The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 101,087 758 SH SOLE 0 0 758
ABBVIE INC COM 00287Y109 102,286 539 SH SOLE 0 0 539
ADOBE INC COM 00724F101 112,761 295 SH SOLE 0 0 295
AEGON LTD AMER REG 1 CERT 0076CA104 63,810 9,051 SH SOLE 0 0 9,051
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 350,665 13,173 SH SOLE 0 0 13,173
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 16,529 772 SH SOLE 0 0 772
ALPHABET INC CAP STK CL C 02079K107 346,642 1,979 SH SOLE 0 0 1,979
ALPHABET INC CAP STK CL A 02079K305 321,173 1,842 SH SOLE 0 0 1,842
AMAZON COM INC COM 023135106 782,018 3,565 SH SOLE 0 0 3,565
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 299,449 5,567 SH SOLE 0 0 5,567
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 106,710 1,443 SH SOLE 0 0 1,443
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 471,848 5,890 SH SOLE 0 0 5,890
AMERICAN CENTY ETF TR US SML CP VALU 025072877 632,529 6,680 SH SOLE 0 0 6,680
AMERICAN WTR WKS CO INC NEW COM 030420103 230,568 1,635 SH SOLE 0 0 1,635
AMGEN INC COM 031162100 116,721 393 SH SOLE 0 0 393
AMPHENOL CORP NEW CL A 032095101 128,386 1,318 SH SOLE 0 0 1,318
APPLE INC COM 037833100 1,054,040 5,019 SH SOLE 0 0 5,019
APPLIED MATLS INC COM 038222105 138,443 710 SH SOLE 0 0 710
ARISTA NETWORKS INC COM SHS 040413205 148,778 1,439 SH SOLE 0 0 1,439
AUTOMATIC DATA PROCESSING IN COM 053015103 23,018 75 SH SOLE 0 0 75
BANCO SANTANDER S.A. ADR 05964H105 81,573 9,387 SH SOLE 0 0 9,387
BANK AMERICA CORP COM 060505104 130,841 2,775 SH SOLE 0 0 2,775
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 190,511 399 SH SOLE 0 0 399
BIOMARIN PHARMACEUTICAL INC COM 09061G101 156,573 2,700 SH SOLE 0 0 2,700
BOOKING HOLDINGS INC COM 09857L108 142,833 25 SH SOLE 0 0 25
BORGWARNER INC COM 099724106 158,208 4,492 SH SOLE 0 0 4,492
BROADCOM INC COM 11135F101 488,425 1,797 SH SOLE 0 0 1,797
CAPITAL ONE FINL CORP COM 14040H105 90,480 416 SH SOLE 0 0 416
CARMAX INC COM 143130102 68,448 1,001 SH SOLE 0 0 1,001
CISCO SYS INC COM 17275R102 94,380 1,376 SH SOLE 0 0 1,376
CITIGROUP INC COM NEW 172967424 153,940 1,799 SH SOLE 0 0 1,799
COSTCO WHSL CORP NEW COM 22160K105 243,502 247 SH SOLE 0 0 247
DANAHER CORPORATION COM 235851102 195,864 976 SH SOLE 0 0 976
DELTA AIR LINES INC DEL COM NEW 247361702 151,509 2,999 SH SOLE 0 0 2,999
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 113,774 2,667 SH SOLE 0 0 2,667
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,645,029 47,613 SH SOLE 0 0 47,613
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 17,006 586 SH SOLE 0 0 586
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 4,283,961 63,598 SH SOLE 0 0 63,598
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,229,064 18,787 SH SOLE 0 0 18,787
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 32,499,731 579,524 SH SOLE 0 0 579,524
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 227,866 8,512 SH SOLE 0 0 8,512
