The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,698,765 12,490 SH SOLE 0 0 12,490
ABBVIE INC COM 00287Y109 2,423,084 13,054 SH SOLE 0 0 13,054
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 749,019 2,506 SH SOLE 0 0 2,506
ACUSHNET HLDGS CORP COM 005098108 228,146 3,133 SH SOLE 0 0 3,133
ADOBE INC COM 00724F101 395,779 1,023 SH SOLE 0 0 1,023
ADVANCED MICRO DEVICES INC COM 007903107 376,603 2,654 SH SOLE 0 0 2,654
AIR PRODS & CHEMS INC COM 009158106 389,525 1,381 SH SOLE 0 0 1,381
ALLIANT ENERGY CORP COM 018802108 313,175 5,179 SH SOLE 0 0 5,179
ALPHABET INC CAP STK CL C 02079K107 4,729,218 26,660 SH SOLE 0 0 26,660
ALPHABET INC CAP STK CL A 02079K305 4,067,057 23,078 SH SOLE 0 0 23,078
ALTRIA GROUP INC COM 02209S103 526,416 8,979 SH SOLE 0 0 8,979
AMAZON COM INC COM 023135106 11,227,284 51,175 SH SOLE 0 0 51,175
AMERICAN CENTY ETF TR US SML CP VALU 025072877 750,725 8,241 SH SOLE 0 0 8,241
AMERICAN EXPRESS CO COM 025816109 549,922 1,724 SH SOLE 0 0 1,724
AMGEN INC COM 031162100 517,935 1,855 SH SOLE 0 0 1,855
ANALOG DEVICES INC COM 032654105 292,527 1,229 SH SOLE 0 0 1,229
APPLE INC COM 037833100 53,283,076 259,702 SH SOLE 0 0 259,702
APPLIED MATLS INC COM 038222105 3,406,933 18,610 SH SOLE 0 0 18,610
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 524,450 3,028 SH SOLE 0 0 3,028
ASML HOLDING N V N Y REGISTRY SHS N07059210 332,577 415 SH SOLE 0 0 415
AT&T INC COM 00206R102 552,668 19,097 SH SOLE 0 0 19,097
AUTOMATIC DATA PROCESSING IN COM 053015103 2,198,276 7,128 SH SOLE 0 0 7,128
BANK AMERICA CORP COM 060505104 512,334 10,827 SH SOLE 0 0 10,827
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,223,000 10,752 SH SOLE 0 0 10,752
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
BLACKROCK FLOATING RATE INCO COM 09255X100 575,537 43,800 SH SOLE 0 0 43,800
BLACKROCK INC COM 09290D101 1,128,000 1,075 SH SOLE 0 0 1,075
BLACKSTONE INC COM 09260D107 2,251,049 15,049 SH SOLE 0 0 15,049
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 329,025 10,700 SH SOLE 0 0 10,700
BOEING CO COM 097023105 235,093 1,122 SH SOLE 0 0 1,122
BOOKING HOLDINGS INC COM 09857L108 723,655 125 SH SOLE 0 0 125
BOSTON SCIENTIFIC CORP COM 101137107 205,583 1,914 SH SOLE 0 0 1,914
BRILLIANT EARTH GROUP INC CL A COM 109504100 203,876 148,273 SH SOLE 0 0 148,273
BROADCOM INC COM 11135F101 3,123,781 11,332 SH SOLE 0 0 11,332
BROADSTONE NET LEASE INC COM 11135E203 229,323 14,288 SH SOLE 0 0 14,288
BROWN & BROWN INC COM 115236101 498,805 4,499 SH SOLE 0 0 4,499
CADENCE DESIGN SYSTEM INC COM 127387108 203,379 660 SH SOLE 0 0 660
CAMDEN PPTY TR SH BEN INT 133131102 240,481 2,134 SH SOLE 0 0 2,134
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 341,964 12,381 SH SOLE 0 0 12,381
CAPITAL ONE FINL CORP COM 14040H105 310,417 1,459 SH SOLE 0 0 1,459
