The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 214,344 977 SH SOLE 977 0 0
APPLE INC COM 037833100 489,593 2,386 SH SOLE 2,386 0 0
COCA COLA CO COM 191216100 203,843 2,881 SH SOLE 2,881 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 5,911,660 139,558 SH SOLE 139,558 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,213,034 64,016 SH SOLE 64,016 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,775,052 101,090 SH SOLE 101,090 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 848,805 13,323 SH SOLE 13,323 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 469,344 15,980 SH SOLE 15,980 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 947,166 1,717 SH SOLE 1,717 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 1,585,814 84,803 SH SOLE 84,803 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 1,529,166 74,630 SH SOLE 74,630 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 1,573,074 80,055 SH SOLE 80,055 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 1,589,562 81,432 SH SOLE 81,432 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 693,377 30,055 SH SOLE 30,055 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,524,239 73,706 SH SOLE 73,706 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 2,199,927 22,971 SH SOLE 22,971 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,502,665 54,341 SH SOLE 54,341 0 0
ISHARES TR MSCI EAFE ETF 464287465 285,243 3,191 SH SOLE 3,191 0 0
ISHARES TR RUS 1000 ETF 464287622 1,081,870 3,186 SH SOLE 3,186 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 9,449,869 177,329 SH SOLE 177,329 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,699,237 126,976 SH SOLE 126,976 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,580,734 38,464 SH SOLE 38,464 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,282,504 41,614 SH SOLE 41,614 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 281,938 5,573 SH SOLE 5,573 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 4,261,382 84,034 SH SOLE 84,034 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 355,163 2,625 SH SOLE 2,625 0 0
JPMORGAN CHASE & CO. COM 46625H100 207,865 717 SH SOLE 717 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 213,357 3,965 SH SOLE 3,965 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,145,409 6,709 SH SOLE 6,709 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 826,596 6,090 SH SOLE 6,090 0 0
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 1,604,067 21,419 SH SOLE 21,419 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 2,021,184 37,168 SH SOLE 37,168 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 3,566,357 49,063 SH SOLE 49,063 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,482,478 2,617 SH SOLE 2,617 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 1,950,069 45,776 SH SOLE 45,776 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 424,160 1,675 SH SOLE 1,675 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 735,394 10,644 SH SOLE 10,644 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,246,505 109,569 SH SOLE 109,569 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 372,868 2,797 SH SOLE 2,797 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,481,078 22,033 SH SOLE 22,033 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 206,298 4,171 SH SOLE 4,171 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 210,471 3,519 SH SOLE 3,519 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 317,951 1,630 SH SOLE 1,630 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 399,902 1,429 SH SOLE 1,429 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,273,029 50,252 SH SOLE 50,252 0 0