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 56,361,718 1,554,806 SH SOLE 0 0 1,554,806
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 18,144,982 423,355 SH SOLE 0 0 423,355
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,211,375 74,282 SH SOLE 0 0 74,282
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 32,708 1,111 SH SOLE 0 0 1,111
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 13,871 463 SH SOLE 0 0 463
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,344,356 70,677 SH SOLE 0 0 70,677
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 57,827 1,860 SH SOLE 0 0 1,860
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 15,498,258 360,006 SH SOLE 0 0 360,006
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 140,620 4,576 SH SOLE 0 0 4,576
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 348,545 14,876 SH SOLE 0 0 14,876
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1,079 30 SH SOLE 0 0 30
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,503,890 31,403 SH SOLE 0 0 31,403
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 14,918,501 506,055 SH SOLE 0 0 506,055
DOORDASH INC CL A 25809K105 138,604 574 SH SOLE 0 0 574
DRAFTKINGS INC NEW COM CL A 26142V105 141,754 3,348 SH SOLE 0 0 3,348
DUPONT DE NEMOURS INC COM 26614N102 158,323 2,126 SH SOLE 0 0 2,126
DYNEX CAP INC COM 26817Q886 578,468 45,370 SH SOLE 0 0 45,370
ETFIS SER TR I VIRTUS INFRCAP 26923G822 549,557 25,947 SH SOLE 0 0 25,947
EXPEDIA GROUP INC COM NEW 30212P303 90,373 509 SH SOLE 0 0 509
EXXON MOBIL CORP COM 30231G102 782,087 6,849 SH SOLE 0 0 6,849
META PLATFORMS INC CL A 30303M102 541,223 751 SH SOLE 0 0 751
FEDEX CORP COM 31428X106 149,671 627 SH SOLE 0 0 627
FORTINET INC COM 34959E109 90,226 839 SH SOLE 0 0 839
FREEPORT-MCMORAN INC CL B 35671D857 103,830 2,244 SH SOLE 0 0 2,244
GARTNER INC COM 366651107 112,161 281 SH SOLE 0 0 281
GE AEROSPACE COM NEW 369604301 183,077 741 SH SOLE 0 0 741
GENERAL MTRS CO COM 37045V100 110,538 2,118 SH SOLE 0 0 2,118
HOME DEPOT INC COM 437076102 198,083 539 SH SOLE 0 0 539
HORIZON TECHNOLOGY FIN CORP COM 44045A102 277,690 35,647 SH SOLE 0 0 35,647
HUNT J B TRANS SVCS INC COM 445658107 103,921 679 SH SOLE 0 0 679
ILLUMINA INC COM 452327109 128,455 1,294 SH SOLE 0 0 1,294
INCYTE CORP COM 45337C102 84,655 1,251 SH SOLE 0 0 1,251
INTEL CORP COM 458140100 147,839 6,267 SH SOLE 0 0 6,267
INTERNATIONAL BUSINESS MACHS COM 459200101 61,569 212 SH SOLE 0 0 212
INTUIT COM 461202103 123,474 158 SH SOLE 0 0 158
ISHARES TR CORE S&P TTL STK 464287150 336,685 2,480 SH SOLE 0 0 2,480
ISHARES TR CORE S&P500 ETF 464287200 469,991 754 SH SOLE 0 0 754
ISHARES TR RUS 1000 VAL ETF 464287598 28,575 146 SH SOLE 0 0 146
ISHARES TR MSCI USA QLT FCT 46432F339 6,801 37 SH SOLE 0 0 37
ISHARES TR MSCI USA VALUE 46432F388 2,054,290 17,820 SH SOLE 0 0 17,820
ISHARES INC CORE MSCI EMKT 46434G103 96,428 1,605 SH SOLE 0 0 1,605
