v3.25.2
Credit Quality And Allowance For Credit Losses (Changes In The Allowance For Loan Losses And Related Loan Amounts) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest $ 698   $ 698     $ 690    
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Current         $ 719 725 $ 728 $ 728
Provision for credit losses 44 $ 0 64 $ 14        
Financing receivable, allowance for credit loss, excluding accrued interest, end of period $ 735 $ 717 $ 735 $ 717        
As a percentage of total loans 1.44% 1.38% 1.44% 1.38%        
Financing Receivable                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Loan charge-offs $ (31) $ (28) $ (63) $ (49)        
Recoveries on loans previously charged-off 3 17 9 24        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) 28 11 54 25        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 698 686 698 686 683 690 691 688
Provision for credit losses $ 43 $ 6 $ 62 $ 23        
As a percentage of total loans 1.36% 1.32% 1.36% 1.32%        
Unused Commitments to Extend Credit                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest $ 37 $ 31 $ 37 $ 31 36 35 37 40
Provision for credit losses 1 (6) 2 (9)        
Business loans:                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 680 643 680 643 659 653 654 651
Provision for credit losses $ 50 $ 1 $ 81 $ 18        
As a percentage of total loans 1.45% 1.35% 1.45% 1.35%        
Business loans: | Financing Receivable                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Loan charge-offs $ (30) $ (28) $ (61) $ (48)        
Recoveries on loans previously charged-off 1 16 7 22        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) 29 12 54 26        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 654 620 654 620 634 625 626 620
Provision for credit losses $ 49 $ 6 $ 83 $ 26        
As a percentage of total loans 1.39% 1.30% 1.39% 1.30%        
Business loans: | Unused Commitments to Extend Credit                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest $ 26 $ 23 $ 26 $ 23 25 28 28 31
Provision for credit losses 1 (5) (2) (8)        
Retail loans:                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 55 74 55 74 60 72 74 77
Provision for credit losses $ (6) $ (1) $ (17) $ (4)        
As a percentage of total loans 1.31% 1.79% 1.31% 1.79%        
Retail loans: | Financing Receivable                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Loan charge-offs $ (1) $ 0 $ (2) $ (1)        
Recoveries on loans previously charged-off 2 1 2 2        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery) (1) (1) 0 (1)        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 44 66 44 66 49 65 65 68
Provision for credit losses $ (6) $ 0 $ (21) $ (3)        
As a percentage of total loans 1.06% 1.59% 1.06% 1.59%        
Retail loans: | Unused Commitments to Extend Credit                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest $ 11 $ 8 $ 11 $ 8 $ 11 $ 7 $ 9 $ 9
Provision for credit losses $ 0 $ (1) $ 4 $ (1)