CARMAX INC COM 143130102 205,461 3,057 SH SOLE 0 0 3,057
CATERPILLAR INC COM 149123101 1,017,887 2,622 SH SOLE 0 0 2,622
CHEVRON CORP NEW COM 166764100 860,143 6,007 SH SOLE 0 0 6,007
CHIPOTLE MEXICAN GRILL INC COM 169656105 221,007 3,936 SH SOLE 0 0 3,936
CHUBB LIMITED COM H1467J104 373,739 1,290 SH SOLE 0 0 1,290
CISCO SYS INC COM 17275R102 956,628 13,788 SH SOLE 0 0 13,788
CITIGROUP INC COM NEW 172967424 1,555,654 18,276 SH SOLE 0 0 18,276
CITIZENS FINL GROUP INC COM 174610105 20,006,875 447,081 SH SOLE 0 0 447,081
COCA COLA CO COM 191216100 1,038,327 14,676 SH SOLE 0 0 14,676
COLGATE PALMOLIVE CO COM 194162103 339,512 3,735 SH SOLE 0 0 3,735
COMCAST CORP NEW CL A 20030N101 263,683 7,388 SH SOLE 0 0 7,388
COMPASS INC CL A 20464U100 1,082,201 172,325 SH SOLE 0 0 172,325
CONOCOPHILLIPS COM 20825C104 245,709 2,738 SH SOLE 0 0 2,738
CONSOLIDATED EDISON INC COM 209115104 414,546 4,131 SH SOLE 0 0 4,131
CORNING INC COM 219350105 407,257 7,744 SH SOLE 0 0 7,744
CORTEVA INC COM 22052L104 341,348 4,580 SH SOLE 0 0 4,580
CORVEL CORP COM 221006109 287,065 2,793 SH SOLE 0 0 2,793
COSTCO WHSL CORP NEW COM 22160K105 3,196,517 3,229 SH SOLE 0 0 3,229
COUPANG INC CL A 22266T109 1,527,931 50,999 SH SOLE 0 0 50,999
CREDIT ACCEP CORP MICH COM 225310101 296,998 583 SH SOLE 0 0 583
CROCS INC COM 227046109 2,940,159 29,030 SH SOLE 0 0 29,030
CROWDSTRIKE HLDGS INC CL A 22788C105 268,407 527 SH SOLE 0 0 527
CSX CORP COM 126408103 633,577 19,417 SH SOLE 0 0 19,417
CUMMINS INC COM 231021106 361,888 1,105 SH SOLE 0 0 1,105
CVS HEALTH CORP COM 126650100 219,426 3,181 SH SOLE 0 0 3,181
DANAHER CORPORATION COM 235851102 492,073 2,491 SH SOLE 0 0 2,491
DARIOHEALTH CORP COM NEW 23725P209 11,960 17,850 SH SOLE 0 0 17,850
DATADOG INC CL A COM 23804L103 18,802,439 139,972 SH SOLE 0 0 139,972
DEERE & CO COM 244199105 1,002,234 1,971 SH SOLE 0 0 1,971
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,357,284 62,218 SH SOLE 0 0 62,218
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 785,743 11,724 SH SOLE 0 0 11,724
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 416,351 9,721 SH SOLE 0 0 9,721
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 1,318,437 31,534 SH SOLE 0 0 31,534
DISNEY WALT CO COM 254687106 830,123 6,694 SH SOLE 0 0 6,694
DOMINION ENERGY INC COM 25746U109 206,129 3,647 SH SOLE 0 0 3,647
DUPONT DE NEMOURS INC COM 26614N102 277,036 4,039 SH SOLE 0 0 4,039
EATON CORP PLC SHS G29183103 284,165 796 SH SOLE 0 0 796
ECOLAB INC COM 278865100 414,938 1,540 SH SOLE 0 0 1,540
ELI LILLY & CO COM 532457108 1,739,911 2,232 SH SOLE 0 0 2,232
EMCOR GROUP INC COM 29084Q100 323,609 605 SH SOLE 0 0 605
EMERSON ELEC CO COM 291011104 633,585 4,752 SH SOLE 0 0 4,752
EQUITY RESIDENTIAL SH BEN INT 29476L107 285,348 4,228 SH SOLE 0 0 4,228
