v3.25.2
Reportable Segments (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Segment Reporting Information [Line Items]        
Net interest income from external sources $ 328,166 $ 296,021 $ 644,417 $ 589,593
Net interest income (expense) from internal sources 0 0 0 0
Net interest income 328,166 296,021 644,417 589,593
Provision for credit losses 0 8,000 0 16,000
Net interest income after provision for credit losses 328,166 288,021 644,417 573,593
Noninterest Income 207,098 259,704 393,139 421,405
Personnel 214,711 191,090 428,896 393,743
Other Cost and Expense, Operating 139,792 [1] 145,600 [2] 273,136 [3] 283,331 [4]
Noninterest Expense 354,503 336,690 702,032 677,074
Corporate Expense Allocations 0 [5] 0 [6] 0 [7] 0 [8]
Net income before taxes 180,761 211,035 335,524 317,924
Assets, Average Outstanding 52,286,952 51,195,199 51,640,519 50,611,385
Operating Segments [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 274,882 282,319 528,987 572,556
Net interest income (expense) from internal sources 3,902 16,102 29,809 22,393
Net interest income 278,784 298,421 558,796 594,949
Provision for credit losses 1,040 7,381 2,697 13,334
Net interest income after provision for credit losses 277,744 291,040 556,099 581,615
Noninterest Income 206,247 204,049 397,162 410,554
Personnel 141,342 133,649 282,475 267,753
Other Cost and Expense, Operating 86,534 [1] 87,807 [2] 173,137 [3] 176,533 [4]
Noninterest Expense 227,876 221,456 455,612 444,286
Corporate Expense Allocations 49,045 [5] 47,257 [6] 95,748 [7] 94,605 [8]
Net income before taxes 207,070 226,376 401,901 453,278
Assets, Average Outstanding 41,200,298 41,307,894 41,085,785 40,699,084
Operating Segments [Member] | Commercial [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 235,765 280,091 467,188 560,342
Net interest income (expense) from internal sources (59,939) (76,335) (113,104) (152,591)
Net interest income 175,826 203,756 354,084 407,751
Provision for credit losses 29 6,134 177 10,294
Net interest income after provision for credit losses 175,797 197,622 353,907 397,457
Noninterest Income 64,432 54,704 119,953 104,877
Personnel 49,506 45,964 97,557 91,283
Other Cost and Expense, Operating 29,613 [1] 30,150 [2] 57,796 [3] 54,926 [4]
Noninterest Expense 79,119 76,114 155,353 146,209
Corporate Expense Allocations 19,535 [5] 17,381 [6] 36,949 [7] 35,778 [8]
Net income before taxes 141,575 158,831 281,558 320,347
Assets, Average Outstanding 21,318,236 21,960,479 21,359,263 21,806,587
Operating Segments [Member] | Consumer [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 13,463 5,986 22,203 13,336
Net interest income (expense) from internal sources 44,651 59,178 93,163 115,963
Net interest income 58,114 65,164 115,366 129,299
Provision for credit losses 1,018 1,247 2,535 3,055
Net interest income after provision for credit losses 57,096 63,917 112,831 126,244
Noninterest Income 38,165 36,137 77,223 73,765
Personnel 25,527 24,016 51,364 49,252
Other Cost and Expense, Operating 29,949 [1] 31,112 [2] 61,348 [3] 59,323 [4]
Noninterest Expense 55,476 55,128 112,712 108,575
Corporate Expense Allocations 15,039 [5] 13,392 [6] 30,474 [7] 27,564 [8]
Net income before taxes 24,746 31,534 46,868 63,870
Assets, Average Outstanding 8,310,875 8,107,505 8,256,649 8,018,132
Operating Segments [Member] | Wealth Management [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 25,654 (3,758) 39,596 (1,122)
Net interest income (expense) from internal sources 19,190 33,259 49,750 59,021
Net interest income 44,844 29,501 89,346 57,899
Provision for credit losses (7) 0 (15) (15)
Net interest income after provision for credit losses 44,851 29,501 89,361 57,914
Noninterest Income 103,650 113,208 199,986 231,912
Personnel 66,309 63,669 133,554 127,218
Other Cost and Expense, Operating 26,972 [1] 26,545 [2] 53,993 [3] 62,284 [4]
Noninterest Expense 93,281 90,214 187,547 189,502
Corporate Expense Allocations 14,471 [5] 16,484 [6] 28,325 [7] 31,263 [8]
Net income before taxes 40,749 36,011 73,475 69,061
Assets, Average Outstanding 11,571,187 11,239,910 11,469,873 10,874,365
Funds Management and Other [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 53,284 13,702 115,430 17,037
Net interest income (expense) from internal sources (3,902) (16,102) (29,809) (22,393)
Net interest income 49,382 (2,400) 85,621 (5,356)
Provision for credit losses (1,040) 619 (2,697) 2,666
Net interest income after provision for credit losses 50,422 (3,019) 88,318 (8,022)
Noninterest Income 851 55,655 (4,023) 10,851
Personnel 73,369 57,441 146,421 125,990
Other Cost and Expense, Operating 53,258 [1] 57,793 [2] 99,999 [3] 106,798 [4]
Noninterest Expense 126,627 115,234 246,420 232,788
Corporate Expense Allocations (49,045) [5] (47,257) [6] (95,748) [7] (94,605) [8]
Net income before taxes (26,309) (15,341) (66,377) (135,354)
Assets, Average Outstanding $ 11,086,654 $ 9,887,305 $ 10,554,734 $ 9,912,301
[1] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[2] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[3] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[4] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[5] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
[6] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
Reportable segments reconciliation to the Consolidated Financial Statements for the six months ended June 30, 2024 is as follows (in thousands):
[7] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
[8] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.