v3.25.2
Description of Business (Percentage of Consumer Loans Assigned Based on Volumes) (Details)
 3 Months Ended
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Sep. 30, 2023
Portfolio Program [Member]                
Description Of Business [Line Items]                
Percentage of new consumer loans unit volume 71.60% 77.00% 78.70% 79.50% 78.50% 78.20% 77.20% 74.80%
Percentage of new consumer loans dollar volume [1] 68.30% 75.10% 77.70% 78.40% 77.30% 76.60% 75.00% 71.70%
Purchase Program [Member]                
Description Of Business [Line Items]                
Percentage of new consumer loans unit volume 28.40% 23.00% 21.30% 20.50% 21.50% 21.80% 22.80% 25.20%
Percentage of new consumer loans dollar volume [1] 31.70% 24.90% 22.30% 21.60% 22.70% 23.40% 25.00% 28.30%
[1] Represents advances paid to Dealers on Consumer Loans assigned under the Portfolio Program and one-time payments made to Dealers to purchase Consumer Loans assigned under the Purchase Program. Payments of Dealer Holdback (as defined below) and accelerated Dealer Holdback are not included.
In 2025, we expanded Dealer access to the Purchase Program for Consumer Loans to consumers with higher credit ratings. The increase in the percentage of Purchased Loans in 2025 Consumer Loan assignment volume was primarily related to Consumer Loans assigned under this expanded Dealer access.