The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 528,535 3,886 SH SOLE 0 0 0 3,886
ALPHABET INC CAP STK CL A 02079K305 3,494,512 19,829 SH SOLE 0 0 0 19,829
AMAZON COM INC COM 023135106 1,262,809 5,756 SH SOLE 0 0 0 5,756
AMGEN INC COM 031162100 355,102 1,272 SH SOLE 0 0 0 1,272
APPLE INC COM 037833100 2,771,630 13,509 SH SOLE 0 0 0 13,509
ASML HOLDING N V N Y REGISTRY SHS N07059210 216,375 270 SH SOLE 0 0 0 270
AT&T INC COM 00206R102 1,999,715 69,099 SH SOLE 0 0 0 69,099
BANK AMERICA CORP COM 060505104 1,484,952 31,381 SH SOLE 0 0 0 31,381
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,479,170 3,045 SH SOLE 0 0 0 3,045
BRC INC COM CL A 05601U105 27,940 21,328 SH SOLE 0 0 0 21,328
BROADCOM INC COM 11135F101 629,069 2,282 SH SOLE 0 0 0 2,282
CAPITAL GROUP CORE BALANCED SHS 14021D107 671,248 20,073 SH SOLE 0 0 0 20,073
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 679,056 18,388 SH SOLE 0 0 0 18,388
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 8,636,207 218,694 SH SOLE 0 0 0 218,694
CAPITAL GROUP EQUITY ETF TR US SMALL AND MID 14022A102 3,054,751 113,644 SH SOLE 0 0 0 113,644
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 3,958,174 123,809 SH SOLE 0 0 0 123,809
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 7,497,978 184,452 SH SOLE 0 0 0 184,452
CAPITAL GRP FIXED INCM ETF T SHORT DURATION M 14020Y607 1,535,851 58,890 SH SOLE 0 0 0 58,890
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 5,067,665 192,687 SH SOLE 0 0 0 192,687
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 1,336,685 51,540 SH SOLE 0 0 0 51,540
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 4,956,375 220,283 SH SOLE 0 0 0 220,283
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,313,415 49,210 SH SOLE 0 0 0 49,210
CAPITAL ONE FINL CORP COM 14040H105 206,164 969 SH SOLE 0 0 0 969
CATERPILLAR INC COM 149123101 347,836 896 SH SOLE 0 0 0 896
CHEVRON CORP NEW COM 166764100 302,321 2,111 SH SOLE 0 0 0 2,111
CISCO SYS INC COM 17275R102 741,769 10,691 SH SOLE 0 0 0 10,691
CITIGROUP INC COM NEW 172967424 419,471 4,928 SH SOLE 0 0 0 4,928
COCA COLA CO COM 191216100 1,549,575 21,902 SH SOLE 0 0 0 21,902
COSTCO WHSL CORP NEW COM 22160K105 311,866 315 SH SOLE 0 0 0 315
DEERE & CO COM 244199105 305,094 600 SH SOLE 0 0 0 600
DISNEY WALT CO COM 254687106 1,189,035 9,588 SH SOLE 0 0 0 9,588
DRAFTKINGS INC NEW COM CL A 26142V105 463,598 10,809 SH SOLE 0 0 0 10,809
DUKE ENERGY CORP NEW COM NEW 26441C204 767,866 6,507 SH SOLE 0 0 0 6,507
ELI LILLY & CO COM 532457108 702,505 901 SH SOLE 0 0 0 901
EXXON MOBIL CORP COM 30231G102 1,763,915 16,363 SH SOLE 0 0 0 16,363
FEDEX CORP COM 31428X106 369,151 1,624 SH SOLE 0 0 0 1,624
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 1,941,428 23,850 SH SOLE 0 0 0 23,850
GLOBAL PMTS INC COM 37940X102 885,242 11,060 SH SOLE 0 0 0 11,060
GLOBE LIFE INC COM 37959E102 2,761,724 22,220 SH SOLE 0 0 0 22,220
HOME DEPOT INC COM 437076102 1,007,905 2,749 SH SOLE 0 0 0 2,749
HUMANA INC COM 444859102 709,970 2,904 SH SOLE 0 0 0 2,904
INTERNATIONAL BUSINESS MACHS COM 459200101 1,416,313 4,805 SH SOLE 0 0 0 4,805
INTUITIVE SURGICAL INC COM NEW 46120E602 410,818 756 SH SOLE 0 0 0 756
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 263,026 3,612 SH SOLE 0 0 0 3,612
