v3.25.2
Report of the directors financial review risk report - The downside scenarios (Details)
 6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Downside scenario , worst outcome | – United Kingdom | Not later than one year    
Disclosure of financial assets [line items]    
GDP level (%, start-to-trough) (0.90%) (1.00%)
Downside scenario , worst outcome | – United Kingdom | Later than one year and not later than two years    
Disclosure of financial assets [line items]    
Unemployment rate (%, max) 6.20% 6.10%
House price index (%, start-to-trough) (6.40%) (4.50%)
Inflation rate (YoY % change, max) 1.30% 3.40%
Central bank policy rate (%,max) 2.40% 5.00%
Downside scenario , worst outcome | – France | Not later than one year    
Disclosure of financial assets [line items]    
GDP level (%, start-to-trough) (0.60%) (0.60%)
Downside scenario , worst outcome | – France | Later than one year and not later than two years    
Disclosure of financial assets [line items]    
Unemployment rate (%, max) 8.80% 8.30%
House price index (%, start-to-trough) 0.20% (0.30%)
Inflation rate (YoY % change, max) 0.60% 2.60%
Central bank policy rate (%,max) 0.40% 3.20%
Downside scenario, additional | – United Kingdom | Not later than one year    
Disclosure of financial assets [line items]    
GDP level (%, start-to-trough) (5.50%) (9.10%)
Downside scenario, additional | – United Kingdom | Later than one year and not later than two years    
Disclosure of financial assets [line items]    
Unemployment rate (%, max) 8.70% 8.40%
House price index (%, start-to-trough) (26.80%) (27.20%)
Inflation rate (YoY % change, max) (1.90%) 10.10%
Central bank policy rate (%,max) 1.60% 5.50%
Downside scenario, additional | – France | Not later than one year    
Disclosure of financial assets [line items]    
GDP level (%, start-to-trough) (6.30%) (7.90%)
Downside scenario, additional | – France | Later than one year and not later than two years    
Disclosure of financial assets [line items]    
Unemployment rate (%, max) 10.80% 10.40%
House price index (%, start-to-trough) (6.80%) (14.00%)
Inflation rate (YoY % change, max) (0.40%) 7.60%
Central bank policy rate (%,max) (0.10%) 4.20%