EXXON MOBIL CORP COM 30231G102 3,939,228 36,542 SH SOLE 0 0 36,542
F5 INC COM 315616102 525,950 1,787 SH SOLE 0 0 1,787
FASTENAL CO COM 311900104 302,988 7,214 SH SOLE 0 0 7,214
FERRARI N V COM N3167Y103 273,833 558 SH SOLE 0 0 558
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 241,487 3,849 SH SOLE 0 0 3,849
FLEXSHARES TR IBOXX 3R TARGT 33939L506 6,891,796 284,315 SH SOLE 0 0 284,315
FORD MTR CO COM 345370860 131,622 12,131 SH SOLE 0 0 12,131
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101 355,574 33,262 SH SOLE 0 0 33,262
FTI CONSULTING INC COM 302941109 213,826 1,324 SH SOLE 0 0 1,324
GALLAGHER ARTHUR J & CO COM 363576109 285,227 891 SH SOLE 0 0 891
GE AEROSPACE COM NEW 369604301 2,352,288 9,139 SH SOLE 0 0 9,139
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 258,875 3,495 SH SOLE 0 0 3,495
GE VERNOVA INC COM 36828A101 1,202,758 2,273 SH SOLE 0 0 2,273
GENERAL DYNAMICS CORP COM 369550108 248,495 852 SH SOLE 0 0 852
GENERAL MLS INC COM 370334104 278,272 5,371 SH SOLE 0 0 5,371
GLOBAL X FDS DATA CTR & DIGIT 37954Y236 305,957 16,414 SH SOLE 0 0 16,414
GOLDMAN SACHS GROUP INC COM 38141G104 623,412 881 SH SOLE 0 0 881
GOLUB CAP BDC INC COM 38173M102 407,095 27,788 SH SOLE 0 0 27,788
GREENBRIER COS INC COM 393657101 202,620 4,400 SH SOLE 0 0 4,400
HERSHEY CO COM 427866108 608,207 3,665 SH SOLE 0 0 3,665
HILTON WORLDWIDE HLDGS INC COM 43300A203 372,876 1,400 SH SOLE 0 0 1,400
HOME DEPOT INC COM 437076102 2,486,186 6,781 SH SOLE 0 0 6,781
HONEYWELL INTL INC COM 438516106 671,626 2,884 SH SOLE 0 0 2,884
HUBBELL INC COM 443510607 1,019,392 2,496 SH SOLE 0 0 2,496
ILLINOIS TOOL WKS INC COM 452308109 212,388 859 SH SOLE 0 0 859
INTEL CORP COM 458140100 575,636 25,698 SH SOLE 0 0 25,698
INTERNATIONAL BUSINESS MACHS COM 459200101 1,487,460 5,046 SH SOLE 0 0 5,046
INTUIT COM 461202103 530,075 673 SH SOLE 0 0 673
INTUITIVE SURGICAL INC COM NEW 46120E602 593,948 1,093 SH SOLE 0 0 1,093
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 594,722 24,324 SH SOLE 0 0 24,324
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,163,921 57,181 SH SOLE 0 0 57,181
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 1,236,748 28,569 SH SOLE 0 0 28,569
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 1,514,213 12,954 SH SOLE 0 0 12,954
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 29,700,383 284,786 SH SOLE 0 0 284,786
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E735 923,153 23,721 SH SOLE 0 0 23,721
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,576,710 14,178 SH SOLE 0 0 14,178
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 29,008,911 686,277 SH SOLE 0 0 686,277
INVESCO QQQ TR UNIT SER 1 46090E103 1,559,487 2,827 SH SOLE 0 0 2,827
ISHARES GOLD TR ISHARES NEW 464285204 436,084 6,993 SH SOLE 0 0 6,993