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 443,627 2,441 SH SOLE 0 0 0 2,441
INVESCO QQQ TR UNIT SER 1 46090E103 2,849,039 5,165 SH SOLE 0 0 0 5,165
ISHARES GOLD TR ISHARES NEW 464285204 3,626,546 58,155 SH SOLE 0 0 0 58,155
ISHARES INC CORE MSCI EMKT 46434G103 446,263 7,434 SH SOLE 0 0 0 7,434
ISHARES INC MSCI EMRG CHN 46434G764 1,896,148 30,031 SH SOLE 0 0 0 30,031
ISHARES TR RUS MID CAP ETF 464287499 4,420,256 48,062 SH SOLE 0 0 0 48,062
ISHARES TR CORE S&P MCP ETF 464287507 1,337,639 21,568 SH SOLE 0 0 0 21,568
ISHARES TR CORE MSCI EAFE 46432F842 581,874 6,970 SH SOLE 0 0 0 6,970
ISHARES TR CORE US AGGBD ET 464287226 980,691 9,886 SH SOLE 0 0 0 9,886
ISHARES TR CORE S&P500 ETF 464287200 4,784,538 7,706 SH SOLE 0 0 0 7,706
ISHARES TR CORE DIV GRWTH 46434V621 4,353,995 68,095 SH SOLE 0 0 0 68,095
ISHARES TR 1 3 YR TREAS BD 464287457 330,446 3,988 SH SOLE 0 0 0 3,988
ISHARES TR FLTG RATE NT ETF 46429B655 358,160 7,020 SH SOLE 0 0 0 7,020
ISHARES TR RUS 2000 VAL ETF 464287630 508,776 3,225 SH SOLE 0 0 0 3,225
ISHARES TR NATIONAL MUN ETF 464288414 636,806 6,095 SH SOLE 0 0 0 6,095
ISHARES TR SELECT DIVID ETF 464287168 434,953 3,275 SH SOLE 0 0 0 3,275
ISHARES TR SHRT NAT MUN ETF 464288158 1,931,998 18,168 SH SOLE 0 0 0 18,168
ISHARES TR TIPS BD ETF 464287176 446,212 4,055 SH SOLE 0 0 0 4,055
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 250,879 4,413 SH SOLE 0 0 0 4,413
JOHNSON & JOHNSON COM 478160104 618,298 4,048 SH SOLE 0 0 0 4,048
JPMORGAN CHASE & CO. COM 46625H100 1,423,362 4,910 SH SOLE 0 0 0 4,910
KRAFT HEINZ CO COM 500754106 322,560 12,493 SH SOLE 0 0 0 12,493
LAMB WESTON HLDGS INC COM 513272104 334,436 6,450 SH SOLE 0 0 0 6,450
LOCKHEED MARTIN CORP COM 539830109 408,937 883 SH SOLE 0 0 0 883
MCDONALDS CORP COM 580135101 399,396 1,367 SH SOLE 0 0 0 1,367
MERCK & CO INC COM 58933Y105 343,317 4,337 SH SOLE 0 0 0 4,337
META PLATFORMS INC CL A 30303M102 3,443,120 4,665 SH SOLE 0 0 0 4,665
MGE ENERGY INC COM 55277P104 250,697 2,835 SH SOLE 0 0 0 2,835
MICROSOFT CORP COM 594918104 3,362,540 6,760 SH SOLE 0 0 0 6,760
MICROSTRATEGY INC CL A NEW 594972408 208,178 515 SH SOLE 0 0 0 515
NEXTERA ENERGY INC COM 65339F101 389,888 5,616 SH SOLE 0 0 0 5,616
NIKE INC CL B 654106103 204,914 2,884 SH SOLE 0 0 0 2,884
NORTHROP GRUMMAN CORP COM 666807102 583,065 1,166 SH SOLE 0 0 0 1,166
NVIDIA CORPORATION COM 67066G104 1,296,515 8,206 SH SOLE 0 0 0 8,206
OCCIDENTAL PETE CORP COM 674599105 239,489 5,701 SH SOLE 0 0 0 5,701
PACER FDS TR US CASH COWS 100 69374H881 2,284,458 41,460 SH SOLE 0 0 0 41,460
PALANTIR TECHNOLOGIES INC CL A 69608A108 456,672 3,350 SH SOLE 0 0 0 3,350
PARAMOUNT GLOBAL CLASS B COM 92556H206 667,876 51,773 SH SOLE 0 0 0 51,773
PEPSICO INC COM 713448108 450,256 3,410 SH SOLE 0 0 0 3,410
PHILIP MORRIS INTL INC COM 718172109 208,357 1,144 SH SOLE 0 0 0 1,144
PIMCO ETF TR INTER MUN BD ACT 72201R866 909,569 17,710 SH SOLE 0 0 0 17,710
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,943,725 39,227 SH SOLE 0 0 0 39,227
PROASSURANCE CORP COM 74267C106 1,533,628 67,176 SH SOLE 0 0 0 67,176
PROCTER AND GAMBLE CO COM 742718109 889,165 5,581 SH SOLE 0 0 0 5,581
QUALCOMM INC COM 747525103 539,964 3,390 SH SOLE 0 0 0 3,390
REGIONS FINANCIAL CORP NEW COM 7591EP100 2,722,440 115,750 SH SOLE 0 0 0 115,750
