The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 356,119 2,013 SH SOLE 0 0 2,013
ALPHABET INC CAP STK CL A 02079K305 332,337 1,890 SH SOLE 0 0 1,890
AMAZON COM INC COM 023135106 1,180,784 5,356 SH SOLE 0 0 5,356
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 19,500,424 245,782 SH SOLE 0 0 245,782
AMERICAN CENTY ETF TR US SML CP VALU 025072877 25,226,938 271,286 SH SOLE 0 0 271,286
AMERICAN EXPRESS CO COM 025816109 206,741 641 SH SOLE 0 0 641
APPLE INC COM 037833100 2,604,937 12,533 SH SOLE 0 0 12,533
BANK AMERICA CORP COM 060505104 264,295 5,489 SH SOLE 0 0 5,489
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 424,003 866 SH SOLE 0 0 866
BROADCOM INC COM 11135F101 356,340 1,346 SH SOLE 0 0 1,346
CARVANA CO CL A 146869102 1,295,536 3,830 SH SOLE 0 0 3,830
CATERPILLAR INC COM 149123101 288,499 738 SH SOLE 0 0 738
CATHAY GEN BANCORP COM 149150104 2,396,463 51,032 SH SOLE 0 0 51,032
COSTCO WHSL CORP NEW COM 22160K105 326,317 330 SH SOLE 0 0 330
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 6,395,512 149,426 SH SOLE 0 0 149,426
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 299,666 9,926 SH SOLE 0 0 9,926
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,200,528 21,729 SH SOLE 0 0 21,729
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 7,568,529 112,945 SH SOLE 0 0 112,945
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,393,097 67,898 SH SOLE 0 0 67,898
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 12,369,639 415,646 SH SOLE 0 0 415,646
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,576,077 176,679 SH SOLE 0 0 176,679
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 12,684,583 264,427 SH SOLE 0 0 264,427
DISNEY WALT CO COM 254687106 903,802 7,317 SH SOLE 0 0 7,317
INTERNATIONAL BUSINESS MACHS COM 459200101 221,535 760 SH SOLE 0 0 760
INVESCO QQQ TR UNIT SER 1 46090E103 478,208 874 SH SOLE 0 0 874
ISHARES INC CORE MSCI EMKT 46434G103 809,352 13,469 SH SOLE 0 0 13,469
ISHARES TR RUS 1000 VAL ETF 464287598 314,641 1,605 SH SOLE 0 0 1,605
ISHARES TR RUS 1000 GRW ETF 464287614 342,810 816 SH SOLE 0 0 816
ISHARES TR CORE MSCI EAFE 46432F842 586,086 7,035 SH SOLE 0 0 7,035
ISHARES TR CORE S&P TTL STK 464287150 39,453,484 292,247 SH SOLE 0 0 292,247
ISHARES TR RUSSELL 2000 ETF 464287655 479,995 2,201 SH SOLE 0 0 2,201
ISHARES TR CORE S&P500 ETF 464287200 929,763 1,498 SH SOLE 0 0 1,498
ISHARES TR CORE S&P SCP ETF 464287804 771,838 6,956 SH SOLE 0 0 6,956
ISHARES TR CORE MSCI INTL 46435G326 18,905,745 249,086 SH SOLE 0 0 249,086
ISHARES TR ESG AWRE 1 5 YR 46435G243 2,663,878 106,300 SH SOLE 0 0 106,300
JPMORGAN CHASE & CO. COM 46625H100 390,137 1,343 SH SOLE 0 0 1,343
MARSH & MCLENNAN COS INC COM 571748102 865,875 3,975 SH SOLE 0 0 3,975
MASTERCARD INCORPORATED CL A 57636Q104 238,830 423 SH SOLE 0 0 423
META PLATFORMS INC CL A 30303M102 545,888 759 SH SOLE 0 0 759
MICROSOFT CORP COM 594918104 1,382,976 2,809 SH SOLE 0 0 2,809
MORGAN STANLEY ETF TRUST CALVERT INTERNAT 61774R106 948,270 14,609 SH SOLE 0 0 14,609
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 1,413,349 18,439 SH SOLE 0 0 18,439
NETFLIX INC COM 64110L106 399,722 309 SH SOLE 0 0 309
NVIDIA CORPORATION COM 67066G104 1,472,294 9,604 SH SOLE 0 0 9,604
PIMCO CALIF MUN INCOME FD II COM 72200M108 59,669 11,009 SH SOLE 0 0 11,009
PROCTER AND GAMBLE CO COM 742718109 212,683 1,319 SH SOLE 0 0 1,319
S&P GLOBAL INC COM 78409V104 251,957 476 SH SOLE 0 0 476
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,062,763 43,449 SH SOLE 0 0 43,449
SCHWAB STRATEGIC TR US TIPS ETF 808524870 410,985 15,468 SH SOLE 0 0 15,468
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 230,937 5,186 SH SOLE 0 0 5,186
SPDR S&P 500 ETF TR TR UNIT 78462F103 462,150 748 SH SOLE 0 0 748
SPOTIFY TECHNOLOGY S A SHS L8681T102 270,881 375 SH SOLE 0 0 375
TESLA INC COM 88160R101 356,943 1,187 SH SOLE 0 0 1,187
UNITED PARCEL SERVICE INC CL B 911312106 879,131 8,415 SH SOLE 0 0 8,415
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,407,637 17,965 SH SOLE 0 0 17,965
VANGUARD BD INDEX FDS INTERMED TERM 921937819 954,462 12,394 SH SOLE 0 0 12,394
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,079,856 182,270 SH SOLE 0 0 182,270
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 342,314 6,996 SH SOLE 0 0 6,996
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 22,697,906 381,540 SH SOLE 0 0 381,540
VERIZON COMMUNICATIONS INC COM 92343V104 295,539 6,766 SH SOLE 0 0 6,766
WALMART INC COM 931142103 214,731 2,185 SH SOLE 0 0 2,185
WISDOMTREE TR US QTLY DIV GRT 97717X669 683,735 8,104 SH SOLE 0 0 8,104
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,099,561 25,372 SH SOLE 0 0 25,372
WISDOMTREE TR US SMALLCAP DIVD 97717W604 813,306 25,001 SH SOLE 0 0 25,001
WISDOMTREE TR INTL EQUITY FD 97717W703 1,100,330 17,304 SH SOLE 0 0 17,304
WISDOMTREE TR INTL QULTY DIV 97717X131 494,173 12,552 SH SOLE 0 0 12,552
WISDOMTREE TR EMER MKT HIGH FD 97717W315 313,593 6,899 SH SOLE 0 0 6,899