The table below sets forth information about our capital requirements under the standardized approach of the enterprise regulatory capital framework. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of June 30, 2025(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,446 | | | | | | | | | | | Risk-weighted assets | | 1,312 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory) | | $ | (11) | | | $ | 105 | | | $ | 105 | | | (0.8) | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | (48) | | | 59 | | | 139 | | | (3.7) | | | 4.5 | | | 10.6 | | | Tier 1 capital | | (29) | | | 79 | | | 159 | | | (2.2) | | | 6.0 | | | 12.1 | | | Adjusted total capital | | (29) | | | 105 | | | 185 | | | (2.2) | | | 8.0 | | | 14.1 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory) | | (19) | | | 111 | | | 111 | | | (0.4) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (29) | | | 111 | | | 134 | | | (0.7) | | | 2.5 | | | 3.0 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2024(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,460 | | | | | | | | | | | Risk-weighted assets | | 1,364 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory) | | $ | (18) | | | $ | 109 | | | $ | 109 | | | (1.3) | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | (56) | | | 61 | | | 142 | | | (4.1) | | | 4.5 | | | 10.4 | | | Tier 1 capital | | (37) | | | 82 | | | 163 | | | (2.7) | | | 6.0 | | | 11.9 | | | Adjusted total capital | | (37) | | | 109 | | | 190 | | | (2.7) | | | 8.0 | | | 13.9 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory) | | (26) | | | 111 | | | 111 | | | (0.6) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (37) | | | 111 | | | 135 | | | (0.8) | | | 2.5 | | | 3.0 | |
(1)Ratios are calculated as a percentage of risk-weighted assets for risk-based capital metrics and as a percentage of adjusted total assets for leverage capital metrics. (2)Available capital deficit for all line items excludes the stated value of the senior preferred stock ($120.8 billion). (3)Prescribed capital conservation buffer amount, or PCCBA, for risk-based capital and prescribed leverage buffer amount, or PLBA, for leverage capital.
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