The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 273,509 1,552 SH SOLE 1,552 0 0
ALPS ETF TR OSHARES US SMLCP 00162Q395 4,902,720 113,463 SH SOLE 113,463 0 0
AMAZON COM INC COM 023135106 248,788 1,134 SH SOLE 1,134 0 0
APPLE INC COM 037833100 334,017 1,628 SH SOLE 1,628 0 0
APPLIED MATLS INC COM 038222105 317,626 1,735 SH SOLE 1,735 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 580,495 1,195 SH SOLE 1,195 0 0
BROADCOM INC COM 11135F101 207,013 751 SH SOLE 751 0 0
CAPITAL ONE FINL CORP COM 14040H105 367,011 1,725 SH SOLE 1,725 0 0
CVS HEALTH CORP COM 126650100 228,807 3,317 SH SOLE 3,317 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108 5,356,894 124,753 SH SOLE 124,753 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,016,126 22,098 SH SOLE 22,098 0 0
ISHARES TR CORE MSCI EAFE 46432F842 248,940 2,982 SH SOLE 2,982 0 0
ISHARES TR CORE S&P500 ETF 464287200 31,203,812 50,256 SH SOLE 50,256 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,183,083 24,422 SH SOLE 24,422 0 0
JPMORGAN CHASE & CO. COM 46625H100 446,171 1,539 SH SOLE 1,539 0 0
META PLATFORMS INC CL A 30303M102 494,520 670 SH SOLE 670 0 0
MGM RESORTS INTERNATIONAL COM 552953101 206,409 6,002 SH SOLE 6,002 0 0
MICROSOFT CORP COM 594918104 723,732 1,455 SH SOLE 1,455 0 0
PACER FDS TR TRENDPILOT INTL 69374H683 5,993,002 206,584 SH SOLE 206,584 0 0
US BANCORP DEL COM NEW 902973304 240,504 5,315 SH SOLE 5,315 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,957,536 24,873 SH SOLE 24,873 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 28,669,617 102,454 SH SOLE 102,454 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 456,833 5,129 SH SOLE 5,129 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,684,566 36,647 SH SOLE 36,647 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,810,371 178,131 SH SOLE 178,131 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,680,379 255,904 SH SOLE 255,904 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,409,803 36,875 SH SOLE 36,875 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 6,644,499 38,850 SH SOLE 38,850 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 4,520,378 12,476 SH SOLE 12,476 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 1,607,586 7,341 SH SOLE 7,341 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 3,748,323 31,467 SH SOLE 31,467 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 5,425,020 21,845 SH SOLE 21,845 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 6,132,579 21,897 SH SOLE 21,897 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 17,136,281 25,836 SH SOLE 25,836 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801 1,807,601 9,278 SH SOLE 9,278 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 3,584,318 28,156 SH SOLE 28,156 0 0
VIATRIS INC COM 92556V106 185,664 20,791 SH SOLE 20,791 0 0
WELLS FARGO CO NEW COM 949746101 215,603 2,691 SH SOLE 2,691 0 0
ZACKS TRUST EARNGS CONSTANT 98888G105 717,082 22,472 SH SOLE 22,472 0 0
ZACKS TRUST SMALL/MID CAP 98888G204 277,186 8,179 SH SOLE 8,179 0 0