v3.25.2
Strategic Lines of Business (Business Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Earnings summary:        
Net interest income (expense) $ 575 $ 533 $ 1,150 $ 1,081
Provision for credit losses 44 0 64 14
Noninterest income 274 291 528 527
Total noninterest expenses 561 555 1,145 1,158
Provision (benefit) for income taxes 45 63 98 92
Net income (loss) 199 206 371 344
Net charge-offs 28 11 54 25
Selected average balances:        
Assets 77,543 79,207 77,550 81,412
Loans 50,665 51,071 50,441 51,221
Deposits 61,246 63,055 61,569 64,183
Salaries and benefits expense 358 323 726 671
Outside processing fee expense 67 68 131 136
Occupancy expense 46 44 92 88
Allocated corporate expense 0 0 0 0
All other noninterest expenses 90 120 196 263
Commercial Bank        
Earnings summary:        
Net interest income (expense) 453 465 925 942
Provision for credit losses 48 0 79 16
Noninterest income 149 146 284 293
Total noninterest expenses 252 250 519 525
Provision (benefit) for income taxes 59 85 130 142
Net income (loss) 243 276 481 552
Net charge-offs 25 8 51 22
Selected average balances:        
Assets 45,375 45,843 45,168 46,163
Loans 43,146 43,709 43,000 43,810
Deposits 32,272 31,176 32,510 31,694
Salaries and benefits expense 76 71 157 150
Outside processing fee expense 48 49 94 98
Occupancy expense 6 6 12 12
Allocated corporate expense 119 95 238 198
All other noninterest expenses 3 29 18 67
Retail Bank        
Earnings summary:        
Net interest income (expense) 245 203 499 404
Provision for credit losses (2) 1 (7) 0
Noninterest income 26 33 52 61
Total noninterest expenses 167 177 347 358
Provision (benefit) for income taxes 24 14 50 22
Net income (loss) 82 44 161 85
Net charge-offs 3 2 3 2
Selected average balances:        
Assets 3,062 3,029 3,057 3,028
Loans 2,409 2,322 2,394 2,309
Deposits 23,443 24,590 23,539 24,487
Salaries and benefits expense 49 49 100 100
Outside processing fee expense 2 3 4 5
Occupancy expense 25 27 50 51
Allocated corporate expense 73 75 153 151
All other noninterest expenses 18 23 40 51
Wealth Management        
Earnings summary:        
Net interest income (expense) 47 48 95 94
Provision for credit losses (1) (2) (7) (1)
Noninterest income 76 78 147 143
Total noninterest expenses 85 88 182 185
Provision (benefit) for income taxes 9 10 16 11
Net income (loss) 30 30 51 42
Net charge-offs 0 1 0 1
Selected average balances:        
Assets 5,241 5,299 5,206 5,372
Loans 5,104 5,026 5,044 5,089
Deposits 3,576 3,951 3,598 3,925
Salaries and benefits expense 34 33 69 69
Outside processing fee expense 10 10 20 21
Occupancy expense 3 3 6 6
Allocated corporate expense 28 29 63 60
All other noninterest expenses 10 13 24 29
Finance        
Earnings summary:        
Net interest income (expense) (211) (220) (451) (437)
Provision for credit losses 0 0 0 0
Noninterest income 17 33 40 23
Total noninterest expenses 1 1 2 4
Provision (benefit) for income taxes (47) (46) (99) (87)
Net income (loss) (148) (142) (314) (331)
Net charge-offs 0 0 0 0
Selected average balances:        
Assets 17,113 18,448 17,272 18,752
Loans 0 0 0 0
Deposits 1,666 3,032 1,650 3,786
Salaries and benefits expense 16 14 33 28
Outside processing fee expense 2 1 3 2
Occupancy expense 0 1 1 2
Allocated corporate expense (19) (17) (39) (35)
All other noninterest expenses 2 2 4 7
Other        
Earnings summary:        
Net interest income (expense) 41 37 82 78
Provision for credit losses (1) 1 (1) (1)
Noninterest income 6 1 5 7
Total noninterest expenses 56 39 95 86
Provision (benefit) for income taxes 0 0 1 4
Net income (loss) (8) (2) (8) (4)
Net charge-offs 0 0 0 0
Selected average balances:        
Assets 6,752 6,588 6,847 8,097
Loans 6 14 3 13
Deposits 289 306 272 291
Salaries and benefits expense 183 156 367 324
Outside processing fee expense 5 5 10 10
Occupancy expense 12 7 23 17
Allocated corporate expense (201) (182) (415) (374)
All other noninterest expenses $ 57 $ 53 $ 110 $ 109