940    
Other liabilities 471    
TOTAL LIABILITIES 59,361    
Statement of comprehensive income [abstract]      
Items not reclassified to profit or loss 50    
Actuarial gains or losses on defined benefit pension plans 1    
Changes in the fair value of equity instruments measured at fair value with changes in other comprehensive income 49    
Items that may be reclassified to profit or loss (636)    
Hedge of net investments in foreign operations (effective portion) (524)    
Exchange differences (179)    
Cash flow hedges (effective portion) 83    
Debt instruments at fair value with changes in other comprehensive income (5)    
Share in other income and expenses recognised in investments, joint ventures and associates (11)    
Income Statement [Abstract]      
Interest income 1,505 1,401  
Dividend income 3 3  
Investments accounted for using the equity method 14 12  
Net commissions 342 315  
Net trading income 37 26  
Other operating results (73) (77)  
Total income 1,828 1,680  
Administrative expenses, depreciation and amortisation cost (501) (430)  
Loan-loss provisions 121 302  
Other results and provisions (243) (164)  
Operating profit/(loss) before tax 963 784  
Tax expense (237) (209)  
Profit/(loss) for the period 726 575  
Statement of cash flows [abstract]      
Effect of exchange rate changes on cash and cash equivalents 9   € 14
Discontinued operations | Santander Bank Polska | Renegotiation and contractual modifications      
Income Statement [Abstract]      
Loan-loss provisions € 63 € 194