| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STATEMENT TO NOTEHOLDERS |
| July 17, 2025 |
| TRANSACTION PARTIES | ||
| Depositor: | BMO Commercial Mortgage Securities LLC | |
| Master Servicer: | Trimont LLC | |
| Special Servicer: | Rialto Capital Advisors, LLC | |
| Asset Representations Reviewer / | ||
| Pentalpha Surveillance LLC | ||
| Operating Advisor: | ||
| Trustee / Certificate Administrator: | Citibank, N.A. | |
| Danny Lee | Citibank, Agency and Trust | |
| (212) 816-4936 | 388 Greenwich Street Trading, 4th Floor | |
| danny1.lee@citi.com | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Other Information | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Mortgage Loan Detail | 14 |
| 7 | . | NOI Detail | 16 |
| 8 | . | Delinquency Loan Detail | 18 |
| 9 | . | Collateral Performance Delinquency and Loan Status Detail | 19 |
| 10 | . | Appraisal Reduction Detail | 20 |
| 11 | . | Historical Appraisal Reduction Detail | 21 |
| 12 | . | Loan Modification Detail | 22 |
| 13 | . | Historical Loan Modification Detail | 23 |
| 14 | . | Specially Serviced Loan Detail | 24 |
| 15 | . | Historical Specially Serviced Loan Detail | 25 |
| 16 | . | Unscheduled Principal Detail | 26 |
| 17 | . | Historical Unscheduled Principal Detail | 27 |
| 18 | . | Liquidated Loan Detail | 28 |
| 19 | . | Historical Liquidated Loan Detail | 29 |
| 20 | . | CREFC Investor Reporting Package Legends | 30 |
| 21 | . | Notes | 31 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION SUMMARY |
| July 17, 2025 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 9,909,000.00 | 9,909,000.00 | 4.903330 | % | 30/360 | 40,489.25 | - | 118,271.30 | 158,760.55 | - | - | 9,790,728.70 | |
| A-4 | 90,000,000.00 | 90,000,000.00 | 5.573170 | % | 30/360 | 417,987.75 | - | - | 417,987.75 | - | - | 90,000,000.00 | |
| A-5 | 326,456,000.00 | 326,456,000.00 | 5.870580 | % | 30/360 | 1,597,071.72 | - | - | 1,597,071.72 | - | - | 326,456,000.00 | |
| A-SB | 13,767,000.00 | 13,767,000.00 | 5.761980 | % | 30/360 | 66,104.32 | - | - | 66,104.32 | - | - | 13,767,000.00 | |
| A-S | 64,448,000.00 | 64,448,000.00 | 6.195100 | % | 30/360 | 332,718.17 | - | - | 332,718.17 | - | - | 64,448,000.00 | |
| B | 31,439,000.00 | 31,439,000.00 | 6.405277 | % | 30/360 | 167,812.92 | - | - | 167,812.92 | - | - | 31,439,000.00 | |
| C | 25,936,000.00 | 25,936,000.00 | 6.393277 | % | 30/360 | 138,180.03 | - | - | 138,180.03 | - | - | 25,936,000.00 | |
| D | 13,361,000.00 | 13,361,000.00 | 4.500000 | % | 30/360 | 50,103.75 | - | - | 50,103.75 | - | - | 13,361,000.00 | |
| E | 7,074,000.00 | 7,074,000.00 | 4.500000 | % | 30/360 | 26,527.50 | - | - | 26,527.50 | - | - | 7,074,000.00 | |
| F-RR | 14,147,000.00 | 14,147,000.00 | 4.500000 | % | 30/360 | 53,051.25 | - | - | 53,051.25 | - | - | 14,147,000.00 | |
| G-RR | 8,645,000.00 | 8,645,000.00 | 4.500000 | % | 30/360 | 32,418.75 | - | - | 32,418.75 | - | - | 8,645,000.00 | |
| J-RR | 23,579,318.00 | 23,579,318.00 | 4.500000 | % | 30/360 | 88,422.44 | - | - | 88,422.44 | - | - | 23,579,318.00 | |
| Uncert VRR | 12,112,516.00 | 12,112,516.00 | 0.000000 | % | 30/360 | 65,854.51 | - | 2,278.39 | 68,132.90 | - | - | 12,110,237.61 | |
| R | - | - | 0.000000 | % | 30/360 | - | - | - | - | - | - | - | |
| Total | 640,873,834.00 | 640,873,834.00 | 3,076,742.36 | - | 120,549.69 | 3,197,292.05 | - | - | 640,753,284.31 | ||||
| Notional | |||||||||||||
| X-A | 440,132,000.00 | 440,132,000.00 | 0.739686 | % | 30/360 | 271,299.57 | - | - | 271,299.57 | - | (118,271.30 | ) | 440,013,728.70 |
| X-B | 121,823,000.00 | 121,823,000.00 | 0.232745 | % | 30/360 | 23,628.06 | - | - | 23,628.06 | - | - | 121,823,000.00 | |
| X-D | 20,435,000.00 | 20,435,000.00 | 2.024277 | % | 30/360 | 34,471.75 | - | - | 34,471.75 | - | - | 20,435,000.00 | |
| XFRR | 14,147,000.00 | 14,147,000.00 | 2.024277 | % | 30/360 | 23,864.54 | - | - | 23,864.54 | - | - | 14,147,000.00 | |
| XGRR | 8,645,000.00 | 8,645,000.00 | 2.024277 | % | 30/360 | 14,583.23 | - | - | 14,583.23 | - | - | 8,645,000.00 | |
| XJRR | 23,579,318.00 | 23,579,318.00 | 2.024277 | % | 30/360 | 39,775.89 | - | - | 39,775.89 | - | - | 23,579,318.00 | |
| Total | 628,761,318.00 | 628,761,318.00 | 407,623.04 | - | - | 407,623.04 | - | (118,271.30 | ) | 628,643,046.70 | |||
| Grand Total | 1,269,635,152.00 | 1,269,635,152.00 | 3,484,365.40 | - | 120,549.69 | 3,604,915.09 | - | (118,271.30 | ) | 1,269,396,331.01 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION SUMMARY - FACTORS |
| July 17, 2025 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 05615 | DAA5 | 06/30/2025 | 4.08610859 | - | 11.93574528 | 16.02185387 | - | - | 988.06425472 |
| A-4 | 05615 | DAB3 | 06/30/2025 | 4.64430833 | - | - | 4.64430833 | - | - | 1,000.00000000 |
| A-5 | 05615 | DAC1 | 06/30/2025 | 4.89215000 | - | - | 4.89215000 | - | - | 1,000.00000000 |
| A-SB | 05615 | DAD9 | 06/30/2025 | 4.80165032 | - | - | 4.80165032 | - | - | 1,000.00000000 |
| X-A | 05615 | DAE7 | 06/30/2025 | 0.61640501 | - | - | 0.61640501 | - | - | 999.73128221 |
| A-S | 05615 | DAG2 | 06/30/2025 | 5.16258332 | - | - | 5.16258332 | - | - | 1,000.00000000 |
| B | 05615 | DAH0 | 06/30/2025 | 5.33773084 | - | - | 5.33773084 | - | - | 1,000.00000000 |
| C | 05615 | DAJ6 | 06/30/2025 | 5.32773095 | - | - | 5.32773095 | - | - | 1,000.00000000 |
| X-B | 05615 | DAF4 | 06/30/2025 | 0.19395402 | - | - | 0.19395402 | - | - | 1,000.00000000 |
