v3.25.2
Regulatory Information (Tables)
6 Months Ended
Jun. 30, 2025
Insurance [Abstract]  
Schedule of Statutory Net Income (loss), Surplus, Contingency Reserve and Risk-to-Capital Ratio
The following table presents NMIC's statutory surplus, contingency reserve, statutory capital and risk-to-capital (RTC) ratio as of June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
(In Thousands)
Statutory surplus$951,592 $984,362 
Contingency reserve2,076,510 1,905,990 
Statutory capital (1)
$3,028,102 $2,890,352 
Risk-to-capital
13.1:1
12.7:1
(1)    Represents the total of the statutory surplus and contingency reserve.