ISHARES INC MSCI GBL MIN VOL 464286525 264,513 2,231 SH SOLE 0 0 2,231
ISHARES INC CORE MSCI EMKT 46434G103 26,199,013 436,432 SH SOLE 0 0 436,432
ISHARES TR ULTRA SHORT DUR 46434V878 340,924 6,723 SH SOLE 0 0 6,723
ISHARES TR U.S. TECH ETF 464287721 277,406 1,601 SH SOLE 0 0 1,601
ISHARES TR TIPS BD ETF 464287176 230,644 2,096 SH SOLE 0 0 2,096
ISHARES TR SELECT DIVID ETF 464287168 4,340,364 32,681 SH SOLE 0 0 32,681
ISHARES TR S&P MC 400GR ETF 464287606 203,705 2,239 SH SOLE 0 0 2,239
ISHARES TR S&P 500 VAL ETF 464287408 397,289 2,033 SH SOLE 0 0 2,033
ISHARES TR S&P 500 GRWT ETF 464287309 383,369 3,482 SH SOLE 0 0 3,482
ISHARES TR S&P 100 ETF 464287101 2,088,146 6,861 SH SOLE 0 0 6,861
ISHARES TR RUSSELL 2000 ETF 464287655 6,923,005 32,082 SH SOLE 0 0 32,082
ISHARES TR RUS MID CAP ETF 464287499 1,278,108 13,897 SH SOLE 0 0 13,897
ISHARES TR RUS 2000 VAL ETF 464287630 2,041,730 12,942 SH SOLE 0 0 12,942
ISHARES TR RUS 2000 GRW ETF 464287648 257,846 902 SH SOLE 0 0 902
ISHARES TR RUS 1000 VAL ETF 464287598 509,077 2,621 SH SOLE 0 0 2,621
ISHARES TR RUS 1000 GRW ETF 464287614 1,176,936 2,772 SH SOLE 0 0 2,772
ISHARES TR RUS 1000 ETF 464287622 7,488,538 22,053 SH SOLE 0 0 22,053
ISHARES TR PFD AND INCM SEC 464288687 436,178 14,217 SH SOLE 0 0 14,217
ISHARES TR NEW YORK MUN ETF 464288323 11,593,538 222,354 SH SOLE 0 0 222,354
ISHARES TR MSCI USA QLT FCT 46432F339 386,482 2,114 SH SOLE 0 0 2,114
ISHARES TR MSCI USA MIN VOL 46429B697 35,169,335 374,660 SH SOLE 0 0 374,660
ISHARES TR MSCI INDIA ETF 46429B598 290,372 5,215 SH SOLE 0 0 5,215
ISHARES TR MSCI EMG MKT ETF 464287234 987,473 20,470 SH SOLE 0 0 20,470
ISHARES TR MSCI EAFE MIN VL 46429B689 1,986,843 23,636 SH SOLE 0 0 23,636
ISHARES TR MSCI EAFE ETF 464287465 2,753,593 30,804 SH SOLE 0 0 30,804
ISHARES TR ISHARES SEMICDTR 464287523 3,385,960 14,185 SH SOLE 0 0 14,185
ISHARES TR IBONDS DEC2026 46435GAA0 19,847,195 818,441 SH SOLE 0 0 818,441
ISHARES TR IBONDS DEC 29 46436E205 31,415,176 1,346,557 SH SOLE 0 0 1,346,557
ISHARES TR IBONDS DEC 28 46435U325 459,618 18,088 SH SOLE 0 0 18,088
ISHARES TR IBONDS DEC 27 46435U283 443,380 17,490 SH SOLE 0 0 17,490
ISHARES TR IBONDS DEC 26 46435U259 301,510 11,767 SH SOLE 0 0 11,767
ISHARES TR IBONDS DEC 2032 46436E312 12,998,740 514,089 SH SOLE 0 0 514,089
ISHARES TR IBONDS DEC 2031 46436E486 27,592,704 1,311,440 SH SOLE 0 0 1,311,440
ISHARES TR IBONDS DEC 2030 46436E726 29,430,320 1,338,959 SH SOLE 0 0 1,338,959
ISHARES TR IBONDS DEC 2029 46436E163 559,425 22,173 SH SOLE 0 0 22,173
ISHARES TR IBONDS 27 ETF 46435UAA9 24,059,048 991,308 SH SOLE 0 0 991,308
ISHARES TR IBDS DEC28 ETF 46435U515 28,305,617 1,113,518 SH SOLE 0 0 1,113,518
ISHARES TR EXPND TEC SC ETF 464287549 202,212 1,800 SH SOLE 0 0 1,800
ISHARES TR ESG OPTIMIZED 464288802 341,465 2,694 SH SOLE 0 0 2,694