| D | 05615DAM9 U0903EAB0 | 06/30/2025 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 | |
| E | 05615DAP2 U0903EAC8 | 06/30/2025 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 | |
| X-D | 05615DAK3 U0903EAA2 | 06/30/2025 | 1.68689748 | - | - | 1.68689748 | - | - | 1,000.00000000 | |
| F-RR | 05615 | DAR8 | 06/30/2025 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 |
| XFRR | 05615 | DAT4 | 06/30/2025 | 1.68689758 | - | - | 1.68689758 | - | - | 1,000.00000000 |
| G-RR | 05615 | DAV9 | 06/30/2025 | 3.75000000 | - | - | 3.75000000 | - | - | 1,000.00000000 |
| XGRR | 05615 | DAX5 | 06/30/2025 | 1.68689763 | - | - | 1.68689763 | - | - | 1,000.00000000 |
| J-RR | 05615 | DAZ0 | 06/30/2025 | 3.74999989 | - | - | 3.74999989 | - | - | 1,000.00000000 |
| XJRR | 05615 | DBB2 | 06/30/2025 | 1.68689739 | - | - | 1.68689739 | - | - | 1,000.00000000 |
| Uncert VRR | 25C12UVRR | 06/30/2025 | 5.43689767 | - | 0.18810213 | 5.62499979 | - | - | 999.81189787 | |
| R | 05615 | DBD8 | 06/30/2025 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| July 17, 2025 |
| Rate | Interest | Shortfall | Paid | |||||||||||||
| Cap | ||||||||||||||||
| Accrual | Net | Accreted | Non | Carry | Cap Carryover | Carryover | ||||||||||
| Class | Uncapped Capped | Next | Dates | Accrued | /Deferred | Recovered | Forward | /Basis Risk | Accrued | Carry Forward /Basis Risk | Total | |||||
| A-1 | 4.90333 | % | 4.90333 | % | 4.90333 | % | 06/01-06/30 | 40,489.25 | - | - | - | - | 40,489.25 | - | - | 40,489.25 |
| A-4 | 5.57317 | % | 5.57317 | % | 5.57317 | % | 06/01-06/30 | 417,987.75 | - | - | - | - | 417,987.75 | - | - | 417,987.75 |
| A-5 | 5.87058 | % | 5.87058 | % | 5.87058 | % | 06/01-06/30 | 1,597,071.72 | - | - | - | - | 1,597,071.72 | - | - | 1,597,071.72 |
| A-SB | 5.76198 | % | 5.76198 | % | 5.76198 | % | 06/01-06/30 | 66,104.32 | - | - | - | - | 66,104.32 | - | - | 66,104.32 |
| A-S | 6.19510 | % | 6.19510 | % | 6.19510 | % | 06/01-06/30 | 332,718.17 | - | - | - | - | 332,718.17 | - | - | 332,718.17 |
| B | 6.40528 | % | 6.40528 | % | 6.40528 | % | 06/01-06/30 | 167,812.92 | - | - | - | - | 167,812.92 | - | - | 167,812.92 |
| C | 6.39328 | % | 6.39328 | % | 6.39328 | % | 06/01-06/30 | 138,180.03 | - | - | - | - | 138,180.03 | - | - | 138,180.03 |
| D | 4.50000 | % | 4.50000 | % | 4.50000 | % | 06/01-06/30 | 50,103.75 | - | - | - | - | 50,103.75 | - | - | 50,103.75 |
| E | 4.50000 | % | 4.50000 | % | 4.50000 | % | 06/01-06/30 | 26,527.50 | - | - | - | - | 26,527.50 | - | - | 26,527.50 |
| F-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 06/01-06/30 | 53,051.25 | - | - | - | - | 53,051.25 | - | - | 53,051.25 |
| G-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 06/01-06/30 | 32,418.75 | - | - | - | - | 32,418.75 | - | - | 32,418.75 |
| J-RR | 4.50000 | % | 4.50000 | % | 4.50000 | % | 06/01-06/30 | 88,422.44 | - | - | - | - | 88,422.44 | - | - | 88,422.44 |
| Uncert VRR | 0.00000 | % | 0.00000 | % | 0.00000 | % | 06/01-06/30 | 65,854.51 | - | - | - | - | 65,854.51 | - | - | 65,854.51 |
| R | 0.00000 | % | 0.00000 | % | 0.00000 | % | 06/01-06/30 | - | - | - | - | - | - | - | - | - |
| Total | 3,076,742.36 | - | - | - | - | 3,076,742.36 | - | - | 3,076,742.36 | |||||||
| Notional | ||||||||||||||||
| X-A | 0.73969 | % | 0.73969 | % | 0.73969 | % | 06/01-06/30 | 271,299.57 | - | - | - | - | 271,299.57 | - | - | 271,299.57 |
| X-B | 0.23274 | % | 0.23274 | % | 0.23274 | % | 06/01-06/30 | 23,628.06 | - | - | - | - | 23,628.06 | - | - | 23,628.06 |
| X-D | 2.02428 | % | 2.02428 | % | 2.02428 | % | 06/01-06/30 | 34,471.75 | - | - | - | - | 34,471.75 | - | - | 34,471.75 |
| XFRR | 2.02428 | % | 2.02428 | % | 2.02428 | % | 06/01-06/30 | 23,864.54 | - | - | - | - | 23,864.54 | - | - | 23,864.54 |
| XGRR | 2.02428 | % | 2.02428 | % | 2.02428 | % | 06/01-06/30 | 14,583.23 | - | - | - | - | 14,583.23 | - | - | 14,583.23 |
| XJRR | 2.02428 | % | 2.02428 | % | 2.02428 | % | 06/01-06/30 | 39,775.89 | - | - | - | - | 39,775.89 | - | - | 39,775.89 |
| Total | 407,623.04 | - | - | - | - | 407,623.04 | - | - | 407,623.04 | |||||||
| Grand Total | 3,484,365.40 | - | - | - | - | 3,484,365.40 | - | - | 3,484,365.40 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| July 17, 2025 |
| Cap Carryover / | |||||||||||||
| Non-Recov Shortfall | Carry Forward Interest | Basis Risk Shortfall | |||||||||||
| Other | |||||||||||||
| Class | PPIS | SSRA | Shortfall | Prior | Int. on Prior | New | Paid | Outstanding | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-4 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-5 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-SB | - | - | - | - | - | - | - | - | - | - | - | - | - |
| A-S | - | - | - | - | - | - | - | - | - | - | - | - | - |
| B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| C | - | - | - | - | - | - | - | - | - | - | - | - | - |
| D | - | - | - | - | - | - | - | - | - | - | - | - | - |
| E | - | - | - | - | - | - | - | - | - | - | - | - | - |
| F-RR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| G-RR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| J-RR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Uncert VRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Notional | |||||||||||||
| X-A | - | - | - | - | - | - | - | - | - | - | - | - | - |
