The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 572,608 2,610 SH SOLE 0 0 2,610
APPLE INC COM 037833100 869,716 4,239 SH SOLE 0 0 4,239
APPLIED MATLS INC COM 038222105 222,430 1,215 SH SOLE 0 0 1,215
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 959,396 1,975 SH SOLE 0 0 1,975
CORNING INC COM 219350105 1,445,804 27,492 SH SOLE 0 0 27,492
EXELIXIS INC COM 30161Q104 216,849 4,920 SH SOLE 0 0 4,920
EXXON MOBIL CORP COM 30231G102 329,652 3,058 SH SOLE 0 0 3,058
ISHARES TR ISHS 5-10YR INVT 464288638 19,341,642 362,951 SH SOLE 0 0 362,951
JOHNSON & JOHNSON COM 478160104 428,769 2,807 SH SOLE 0 0 2,807
MICROSOFT CORP COM 594918104 386,488 777 SH SOLE 0 0 777
NEXTERA ENERGY INC COM 65339F101 241,373 3,477 SH SOLE 0 0 3,477
NORFOLK SOUTHN CORP COM 655844108 406,992 1,590 SH SOLE 0 0 1,590
NVIDIA CORPORATION COM 67066G104 252,784 1,600 SH SOLE 0 0 1,600
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,230,592 48,640 SH SOLE 0 0 48,640
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,958,227 314,852 SH SOLE 0 0 314,852
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,997,630 99,457 SH SOLE 0 0 99,457
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 603,827 14,913 SH SOLE 0 0 14,913
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 377,371 5,039 SH SOLE 0 0 5,039
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 429,302 14,220 SH SOLE 0 0 14,220
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 201,648 6,005 SH SOLE 0 0 6,005
UNITEDHEALTH GROUP INC COM 91324P102 400,881 1,285 SH SOLE 0 0 1,285
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 44,537,343 78,407 SH SOLE 0 0 78,407
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,311,762 4,316 SH SOLE 0 0 4,316
VANGUARD INDEX FDS MID CAP ETF 922908629 25,969,867 92,806 SH SOLE 0 0 92,806
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,804,870 79,352 SH SOLE 0 0 79,352
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 40,922,176 514,744 SH SOLE 0 0 514,744