RH COM 74967X103 259,511 1,373 SH SOLE 0 0 0 1,373
RTX CORPORATION COM 75513E101 429,070 2,938 SH SOLE 0 0 0 2,938
SALESFORCE INC COM 79466L302 467,373 1,714 SH SOLE 0 0 0 1,714
SCHWAB CHARLES CORP COM 808513105 418,015 4,581 SH SOLE 0 0 0 4,581
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,579,225 101,946 SH SOLE 0 0 0 101,946
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 350,724 1,385 SH SOLE 0 0 0 1,385
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 702,113 8,598 SH SOLE 0 0 0 8,598
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 364,390 6,958 SH SOLE 0 0 0 6,958
SERVISFIRST BANCSHARES INC COM 81768T108 1,275,427 16,455 SH SOLE 0 0 0 16,455
SHOPIFY INC CL A SUB VTG SHS 82509L107 231,392 2,006 SH SOLE 0 0 0 2,006
SNAP INC CL A 83304A106 180,709 20,795 SH SOLE 0 0 0 20,795
SOUTHERN CO COM 842587107 1,559,731 16,985 SH SOLE 0 0 0 16,985
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 343,266 779 SH SOLE 0 0 0 779
SPDR GOLD TR GOLD SHS 78463V107 305,135 1,001 SH SOLE 0 0 0 1,001
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,221,542 104,261 SH SOLE 0 0 0 104,261
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,158,504 1,875 SH SOLE 0 0 0 1,875
STARBUCKS CORP COM 855244109 376,466 4,109 SH SOLE 0 0 0 4,109
TESLA INC COM 88160R101 758,572 2,388 SH SOLE 0 0 0 2,388
TRUIST FINL CORP COM 89832Q109 243,705 5,669 SH SOLE 0 0 0 5,669
UBER TECHNOLOGIES INC COM 90353T100 709,547 7,605 SH SOLE 0 0 0 7,605
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 502,170 16,857 SH SOLE 0 0 0 16,857
V F CORP COM 918204108 378,619 32,223 SH SOLE 0 0 0 32,223
VANECK ETF TRUST IG FLOATING RATE 92189F486 2,998,962 117,606 SH SOLE 0 0 0 117,606
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 465,886 4,967 SH SOLE 0 0 0 4,967
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 209,960 2,000 SH SOLE 0 0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 214,694 2,728 SH SOLE 0 0 0 2,728
VANGUARD INDEX FDS GROWTH ETF 922908736 386,230 881 SH SOLE 0 0 0 881
VANGUARD INDEX FDS SMALL CP ETF 922908751 302,386 1,276 SH SOLE 0 0 0 1,276
VANGUARD INDEX FDS VALUE ETF 922908744 225,520 1,276 SH SOLE 0 0 0 1,276
VANGUARD INDEX FDS SM CP VAL ETF 922908611 507,416 2,602 SH SOLE 0 0 0 2,602
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,395,650 2,457 SH SOLE 0 0 0 2,457
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 377,929 2,298 SH SOLE 0 0 0 2,298
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 335,975 2,500 SH SOLE 0 0 0 2,500
VERIZON COMMUNICATIONS INC COM 92343V104 862,805 19,940 SH SOLE 0 0 0 19,940
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 5,610,762 110,405 SH SOLE 0 0 0 110,405
VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 1,010,164 15,169 SH SOLE 0 0 0 15,169
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 870,716 9,899 SH SOLE 0 0 0 9,899
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 540,261 8,480 SH SOLE 0 0 0 8,480
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527 5,777,992 122,753 SH SOLE 0 0 0 122,753
WALMART INC COM 931142103 1,923,337 19,670 SH SOLE 0 0 0 19,670
WELLS FARGO CO NEW COM 949746101 768,431 9,591 SH SOLE 0 0 0 9,591
XYLEM INC COM 98419M100 508,769 3,933 SH SOLE 0 0 0 3,933