The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 452,223 2,970 SH SOLE 0 2,770 0 200
Abbvie Inc COM 00287Y109 353,049 1,902 SH SOLE 0 1,902 0 0
Adobe Inc COM 00724F101 329,622 852 SH SOLE 0 852 0 0
Alphabet Inc. Class A COM 02079K305 1,346,750 7,642 SH SOLE 0 7,142 0 500
Alphabet Inc. Class C COM 02079K107 1,871,465 10,550 SH SOLE 0 10,050 0 500
Altria Group Inc COM 02209S103 1,461,646 24,930 SH SOLE 0 23,930 0 1,000
Amazon.Com COM 023135106 665,629 3,034 SH SOLE 0 3,034 0 0
American Express Co. COM 025816109 239,554 751 SH SOLE 0 751 0 0
Apple Inc. COM 037833100 2,318,626 11,301 SH SOLE 0 11,301 0 0
AT&T Corp. COM 00206r102 458,670 15,849 SH SOLE 0 15,849 0 0
Automatic Data Processing COM 053015103 290,821 943 SH SOLE 0 943 0 0
Becton Dickinson COM 075887109 289,552 1,681 SH SOLE 0 1,681 0 0
Berkshire Hathaway Inc D COM 084670108 728,800 1 SH SOLE 0 1 0 0
Berkshire Hathaway Inc. Class B COM 084670702 1,926,564 3,966 SH SOLE 0 3,966 0 0
Bristol Myers Squibb Co COM 110122108 273,342 5,905 SH SOLE 0 5,905 0 0
Capital One Financial Cp COM 14040H105 534,666 2,513 SH SOLE 0 2,513 0 0
Caterpillar COM 149123101 362,200 933 SH SOLE 0 933 0 0
Chevron Corporation COM 166764100 733,419 5,122 SH SOLE 0 5,122 0 0
Church & Dwight Co Inc COM 171340102 859,704 8,945 SH SOLE 0 8,945 0 0
ConocoPhillips COM 20825c104 576,759 6,427 SH SOLE 0 6,427 0 0
Consolidated Edison COM 209115104 234,518 2,337 SH SOLE 0 2,137 0 200
Constellation Energy Group Inc COM 210371100 202,371 627 SH SOLE 0 627 0 0
Corning Inc COM 219350105 518,012 9,850 SH SOLE 0 9,850 0 0
Deere & Co COM 244199105 1,291,565 2,540 SH SOLE 0 2,540 0 0
Eaton Corp PLC COM G29183103 820,006 2,297 SH SOLE 0 2,297 0 0
Eli Lilly & Co COM 532457108 707,813 908 SH SOLE 0 908 0 0
Emerson Electric COM 291011104 304,526 2,284 SH SOLE 0 2,284 0 0
Equifax Inc COM 294429105 259,370 1,000 SH SOLE 0 1,000 0 0
Erie Indemnity Co COM 29530P102 7,819,421 22,548 SH SOLE 0 22,548 0 0
Exxon Mobil Corp COM 30231G102 1,114,592 10,339 SH SOLE 0 10,139 0 200
Fedex Corp COM 31428X106 262,543 1,155 SH SOLE 0 1,155 0 0
General Mills COM 370334104 526,804 10,168 SH SOLE 0 10,168 0 0
Home Depot Inc COM 437076102 945,565 2,579 SH SOLE 0 2,579 0 0
Honeywell International COM 438516106 290,401 1,247 SH SOLE 0 1,247 0 0
HP Inc. COM 40434L105 317,051 12,962 SH SOLE 0 12,962 0 0
Illinois Tool Works COM 452308109 315,244 1,275 SH SOLE 0 1,275 0 0
Invesco QQQ Nasdaq 100 ETF 73935A104 492,063 892 SH SOLE 0 892 0 0
iShares 20 Yrs Treasury Bond ETF ETF 464287432 407,097 4,613 SH SOLE 0 4,613 0 0
iShares Core S&P 500 ETF ETF 464287200 2,260,697 3,641 SH SOLE 0 3,341 0 300
iShares IBoxx Inv Gr Corp Bd ETF 464287242 202,559 1,848 SH SOLE 0 1,848 0 0
iShares Russell 2000 ETF ETF 464287655 285,660 1,324 SH SOLE 0 1,324 0 0
iShares Russell 2000 Value ETF ETF 464287630 291,540 1,848 SH SOLE 0 1,848 0 0
iShares Russell MC Growth ETF ETF 464287481 992,394 7,156 SH SOLE 0 7,156 0 0
iShares Russell MC Index ETF ETF 464287499 320,515 3,485 SH SOLE 0 3,485 0 0
iShares Russell MC Value ETF ETF 464287473 963,565 7,292 SH SOLE 0 7,292 0 0
JM Smucker Co COM 832696405 222,619 2,267 SH SOLE 0 2,267 0 0
Johnson & Johnson COM 478160104 1,470,562 9,627 SH SOLE 0 9,427 0 200
JPMorgan Chase & Co. COM 46625H100 645,630 2,227 SH SOLE 0 2,227 0 0
L3 Harris Technologies Inc. COM 502431109 1,276,776 5,090 SH SOLE 0 5,090 0 0
Lowe's Companies Inc COM 548661107 290,428 1,309 SH SOLE 0 1,309 0 0
