v3.25.2
Reinsurance (Tables)
 6 Months Ended
Jun. 30, 2025
Insurance [Abstract]  
Summary of Reinsurance Activity
A summary of reinsurance activity is as follows:
(In millions)For the Three Months Ended 
June 30,		For the Six Months Ended 
June 30,
 2025202420252024
Net assumed written premiums$23.7 $27.3 $49.3 $58.5 
Net premiums earned24.1 24.3 47.6 46.2 
Provision for claims19.8 20.3 35.9 37.3 
Amortization of capitalized acquisition costs0.7 0.6 1.3 1.2 
Schedule of Trust Assets and Reinsurance Liabilities
The trust assets and related reinsurance liabilities are as follows:
(In millions) As of
 Balance Sheet LocationJune 30, 2025December 31, 2024
Trust assetsRestricted cash and cash equivalents$0.8 $0.3 
Trust assetsRestricted securities available for sale107.1 106.4 
Unearned premiumAccounts payable and accrued liabilities77.6 75.9 
Claims reserve (1)Accounts payable and accrued liabilities6.3 6.0 

(1)    The claims reserve represents our liability for incurred-but-not-reported claims and is estimated based on historical claims experience.