| X-B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| X-D | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XFRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XGRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| XJRR | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Grand Total | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| July 17, 2025 |
| Accretion | |||||||||||||||
| & | |||||||||||||||
| Non-Cash | |||||||||||||||
| Balance | Cumulative | ||||||||||||||
| Prior | Principal | Accreted | Realized Loss | Increase/ | Current | Realized | Class % | Class % | Sub % | Sub % | |||||
| Class | Balance | Distributed | Principal | /(Recovery) | (Decrease) | Balance | Loss | Original | Current | Original | Current | ||||
| A-1 | 9,909,000.00 | 118,271.30 | - | - | - | 9,790,728.70 | - | 0.00 | % | 1.53 | % | 0.00 | % | 30.01 | % |
| A-4 | 90,000,000.00 | - | - | - | - | 90,000,000.00 | - | 0.00 | % | 14.05 | % | 0.00 | % | 30.01 | % |
| A-5 | 326,456,000.00 | - | - | - | - | 326,456,000.00 | - | 0.00 | % | 50.95 | % | 0.00 | % | 30.01 | % |
| A-SB | 13,767,000.00 | - | - | - | - | 13,767,000.00 | - | 0.00 | % | 2.15 | % | 0.00 | % | 30.01 | % |
| A-S | 64,448,000.00 | - | - | - | - | 64,448,000.00 | - | 0.00 | % | 10.06 | % | 0.00 | % | 19.75 | % |
| B | 31,439,000.00 | - | - | - | - | 31,439,000.00 | - | 0.00 | % | 4.91 | % | 0.00 | % | 14.75 | % |
| C | 25,936,000.00 | - | - | - | - | 25,936,000.00 | - | 0.00 | % | 4.05 | % | 0.00 | % | 10.63 | % |
| D | 13,361,000.00 | - | - | - | - | 13,361,000.00 | - | 0.00 | % | 2.09 | % | 0.00 | % | 8.50 | % |
| E | 7,074,000.00 | - | - | - | - | 7,074,000.00 | - | 0.00 | % | 1.10 | % | 0.00 | % | 7.38 | % |
| F-RR | 14,147,000.00 | - | - | - | - | 14,147,000.00 | - | 0.00 | % | 2.21 | % | 0.00 | % | 5.13 | % |
| G-RR | 8,645,000.00 | - | - | - | - | 8,645,000.00 | - | 0.00 | % | 1.35 | % | 0.00 | % | 3.75 | % |
| J-RR | 23,579,318.00 | - | - | - | - | 23,579,318.00 | - | 0.00 | % | 3.68 | % | 0.00 | % | 0.00 | % |
| Uncert VRR | 12,112,516.00 | 2,278.39 | - | - | - | 12,110,237.61 | - | 0.00 | % | 1.89 | % | 0.00 | % | 0.00 | % |
| R | - | - | - | - | - | - | - | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % |
| Total | 640,873,834.00 | 120,549.69 | - | - | - | 640,753,284.31 | - | 0.00 | % | 100.00 | % | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| RECONCILIATION DETAIL |
| July 17, 2025 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | ||||
| Interest Funds Available | Scheduled Fees | ||||
| Scheduled Interest | 3,494,011.68 | Servicing Fee | 2,180.11 | ||
| Prepayment Interest Shortfall | - | Trustee/Certificate Administrator Fee | 6,024.25 | ||
| Interest Adjustments | - | Operating Advisor Fee | 971.99 | ||
| ASER Amount | - | Asset Representations Reviewer Ongoing Fee | 202.92 | ||
| Realized Loss in Excess of Principal Balance | - | CREFC Intellectual Property Royalty License Fee | 267.04 | ||
| Total Interest Funds Available | 3,494,011.68 | Total Scheduled Fees | 9,646.31 | ||
| Principal Funds Available | Additional Fees, Expenses, etc. | ||||
| Scheduled Principal | 120,549.69 | Additional Servicing Fee | - | ||
| Unscheduled Principal Collections | - | Special Servicing Fee | - | ||
| Net Liquidation Proceeds | - | Work-out Fee | - | ||
| Repurchased Principal | - | Liquidation Fee | - | ||
| Substitution Principal | - | Trust Fund Expenses | - | ||
| Other Principal | - | Trust Advisor Expenses | - | ||
| Reimbursement of Interest on Advances to the Servicer | - | ||||
| Total Principal Funds Available | 120,549.69 | ||||
| Borrower Reimbursable Trust Fund Expenses | - | ||||
| Other Funds Available | |||||
| Other Expenses | - | ||||
| Yield Maintenance Charges | - | ||||
| Withdrawal of Withheld Amounts from the Interest Reserve | Total Additional Fees, Expenses, etc. | - | |||
| Account | - | ||||
| Distributions | |||||
| Deposit of Withheld Amounts to the Interest Reserve Account | - | ||||
| Interest Distribution | 3,484,365.40 | ||||
| Total Other Funds Available | - | Principal Distribution | 120,549.69 | ||
| Yield Maintenance Charge Distribution | - | ||||
| Total Distributions | 3,604,915.09 | ||||
| Total Funds Available | 3,614,561.37 | ||||
| Total Funds Allocated | 3,614,561.40 | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| OTHER INFORMATION |
| Interest Reserve Account Information |
| July 17, 2025 |
| Beginning Interest Reserve Account Balance | 0.00 | |
| Deposit of Withheld Amounts to the Interest Reserve Account | 0.00 | |
| Withdrawal of Withheld Amounts from the Interest Reserve Account | 0.00 | |
| Ending Interest Reserve Account Balance | 0.00 | |
| Collateral Information | ||
| % of Cut-Off Principal Balance Outstanding | 99.981190 | % |
| Controlling Class Information | ||
| Controlling Class is Class J-RR. | ||
| The Controlling Class Representative is RREF V - D AIV RR L, LLC. | ||
| There Are No Disclosable Special Servicer Fees. |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| July 17, 2025 |
| Anticipated Remaining Term | ||||||
| Anticipated Remaining | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Term Range | Count | Balance | Agg.Bal. WAC | WAM | DSCR | |
| 60 Months or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 61 to 90 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 91 Months or Greater | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Debt Service Coverage Ratio | ||||||
| Debt Service Coverage | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Ratio Range | Count | Balance | Agg.Bal. WAC | WAM | DSCR | |
