v3.25.2
Credit Quality And Allowance For Credit Losses (Loans By Credit Quality Indicator and Vintage Year) (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Loans by Credit Quality Indicator and Vintage Year    
2025 $ 3,496 $ 5,793
2024 5,246 5,339
2023 4,946 8,236
2022 7,440 5,038
2021 4,416 2,296
Prior 5,885 4,510
Revolvers 19,650 19,222
Revolvers Converted to Term 100 105
Total loans 51,179 50,539
Business loans: | Commercial    
Loans by Credit Quality Indicator and Vintage Year    
2025 3,355 5,577
2024 5,030 5,092
2023 4,724 7,928
2022 7,159 4,680
2021 4,074 1,871
Prior 5,002 4,006
Revolvers 17,636 17,168
Revolvers Converted to Term 17 17
Total loans 46,997 46,339
Business loans: | Commercial | Domestic    
Loans by Credit Quality Indicator and Vintage Year    
2025 1,681 3,403
2024 2,886 2,289
2023 1,938 2,035
2022 1,691 1,312
2021 1,006 391
Prior 1,413 1,251
Revolvers 16,216 15,794
Revolvers Converted to Term 17 17
Total loans 26,848 26,492
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff 0 1
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 11 1
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 3 9
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 12 29
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 6 9
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff 7 12
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff 5 10
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff 0 1
Total Charge offs 44 72
Business loans: | Commercial | Domestic | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 1,657 3,313
2024 [1] 2,785 2,129
2023 [1] 1,775 1,856
2022 [1] 1,492 1,127
2021 [1] 899 358
Prior [1] 1,356 1,192
Revolvers [1] 15,449 15,173
Revolvers Converted to Term [1] 13 15
Total loans [1] 25,426 25,163
Business loans: | Commercial | Domestic | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 24 90
2024 [2] 101 160
2023 [2] 163 179
2022 [2] 199 185
2021 [2] 107 33
Prior [2] 57 59
Revolvers [2] 767 621
Revolvers Converted to Term [2] 4 2
Total loans [2] 1,422 1,329
Business loans: | Commercial | International    
Loans by Credit Quality Indicator and Vintage Year    
2025 426 244
2024 93 112
2023 96 142
2022 97 60
2021 3 19
Prior 38 27
Revolvers 359 348
Revolvers Converted to Term 0 0
Total loans 1,112 952
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff   1
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff   0
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff   0
Total Charge offs   1
Business loans: | Commercial | International | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 420 237
2024 [1] 88 112
2023 [1] 86 142
2022 [1] 97 60
2021 [1] 3 19
Prior [1] 38 27
Revolvers [1] 357 347
Revolvers Converted to Term [1] 0 0
Total loans [1] 1,089 944
Business loans: | Commercial | International | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 6 7
2024 [2] 5 0
2023 [2] 10 0
2022 [2] 0 0
2021 [2] 0 0
Prior [2] 0 0
Revolvers [2] 2 1
Revolvers Converted to Term [2] 0 0
Total loans [2] 23 8
Business loans: | Commercial | Real estate construction | Domestic    
Loans by Credit Quality Indicator and Vintage Year    
2025 126 137
2024 280 703
2023 736 2,023
2022 1,755 550
2021 450 19
Prior 9 25
Revolvers 202 223
Revolvers Converted to Term 0 0
Total loans 3,558 3,680
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 7  
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff 0  
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff 0  
Total Charge offs 7  
Business loans: | Commercial | Real estate construction | Domestic | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 115 137
2024 [1] 280 703
2023 [1] 736 1,987
2022 [1] 1,680 550
2021 [1] 443 19
Prior [1] 9 23
Revolvers [1] 202 223
Revolvers Converted to Term [1] 0 0
Total loans [1] 3,465 3,642
Business loans: | Commercial | Real estate construction | Domestic | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 11 0
2024 [2] 0 0
2023 [2] 0 36
2022 [2] 75 0
2021 [2] 7 0
Prior [2] 0 2
Revolvers [2] 0 0
Revolvers Converted to Term [2] 0 0
Total loans [2] 93 38
Business loans: | Commercial | Commercial mortgage: | Domestic    
Loans by Credit Quality Indicator and Vintage Year    
2025 1,037 1,528
2024 1,521 1,761
2023 1,728 3,689
2022 3,584 2,678
2021 2,547 1,412
Prior 3,449 2,622
Revolvers 859 803
Revolvers Converted to Term 0 0
Total loans 14,725 14,493
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 0 11
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 9 0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff 0 5
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff 0 0
Total Charge offs 9 16
Business loans: | Commercial | Commercial mortgage: | Domestic | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 1,028 1,423
2024 [1] 1,455 1,574
2023 [1] 1,509 3,339
2022 [1] 3,198 2,576
2021 [1] 2,406 1,301
Prior [1] 3,192 2,414
Revolvers [1] 855 793
Revolvers Converted to Term [1] 0 0
Total loans [1] 13,643 13,420
Business loans: | Commercial | Commercial mortgage: | Domestic | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 9 105
2024 [2] 66 187
2023 [2] 219 350
2022 [2] 386 102
2021 [2] 141 111
Prior [2] 257 208
Revolvers [2] 4 10
Revolvers Converted to Term [2] 0 0
Total loans [2] 1,082 1,073
Business loans: | Commercial | Lease financing | Domestic    
Loans by Credit Quality Indicator and Vintage Year    
