v3.25.2
Consolidated balance sheet - GBP (£)
£ in Millions
Jun. 30, 2025
Dec. 31, 2024
Assets    
Cash and balances at central banks £ 96,155 £ 119,184
Trading assets 114,445 116,042
Financial assets designated and otherwise mandatorily measured at fair value through profit or loss 9,097 9,417
Derivatives 176,838 198,172
Loans and advances to banks 15,803 14,521
Loans and advances to customers 78,881 82,666
Reverse repurchase agreements – non-trading 68,408 53,612
Financial investments 56,050 52,216
Assets held for sale [1] 28,122 21,606
Prepayments, accrued income and other assets 74,007 56,950
Current tax assets 1,040 1,043
Interests in associates and joint ventures 751 703
Goodwill and intangible assets [2] 259 303
Deferred tax assets 781 895
Total assets 720,637 727,330
Liabilities    
Deposits by banks 34,439 26,515
Customer accounts 229,804 242,303
Repurchase agreements – non-trading 36,832 40,384
Trading liabilities 39,542 42,633
Financial liabilities designated at fair value 39,964 37,443
Derivatives 176,367 197,082
Debt securities in issue 13,882 19,461
Liabilities of disposal groups held for sale [1] 33,097 23,110
Accruals, deferred income and other liabilities 68,205 50,484
Current tax liabilities 314 250
Insurance contract liabilities 3,707 3,424
Provisions [3] 375 275
Deferred tax liabilities 5 5
Subordinated liabilities 16,297 16,908
Total liabilities 692,830 700,277
Equity    
Total shareholders’ equity 27,639 26,895
– called up share capital 797 797
– share premium account 3,582 3,582
– other equity instruments 4,108 3,921
– other reserves (6,679) (6,445)
– retained earnings 25,831 25,040
Non-controlling interests 168 158
Total equity 27,807 27,053
Total liabilities and equity £ 720,637 £ 727,330
[1] Includes businesses classified as held-for-sale as part of a broader restructuring of our European business. Refer to Note 11 'Assets held for sale and liabilities of
disposal groups held for sale' on page 48.
[2] Refer to Note 7 ‘Goodwill and intangible assets’ on page 45.
[3] Refer to Note 8 ‘Provisions’ on page 45.