| 1.250 or Less | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| 1.251 to 1.500 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 1.501 to 1.750 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 1.751 to 2.000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 2.001 to 2.250 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 2.251 to 2.500 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 2.501 to 2.750 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 2.751 to 3.000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.001 to 3.250 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.251 to 3.500 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.501 to 3.750 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 3.751 to 4.000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| July 17, 2025 |
| Ending Schedule Balance | ||||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| 1 to 5,000,000 | 4 | 10,305,000.00 | 1.61 | 7.0260 | 116 | 0.000000 |
| 10,000,001 to 15,000,000 | 6 | 74,636,002.91 | 11.65 | 6.7866 | 117 | 0.000000 |
| 15,000,001 to 20,000,000 | 7 | 127,563,983.15 | 19.91 | 6.3777 | 115 | 0.000000 |
| 20,000,001 to 25,000,000 | 3 | 69,054,167.00 | 10.78 | 6.5076 | 117 | 0.000000 |
| 25,000,001 to 30,000,000 | 3 | 84,995,833.00 | 13.26 | 6.5782 | 116 | 0.000000 |
| 30,000,001 to 35,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 35,000,001 to 40,000,000 | 2 | 78,000,000.00 | 12.17 | 6.0422 | 118 | 0.000000 |
| 40,000,001 to 45,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 45,000,001 to 50,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5,000,001 to 10,000,000 | 18 | 132,393,988.08 | 20.66 | 6.6912 | 117 | 0.000000 |
| 50,000,001 to 55,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 55,000,001 to 60,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 60,000,001 to 65,000,000 | 1 | 63,804,310.42 | 9.96 | 6.8000 | 116 | 0.000000 |
| 65,000,001 to 70,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 70,000,001 to 75,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 75,000,001 to 80,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 80,000,001 to 85,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 85,000,000+ | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| July 17, 2025 |
| Loan Rate | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Loan Rate Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| 4.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.01 to 4.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.26 to 4.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.51 to 4.75 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 4.76 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.01 to 5.25 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.26 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 5.51 to 5.75 | 6 | 128,000,000.00 | 19.98 | 5.6135 | 117 | 0.000000 |
| 5.76 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 6.01 to 6.25 | 4 | 56,724,499.36 | 8.85 | 6.1410 | 116 | 0.000000 |
| 6.26 to 6.50 | 10 | 134,590,000.00 | 21.00 | 6.4289 | 117 | 0.000000 |
| 6.51 to 6.75 | 5 | 40,777,453.78 | 6.36 | 6.6749 | 118 | 0.000000 |
| 6.76 to 7.00 | 9 | 156,320,844.72 | 24.40 | 6.8238 | 116 | 0.000000 |
| 7.01 or Greater | 10 | 124,340,486.70 | 19.41 | 7.4070 | 116 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Property Type | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Property Type Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| Industrial | 1 | 14,000,000.00 | 2.18 | 6.4000 | 116 | 0.000000 |
| Lodging | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Mixed Use | 3 | 82,979,310.42 | 12.95 | 6.7722 | 116 | 0.000000 |
| Multifamily | 8 | 79,096,004.15 | 12.34 | 6.6680 | 116 | 0.000000 |
| Office | 4 | 62,356,667.00 | 9.73 | 7.2706 | 115 | 0.000000 |
| Other | 10 | 148,270,833.00 | 23.14 | 6.0989 | 117 | 0.000000 |
| Retail | 11 | 187,830,469.99 | 29.31 | 6.4932 | 117 | 0.000000 |
| Self Storage | 7 | 66,220,000.00 | 10.33 | 6.5806 | 115 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| July 17, 2025 |
| Remaining Amortization Term | ||||||
| Remaining Amortization | Asset | Ending Scheduled | % of | Wtd Avg | ||
| Term Range | Count | Balance | Agg.Bal. | WAC | WAM | DSCR |
| 240 Months or Less | 29 | 388,425,000.00 | 60.62 | 6.3026 | 117 | 0.000000 |
| 241 to 270 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 271 to 300 Months | 2 | 27,054,499.36 | 4.22 | 6.1388 | 116 | 0.000000 |
| 301 Months or Greater | 13 | 225,273,785.20 | 35.16 | 7.0041 | 116 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Seasoning | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| Seasoning Range | Count | Balance | Agg.Bal. | WAC | WAM | DSCR |
| 12 Months or Less | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| 13 to 24 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 25 to 36 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 37 to 48 Months | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| 49 Months or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| STRATIFICATION DETAIL |
| July 17, 2025 |
| State | ||||||
| Asset | Ending Scheduled | % of | Wtd Avg | |||
| State Range | Count | Balance | Agg.Bal. WAC WAM | DSCR | ||
| Arizona | 2 | 16,700,000.00 | 2.61 | 6.6589 | 118 | 0.000000 |
| California | 6 | 69,735,000.00 | 10.88 | 6.3686 | 116 | 0.000000 |
| Connecticut | 1 | 6,175,000.00 | 0.96 | 6.6900 | 119 | 0.000000 |
