| Financing Receivable, Allowance for Credit Loss |
The following table displays changes in our allowance for single-family loans, multifamily loans and total allowance for loan losses. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | For the Three Months Ended June 30, | | For the Six Months Ended June 30, | | | 2025 | | 2024 | | 2025 | | 2024 | | | (Dollars in millions) | Single-family allowance for loan losses: | | | | | | | | | Beginning balance | | $ | (5,178) | | | $ | (6,275) | | | $ | (5,319) | | | $ | (6,671) | | (Provision) benefit for loan losses | | (707) | | | 530 | | | (723) | | | 869 | | Write-offs | | 161 | | | 141 | | | 350 | | | 256 | | Recoveries | | (53) | | | (99) | | | (85) | | | (157) | | | | | | | | | | | Ending balance | | $ | (5,777) | | | $ | (5,703) | | | $ | (5,777) | | | $ | (5,703) | | Multifamily allowance for loan losses: | | | | | | | | | Beginning balance | | $ | (2,354) | | | $ | (2,104) | | | $ | (2,388) | | | $ | (2,059) | | (Provision) benefit for loan losses | | (205) | | | (245) | | | (204) | | | (402) | | Write-offs | | 122 | | | 38 | | | 183 | | | 171 | | Recoveries | | (33) | | | (12) | | | (61) | | | (33) | | | | | | | | | | | Ending balance | | $ | (2,470) | | | $ | (2,323) | | | $ | (2,470) | | | $ | (2,323) | | Total allowance for loan losses: | | | | | | | | | Beginning balance | | $ | (7,532) | | | $ | (8,379) | | | $ | (7,707) | | | $ | (8,730) | | (Provision) benefit for loan losses | | (912) | | | 285 | | | (927) | | | 467 | | Write-offs | | 283 | | | 179 | | | 533 | | | 427 | | Recoveries | | (86) | | | (111) | | | (146) | | | (190) | | | | | | | | | | | Ending balance | | $ | (8,247) | | | $ | (8,026) | | | $ | (8,247) | | | $ | (8,026) | |
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