v3.25.2
Business Segments - Summary on Reconciliation of Results Under IFRS to US GAAP (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
 [1]
Operating Statistics [Line Items]          
Net interest income (expense), U.S. GAAP Consolidated $ 523 $ 412 $ 1,049 $ 838  
Other operating income, U.S. GAAP Consolidated 518 537 1,034 1,076  
Total operating income, U.S. GAAP Consolidated 1,041 949 2,083 1,914  
Expected credit losses / provision for credit losses, U.S. GAAP Consolidated 42 47 160 49  
Total income 999 902 1,923 1,865  
Total operating expenses, U.S. GAAP Consolidated 696 684 1,356 1,369  
Income before income tax 303 218 567 496  
Total assets, U.S. GAAP Consolidated 176,367 [1] 163,062 176,367 [1] 163,062 $ 170,731
Total loans, net, U.S. GAAP Consolidated 63,585 [1] 60,094 63,585 [1] 60,094 62,216
Goodwill, U.S. GAAP Consolidated 458 [1] 458 458 [1] 458 458
Total deposits, U.S. GAAP Consolidated 126,181 [1] 119,345 126,181 [1] 119,345 $ 123,350
Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 563 430 1,122 877  
Other operating income 462 506 932 1,011  
Total operating income 1,025 936 2,054 1,888  
Expected credit losses / provision for credit losses 64 40 150 33  
Total income 961 896 1,904 1,855  
Direct Costs 234 255 472 532  
Indirect Costs 453 415 855 811  
Total operating expenses 687 670 1,327 1,343  
Profit (loss) before income tax 274 226 577 512  
Total assets 193,983 177,780 193,983 177,780  
Total loans, net 61,935 59,025 61,935 59,025  
Goodwill 358 358 358 358  
Total deposits 118,767 110,859 118,767 110,859  
Group Reporting Basis Adjustments          
Operating Statistics [Line Items]          
Net interest income (expense) 6 6 12 13  
Other operating income 0 (3) (3) (6)  
Total operating income 6 3 9 7  
Expected credit losses / provision for credit losses (22) 7 10 16  
Total income 28 (4) (1) (9)  
Total operating expenses (1) 4 9 7  
Profit (loss) before income tax 29 (8) (10) (16)  
Total assets (17,616) (14,718) (17,616) (14,718)  
Total loans, net (1,684) (705) (1,684) (705)  
Goodwill 100 100 100 100  
Total deposits (1,598) (2,425) (1,598) (2,425)  
Group Reporting Basis Reclassifications          
Operating Statistics [Line Items]          
Net interest income (expense) (46) (24) (85) (52)  
Other operating income 56 34 105 71  
Total operating income 10 10 20 19  
Expected credit losses / provision for credit losses 0 0 0 0  
Total income 10 10 20 19  
Total operating expenses 10 10 20 19  
Profit (loss) before income tax 0 0 0 0  
Total assets 0 0 0 0  
Total loans, net 3,334 1,774 3,334 1,774  
Goodwill 0 0 0 0  
Total deposits 9,012 10,911 9,012 10,911  
IWPB | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 188 175 374 354  
Other operating income 64 58 115 125  
Total operating income 252 233 489 479  
Expected credit losses / provision for credit losses 1 (2) 3 (2)  
Total income 251 235 486 481  
Direct Costs 106 98 192 187  
Indirect Costs 97 100 196 198  
Total operating expenses 203 198 388 385  
Profit (loss) before income tax 48 37 98 96  
Total assets 38,525 37,020 38,525 37,020  
Total loans, net 27,369 24,834 27,369 24,834  
Goodwill 0 0 0 0  
Total deposits 27,247 28,602 27,247 28,602  
CIB | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 460 414 933 850  
Other operating income 313 288 636 553  
Total operating income 773 702 1,569 1,403  
Expected credit losses / provision for credit losses 63 42 147 35  
Total income 710 660 1,422 1,368  
Direct Costs 115 106 225 209  
Indirect Costs 327 323 640 631  
Total operating expenses 442 429 865 840  
Profit (loss) before income tax 268 231 557 528  
Total assets 151,215 137,187 151,215 137,187  
Total loans, net 34,566 34,191 34,566 34,191  
Goodwill 358 358 358 358  
Total deposits 91,520 82,257 91,520 82,257  
CC | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) (85) (159) (185) (327)  
Other operating income 85 160 181 333  
Total operating income 0 1 (4) 6  
Expected credit losses / provision for credit losses 0 0 0 0  
Total income 0 1 (4) 6  
Direct Costs 13 51 55 136  
Indirect Costs 29 (8) 19 (18)  
Total operating expenses 42 43 74 118  
Profit (loss) before income tax (42) (42) (78) (112)  
Total assets 4,243 3,573 4,243 3,573  
Total loans, net 0 0 0 0  
Goodwill 0 0 0 0  
Total deposits $ 0 $ 0 $ 0 $ 0  
[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") at June 30, 2025 and December 31, 2024. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 15, "Variable Interest Entities," for additional information.
June 30, 2025December 31, 2024
(in millions)
Assets
Other assets$7 $11 
Total assets$7 $11 
Liabilities
Interest, taxes and other liabilities$15 $4 
Total liabilities$15 $4