| Regulatory Capital Requirements The enterprise regulatory capital framework went into effect in February 2021; however, we are not required to hold capital according to the framework’s requirements until the date of termination of our conservatorship, or such later date as may be ordered by FHFA. The table below sets forth information about our capital requirements under the standardized approach of the enterprise regulatory capital framework. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of June 30, 2025(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,446 | | | | | | | | | | | Risk-weighted assets | | 1,312 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory) | | $ | (11) | | | $ | 105 | | | $ | 105 | | | (0.8) | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | (48) | | | 59 | | | 139 | | | (3.7) | | | 4.5 | | | 10.6 | | | Tier 1 capital | | (29) | | | 79 | | | 159 | | | (2.2) | | | 6.0 | | | 12.1 | | | Adjusted total capital | | (29) | | | 105 | | | 185 | | | (2.2) | | | 8.0 | | | 14.1 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory) | | (19) | | | 111 | | | 111 | | | (0.4) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (29) | | | 111 | | | 134 | | | (0.7) | | | 2.5 | | | 3.0 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2024(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,460 | | | | | | | | | | | Risk-weighted assets | | 1,364 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory) | | $ | (18) | | | $ | 109 | | | $ | 109 | | | (1.3) | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | (56) | | | 61 | | | 142 | | | (4.1) | | | 4.5 | | | 10.4 | | | Tier 1 capital | | (37) | | | 82 | | | 163 | | | (2.7) | | | 6.0 | | | 11.9 | | | Adjusted total capital | | (37) | | | 109 | | | 190 | | | (2.7) | | | 8.0 | | | 13.9 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory) | | (26) | | | 111 | | | 111 | | | (0.6) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (37) | | | 111 | | | 135 | | | (0.8) | | | 2.5 | | | 3.0 | |
(1)Ratios are calculated as a percentage of risk-weighted assets for risk-based capital metrics and as a percentage of adjusted total assets for leverage capital metrics. (2)Available capital deficit for all line items excludes the stated value of the senior preferred stock ($120.8 billion). (3)Prescribed capital conservation buffer amount, or PCCBA, for risk-based capital and prescribed leverage buffer amount, or PLBA, for leverage capital.
|