Revenue From Contracts with Customers (Tables)

6 Months Ended

Jun. 30, 2025

Revenue from Contract with Customer [Abstract]

Composition of Revenue from Contracts with Customers

The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.


	Commercial Bank		Retail Bank		Wealth Management		Finance & Other		Total
(in millions)
Three Months Ended June 30, 2025
Revenue from contracts with customers:
Card fees	$	49	$	10	$	—	$	—	$	59
Fiduciary income	—		—		57		—		57
Service charges on deposit accounts	33		13		1		—		47
Commercial loan servicing fees (a)	2		—		—		—		2
Capital markets income (b)	3		—		—		—		3
Brokerage fees	—		—		14		—		14
Other noninterest income (b)	—		—		2		1		3
Total revenue from contracts with customers	87		23		74		1		185
Other sources of noninterest income	62		3		2		22		89
Total noninterest income	$	149	$	26	$	76	$	23	$	274
Three Months Ended June 30, 2024
Revenue from contracts with customers:
Card fees	$	53	$	10	$	1	$	—	$	64
Fiduciary income	1		—		57		—		58
Service charges on deposit accounts	31		14		1		—		46
Commercial loan servicing fees (a)	2		—		—		—		2
Capital markets income (b)	8		—		—		—		8
Brokerage fees	—		—		14		—		14
Other noninterest income (b)	1		9		1		—		11
Total revenue from contracts with customers	96		33		74		—		203
Other sources of noninterest income	50		—		4		34		88
Total noninterest income	$	146	$	33	$	78	$	34	$	291
Six Months Ended June 30, 2025
Revenue from contracts with customers:
Card fees	$	99	$	18	$	1	$	—	$	118
Fiduciary income	—		—		109		—		109
Service charges on deposit accounts	64		26		3		—		93
Commercial loan servicing fees (a)	4		—		—		—		4
Capital markets income (b)	9		—		—		—		9
Brokerage fees	—		—		28		—		28
Other noninterest income (b)	—		2		4		1		7
Total revenue from contracts with customers	176		46		145		1		368
Other sources of noninterest income	108		6		2		44		160
Total noninterest income	$	284	$	52	$	147	$	45	$	528
Six Months Ended June 30, 2024
Revenue from contracts with customers:
Card fees	$	108	$	20	$	2	$	—	$	130
Fiduciary income	1		—		108		—		109
Service charges on deposit accounts	62		27		2		—		91
Commercial loan servicing fees (a)	4		—		—		—		4
Capital markets income (b)	12		—		—		—		12
Brokerage fees	—		—		24		—		24
Other noninterest income (b)	6		12		2		—		20
Total revenue from contracts with customers	193		59		138		—		390
Other sources of noninterest income	100		2		5		30		137
Total noninterest income	$	293	$	61	$	143	$	30	$	527

(a)Included in commercial lending fees on the Consolidated Statements of Comprehensive Income.

(b)Excludes derivative, warrant and other miscellaneous income.