ISHARES TR CORE MSCI INTL 46435G326 133,263 1,756 SH SOLE 0 0 1,756
ISHARES TR MSCI INTL VLU FT 46435G409 26,153 793 SH SOLE 0 0 793
JPMORGAN CHASE & CO. COM 46625H100 264,117 934 SH SOLE 0 0 934
JOHNSON & JOHNSON COM 478160104 214,211 1,375 SH SOLE 0 0 1,375
KEURIG DR PEPPER INC COM 49271V100 195,230 5,737 SH SOLE 0 0 5,737
ELI LILLY & CO COM 532457108 209,191 269 SH SOLE 0 0 269
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 59,773 14,473 SH SOLE 0 0 14,473
LYFT INC CL A COM 55087P104 95,295 5,793 SH SOLE 0 0 5,793
MANHATTAN ASSOCIATES INC COM 562750109 103,808 512 SH SOLE 0 0 512
MASTERCARD INCORPORATED CL A 57636Q104 131,049 233 SH SOLE 0 0 233
MEDICAL PPTYS TRUST INC COM 58463J304 96,610 22,839 SH SOLE 0 0 22,839
MERCK & CO INC COM 58933Y105 114,976 1,413 SH SOLE 0 0 1,413
MICROSOFT CORP COM 594918104 1,321,506 2,661 SH SOLE 0 0 2,661
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 101,354 7,480 SH SOLE 0 0 7,480
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 44,450 8,141 SH SOLE 0 0 8,141
MONDELEZ INTL INC CL A 609207105 188,954 2,771 SH SOLE 0 0 2,771
MONSTER BEVERAGE CORP NEW COM 61174X109 99,221 1,611 SH SOLE 0 0 1,611
NETFLIX INC COM 64110L106 173,442 136 SH SOLE 0 0 136
RITHM CAPITAL CORP COM NEW 64828T201 159,663 13,705 SH SOLE 0 0 13,705
NEWS CORP NEW CL A 65249B109 136,358 4,627 SH SOLE 0 0 4,627
NEWTEKONE INC COM NEW 652526203 310,608 25,884 SH SOLE 0 0 25,884
NVIDIA CORPORATION COM 67066G104 1,485,440 9,284 SH SOLE 0 0 9,284
OAKTREE SPECIALTY LENDING CO COM 67401P405 502,330 35,601 SH SOLE 0 0 35,601
ORACLE CORP COM 68389X105 112,326 479 SH SOLE 0 0 479
BLUE OWL CAPITAL CORPORATION COM 69121K104 209,076 14,499 SH SOLE 0 0 14,499
PG&E CORP COM 69331C108 96,565 7,064 SH SOLE 0 0 7,064
PNC FINL SVCS GROUP INC COM 693475105 230,868 1,166 SH SOLE 0 0 1,166
PACKAGING CORP AMER COM 695156109 118,620 585 SH SOLE 0 0 585
PALANTIR TECHNOLOGIES INC CL A 69608A108 118,614 849 SH SOLE 0 0 849
PALO ALTO NETWORKS INC COM 697435105 89,756 440 SH SOLE 0 0 440
PEPSICO INC COM 713448108 309,377 2,291 SH SOLE 0 0 2,291
PFIZER INC COM 717081103 182,107 7,108 SH SOLE 0 0 7,108
PHILIP MORRIS INTL INC COM 718172109 112,674 634 SH SOLE 0 0 634
PROCTER AND GAMBLE CO COM 742718109 105,313 667 SH SOLE 0 0 667
PUBLIC STORAGE OPER CO COM 74460D109 82,884 285 SH SOLE 0 0 285
QUALCOMM INC COM 747525103 114,485 718 SH SOLE 0 0 718
ROBINHOOD MKTS INC COM CL A 770700102 77,397 848 SH SOLE 0 0 848
ROBLOX CORP CL A 771049103 231,078 2,202 SH SOLE 0 0 2,202
SPDR S&P 500 ETF TR TR UNIT 78462F103 242,507 391 SH SOLE 0 0 391
SAP SE SPON ADR 803054204 246,390 798 SH SOLE 0 0 798
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 272,255 9,330 SH SOLE 0 0 9,330
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 266,047 9,738 SH SOLE 0 0 9,738
SCHWAB STRATEGIC TR US REIT ETF 808524847 143,279 6,768 SH SOLE 0 0 6,768
SERVICENOW INC COM 81762P102 126,850 124 SH SOLE 0 0 124