ISHARES TR ESG AWR MSCI USA 46435G425 247,058 1,826 SH SOLE 0 0 1,826
ISHARES TR EAFE SML CP ETF 464288273 11,822,711 162,668 SH SOLE 0 0 162,668
ISHARES TR CORE S&P500 ETF 464287200 317,757,174 511,769 SH SOLE 0 0 511,769
ISHARES TR CORE S&P US VLU 464287663 246,701 2,607 SH SOLE 0 0 2,607
ISHARES TR CORE S&P TTL STK 464287150 1,837,355 13,606 SH SOLE 0 0 13,606
ISHARES TR CORE S&P SCP ETF 464287804 58,418,386 534,526 SH SOLE 0 0 534,526
ISHARES TR CORE S&P MCP ETF 464287507 86,693,236 1,397,827 SH SOLE 0 0 1,397,827
ISHARES TR CORE MSCI TOTAL 46432F834 2,224,982 28,780 SH SOLE 0 0 28,780
ISHARES TR CORE MSCI INTL 46435G326 513,194 6,749 SH SOLE 0 0 6,749
ISHARES TR CORE MSCI EAFE 46432F842 62,244,605 745,623 SH SOLE 0 0 745,623
ISHARES TR CORE HIGH DV ETF 46429B663 2,421,624 20,668 SH SOLE 0 0 20,668
ISHARES TR CORE DIV GRWTH 46434V621 268,548 4,200 SH SOLE 0 0 4,200
ISHARES TR CORE 80/20 AGGRE 464289859 604,984 7,254 SH SOLE 0 0 7,254
ISHARES U S ETF TR SHORT DURATION B 46431W507 2,065,105 40,413 SH SOLE 0 0 40,413
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,266,737 24,877 SH SOLE 0 0 24,877
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,732,159 53,910 SH SOLE 0 0 53,910
JACOBS SOLUTIONS INC COM 46982L108 390,013 2,967 SH SOLE 0 0 2,967
JOHNSON & JOHNSON COM 478160104 2,788,910 18,258 SH SOLE 0 0 18,258
JONES LANG LASALLE INC COM 48020Q107 7,672,633 29,997 SH SOLE 0 0 29,997
JPMORGAN CHASE & CO. COM 46625H100 5,989,976 20,662 SH SOLE 0 0 20,662
KINDER MORGAN INC DEL COM 49456B101 238,199 8,102 SH SOLE 0 0 8,102
KKR & CO INC COM 48251W104 346,145 2,602 SH SOLE 0 0 2,602
KLA CORP COM NEW 482480100 327,841 366 SH SOLE 0 0 366
L3HARRIS TECHNOLOGIES INC COM 502431109 498,169 1,986 SH SOLE 0 0 1,986
LAM RESEARCH CORP COM NEW 512807306 207,043 2,127 SH SOLE 0 0 2,127
LAMAR ADVERTISING CO NEW CL A 512816109 1,936,421 15,956 SH SOLE 0 0 15,956
LINDE PLC SHS G54950103 742,712 1,583 SH SOLE 0 0 1,583
LOCKHEED MARTIN CORP COM 539830109 848,010 1,831 SH SOLE 0 0 1,831
LOWES COS INC COM 548661107 650,301 2,931 SH SOLE 0 0 2,931
MARSH & MCLENNAN COS INC COM 571748102 215,142 984 SH SOLE 0 0 984
MASTERCARD INCORPORATED CL A 57636Q104 4,234,218 7,535 SH SOLE 0 0 7,535
MCDONALDS CORP COM 580135101 1,588,529 5,437 SH SOLE 0 0 5,437
MERCK & CO INC COM 58933Y105 774,502 9,784 SH SOLE 0 0 9,784
META PLATFORMS INC CL A 30303M102 4,344,527 5,886 SH SOLE 0 0 5,886
MICROSOFT CORP COM 594918104 16,936,778 34,050 SH SOLE 0 0 34,050
MOODYS CORP COM 615369105 227,221 453 SH SOLE 0 0 453
MORGAN STANLEY COM NEW 617446448 592,458 4,206 SH SOLE 0 0 4,206
NETFLIX INC COM 64110L106 1,991,287 1,487 SH SOLE 0 0 1,487
NEXTERA ENERGY INC COM 65339F101 1,261,709 18,175 SH SOLE 0 0 18,175
NORFOLK SOUTHN CORP COM 655844108 467,402 1,826 SH SOLE 0 0 1,826
