The following table summarizes fee income from contracts with customers disaggregated by type of activity, as well as a reconciliation to total other revenues, during the three and six months ended June 30, 2025 and 2024. See Note 23, "Fee Income from Contracts with Customers," in our 2024 Form 10-K for a description of the various types of fee-based activities and how revenue associated with these activities is recognized. There have been no significant changes in these activities since December 31, 2024.


	Three Months Ended June 30,				Six Months Ended June 30,
	2025		2024		2025		2024
	(in millions)
Credit card fees, net	$	17	$	13	$	31	$	28
Trust and investment management fees	41		34		82		70
Other fees and commissions:
Account services	80		76		159		151
Credit facilities	71		83		148		174
Other fees	11		11		20		21
Total other fees and commissions	162		170		327		346
Servicing and other fees from HSBC affiliates	98		93		200		181
Insurance(1)	—		1		1		2
Total fee income from contracts with customers	318		311		641		627
Other non-fee revenue	200		226		393		449
Total other revenues(2)	$	518	$	537	$	1,034	$	1,076

(2)See Note 13, "Business Segments," for a reconciliation of total other revenues on a U.S. GAAP basis to other operating income for each business segment under the Group Reporting Basis.