| Florida | 3 | 31,809,167.00 | 4.96 | 7.1826 | 117 | 0.000000 |
| Georgia | 1 | 18,200,000.00 | 2.84 | 6.3190 | 116 | 0.000000 |
| Illinois | 2 | 34,913,983.15 | 5.45 | 6.5018 | 117 | 0.000000 |
| Louisiana | 1 | 3,925,000.00 | 0.61 | 7.1300 | 118 | 0.000000 |
| Massachusetts | 1 | 38,000,000.00 | 5.93 | 6.4550 | 119 | 0.000000 |
| Michigan | 1 | 11,140,516.21 | 1.74 | 6.1800 | 116 | 0.000000 |
| N/A | 8 | 104,345,833.00 | 16.28 | 6.2321 | 117 | 0.000000 |
| New Hampshire | 1 | 28,000,000.00 | 4.37 | 6.8000 | 115 | 0.000000 |
| New Mexico | 1 | 8,200,000.00 | 1.28 | 7.0900 | 115 | 0.000000 |
| New York | 5 | 91,930,000.00 | 14.35 | 6.2364 | 117 | 0.000000 |
| Ohio | 1 | 6,489,953.78 | 1.01 | 6.7300 | 118 | 0.000000 |
| Oregon | 1 | 29,100,000.00 | 4.54 | 5.5770 | 117 | 0.000000 |
| Pennsylvania | 3 | 35,212,500.00 | 5.50 | 7.3279 | 113 | 0.000000 |
| Texas | 2 | 67,029,310.42 | 10.46 | 6.8140 | 115 | 0.000000 |
| Various | 1 | 14,600,000.00 | 2.28 | 7.6000 | 119 | 0.000000 |
| Wisconsin | 3 | 25,247,021.00 | 3.94 | 7.0874 | 117 | 0.000000 |
| Total | 44 | 640,753,284.56 | 100.00 | 6.5423 | 116 | 0.000000 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| MORTGAGE LOAN DETAIL |
| July 17, 2025 |
| Prop | Paid | Beginning | Ending | Payment Workout Mod | |||||||||||||||
| Type | Through | Gross | Interest | Principal | Scheduled | Scheduled | Maturity | Status | Strategy Code | ||||||||||
| Loan ID | OMCR | (1) | City | State | Date | Coupon | Payment | Payment | Balance | Balance | Date | (2 | ) | (3 | ) | (4 | ) | ||
| 656121053 | 1 | RT | Portland | OR | 07/06/2025 | 5.57700 | % | 135,242.25 | - | 29,100,000.00 | 29,100,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 399570190 | 10 | RT | Naperville | IL | 07/06/2025 | 6.83000 | % | 108,141.67 | - | 19,000,000.00 | 19,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930011 | 11 | MF | Milledgeville | GA | 07/06/2025 | 6.31900 | % | 95,838.17 | - | 18,200,000.00 | 18,200,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 399570181 | 12 | MF | Belleville | IL | 07/06/2025 | 6.11000 | % | 81,145.91 | 23,020.84 | 15,937,003.99 | 15,913,983.15 | 03/06/2035 | 0 | 0 | 0 | ||||
| 695101729 | 13 | RT | Various | XX | 07/06/2025 | 7.60000 | % | 92,466.67 | - | 14,600,000.00 | 14,600,000.00 | 06/06/2035 | 0 | 0 | 0 | ||||
| 329930014 | 14 | IN | Oceanside | CA | 07/06/2025 | 6.40000 | % | 74,666.67 | - | 14,000,000.00 | 14,000,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930015 | 15 | MU | New York | NY | 07/09/2025 | 6.67500 | % | 72,312.50 | - | 13,000,000.00 | 13,000,000.00 | 05/09/2035 | 0 | 0 | 0 | ||||
| 329930016 | 16 | OF | Rancho Santa Fe | CA | 07/06/2025 | 6.47500 | % | 60,379.37 | - | 11,190,000.00 | 11,190,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 329930017 | 17 | RT | Canton Township | MI | 07/06/2025 | 6.18000 | % | 57,455.77 | 15,943.33 | 11,156,459.54 | 11,140,516.21 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930018 | 18 | MF | Milwaukee | WI | 07/01/2025 | 7.27500 | % | 64,952.69 | 8,358.47 | 10,713,845.17 | 10,705,486.70 | 05/01/2035 | 0 | 0 | 0 | ||||
| 329930019 | 19 | SS | Roseville | CA | 07/06/2025 | 6.08700 | % | 49,051.07 | - | 9,670,000.00 | 9,670,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 301271947 | 1 | A | N/A | 07/06/2025 | 5.57700 | % | 79,007.50 | - | 17,000,000.00 | 17,000,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 329930001 | 1 | B | N/A | 07/06/2025 | 5.57700 | % | 2,091.38 | - | 450,000.00 | 450,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 329930111 | 1 | C | N/A | 07/06/2025 | 5.57700 | % | 81,098.88 | - | 17,450,000.00 | 17,450,000.00 | 04/06/2035 | 0 | 0 | 0 | |||||
| 301271952 | 2 | N/A | New York | NY | 07/06/2025 | 5.65000 | % | 188,333.33 | - | 40,000,000.00 | 40,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930020 | 20 | MF | New Paltz | NY | 07/06/2025 | 7.06600 | % | 55,821.40 | - | 9,480,000.00 | 9,480,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930021 | 21 | SS | Phoenix | AZ | 07/01/2025 | 6.37000 | % | 46,182.50 | - | 8,700,000.00 | 8,700,000.00 | 06/01/2035 | 0 | 0 | 0 | ||||
| 329930022 | 22 | SS | Santa Fe | NM | 07/01/2025 | 7.09000 | % | 48,448.33 | - | 8,200,000.00 | 8,200,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 329930023 | 23 | RT | Corona | NY | 07/06/2025 | 6.80600 | % | 45,373.33 | - | 8,000,000.00 | 8,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930024 | 24 | RT | Tucson | AZ | 07/06/2025 | 6.97300 | % | 46,486.67 | - | 8,000,000.00 | 8,000,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930025 | 25 | SS | Glen Mills | PA | 07/01/2025 | 6.77000 | % | 43,158.75 | - | 7,650,000.00 | 7,650,000.00 | 03/01/2035 | 0 | 0 | 0 | ||||
| 329930026 | 26 | OF | Berwyn | PA | 07/06/2025 | 6.64000 | % | 41,845.83 | - | 7,562,500.00 | 7,562,500.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930027 | 27 | MF | Van Nuys | CA | 07/06/2025 | 6.65000 | % | 41,839.58 | - | 7,550,000.00 | 7,550,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930028 | 28 | MF | Milwaukee | WI | 07/01/2025 | 6.95500 | % | 43,666.34 | 6,336.03 | 7,534,091.80 | 7,527,755.77 | 03/01/2035 | 0 | 0 | 0 | ||||
| 329930029 | 29 | SS | Folsom | CA | 07/01/2025 | 6.77000 | % | 41,325.21 | - | 7,325,000.00 | 7,325,000.00 | 03/01/2035 | 0 | 0 | 0 | ||||
| 301271954 | 2 | A | N/A | 07/06/2025 | 5.65000 | % | 113,000.00 | - | 24,000,000.00 | 24,000,000.00 | 05/06/2035 | 0 | 0 | 0 | |||||