NORTHROP GRUMMAN CORP COM 666807102 202,992 406 SH SOLE 0 0 406
NOVARTIS AG SPONSORED ADR 66987V109 397,397 3,284 SH SOLE 0 0 3,284
NOVO-NORDISK A S ADR 670100205 417,917 6,055 SH SOLE 0 0 6,055
NVIDIA CORPORATION COM 67066G104 8,434,638 53,387 SH SOLE 0 0 53,387
ORACLE CORP COM 68389X105 3,107,826 14,215 SH SOLE 0 0 14,215
OREILLY AUTOMOTIVE INC COM 67103H107 1,079,397 11,976 SH SOLE 0 0 11,976
PALANTIR TECHNOLOGIES INC CL A 69608A108 481,346 3,531 SH SOLE 0 0 3,531
PALO ALTO NETWORKS INC COM 697435105 426,675 2,085 SH SOLE 0 0 2,085
PARKER-HANNIFIN CORP COM 701094104 345,045 494 SH SOLE 0 0 494
PAYCHEX INC COM 704326107 300,957 2,069 SH SOLE 0 0 2,069
PAYPAL HLDGS INC COM 70450Y103 278,255 3,744 SH SOLE 0 0 3,744
PEPSICO INC COM 713448108 512,448 3,881 SH SOLE 0 0 3,881
PFIZER INC COM 717081103 500,847 20,662 SH SOLE 0 0 20,662
PHILIP MORRIS INTL INC COM 718172109 1,204,873 6,615 SH SOLE 0 0 6,615
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,060,968 20,500 SH SOLE 0 0 20,500
PJT PARTNERS INC COM CL A 69343T107 1,743,661 10,567 SH SOLE 0 0 10,567
PPG INDS INC COM 693506107 404,154 3,553 SH SOLE 0 0 3,553
PRIMERICA INC COM 74164M108 361,792 1,322 SH SOLE 0 0 1,322
PROCTER AND GAMBLE CO COM 742718109 2,198,722 13,801 SH SOLE 0 0 13,801
PROGRESSIVE CORP COM 743315103 842,744 3,158 SH SOLE 0 0 3,158
PRUDENTIAL FINL INC COM 744320102 207,575 1,932 SH SOLE 0 0 1,932
QUALCOMM INC COM 747525103 434,462 2,728 SH SOLE 0 0 2,728
RAYMOND JAMES FINL INC COM 754730109 1,877,096 12,239 SH SOLE 0 0 12,239
RBC BEARINGS INC COM 75524B104 216,643 563 SH SOLE 0 0 563
REGENERON PHARMACEUTICALS COM 75886F107 200,550 382 SH SOLE 0 0 382
ROSS STORES INC COM 778296103 681,533 5,342 SH SOLE 0 0 5,342
RTX CORPORATION COM 75513E101 758,136 5,192 SH SOLE 0 0 5,192
SALESFORCE INC COM 79466L302 914,603 3,354 SH SOLE 0 0 3,354
SAP SE SPON ADR 803054204 369,482 1,215 SH SOLE 0 0 1,215
SCHWAB CHARLES CORP COM 808513105 778,734 8,535 SH SOLE 0 0 8,535
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 796,353 32,584 SH SOLE 0 0 32,584
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 316,601 11,442 SH SOLE 0 0 11,442
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 518,975 17,767 SH SOLE 0 0 17,767
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 319,325 12,050 SH SOLE 0 0 12,050
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 414,642 17,400 SH SOLE 0 0 17,400
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,298,000 58,733 SH SOLE 0 0 58,733
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 281,063 6,684 SH SOLE 0 0 6,684
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 208,492 6,316 SH SOLE 0 0 6,316
SEA LTD SPONSORD ADS 81141R100 417,764 2,612 SH SOLE 0 0 2,612
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 678,657 2,680 SH SOLE 0 0 2,680
