v3.25.2
Description of Business (Tables)
 6 Months Ended
Jun. 30, 2025
Description Of Business [Abstract]  
Percentage of Consumer Loans Assigned with FICO Score of Less Than 650 or No FICO Score The following table shows the percentage of Consumer Loans assigned to us with either FICO® scores below 650 or no FICO® scores:
For the Three Months Ended June 30,For the Six Months Ended June 30,
Consumer Loan Assignment Volume2025202420252024
Percentage of total unit volume with either FICO® scores below 650 or no FICO® scores
78.5 %80.2 %80.4 %81.8 %
Schedule of Percentage of Consumer Loans Assigned Based on Unit Volumes The following table shows the percentage of Consumer Loans assigned to us as Dealer Loans and Purchased Loans for each of the last eight quarters:
Unit VolumeDollar Volume (1)
Three Months EndedDealer LoansPurchased LoansDealer LoansPurchased Loans
September 30, 202374.8 %25.2 %71.7 %28.3 %
December 31, 202377.2 %22.8 %75.0 %25.0 %
March 31, 202478.2 %21.8 %76.6 %23.4 %
June 30, 202478.5 %21.5 %77.3 %22.7 %
September 30, 202479.5 %20.5 %78.4 %21.6 %
December 31, 202478.7 %21.3 %77.7 %22.3 %
March 31, 202577.0 %23.0 %75.1 %24.9 %
June 30, 202571.6 %28.4 %68.3 %31.7 %
(1)Represents advances paid to Dealers on Consumer Loans assigned under the Portfolio Program and one-time payments made to Dealers to purchase Consumer Loans assigned under the Purchase Program. Payments of Dealer Holdback (as defined below) and accelerated Dealer Holdback are not included.