v3.25.2
Loans Receivable (Summary of Information Related to New Consumer Loan Assignments) (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Contractual net cash flows at the time of assignment [1] $ 1,701.3 $ 2,039.8 $ 3,604.6 $ 4,262.5
Expected net cash flows at the time of assignment [2],[3] 1,432.0 1,746.4 3,040.0 3,632.4
Fair value at the time of assignment [4] 998.0 1,228.5 2,110.7 2,545.5
Provision for Credit Losses 172.6 320.6 334.5 506.6
Expected future finance charges at the time of assignment [5] 505.3 600.7 1,086.2 1,268.5
Expected net Loan income at the time of assignment [6] 434.0 517.9 929.3 1,086.9
Dealer Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Contractual net cash flows at the time of assignment [1] 1,087.2 1,474.4 2,426.9 3,060.6
Expected net cash flows at the time of assignment [2],[3] 984.1 1,341.6 2,190.8 2,779.4
Fair value at the time of assignment [4] 682.0 949.7 1,517.8 1,959.1
Provision for Credit Losses 102.0 212.3 206.7 334.0
Expected future finance charges at the time of assignment [5] 338.9 440.5 761.9 926.3
Expected net Loan income at the time of assignment [6] 302.1 391.9 673.0 820.3
Purchased Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Contractual net cash flows at the time of assignment [1] 614.1 565.4 1,177.7 1,201.9
Expected net cash flows at the time of assignment [2],[3] 447.9 404.8 849.2 853.0
Fair value at the time of assignment [4] 316.0 278.8 592.9 586.4
Provision for Credit Losses 70.6 108.3 127.8 172.6
Expected future finance charges at the time of assignment [5] 166.4 160.2 324.3 342.2
Expected net Loan income at the time of assignment [6] 131.9 126.0 256.3 266.6
New Consumer Loan Assignments [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Provision for Credit Losses 71.3 82.8 156.9 181.6
New Consumer Loan Assignments [Member] | Dealer Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Provision for Credit Losses 36.8 48.6 88.9 106.0
New Consumer Loan Assignments [Member] | Purchased Loans [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Provision for Credit Losses $ 34.5 $ 34.2 $ 68.0 $ 75.6
[1] The Dealer Loans amount represents repayments that we were contractually owed at the time of assignment on Consumer Loans assigned under the Portfolio Program, less the related Dealer Holdback payments that we would be required to make if we collected all of the contractual repayments. The Purchased Loans amount represents repayments that we were contractually owed at the time of assignment on Consumer Loans assigned under the Purchase Program.
[2] The Dealer Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under the Portfolio Program, less the related Dealer Holdback payments that we expected to make. The Purchased Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under the Purchase Program.
[3] The Dealer Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under the Portfolio Program, less the related Dealer Holdback payments that we expected to make. The Purchased Loans amount represents repayments that we expected to collect at the time of assignment on Consumer Loans assigned under the Purchase Program. The Loan amounts also represent the fair value at the time of assignment.
[4] The Dealer Loans amount represents advances paid to Dealers on Consumer Loans assigned under the Portfolio Program. The Purchased Loans amount represents one-time payments made to Dealers to purchase Consumer Loans assigned under the Purchase Program.
[5] Represents revenue that is expected to be recognized on a level-yield basis over the lives of the Loans.
[6] Represents the amount that expected net cash flows at the time of assignment exceed Loans receivable at the time of assignment.