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 206,338 3,940 SH SOLE 0 0 3,940
SERVICENOW INC COM 81762P102 547,967 533 SH SOLE 0 0 533
SHELL PLC SPON ADS 780259305 201,725 2,865 SH SOLE 0 0 2,865
SIMPSON MFG INC COM 829073105 276,918 1,783 SH SOLE 0 0 1,783
SOUTHERN CO COM 842587107 377,514 4,111 SH SOLE 0 0 4,111
SPDR GOLD TR GOLD SHS 78463V107 545,951 1,791 SH SOLE 0 0 1,791
SPDR S&P 500 ETF TR TR UNIT 78462F103 73,037,590 118,212 SH SOLE 0 0 118,212
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 24,006,519 42,378 SH SOLE 0 0 42,378
SPDR SERIES TRUST S&P DIVID ETF 78464A763 26,500,694 195,246 SH SOLE 0 0 195,246
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 22,682,267 284,381 SH SOLE 0 0 284,381
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 18,180,104 204,846 SH SOLE 0 0 204,846
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 29,572,103 372,304 SH SOLE 0 0 372,304
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 28,460,264 327,619 SH SOLE 0 0 327,619
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 62,607,440 1,196,168 SH SOLE 0 0 1,196,168
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 68,249,870 716,008 SH SOLE 0 0 716,008
SPOTIFY TECHNOLOGY S A SHS L8681T102 438,152 571 SH SOLE 0 0 571
STARBUCKS CORP COM 855244109 405,921 4,430 SH SOLE 0 0 4,430
STRYKER CORPORATION COM 863667101 700,661 1,771 SH SOLE 0 0 1,771
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 645,271 2,849 SH SOLE 0 0 2,849
TESLA INC COM 88160R101 2,043,190 6,432 SH SOLE 0 0 6,432
TEXAS INSTRS INC COM 882508104 995,538 4,795 SH SOLE 0 0 4,795
THERMO FISHER SCIENTIFIC INC COM 883556102 675,091 1,665 SH SOLE 0 0 1,665
TJX COS INC NEW COM 872540109 1,828,517 14,807 SH SOLE 0 0 14,807
T-MOBILE US INC COM 872590104 287,580 1,207 SH SOLE 0 0 1,207
TRANE TECHNOLOGIES PLC SHS G8994E103 220,018 503 SH SOLE 0 0 503
TRUIST FINL CORP COM 89832Q109 580,494 13,503 SH SOLE 0 0 13,503
UBER TECHNOLOGIES INC COM 90353T100 416,585 4,465 SH SOLE 0 0 4,465
UNILEVER PLC SPON ADR NEW 904767704 287,622 4,702 SH SOLE 0 0 4,702
UNION PAC CORP COM 907818108 416,675 1,811 SH SOLE 0 0 1,811
UNITED BANKSHARES INC WEST V COM 909907107 1,114,613 30,596 SH SOLE 0 0 30,596
UNITED RENTALS INC COM 911363109 492,724 654 SH SOLE 0 0 654
UNITEDHEALTH GROUP INC COM 91324P102 361,574 1,159 SH SOLE 0 0 1,159
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 298,681 1,071 SH SOLE 0 0 1,071
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,106,849 10,934 SH SOLE 0 0 10,934
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,554,408 14,807 SH SOLE 0 0 14,807
VANGUARD INDEX FDS VALUE ETF 922908744 1,037,641 5,871 SH SOLE 0 0 5,871
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,056,418 46,249 SH SOLE 0 0 46,249
VANGUARD INDEX FDS SML CP GRW ETF 922908595 293,834 1,061 SH SOLE 0 0 1,061
