v3.25.2
Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest revenue [Abstract]        
Loans $ 402,188 $ 447,114 $ 798,604 $ 885,791
Residential mortgage loans held for sale 1,346 1,348 2,321 2,271
Trading securities 86,364 74,801 160,103 143,038
Investment securities 6,738 7,564 13,721 15,393
Available-for-sale securities 131,301 123,828 258,810 237,316
Fair value option securities 1,319 194 1,497 389
Restricted equity securities 7,545 9,192 14,086 18,050
Interest-bearing cash and cash equivalents 5,626 7,776 11,855 14,781
Total interest revenue 642,427 671,817 1,260,997 1,317,029
Interest expense [Abstract]        
Deposits 238,443 254,753 479,515 496,877
Borrowed funds 74,230 118,737 133,393 225,941
Subordinated debentures 1,588 2,306 3,672 4,618
Total interest expense 314,261 375,796 616,580 727,436
Net interest income 328,166 296,021 644,417 589,593
Provision for credit losses 0 8,000 0 16,000
Net interest income after provision for credit losses 328,166 288,021 644,417 573,593
Total fees and commissions revenue 197,330 200,027 381,446 400,591
Other gains, net 8,140 57,375 7,415 61,644
Gain (loss) on derivatives, net 5,535 (1,091) 15,100 (9,724)
Gain (loss) on fair value option securities, net 1,112 (94) 1,437 (399)
Change in fair value of mortgage servicing rights (5,019) 3,453 (12,259) 14,430
Gain (loss) on available-for-sale securities, net 0 34 0 (45,137)
Total other operating revenue 207,098 259,704 393,139 421,405
Noninterest Expense [Abstract]        
Personnel 214,711 191,090 428,896 393,743
Business promotion 9,139 8,250 17,957 16,228
Charitable contributions to BOKF Foundation 0 13,610 0 13,610
Professional fees and services 15,402 13,331 28,671 25,341
Net occupancy and equipment 32,657 30,245 65,649 60,538
FDIC and other insurance 6,439 7,317 13,026 16,057
FDIC special assessment (523) 1,190 0 7,644
Data processing and communications 49,597 46,131 97,175 91,695
Printing, postage, and supplies 4,067 3,789 7,706 7,786
Amortization of intangible assets 2,656 2,898 5,308 5,901
Mortgage banking costs 6,711 8,532 14,400 14,887
Other expense 13,647 10,307 23,244 23,644
Total other operating expense 354,503 336,690 702,032 677,074
Net income before taxes 180,761 211,035 335,524 317,924
Federal and state income taxes 40,691 47,303 75,683 70,498
Net income 140,070 163,732 259,841 247,426
Net income attributable to non-controlling interests 52 19 46 10
Net income attributable to BOK Financial Corporation shareholders $ 140,018 $ 163,713 $ 259,795 $ 247,416
Earnings Per Share [Abstract]        
Basic $ 2.19 $ 2.54 $ 4.05 $ 3.83
Diluted $ 2.19 $ 2.54 $ 4.05 $ 3.83
Average shares used in computation: [Abstract]        
Basic 63,208,027 63,714,204 63,376,857 64,002,154
Diluted 63,208,027 63,714,204 63,376,857 64,002,154
Dividends declared per share $ 0.57 $ 0.55 $ 1.14 $ 1.10
Brokerage and trading revenue [Member]        
Total fees and commissions revenue $ 38,125 $ 53,017 $ 69,193 $ 112,196
Transaction card revenue [Member]        
Total fees and commissions revenue 29,561 27,246 56,653 52,739
Fiduciary and asset management revenue [Member]        
Total fees and commissions revenue 63,964 57,576 124,936 112,881
Deposit service charges and fees [Member]        
Total fees and commissions revenue 31,319 29,572 61,594 58,257
Mortgage banking revenue [Member]        
Total fees and commissions revenue 18,993 18,628 38,808 37,595
Other revenue [Member]        
Total fees and commissions revenue $ 15,368 $ 13,988 $ 30,262 $ 26,923