The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 311,046 1,765 SH SOLE 0 0 1,765
ALPHABET INC CAP STK CL C 02079K107 287,423 1,620 SH SOLE 0 0 1,620
AMAZON COM INC COM 023135106 395,999 1,805 SH SOLE 0 0 1,805
APPLE INC COM 037833100 749,116 3,651 SH SOLE 0 0 3,651
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 740,005 21,406 SH SOLE 0 0 21,406
EXXON MOBIL CORP COM 30231G102 356,618 3,308 SH SOLE 0 0 3,308
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 5,136,055 45,666 SH SOLE 0 0 45,666
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,188,122 28,546 SH SOLE 0 0 28,546
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 11,089,357 102,965 SH SOLE 0 0 102,965
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 439,537 8,436 SH SOLE 0 0 8,436
INVESCO QQQ TR UNIT SER 1 46090E103 24,932,193 45,218 SH SOLE 0 0 45,218
ISHARES INC CORE MSCI EMKT 46434G103 2,240,730 37,326 SH SOLE 0 0 37,326
ISHARES TR IBOXX HI YD ETF 464288513 6,182,944 76,663 SH SOLE 0 0 76,663
ISHARES TR CORE S&P MCP ETF 464287507 215,706 3,478 SH SOLE 0 0 3,478
ISHARES TR GLOBAL 100 ETF 464287572 292,865 2,716 SH SOLE 0 0 2,716
ISHARES TR S&P MC 400GR ETF 464287606 1,842,614 20,252 SH SOLE 0 0 20,252
ISHARES TR U.S. FINLS ETF 464287788 248,513 2,054 SH SOLE 0 0 2,054
ISHARES TR ISHS 5-10YR INVT 464288638 6,338,250 119,005 SH SOLE 0 0 119,005
ISHARES TR CORE S&P500 ETF 464287200 2,931,876 4,721 SH SOLE 0 0 4,721
ISHARES TR HDG MSCI EAFE 46434V803 7,710,455 203,112 SH SOLE 0 0 203,112
ISHARES TR MSCI USA MIN VOL 46429B697 15,425,194 164,325 SH SOLE 0 0 164,325
ISHARES U S ETF TR SHORT DURATION B 46431W507 668,848 13,089 SH SOLE 0 0 13,089
META PLATFORMS INC CL A 30303M102 213,308 289 SH SOLE 0 0 289
MICROSOFT CORP COM 594918104 1,047,619 2,106 SH SOLE 0 0 2,106
NETFLIX INC COM 64110L106 795,443 594 SH SOLE 0 0 594
RTX CORPORATION COM 75513E101 207,932 1,424 SH SOLE 0 0 1,424
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 8,553,545 341,775 SH SOLE 0 0 341,775
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 854,594 32,319 SH SOLE 0 0 32,319
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 6,264,666 255,428 SH SOLE 0 0 255,428
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 390,618 17,675 SH SOLE 0 0 17,675
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,537,772 8,962 SH SOLE 0 0 8,962
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 980,006 1,729 SH SOLE 0 0 1,729
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 493,487 9,470 SH SOLE 0 0 9,470
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 743,974 9,934 SH SOLE 0 0 9,934
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 7,478,344 79,734 SH SOLE 0 0 79,734
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 2,570,437 87,860 SH SOLE 0 0 87,860
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,883,971 134,238 SH SOLE 0 0 134,238
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,351,835 211,429 SH SOLE 0 0 211,429
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,524,739 70,199 SH SOLE 0 0 70,199
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,702,553 3,003 SH SOLE 0 0 3,003
VANGUARD INDEX FDS TOTAL STK MKT 922908769 399,480 1,314 SH SOLE 0 0 1,314
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 8,410,912 77,023 SH SOLE 0 0 77,023
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 428,260 5,386 SH SOLE 0 0 5,386
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 458,961 5,534 SH SOLE 0 0 5,534
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,484,961 7,255 SH SOLE 0 0 7,255
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,557,480 49,189 SH SOLE 0 0 49,189
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 634,698 1,742 SH SOLE 0 0 1,742
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 257,351 1,960 SH SOLE 0 0 1,960
VANGUARD WORLD FD INF TECH ETF 92204A702 2,207,944 3,363 SH SOLE 0 0 3,363
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 4,095,024 80,578 SH SOLE 0 0 80,578
WALMART INC COM 931142103 269,286 2,754 SH SOLE 0 0 2,754
WISDOMTREE TR US QTLY DIV GRT 97717X669 9,019,902 107,728 SH SOLE 0 0 107,728