| 28002555 | 3 | MU | Fort Worth | TX | 07/06/2025 | 6.80000 | % | 361,871.47 | 55,360.65 | 63,859,671.07 | 63,804,310.42 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930030 | 30 | MF | Milwaukee | WI | 07/01/2025 | 6.94300 | % | 40,614.62 | 5,887.34 | 7,019,665.87 | 7,013,778.53 | 04/01/2035 | 0 | 0 | 0 | ||||
| 329930031 | 31 | RT | Chardon | OH | 07/06/2025 | 6.73000 | % | 36,429.47 | 5,643.03 | 6,495,596.81 | 6,489,953.78 | 05/06/2035 | 0 | 0 | 0 | ||||
| 329930032 | 32 | MU | Norwalk | CT | 07/06/2025 | 6.69000 | % | 34,425.62 | - | 6,175,000.00 | 6,175,000.00 | 06/06/2035 | 0 | 0 | 0 | ||||
| 329930033 | 33 | RT | Miramar | FL | 07/06/2025 | 6.32000 | % | 28,966.67 | - | 5,500,000.00 | 5,500,000.00 | 04/06/2035 | 0 | 0 | 0 | ||||
| 695101725 | 34 | N/A | Lafayette | LA | 07/06/2025 | 7.13000 | % | 23,321.04 | - | 3,925,000.00 | 3,925,000.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| MORTGAGE LOAN DETAIL |
| July 17, 2025 |
| Prop | Paid | Beginning | Ending | Payment Workout Mod | |||||||||||||||
| Type | Through | Gross | Interest | Principal | Scheduled | Scheduled | Maturity | Status Strategy Code | |||||||||||
| Loan ID | OMCR | (1) | City | State | Date | Coupon | Payment | Payment | Balance | Balance | Date | (2 | ) | (3 | ) | (4 | ) | ||
| 329930035 | 35 | SS | Arlington | TX | 07/01/2025 | 7.09000 | % | 19,054.38 | - | 3,225,000.00 | 3,225,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 329930036 | 36 | MF | Ocala | FL | 07/01/2025 | 7.04000 | % | 15,869.33 | - | 2,705,000.00 | 2,705,000.00 | 02/01/2035 | 0 | 0 | 0 | ||||
| 301271944 | 4 | OF | Miami | FL | 07/06/2025 | 7.40000 | % | 145,559.03 | - | 23,604,167.00 | 23,604,167.00 | 05/06/2035 | 0 | 0 | 0 | ||||
| 301271946 | 4 | A | N/A | 07/06/2025 | 7.40000 | % | 172,024.30 | - | 27,895,833.00 | 27,895,833.00 | 05/06/2035 | 0 | 0 | 0 | |||||
| 329930005 | 5 | RT | Hyannis | MA | 07/01/2025 | 6.45500 | % | 204,408.33 | - | 38,000,000.00 | 38,000,000.00 | 06/01/2035 | 0 | 0 | 0 | ||||
| 329930105 | 5 | A | N/A | 07/01/2025 | 6.45500 | % | 32,275.00 | - | 6,000,000.00 | 6,000,000.00 | 06/01/2035 | 0 | 0 | 0 | |||||
| 329330120 | 6 | SS | Long Island City | NY | 07/06/2025 | 6.48500 | % | 115,919.38 | - | 21,450,000.00 | 21,450,000.00 | 02/06/2035 | 0 | 0 | 0 | ||||
| 329330320 | 6 | A | N/A | 07/06/2025 | 6.48500 | % | 31,209.06 | - | 5,775,000.00 | 5,775,000.00 | 02/06/2035 | 0 | 0 | 0 | |||||
| 329330420 | 6 | B | N/A | 07/06/2025 | 6.48500 | % | 31,209.06 | - | 5,775,000.00 | 5,775,000.00 | 02/06/2035 | 0 | 0 | 0 | |||||
| 329930007 | 7 | RT | Bedford | NH | 07/06/2025 | 6.80000 | % | 158,666.67 | - | 28,000,000.00 | 28,000,000.00 | 02/06/2035 | 0 | 0 | 0 | ||||
| 399570180 | 8 | RT | Corona | CA | 07/06/2025 | 6.17000 | % | 102,833.33 | - | 20,000,000.00 | 20,000,000.00 | 03/06/2035 | 0 | 0 | 0 | ||||
| 329930009 | 9 | OF | Plymouth Meeting | PA | 07/06/2025 | 7.80139 | % | 130,023.15 | - | 20,000,000.00 | 20,000,000.00 | 10/06/2034 | 0 | 0 | 0 | ||||
| Total | Count = 44 | 3,494,011.68 | 120,549.69 | 640,873,834.25 | 640,753,284.56 | ||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 15 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOI DETAIL |
| July 17, 2025 |
| Property | Ending | Preceding | Most | Most Recent | Most Recent | |||||
| Type | Scheduled | Fiscal | Recent | Financial As of | Financial Asof | |||||
| Loan ID | OMCR | (1) | City | State | Balance | Year NOI | NOI | Start Date | End Date | |
| 656121053 | 1 | RT | Portland | OR | 29,100,000.00 | 0.12 | 0.12 | Not Available | Not Available | |
| 399570190 | 10 | RT | Naperville | IL | 19,000,000.00 | 0.11 | 0.11 | Not Available | Not Available | |
| 329930011 | 11 | MF | Milledgeville | GA | 18,200,000.00 | 0.13 | 0.13 | Not Available | Not Available | |
| 399570181 | 12 | MF | Belleville | IL | 15,913,983.15 | 0.13 | 0.13 | Not Available | Not Available | |
| 695101729 | 13 | RT | Various | XX | 14,600,000.00 | 0.12 | 0.12 | Not Available | Not Available | |
| 329930014 | 14 | IN | Oceanside | CA | 14,000,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930015 | 15 | MU | New York | NY | 13,000,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930016 | 16 | OF | Rancho Santa Fe | CA | 11,190,000.00 | 0.13 | 0.13 | Not Available | Not Available | |
| 329930017 | 17 | RT | Canton Township | MI | 11,140,516.21 | 0.15 | 0.15 | Not Available | Not Available | |
| 329930018 | 18 | MF | Milwaukee | WI | 10,705,486.70 | 0.11 | 0.11 | Not Available | Not Available | |
| 329930019 | 19 | SS | Roseville | CA | 9,670,000.00 | 0.11 | 0.11 | Not Available | Not Available | |
| 301271947 | 1 | A | N/A | 17,000,000.00 | - | - | Not Available | Not Available | ||
| 329930001 | 1 | B | N/A | 450,000.00 | - | - | Not Available | Not Available | ||
| 329930111 | 1 | C | N/A | 17,450,000.00 | - | - | Not Available | Not Available | ||
| 301271952 | 2 | N/A | New York | NY | 40,000,000.00 | 0.06 | 0.06 | Not Available | Not Available | |
| 329930020 | 20 | MF | New Paltz | NY | 9,480,000.00 | 0.13 | 0.13 | Not Available | Not Available | |
| 329930021 | 21 | SS | Phoenix | AZ | 8,700,000.00 | 0.09 | 0.09 | Not Available | Not Available | |
| 329930022 | 22 | SS | Santa Fe | NM | 8,200,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930023 | 23 | RT | Corona | NY | 8,000,000.00 | 0.16 | 0.16 | Not Available | Not Available | |
