v3.25.2
Report of the directors financial review risk report - Management judgemental adjustments (Details) - Allowance for ECL - GBP (£)
£ in Millions
 6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets £ 298 £ 285
Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 127 119
Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 171 166
Modelled ECL (A)    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 221 279
Modelled ECL (A) | Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 110 125
Modelled ECL (A) | Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 111 154
Corporate lending adjustments    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 21 25
Corporate lending adjustments | Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 0 0
Corporate lending adjustments | Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 21 25
Other credit judgements    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 50 (4)
Other credit judgements | Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 11 9
Other credit judgements | Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 39 (13)
Total management judgemental adjustments (B)    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 71 21
Total management judgemental adjustments (B) | Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 11 9
Total management judgemental adjustments (B) | Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 60 12
Other adjustments (C)    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 6 (15)
Other adjustments (C) | Retail    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets 6 (15)
Other adjustments (C) | Wholesale    
Disclosure of financial assets [line items]    
Increase (decrease) in financial assets £ 0 £ 0