SNOWFLAKE INC CL A 833445109 152,651 683 SH SOLE 0 0 683
SOUTHERN CO COM 842587107 13,050 143 SH SOLE 0 0 143
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 162,561 10,823 SH SOLE 0 0 10,823
TESLA INC COM 88160R101 297,512 999 SH SOLE 0 0 999
TOLL BROTHERS INC COM 889478103 123,903 1,059 SH SOLE 0 0 1,059
TYSON FOODS INC CL A 902494103 194,762 3,496 SH SOLE 0 0 3,496
UNITEDHEALTH GROUP INC COM 91324P102 198,774 646 SH SOLE 0 0 646
UNITI GROUP INC COM 91325V108 364,885 84,660 SH SOLE 0 0 84,660
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 140,063 1,792 SH SOLE 0 0 1,792
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 888,149 17,820 SH SOLE 0 0 17,820
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 854,649 6,362 SH SOLE 0 0 6,362
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,991,179 33,686 SH SOLE 0 0 33,686
VEEVA SYS INC CL A COM 922475108 197,283 703 SH SOLE 0 0 703
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 187,063 2,099 SH SOLE 0 0 2,099
VANGUARD INDEX FDS GROWTH ETF 922908736 306,824 700 SH SOLE 0 0 700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 109,398 358 SH SOLE 0 0 358
VERISIGN INC COM 92343E102 122,772 428 SH SOLE 0 0 428
VISA INC COM CL A 92826C839 176,920 499 SH SOLE 0 0 499
VISTRA CORP COM 92840M102 88,244 464 SH SOLE 0 0 464
WALMART INC COM 931142103 149,713 1,542 SH SOLE 0 0 1,542
WELLS FARGO CO NEW COM 949746101 72,289 886 SH SOLE 0 0 886
MEDTRONIC PLC SHS G5960L103 185,221 2,091 SH SOLE 0 0 2,091
ABBOTT LABS COM 002824100 103,887 779 SH OTR 1 0 0 779
ABBVIE INC COM 00287Y109 173,829 916 SH OTR 1 0 0 916
ADOBE INC COM 00724F101 214,819 562 SH OTR 1 0 0 562
AEGON LTD AMER REG 1 CERT 0076CA104 16,631 2,359 SH OTR 1 0 0 2,359
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 3,305,212 154,377 SH OTR 1 0 0 154,377
ALPHABET INC CAP STK CL C 02079K107 408,123 2,330 SH OTR 1 0 0 2,330
ALPHABET INC CAP STK CL A 02079K305 439,562 2,521 SH OTR 1 0 0 2,521
AMAZON COM INC COM 023135106 953,558 4,347 SH OTR 1 0 0 4,347
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 968,919 18,013 SH OTR 1 0 0 18,013
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 263,400 5,985 SH OTR 1 0 0 5,985
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3,039,641 41,104 SH OTR 1 0 0 41,104
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,879,459 98,358 SH OTR 1 0 0 98,358
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,059,024 63,988 SH OTR 1 0 0 63,988
AMERICAN CENTY ETF TR US EQT ETF 025072885 493,832 4,851 SH OTR 1 0 0 4,851
AMERICAN WTR WKS CO INC NEW COM 030420103 28,204 200 SH OTR 1 0 0 200
AMGEN INC COM 031162100 87,318 294 SH OTR 1 0 0 294
AMPHENOL CORP NEW CL A 032095101 87,669 900 SH OTR 1 0 0 900
APPLE INC COM 037833100 3,260,615 15,526 SH OTR 1 0 0 15,526
APPLIED MATLS INC COM 038222105 109,779 563 SH OTR 1 0 0 563
ARISTA NETWORKS INC COM SHS 040413205 209,158 2,023 SH OTR 1 0 0 2,023
