| Disclosure of reconciliation between adjusted profit and statutory profit |
Following is the reconciliation between the adjusted profit and the statutory profit corresponding to the six-month periods ended 30 June 2025 and 2024: | | | | | | | | | | | | | | | | | | | | | | EUR million | | Total Income | Profit before tax | Profit | | Segment | 30-06-2025 | 30-06-2024 | 30-06-2025 | 30-06-2024 | 30-06-2025 | 30-06-2024 | | Retail & Commercial Banking | 15,710 | | 16,277 | | 5,468 | | 5,243 | | 3,687 | | 3,374 | | | Digital Consumer Bank | 6,425 | | 6,449 | | 1,456 | | 1,341 | | 1,042 | | 1,069 | | | Corporate & Investment Banking | 4,354 | | 4,178 | | 2,318 | | 2,151 | | 1,534 | | 1,405 | | | Wealth Management & Insurance | 2,032 | | 1,837 | | 1,274 | | 1,106 | | 948 | | 794 | | | Payments | 2,840 | | 2,659 | | 594 | | 274 | | 335 | | 25 | | | Corporate Centre | (351) | | (350) | | (807) | | (606) | | (713) | | (609) | | | Underlying Profit | 31,010 | 31,050 | 10,303 | 9,508 | 6,833 | 6,059 | | Adjustments | (1,828) | (2,015) | (1,199) | (784) | — | — | | Statutory Profit | 29,182 | | 29,035 | | 9,104 | | 8,724 | | 6,833 | | 6,059 | |
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