| 329930024 | 24 | RT | Tucson | AZ | 8,000,000.00 | 0.11 | 0.11 | Not Available | Not Available | |
| 329930025 | 25 | SS | Glen Mills | PA | 7,650,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930026 | 26 | OF | Berwyn | PA | 7,562,500.00 | 0.15 | 0.15 | Not Available | Not Available | |
| 329930027 | 27 | MF | Van Nuys | CA | 7,550,000.00 | 0.09 | 0.09 | Not Available | Not Available | |
| 329930028 | 28 | MF | Milwaukee | WI | 7,527,755.77 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930029 | 29 | SS | Folsom | CA | 7,325,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 301271954 | 2 | A | N/A | 24,000,000.00 | - | - | Not Available | Not Available | ||
| 28002555 | 3 | MU | Fort Worth | TX | 63,804,310.42 | 0.20 | 0.20 | Not Available | Not Available | |
| 329930030 | 30 | MF | Milwaukee | WI | 7,013,778.53 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930031 | 31 | RT | Chardon | OH | 6,489,953.78 | 0.15 | 0.15 | Not Available | Not Available | |
| 329930032 | 32 | MU | Norwalk | CT | 6,175,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930033 | 33 | RT | Miramar | FL | 5,500,000.00 | 0.19 | 0.19 | Not Available | Not Available | |
| 695101725 | 34 | N/A | Lafayette | LA | 3,925,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 16 of 31 | © Copyright 2025 Citigroup | |||||||
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOI DETAIL |
| July 17, 2025 |
| Property | Ending | Preceding | Most | Most Recent | Most Recent | |||||
| Type | Scheduled | Fiscal | Recent | Financial As of | Financial Asof | |||||
| Loan ID | OMCR | (1) | City | State | Balance | Year NOI | NOI | Start Date | End Date | |
| 329930035 | 35 | SS | Arlington | TX | 3,225,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329930036 | 36 | MF | Ocala | FL | 2,705,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 301271944 | 4 | OF | Miami | FL | 23,604,167.00 | 0.14 | 0.14 | Not Available | Not Available | |
| 301271946 | 4 | A | N/A | 27,895,833.00 | - | - | Not Available | Not Available | ||
| 329930005 | 5 | RT | Hyannis | MA | 38,000,000.00 | 0.20 | 0.20 | Not Available | Not Available | |
| 329930105 | 5 | A | N/A | 6,000,000.00 | - | - | Not Available | Not Available | ||
| 329330120 | 6 | SS | Long Island City | NY | 21,450,000.00 | 0.10 | 0.10 | Not Available | Not Available | |
| 329330320 | 6 | A | N/A | 5,775,000.00 | - | - | Not Available | Not Available | ||
| 329330420 | 6 | B | N/A | 5,775,000.00 | - | - | Not Available | Not Available | ||
| 329930007 | 7 | RT | Bedford | NH | 28,000,000.00 | 0.12 | 0.12 | Not Available | Not Available | |
| 399570180 | 8 | RT | Corona | CA | 20,000,000.00 | 0.12 | 0.12 | Not Available | Not Available | |
| 329930009 | 9 | OF | Plymouth Meeting | PA | 20,000,000.00 | 0.20 | 0.20 | Not Available | Not Available | |
| Total | Count = 44 | 640,753,284.56 | 4.42 | 4.42 | ||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 17 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| DELINQUENCY LOAN DETAIL |
| July 17, 2025 |
| Actual | Paid | Current P&I | Total P&I | Cumulative | Other Expense | Payment Workout | Most Recent | ||||||||
| Principal | Through | Advances | Advances | Accrued Unpaid | Advances | Status | Strategy | Special Serv | Foreclosure | Bankruptcy | REO | ||||
| Loan ID | OMCR | Balance | Date | (Net of ASER) | Outstanding | Interest Advances | Outstanding | (2 | ) | (3 | ) | Transfer Date | Date | Date | Date |
| No Loans with Delinquency Activity to Report. | |||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 18 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL |
| – |
| July 17, 2025 |
| Delinquent | |||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | |||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | + Day | Bankruptcy | Foreclosure | REO | |||||||||||||||||||
| Distribution | |||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| 07/17/2025 | |||||||||||||||||||||||||||||
| 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | 0.0 | % | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 19 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| APPRAISAL REDUCTION DETAIL |
| July 17, 2025 |
| Beginning | Ending | Appraisal | Appraisal | Most Recent | Cumulative | |||
| Loan ID | OMCR | Property Name | Scheduled Balance | Scheduled Balance | Reduction Amount | Reduction Date | ASER Amount | ASER Amount |
| No Loans with Appraisal Reduction Activity. | ||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 20 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL APPRAISAL REDUCTION DETAIL |
| July 17, 2025 |
| Distribution | Beginning | Ending | Appraisal | Appraisal | Most Recent | Cumulative | |||
| Date | Loan ID | OMCR | Property Name | Scheduled Balance | Scheduled Balance | Reduction Amount | Reduction Date | ASER Amount | ASER Amount |
| No Loans with Appraisal Reduction Activity. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 21 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| LOAN MODIFICATION DETAIL |
| July 17, 2025 |
| Modification | Modification | |||
| Loan ID | OMCR | Property Name | Date | Code (4) |
| No Loans with Modification Activity to Report. | ||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 22 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL LOAN MODIFICATION DETAIL |
| July 17, 2025 |
| Distribution | Modification | Modification | |||
| Date | Loan ID | OMCR | Property Name | Date | Code (4) |