2025 85 265
2024 250 227
2023 226 39
2022 32 80
2021 68 30
Prior 93 81
Revolvers 0 0
Revolvers Converted to Term 0 0
Total loans 754 722
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff 1 1
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 0 3
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff 0 0
Total Charge offs 1 4
Business loans: | Commercial | Lease financing | Domestic | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 83 262
2024 [1] 248 226
2023 [1] 221 38
2022 [1] 26 80
2021 [1] 37 30
Prior [1] 92 80
Revolvers [1] 0 0
Revolvers Converted to Term [1] 0 0
Total loans [1] 707 716
Business loans: | Commercial | Lease financing | Domestic | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 2 3
2024 [2] 2 1
2023 [2] 5 1
2022 [2] 6 0
2021 [2] 31 0
Prior [2] 1 1
Revolvers [2] 0 0
Revolvers Converted to Term [2] 0 0
Total loans [2] 47 6
Retail loans:    
Loans by Credit Quality Indicator and Vintage Year    
2025 141 216
2024 216 247
2023 222 308
2022 281 358
2021 342 425
Prior 883 504
Revolvers 2,014 2,054
Revolvers Converted to Term 83 88
Total loans 4,182 4,200
Retail loans: | Residential mortgage    
Loans by Credit Quality Indicator and Vintage Year    
2025 106 186
2024 188 237
2023 215 278
2022 271 351
2021 339 419
Prior 835 458
Revolvers 0 0
Revolvers Converted to Term 0 0
Total loans 1,954 1,929
Retail loans: | Residential mortgage | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 102 181
2024 [1] 186 236
2023 [1] 214 274
2022 [1] 267 349
2021 [1] 336 415
Prior [1] 807 434
Revolvers [1] 0 0
Revolvers Converted to Term [1] 0 0
Total loans [1] 1,912 1,889
Retail loans: | Residential mortgage | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 4 5
2024 [2] 2 1
2023 [2] 1 4
2022 [2] 4 2
2021 [2] 3 4
Prior [2] 28 24
Revolvers [2] 0 0
Revolvers Converted to Term [2] 0 0
Total loans [2] 42 40
Retail loans: | Consumer    
Loans by Credit Quality Indicator and Vintage Year    
2025 35 30
2024 28 10
2023 7 30
2022 10 7
2021 3 6
Prior 48 46
Revolvers 2,014 2,054
Revolvers Converted to Term 83 88
Total loans 2,228 2,271
Retail loans: | Consumer | Home equity    
Loans by Credit Quality Indicator and Vintage Year    
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021 0 0
Prior 4 5
Revolvers 1,694 1,709
Revolvers Converted to Term 83 88
Total loans 1,781 1,802
Retail loans: | Consumer | Home equity | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 0 0
2024 [1] 0 0
2023 [1] 0 0
2022 [1] 0 0
2021 [1] 0 0
Prior [1] 4 5
Revolvers [1] 1,665 1,681
Revolvers Converted to Term [1] 78 82
Total loans [1] 1,747 1,768
Retail loans: | Consumer | Home equity | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 [2] 0 0
2024 [2] 0 0
2023 [2] 0 0
2022 [2] 0 0
2021 [2] 0 0
Prior [2] 0 0
Revolvers [2] 29 28
Revolvers Converted to Term [2] 5 6
Total loans [2] 34 34
Retail loans: | Consumer | Other consumer    
Loans by Credit Quality Indicator and Vintage Year    
2025 35 30
2024 28 10
2023 7 30
2022 10 7
2021 3 6
Prior 44 41
Revolvers 320 345
Revolvers Converted to Term 0 0
Total loans 447 469
Total gross charge-offs    
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff 0 1
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff 2 1
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff 0 0
Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff 0 0
Total Charge offs 2 2
Retail loans: | Consumer | Other consumer | Pass    
Loans by Credit Quality Indicator and Vintage Year    
2025 [1] 35 30
2024 [1] 28 10
2023 [1] 7 28
2022 [1] 8 7
2021 [1] 3 6
Prior [1] 44 41
Revolvers [1] 320 345
Revolvers Converted to Term [1] 0 0
Total loans [1] 445 467
Retail loans: | Consumer | Other consumer | Criticized    
Loans by Credit Quality Indicator and Vintage Year    
2025 0 [2] 0
2024 0 [2] 0
2023 0 [2] 2
2022 2 [2] 0
2021 0 [2] 0
Prior 0 [2] 0
Revolvers 0 [2] 0
Revolvers Converted to Term 0 [2] 0
Total loans $ 2 [2] $ 2
[1] Includes all loans not included in the categories of special mention, substandard or nonaccrual.
[2] Includes loans with an internal rating of special mention, substandard loans for which the accrual of interest has not been discontinued and nonaccrual loans. Special mention loans have potential credit weaknesses that deserve management’s close attention, such as loans to borrowers who may be experiencing financial difficulties that may result in deterioration of repayment prospects from the borrower at some future date. Accruing substandard loans have a well-defined weakness, or weaknesses, such as loans to borrowers who may be experiencing losses from operations or inadequate liquidity of a degree and duration that jeopardizes the orderly repayment of the loan. Substandard loans are also distinguished by the distinct possibility of loss in the future if these weaknesses are not corrected. Nonaccrual loans are loans for which the accrual of interest has been discontinued. For further information regarding nonaccrual loans, refer to the Nonperforming Assets subheading in Note 1 - Basis of Presentation and Accounting Policies on page F-52 in the Corporation's 2024 Annual Report. These categories are generally consistent with the "special mention" and "substandard" categories as defined by regulatory authorities. A minority of nonaccrual loans are consistent with the "doubtful" category.