Marriott International - CL A COM 571903202 510,083 1,867 SH SOLE 0 1,867 0 0
Mastercard Inc COM 57636Q104 910,343 1,620 SH SOLE 0 1,620 0 0
McDonald's Corp. COM 580135101 587,554 2,011 SH SOLE 0 2,011 0 0
Metlife Inc. COM 59156r108 409,740 5,095 SH SOLE 0 5,095 0 0
Microsoft Corp COM 594918104 6,223,097 12,511 SH SOLE 0 12,511 0 0
National Fuel Gas Co COM 636180101 229,734 2,712 SH SOLE 0 2,712 0 0
Nestle S.A. ADR COM 641069406 268,164 2,700 SH SOLE 0 2,400 0 300
Nextera Energy Inc Co COM 65339f101 416,312 5,997 SH SOLE 0 5,997 0 0
Norfolk Southern Corp. COM 655844108 947,089 3,700 SH SOLE 0 3,700 0 0
Nvidia Corp COM 67066G104 2,891,217 18,300 SH SOLE 0 18,300 0 0
Oneok Inc. COM 682680103 608,144 7,450 SH SOLE 0 7,050 0 400
Oracle Corp COM 68389X105 655,183 2,997 SH SOLE 0 2,997 0 0
Parker-Hannifin Corp COM 701094104 1,230,704 1,762 SH SOLE 0 1,762 0 0
Paychex Inc Co COM 704326107 203,644 1,400 SH SOLE 0 1,400 0 0
Pepsico Inc COM 713448108 540,044 4,090 SH SOLE 0 4,041 0 49
Pfizer Inc COM 717081103 285,353 11,772 SH SOLE 0 11,582 0 190
Philip Morris Int'l COM 718172109 2,650,720 14,554 SH SOLE 0 14,244 0 310
Phillips 66 Co COM 718546104 399,655 3,350 SH SOLE 0 3,350 0 0
PNC Financial Svcs COM 693475105 316,355 1,697 SH SOLE 0 1,697 0 0
PPG Industries Inc. COM 693506107 494,699 4,349 SH SOLE 0 4,349 0 0
Procter & Gamble Co COM 742718109 1,803,980 11,323 SH SOLE 0 11,298 0 25
Qualcomm Inc COM 747525103 297,338 1,867 SH SOLE 0 1,867 0 0
Raytheon Technologies Co COM 75513E101 833,774 5,710 SH SOLE 0 5,710 0 0
Republic Services Inc. COM 760759100 1,224,419 4,965 SH SOLE 0 4,965 0 0
Schwab LC Value ETF ETF 808524409 204,454 7,389 SH SOLE 0 7,389 0 0
Schwab US Broad Market ETF ETF 808524102 216,376 9,080 SH SOLE 0 9,080 0 0
Schwab US Small Cap ETF ETF 808524607 240,097 9,490 SH SOLE 0 9,490 0 0
SchwabUS LCap ETF ETF 808524201 2,359,291 96,534 SH SOLE 0 96,534 0 0
Seagate Technology Holdings PLC COM G7945M107 357,072 2,474 SH SOLE 0 2,474 0 0
Shell PLC ADR COM 780259305 211,230 3,000 SH SOLE 0 3,000 0 0
Sherwin-Williams Co. COM 824348106 200,179 583 SH SOLE 0 583 0 0
Southern Co COM 842587107 316,814 3,450 SH SOLE 0 3,450 0 0
SPDR Gold Trust ETF ETF 78463v107 1,447,943 4,750 SH SOLE 0 4,700 0 50
SPDR S&P 500 ETF ETF 78462F103 2,563,276 4,149 SH SOLE 0 4,149 0 0
The Coca Cola Company COM 191216100 241,116 3,408 SH SOLE 0 3,408 0 0
Thermo Fisher Scientific Inc. COM 883556102 283,822 700 SH SOLE 0 700 0 0
Travelers Cos Inc COM 89417E109 272,891 1,020 SH SOLE 0 1,020 0 0
Union Pacific Corp. COM 907818108 2,359,931 10,257 SH SOLE 0 10,057 0 200
US Bancorp Del Com New COM 902973304 328,787 7,266 SH SOLE 0 7,266 0 0
Vanguard Ftse Developed ETF ETF 921943858 209,170 3,669 SH SOLE 0 3,669 0 0
Vanguard Large Cap ETF ETF 922908637 367,181 1,287 SH SOLE 0 1,287 0 0
Vanguard TTL Stock Mkt ETF ETF 922908769 258,341 850 SH SOLE 0 850 0 0
Verizon Communications COM 92343V104 309,943 7,163 SH SOLE 0 7,111 0 52
Vertex Pharmaceuticals COM 92532F100 320,544 720 SH SOLE 0 720 0 0
Visa Inc. COM 92826c839 1,216,046 3,425 SH SOLE 0 3,425 0 0
W. W. Grainger Inc. COM 384802104 546,126 525 SH SOLE 0 525 0 0
Wabtec Corp COM 929740108 2,425,320 11,585 SH SOLE 0 11,385 0 200
WalMart Inc. COM 931142103 584,627 5,979 SH SOLE 0 5,979 0 0
Waste Management Inc. COM 94106L109 1,383,217 6,045 SH SOLE 0 6,045 0 0
Wells Fargo & Co COM 949746101 283,865 3,543 SH SOLE 0 3,543 0 0
Xtrackr Arti Intelli Big ETF ETF 23306X829 260,665 6,813 SH SOLE 0 6,813 0 0