| No Loans with Modification Activity to Report. | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 23 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| SPECIALLY SERVICED LOAN DETAIL |
| July 17, 2025 |
| Special Servicing | Ending | Ending | Most | Most Recent | Most Recent | Most Recent | |||
| Workout | Fee Amount | Scheduled | Actual | Recent | Valuation | Special Servicer | Master Servicer | ||
| Loan ID | OMCR | Strategy (3) | Plus Adjustments | Balance | Balance | Value | Date | Transfer Date | Return Date |
| No Loans Specially Serviced to Report. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 24 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL SPECIALLY SERVICED LOANS |
| July 17, 2025 |
| Special Servicing | Ending | Ending | Most | Most Recent | Most Recent | Most Recent | ||||
| Distribution | Workout | Fee Amount | Scheduled | Actual | Recent | Valuation | Special Servicer | Master Servicer | ||
| Date | Loan ID | OMCR | Strategy (3) | Plus Adjustments | Balance | Balance | Value | Date | Transfer Date | Return Date |
| No Loans Specially Serviced to Report. | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 25 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| UNSCHEDULED PRINCIPAL DETAIL |
| July 17, 2025 |
| Liquidation / | Liquid / Prepay | Principal | Principal | Prepayment Interest | Prepayment | Yield Maintenance | ||
| Loan ID | OMCR | Prepayment Date | Code (5) | Collections | Adjustments | Excess / (Shortfall) | Penalties (PPP) | Penalties (YM) |
| No Loans with Unscheduled Principal Activity to Report. | ||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 26 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL UNSCHEDULED PRINCIPAL DETAIL |
| July 17, 2025 |
| Distribution | Liquidation / | Liquid / Prepay | Principal | Principal | Prepayment Interest | Prepayment | Yield Maintenance | ||
| Date | Loan ID | OMCR | Prepayment Date | Code (5) | Collections | Adjustments | Excess / (Shortfall) | Penalties (PPP) | Penalties (YM) |
| No Loans with Unscheduled Principal Activity to Report. | |||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 27 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| LIQUIDATED LOAN DETAIL |
| July 17, 2025 |
| Beginning | Most | Liquidation | Net | Net | Realized | Date of | Loss with | ||||
| Scheduled | Recent | Sales | Proceeds | Liquidation | Proceeds | Loss to | Current | Current Cumulative | Cumulative | ||
| Loan ID | OMCR | Balance | Value | Price | Received | Expense | Available | Trust | Adj. to Loan | Adj. to Loan Adj. to Loan | Adj. to Trust |
| No Loans liquidated to Report. | |||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 28 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| HISTORICAL LIQUIDATED LOAN |
| July 17, 2025 |
| Beginning | Most | Liquidation | Net | Net | Realized | Date of | Loss with | ||||
| Distribution | Scheduled | Recent | Sales | Proceeds | Liquidation | Proceeds | Loss to | Current | Current Cumulative | Cumulative | |
| Date | Loan ID OMCR | Balance | Value | Price | Received | Expense | Available | Trust | Adj. to Loan | Adj. to Loan Adj. to Loan | Adj. to Trust |
| No Loans liquidated to Report. | |||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 29 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| CREFC® INVESTOR REPORTING PACKAGE LEGENDS |
| July 17, 2025 |
| 1|CREFC Investor Reporting Package Legends | |||||
| Property Type (1) | Workout Strategy (3) | Liquidation/Prepayment Code (5) | |||
| MF | Multifamily | 1 | Modification | 1 | Partial Liquidation (Curtailment) |
| RT | Retail | 2 | Foreclosure | 2 | Payoff Prior To Maturity |
| HC | HealthCare | 3 | Bankruptcy | 3 | Disposition / Liquidation |
| IN | Industrial | 4 | Extension | 4 | Repurchase / Substitution |
| MH | Mobile Home Park | 5 | Note Sale | 5 | Full Payoff At Maturity |
| OF | Office | 6 | DPO | 6 | DPO |
| MU | Mixed Use | 7 | REO | 7 | Liquidation prior to 7/1/2006 |
| LO | Lodging | 8 | Resolved | 8 | Payoff With Penalty |
| SS | Self Storage | 9 | Pending Return to Master Servicer | 9 | Payoff With Yield Maintenance |
| SE | Securities | 10 | Deed In Lieu of Foreclosure | 10 | Curtailment With Penalty |
| CH | Cooperative Housing | 11 | Full Payoff | 11 | Curtailment With Yield Maintenance |
| ZZ | Missing Information | 12 | Reps and Warranties | ||
| SF | SF | 13 | TBD | ||
| WH | Warehouse | 98 | Other | ||
| OT | Other | ||||
| Modification Code (4) | |||||
| Payment Status of Loan (2) | |||||
| 1 | Maturity Date Extension | ||||
| A | In Grace Period | 2 | Amortization Change | ||
| B | Late, but less than 30 Days | 3 | Principal Write-Off | ||
| 0 | Current | 4 | Blank (formerly Combination) | ||
| 1 | 30-59 Days Delinquent | 5 | Temporary Rate Reduction | ||
| 2 | 60-89 Days Delinquent | 6 | Capitalization of Interest | ||
| 3 | 90-120 Days Delinquent | 7 | Capitalization of Taxes | ||
| 4 | Performing Matured Balloon | 8 | Other | ||
| 5 | Non Performing Matured Balloon | 9 | Combination | ||
| 6 | 121+ Days Delinquent | 10 | Forbearance | ||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 30 of 31 | © Copyright 2025 Citigroup |
| BMO 2025-C12 Mortgage Trust |
| Commercial Mortgage Pass-Through Certificates, Series 2025-C12 |
| NOTES |
| July 17, 2025 |
| No Notes available for this deal at this time. |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 31 of 31 | © Copyright 2025 Citigroup |