AUTOMATIC DATA PROCESSING IN COM 053015103 501,607 1,634 SH OTR 1 0 0 1,634
BANCO SANTANDER S.A. ADR 05964H105 28,017 3,224 SH OTR 1 0 0 3,224
BANK AMERICA CORP COM 060505104 127,164 2,697 SH OTR 1 0 0 2,697
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 528,082 1,106 SH OTR 1 0 0 1,106
BIOMARIN PHARMACEUTICAL INC COM 09061G101 132,739 2,289 SH OTR 1 0 0 2,289
BOOKING HOLDINGS INC COM 09857L108 188,540 33 SH OTR 1 0 0 33
BORGWARNER INC COM 099724106 77,519 2,201 SH OTR 1 0 0 2,201
BROADCOM INC COM 11135F101 730,055 2,686 SH OTR 1 0 0 2,686
CAPITAL ONE FINL CORP COM 14040H105 170,085 782 SH OTR 1 0 0 782
CARMAX INC COM 143130102 146,538 2,143 SH OTR 1 0 0 2,143
CISCO SYS INC COM 17275R102 129,155 1,883 SH OTR 1 0 0 1,883
CITIGROUP INC COM NEW 172967424 86,682 1,013 SH OTR 1 0 0 1,013
COSTCO WHSL CORP NEW COM 22160K105 271,106 275 SH OTR 1 0 0 275
DANAHER CORPORATION COM 235851102 160,343 799 SH OTR 1 0 0 799
DELTA AIR LINES INC DEL COM NEW 247361702 116,398 2,304 SH OTR 1 0 0 2,304
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 12,886,605 302,077 SH OTR 1 0 0 302,077
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,192,524 92,403 SH OTR 1 0 0 92,403
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 6,914,247 238,258 SH OTR 1 0 0 238,258
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 24,815,974 368,408 SH OTR 1 0 0 368,408
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,293,679 294,920 SH OTR 1 0 0 294,920
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 127,770,096 2,278,354 SH OTR 1 0 0 2,278,354
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 291,873 10,903 SH OTR 1 0 0 10,903
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 122,792,416 3,387,377 SH OTR 1 0 0 3,387,377
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 55,378,697 1,292,083 SH OTR 1 0 0 1,292,083
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 20,165,068 677,362 SH OTR 1 0 0 677,362
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,956,906 66,471 SH OTR 1 0 0 66,471
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,009,956 67,088 SH OTR 1 0 0 67,088
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 30,788,460 928,202 SH OTR 1 0 0 928,202
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 9,191,075 295,628 SH OTR 1 0 0 295,628
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 56,505,349 1,312,552 SH OTR 1 0 0 1,312,552
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 27,751,495 903,075 SH OTR 1 0 0 903,075
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 7,997,713 341,345 SH OTR 1 0 0 341,345
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 3,702,378 102,901 SH OTR 1 0 0 102,901
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,133,958 23,903 SH OTR 1 0 0 23,903
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 18,296,997 382,063 SH OTR 1 0 0 382,063
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 29,703,521 1,007,582 SH OTR 1 0 0 1,007,582