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,532,132 10,685 SH SOLE 0 0 10,685
VANGUARD INDEX FDS SM CP VAL ETF 922908611 686,874 3,522 SH SOLE 0 0 3,522
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,300,021 11,091 SH SOLE 0 0 11,091
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,844,565 54,397 SH SOLE 0 0 54,397
VANGUARD INDEX FDS MID CAP ETF 922908629 262,179 937 SH SOLE 0 0 937
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 372,502 2,265 SH SOLE 0 0 2,265
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 371,129 1,305 SH SOLE 0 0 1,305
VANGUARD INDEX FDS LARGE CAP ETF 922908637 350,064 1,227 SH SOLE 0 0 1,227
VANGUARD INDEX FDS GROWTH ETF 922908736 1,404,634 3,204 SH SOLE 0 0 3,204
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 210,054 1,090 SH SOLE 0 0 1,090
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 625,317 4,653 SH SOLE 0 0 4,653
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 48,677,628 984,182 SH SOLE 0 0 984,182
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,437,430 51,137 SH SOLE 0 0 51,137
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 81,378,519 1,618,829 SH SOLE 0 0 1,618,829
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 545,067 9,273 SH SOLE 0 0 9,273
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,395,989 6,821 SH SOLE 0 0 6,821
VANGUARD STAR FDS VG TL INTL STK F 921909768 624,090 9,033 SH SOLE 0 0 9,033
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 57,304,911 1,005,173 SH SOLE 0 0 1,005,173
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,236,051 9,272 SH SOLE 0 0 9,272
VANGUARD WORLD FD INF TECH ETF 92204A702 252,003 380 SH SOLE 0 0 380
VERA BRADLEY INC COM 92335C106 118,726 53,722 SH SOLE 0 0 53,722
VERISK ANALYTICS INC COM 92345Y106 272,874 876 SH SOLE 0 0 876
VERIZON COMMUNICATIONS INC COM 92343V104 381,166 8,809 SH SOLE 0 0 8,809
VERTEX PHARMACEUTICALS INC COM 92532F100 207,464 466 SH SOLE 0 0 466
VISA INC COM CL A 92826C839 3,132,962 8,824 SH SOLE 0 0 8,824
WALMART INC COM 931142103 1,003,126 10,259 SH SOLE 0 0 10,259
WASTE CONNECTIONS INC COM 94106B101 211,368 1,132 SH SOLE 0 0 1,132
WATTS WATER TECHNOLOGIES INC CL A 942749102 263,840 1,073 SH SOLE 0 0 1,073
WELLS FARGO CO NEW COM 949746101 299,169 3,734 SH SOLE 0 0 3,734
WESTERN ASSET EMERGING MKTS COM 95766A101 106,340 10,581 SH SOLE 0 0 10,581
WILLIAMS COS INC COM 969457100 218,831 3,484 SH SOLE 0 0 3,484
WILLIAMS SONOMA INC COM 969904101 320,859 1,964 SH SOLE 0 0 1,964
WISDOMTREE TR US QTLY DIV GRT 97717X669 615,741 7,353 SH SOLE 0 0 7,353
WISDOMTREE TR EQUITY PREMIUM 97717X560 382,405 11,935 SH SOLE 0 0 11,935
WISDOMTREE TR EMER MKT HIGH FD 97717W315 370,292 8,176 SH SOLE 0 0 8,176
ZOETIS INC CL A 98978V103 213,652 1,370 SH SOLE 0 0 1,370