DOORDASH INC CL A 25809K105 148,263 614 SH OTR 1 0 0 614
DRAFTKINGS INC NEW COM CL A 26142V105 101,277 2,392 SH OTR 1 0 0 2,392
DUPONT DE NEMOURS INC COM 26614N102 76,481 1,027 SH OTR 1 0 0 1,027
DYNEX CAP INC COM 26817Q886 3,200 251 SH OTR 1 0 0 251
EXPEDIA GROUP INC COM NEW 30212P303 149,675 843 SH OTR 1 0 0 843
EXXON MOBIL CORP COM 30231G102 241,854 2,118 SH OTR 1 0 0 2,118
META PLATFORMS INC CL A 30303M102 737,966 1,024 SH OTR 1 0 0 1,024
FEDEX CORP COM 31428X106 148,478 622 SH OTR 1 0 0 622
FORTINET INC COM 34959E109 130,554 1,214 SH OTR 1 0 0 1,214
FREEPORT-MCMORAN INC CL B 35671D857 109,799 2,373 SH OTR 1 0 0 2,373
GARTNER INC COM 366651107 126,531 317 SH OTR 1 0 0 317
GE AEROSPACE COM NEW 369604301 165,524 670 SH OTR 1 0 0 670
GENERAL MTRS CO COM 37045V100 218,206 4,181 SH OTR 1 0 0 4,181
HOME DEPOT INC COM 437076102 181,856 495 SH OTR 1 0 0 495
HUNT J B TRANS SVCS INC COM 445658107 99,636 651 SH OTR 1 0 0 651
ILLUMINA INC COM 452327109 79,019 796 SH OTR 1 0 0 796
INCYTE CORP COM 45337C102 160,378 2,370 SH OTR 1 0 0 2,370
INTEL CORP COM 458140100 162,158 6,874 SH OTR 1 0 0 6,874
INTERNATIONAL BUSINESS MACHS COM 459200101 143,467 494 SH OTR 1 0 0 494
INVESCO QQQ TR UNIT SER 1 46090E103 217,070 393 SH OTR 1 0 0 393
INTUIT COM 461202103 92,996 119 SH OTR 1 0 0 119
ISHARES TR CORE S&P TTL STK 464287150 1,409,460 10,382 SH OTR 1 0 0 10,382
ISHARES TR CORE S&P500 ETF 464287200 257,435 413 SH OTR 1 0 0 413
ISHARES TR RUS 1000 VAL ETF 464287598 187,891 960 SH OTR 1 0 0 960
ISHARES TR RUS 1000 GRW ETF 464287614 233,712 550 SH OTR 1 0 0 550
ISHARES TR MSCI USA QLT FCT 46432F339 406,955 2,214 SH OTR 1 0 0 2,214
ISHARES TR MSCI USA VALUE 46432F388 1,306,122 11,330 SH OTR 1 0 0 11,330
ISHARES INC CORE MSCI EMKT 46434G103 316,441 5,267 SH OTR 1 0 0 5,267
ISHARES TR CORE MSCI INTL 46435G326 719,058 9,475 SH OTR 1 0 0 9,475
ISHARES TR MSCI INTL VLU FT 46435G409 654,290 19,839 SH OTR 1 0 0 19,839
JPMORGAN CHASE & CO. COM 46625H100 429,260 1,518 SH OTR 1 0 0 1,518
JOHNSON & JOHNSON COM 478160104 201,125 1,291 SH OTR 1 0 0 1,291
KEURIG DR PEPPER INC COM 49271V100 30,933 909 SH OTR 1 0 0 909
ELI LILLY & CO COM 532457108 291,623 375 SH OTR 1 0 0 375
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 40,284 9,754 SH OTR 1 0 0 9,754
LYFT INC CL A COM 55087P104 116,433 7,078 SH OTR 1 0 0 7,078
MANHATTAN ASSOCIATES INC COM 562750109 104,822 517 SH OTR 1 0 0 517
MASTERCARD INCORPORATED CL A 57636Q104 242,412 431 SH OTR 1 0 0 431
MEDICAL PPTYS TRUST INC COM 58463J304 1,138 269 SH OTR 1 0 0 269
MERCK & CO INC COM 58933Y105 184,222 2,264 SH OTR 1 0 0 2,264
MICROSOFT CORP COM 594918104 1,921,423 3,869 SH OTR 1 0 0 3,869
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 50,379 3,718 SH OTR 1 0 0 3,718
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 14,098 2,582 SH OTR 1 0 0 2,582
MONDELEZ INTL INC CL A 609207105 48,142 706 SH OTR 1 0 0 706
MONSTER BEVERAGE CORP NEW COM 61174X109 132,726 2,155 SH OTR 1 0 0 2,155
NETFLIX INC COM 64110L106 187,471 147 SH OTR 1 0 0 147
RITHM CAPITAL CORP COM NEW 64828T201 20,667 1,774 SH OTR 1 0 0 1,774
NEWS CORP NEW CL A 65249B109 72,820 2,471 SH OTR 1 0 0 2,471
NEWTEKONE INC COM NEW 652526203 3,696 308 SH OTR 1 0 0 308
NVIDIA CORPORATION COM 67066G104 2,022,080 12,638 SH OTR 1 0 0 12,638
ORACLE CORP COM 68389X105 168,606 719 SH OTR 1 0 0 719
PG&E CORP COM 69331C108 49,472 3,619 SH OTR 1 0 0 3,619
PNC FINL SVCS GROUP INC COM 693475105 218,196 1,102 SH OTR 1 0 0 1,102
PACKAGING CORP AMER COM 695156109 91,449 451 SH OTR 1 0 0 451
PALANTIR TECHNOLOGIES INC CL A 69608A108 157,593 1,128 SH OTR 1 0 0 1,128
PALO ALTO NETWORKS INC COM 697435105 117,906 578 SH OTR 1 0 0 578
PEPSICO INC COM 713448108 250,769 1,857 SH OTR 1 0 0 1,857
PFIZER INC COM 717081103 89,901 3,509 SH OTR 1 0 0 3,509
PHILIP MORRIS INTL INC COM 718172109 177,187 997 SH OTR 1 0 0 997
PROCTER AND GAMBLE CO COM 742718109 128,522 814 SH OTR 1 0 0 814
PUBLIC STORAGE OPER CO COM 74460D109 167,803 577 SH OTR 1 0 0 577
QUALCOMM INC COM 747525103 113,847 714 SH OTR 1 0 0 714
ROBINHOOD MKTS INC COM CL A 770700102 126,774 1,389 SH OTR 1 0 0 1,389
ROBLOX CORP CL A 771049103 240,418 2,291 SH OTR 1 0 0 2,291
SPDR S&P 500 ETF TR TR UNIT 78462F103 30,397 49 SH OTR 1 0 0 49
SAP SE SPON ADR 803054204 24,392 79 SH OTR 1 0 0 79
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,669 160 SH OTR 1 0 0 160
SCHWAB STRATEGIC TR US REIT ETF 808524847 9,350,344 441,679 SH OTR 1 0 0 441,679
SERVICENOW INC COM 81762P102 120,712 118 SH OTR 1 0 0 118
SNOWFLAKE INC CL A 833445109 186,846 836 SH OTR 1 0 0 836
SOUTHERN CO COM 842587107 1,262,765 13,837 SH OTR 1 0 0 13,837
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 29,379 1,956 SH OTR 1 0 0 1,956
TESLA INC COM 88160R101 308,531 1,036 SH OTR 1 0 0 1,036
TOLL BROTHERS INC COM 889478103 108,576 928 SH OTR 1 0 0 928
TYSON FOODS INC CL A 902494103 114,373 2,053 SH OTR 1 0 0 2,053
UNITEDHEALTH GROUP INC COM 91324P102 151,696 493 SH OTR 1 0 0 493
UNITI GROUP INC COM 91325V108 289 67 SH OTR 1 0 0 67
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 131,309 1,680 SH OTR 1 0 0 1,680
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,882,843 258,484 SH OTR 1 0 0 258,484
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 31,892,430 539,544 SH OTR 1 0 0 539,544
VEEVA SYS INC CL A COM 922475108 82,225 293 SH OTR 1 0 0 293
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 167,456 1,879 SH OTR 1 0 0 1,879
VANGUARD INDEX FDS TOTAL STK MKT 922908769 128,038 419 SH OTR 1 0 0 419
VERISIGN INC COM 92343E102 150,883 526 SH OTR 1 0 0 526
VISA INC COM CL A 92826C839 252,794 713 SH OTR 1 0 0 713
VISTRA CORP COM 92840M102 141,684 745 SH OTR 1 0 0 745
WALMART INC COM 931142103 226,414 2,332 SH OTR 1 0 0 2,332
WELLS FARGO CO NEW COM 949746101 150,289 1,842 SH OTR 1 0 0 1,842
MEDTRONIC PLC SHS G5960L103 86,100 972 SH OTR 1 0 0 972